Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Uni Card had been launched by Uniorbit Technologies (UNI), and this was in partnership with the RBL Bank, State Bank of Mauritius (SBM), and Liquiloans.
This card is not a credit card where you incur interest from the first billing cycle’s date of payment. With the Uni Card, you can pay your bill over a period of 3 months in equal parts.
The Uni Card is one that allows you to pay off your bills in three instalments. This payment can be made over a period of three months. There is no fee levied for spreading out the payment over the three months. Let us look into the features and benefits of the card.
| Particulars | Fee |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
You can set your own limits for payment with the Uni Card. You can also choose how you want to spend the card by locking and unlocking it from the app.
You can apply for the Uni Card by following these steps:
Step 1: Go to the website, https://www.uni.cards/apply
Step 2: Enter your phone number, name and your email ID.
Step 3: Click on ‘Submit’
Step 4: You will be redirected to another page.
Step 5: Follow the instructions on the page to apply for the Uni Card.
You can call the toll-free customer care number at 080 68216821.
If you are not satisfied with the response from Level 1, you can call +91 22 7120 9091. You can also send an email to ppihelpdesk@rblbank.com.
You can contact the bank's Nodal officer if the response from level 2 has not solved your query.
The Uni Card is not a credit card. Although it works very similarly to a credit card. This is a card through which you can split your spends into 3 parts.
Example:
In order to apply for the Uni Card, you will have to be at least 18 years of age.
The Uni Card has no joining or annual fee.
Yes, UNI cards offer 1% cashbacks on all retail spendings.
The Uni Card is not a credit card. Although it works very similarly to a credit card. This is a card through which you can split your spends into 3 parts.
No, you cannot apply for a Uni Card as an NRI.
The validity of the Uni Card is unlimited.
Yes, you can always request and increase the limit of your credit card.
When you apply for the Uni Card, you should have a credit score of at least 750 or above.
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