UNI Carbon Credit Card

The UNI CARBON Credit Card is a mid-segment fuel credit card and offers reward points on your fuel transactions at all HPCL outlets in India. The joining fee of the credit card is Rs.499.

Key Highlights of UNI Carbon Credit Card

• Get a bonus of up to Rs.300 as your welcome.
• Get 16 rewards on fuel spends (transaction value of Rs.500 and above).
• For every Rs.100 that you spend on non-fuel transaction, earn Rs.0.50.
• When your annual spends reach Rs.1.25 lakh in one year, you get bonus points.
• Get 1% fuel surcharge waiver on your transaction value of Rs.200 and more at HPCL outlets.

Features and Benefits of UNI Carbon Credit Card

Welcome benefits:

• Get a welcome bonus of up to Rs.300.
• You have to buy fuel worth Rs.300 and above, at HPCL outlets.
• When your annual spends reach Rs.1.25 lakh in one year, you get bonus points.

Rewards points benefits:

• On every Rs.100 that you spend on your non-fuel expenses, you get 2 reward points.
• For every Rs.100 that you spend on non-fuel transaction, earn Rs.0.50.

Cashback benefits:

• Get 16 rewards on fuel spends (transaction value of Rs.500 and above).
• This is equivalent to Rs.4.00 cashback on every Rs.100 that you spend.
• Additional 1.50% cash back as 6 payback points on transactions you make on HP Pay App of HPCL.

Fuel benefits:

• Get 1% fuel surcharge waiver on your transaction value of Rs.200 and more at HPCL outlets.
• The waiver is over and above the 4% cashback.

Insurance benefits:

• Get up to Rs.10 lakh as insurance.

Milestone benefits:

• When your annual spends reach Rs.1.25 lakh in one year, you get bonus points.

Fees and Charges of the UNI Carbon Credit Card

Eligibility Criteria of UNI Carbon Credit Card

• If you are a salaried individual, you must be at least 18 years old and no older than 60 years old.
• If you are a self-employed person, your minimum age should be 18 years and your maximum age should be 70 years.
• You should have a minimum income of Rs.2.50 lakh per annum.

FAQs on UNI Carbon Credit Card

1. How many add-on credit cards can I apply for?

   You can apply for a maximum of 3 add-on credit cards.

2. What is the credit free period of the card?

   The credit free period of the card is 21 to 50 days based on the date of purchase.

3. During rewards points redemption what is the value of each reward point?

   Each reward is 0.25 paise.