Is there an annual fee payable for the UCO Bank SimplySAVE SBI Card?

The annual fee payable for the UCO Bank SimplySAVE SBI Card is Rs.499 (plus applicable taxes). This amount is payable from the second year. However, if the annual spend on the credit card is Rs.1 lakh or more, the annual fee is reversed.

Where can I check the limit of my UCO Bank SimplySAVE SBI Card?

Once the UCO Bank SimplySAVE SBI Card is issued to you, you can check the credit limit of the card in the starter kit which is sent to you. The credit limit varies from person to person and will be communicated to the respective cardholders when the card is being issued by the bank.

Where can I check the available credit limit on my UCO Bank SimplySAVE SBI Card?

Once you have enrolled your card to the official SBI Card portal, you can simply log in to the SBI Card portal or the SBI Card mobile phone application to check the credit limit that is available.

UCO Bank SimplySAVE SBI Card

State Bank of India (SBI), in collaboration with UCO Bank now offers the UCO Bank SimplySAVE SBI Card to its customers. This credit card comes with a one-time annual fee of Rs.499 (taxes applicable). The UCO Bank SimplySAVE SBI Card offers a number of benefits such as welcome bonus, reward points, visa privileges, lounge access, and so on.

Credit cards that save money - Apply now on BankBazaar!

Key Highlights of UCO Bank SimplySAVE SBI Card

Welcome Benefit:

Get a cashback of Rs.100 on your first ATM cash withdrawal. This has to be done within 30 days after receiving the card.

Extravaganza Offer:

Spend a minimum of Rs.2,000 on the card within 60 days from the date of issuance to get 2,000 bonus reward points.

Milestone Benefits:

On spending Rs.1 lakh in a year, the renewal fee will be waived off for the following year.

Reward Points Benefits:

Get 10 reward points on every Rs.100 spent for dining, departmental stores, movies, and groceries.
For every Rs.150 spent on all other categories, you earn 1 reward point.

Features and Benefits of UCO Bank SimplySAVE SBI Card

Type of Fee	Amount
Annual Fee	Rs.499
Renewal Fee	Rs.499
Finance Charges	Up to 3.35% monthly
Add-On card fee	Nil
Cash advance fee	2.5% of the amount withdrawn or Rs.500 (Domestic ATMs) 2.5% of the amount withdrawn or Rs.500 (International ATMs)
Finance Charges	3.50% per month or 42% per annum
Payment dishonor fee	2% of the payment amount; minimum of Rs.450
Statement request	Rs.100 per statement (more than 2 months old)
Cash payment fee	Rs.250
Late payment	From Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300.
Cheque payment fee	Rs.100
Over limit fee	2.5% of the over limit amount; minimum of Rs.600
Rewards redemption fee	Rs.99
Foreign currency transaction	3.50%

Credit cards that save money - Apply now on BankBazaar!

Fees and Charges of UCO Bank SimplySAVE SBI Card

Type of Fee	Charges (in INR)
Annual Fee (One Time Fee)	Rs.499 + applicable taxes
Add-on Card Fee	Nil
Renewal Fee (Second year onwards)	Rs.499 + applicable taxes (Reversible on an annual spend of Rs.1 lakh or more)
Cash Advance Fee	2.5% or Rs.500 (higher of the two)
Cash Payment Fee	Rs.250 + applicable taxes
Late Payment Charges	Total amount due of Rs.0 to Rs.500 - Nil Total amount due of Rs.500 to Rs.1,000 - Rs.400 Total amount due of Rs.1,000 to Rs.10,000 - Rs.750 Total amount due of Rs.10,000 to Rs.25,000 - Rs.950 Total amount due of Rs.25,000 to Rs.50,000 - Rs.1,100 Total amount due of more than Rs.50,000 - Rs.1,300

Eligibility Criteria for UCO Bank SimplySAVE SBI Card

There are a few basic eligibility criteria that have to be fulfilled to be able to apply for the UCO Bank SimplySAVE SBI Card. These are as follows:

The age of the applicant should be between 21 years and 60 years.
The applicant should have a good credit score.
The applicant should be self-employed or salaried with a regular income source.

Credit cards that save money - Apply now on BankBazaar!

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>

FAQs on UCO Bank SimplySAVE SBI Card

Is there an annual fee payable for the UCO Bank SimplySAVE SBI Card?
The annual fee payable for the UCO Bank SimplySAVE SBI Card is Rs.499 (plus applicable taxes). This amount is payable from the second year. However, if the annual spend on the credit card is Rs.1 lakh or more, the annual fee is reversed.
Where can I check the limit of my UCO Bank SimplySAVE SBI Card?
Once the UCO Bank SimplySAVE SBI Card is issued to you, you can check the credit limit of the card in the starter kit which is sent to you. The credit limit varies from person to person and will be communicated to the respective cardholders when the card is being issued by the bank.
Where can I check the available credit limit on my UCO Bank SimplySAVE SBI Card?
Once you have enrolled your card to the official SBI Card portal, you can simply log in to the SBI Card portal or the SBI Card mobile phone application to check the credit limit that is available.

Types of Credit Card

Credit Card by Banks

Articles on Credit Card

Credit Card Customer Care

Credit Card Bill Payment

Credit Card Eligibility

Disclaimer

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.