Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

    • UCO Bank SimplySAVE SBI Card

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    Check your Eligibility!

    State Bank of India (SBI), in collaboration with UCO Bank now offers the UCO Bank SimplySAVE SBI Card to its customers. This credit card comes with a one-time annual fee of Rs.499 (taxes applicable). The UCO Bank SimplySAVE SBI Card offers a number of benefits such as welcome bonus, reward points, visa privileges, lounge access, and so on.

    Key Highlights of UCO Bank SimplySAVE SBI Card

    Welcome Benefit:

    • Get a cashback of Rs.100 on your first ATM cash withdrawal. This has to be done within 30 days after receiving the card.

    Extravaganza Offer:

    • Spend a minimum of Rs.2,000 on the card within 60 days from the date of issuance to get 2,000 bonus reward points.

    Milestone Benefits:

    • On spending Rs.1 lakh in a year, the renewal fee will be waived off for the following year.

    Reward Points Benefits:

    • Get 10 reward points on every Rs.100 spent for dining, departmental stores, movies, and groceries.
    • For every Rs.150 spent on all other categories, you earn 1 reward point.

    Features and Benefits of UCO Bank SimplySAVE SBI Card

    Type of Fee Amount
    Annual Fee Rs.499
    Renewal Fee Rs.499
    Finance Charges Up to 3.35% monthly
    Add-On card fee Nil
    Cash advance fee
    • 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
    • 2.5% of the amount withdrawn or Rs.500 (International ATMs)
    Finance Charges 3.50% per month or 42% per annum
    Payment dishonor fee 2% of the payment amount; minimum of Rs.450
    Statement request Rs.100 per statement (more than 2 months old)
    Cash payment fee Rs.250
    Late payment
    • From Rs.0 to Rs.500 - Nil
    • More than Rs.500 up to Rs.1,000 - Rs.400
    • More than Rs.1,000 up to Rs.10,000 - Rs.750
    • More than Rs.10,000 up to Rs.25,000 - Rs.950
    • More than Rs.25,000 up to Rs.50,000 - Rs.1,100
    • More than Rs.50,000 - Rs.1,300.
    Cheque payment fee Rs.100
    Over limit fee 2.5% of the over limit amount; minimum of Rs.600
    Rewards redemption fee Rs.99
    Foreign currency transaction 3.50%
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    Fees and Charges of UCO Bank SimplySAVE SBI Card

    Type of Fee Charges (in INR)
    Annual Fee (One Time Fee) Rs.499 + applicable taxes
    Add-on Card Fee Nil
    Renewal Fee (Second year onwards) Rs.499 + applicable taxes (Reversible on an annual spend of Rs.1 lakh or more)
    Cash Advance Fee 2.5% or Rs.500 (higher of the two)
    Cash Payment Fee Rs.250 + applicable taxes
    Late Payment Charges
    • Total amount due of Rs.0 to Rs.500 - Nil
    • Total amount due of Rs.500 to Rs.1,000 – Rs.400
    • Total amount due of Rs.1,000 to Rs.10,000 – Rs.750
    • Total amount due of Rs.10,000 to Rs.25,000 – Rs.950
    • Total amount due of Rs.25,000 to Rs.50,000 – Rs.1,100
    • Total amount due of more than Rs.50,000 – Rs.1,300

    Eligibility Criteria for UCO Bank SimplySAVE SBI Card

    There are a few basic eligibility criteria that have to be fulfilled to be able to apply for the UCO Bank SimplySAVE SBI Card. These are as follows:

    • The age of the applicant should be between 21 years and 60 years.
    • The applicant should have a good credit score.
    • The applicant should be self-employed or salaried with a regular income source.
    Check Your Eligibility

    FAQs on UCO Bank SimplySAVE SBI Card

    1. Is there an annual fee payable for the UCO Bank SimplySAVE SBI Card?

      The annual fee payable for the UCO Bank SimplySAVE SBI Card is Rs.499 (plus applicable taxes). This amount is payable from the second year. However, if the annual spend on the credit card is Rs.1 lakh or more, the annual fee is reversed.

    2. Where can I check the limit of my UCO Bank SimplySAVE SBI Card?

      Once the UCO Bank SimplySAVE SBI Card is issued to you, you can check the credit limit of the card in the starter kit which is sent to you. The credit limit varies from person to person and will be communicated to the respective cardholders when the card is being issued by the bank.

    3. Where can I check the available credit limit on my UCO Bank SimplySAVE SBI Card?

      Once you have enrolled your card to the official SBI Card portal, you can simply log in to the SBI Card portal or the SBI Card mobile phone application to check the credit limit that is available.

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