Titan SBI Card

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Fees and Charges on Titan SBI Card

The following are the fees associated with Titan SBI Card:  

1. Annual Fee (one-time): This fee, amounting to Rs.2999 plus GST, is payable once during card activation. 

1. Renewal Fee (per annum): An annual charge of Rs.2999 plus GST is levied for card renewal every year. 
2. Add-on Fee (per annum): There is no extra fee charged for add-on cards annually.

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How to Apply for a Titan SBI Credit Card Online?

To apply for the Titan SBI Card Visa, follow these steps: 

1. Step 1: Visit the official website of the State Bank of India (SBI) or SBI Card. 
2. Step 2: Navigate to the section for credit cards or specifically for the Titan SBI Card. 
3. Step 3: Click on the ‘Apply Now’ button. 
4. Step 4: Fill out the online application form with accurate personal and financial details. 
5. Step 5: Upload any required documents as per the instructions provided. 
6. Step 6: Review the terms and conditions of the card and the application process. 
7. Step 7: Submit your application. 
8. Step 8: After submission, you may receive a confirmation message or reference number. 
9. Step 9: Wait for the bank to process your application. This may take a few days to a few weeks. 
10. Step 10: Once approved, you will receive your Titan SBI Card Visa by mail to the address provided in your application.

Eligibility for the Titan SBI Card

To be eligible for an SBI Credit Card, applicants must meet the following criteria:  

1. Age: The minimum age requirement is 21 years, while the maximum age limit is 70 years. 
2. Occupation: Applicants can be either salaried individuals or self-employed. 

Additionally, they should have a regular source of income and maintain a good credit score. These factors are crucial in determining eligibility and assessing the applicant's creditworthiness.

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Documents Required for Titan SBI Card

To apply for the Titan SBI Card, you typically need to provide the following documents:

Proof of Identity (Any one of the following):

1. Passport 
2. Aadhaar card 
3. Voter ID card
4. Driving license
5. PAN card

Proof of Address (Any one of the following):

1. Aadhaar card
2. Voter ID card 
3. Utility bills (electricity, water, gas) not more than 3 months old 
4. Passport 

Income Proof (Any one of the following):

1. Salary slips for the last 3 months 
2. Bank statements for the last 3 months showing salary credits 
3. Form 16 for the last financial year 
4. Income Tax Returns (ITR) for the last financial year

Passport-size Photographs: Usually, 2 recent passport-size photographs are required.

Additional Documents: Depending on the bank's requirements and your individual circumstances, you may be asked to provide additional documents such as Form 60/61 (if PAN is not available), employment proof, or business proof.

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FAQs on Titan SBI Card

• What travel benefits are available with the Titan SBI Card?

  Cardholders can enjoy access to domestic and international airport lounges, with 8 domestic lounge visits and 4 international lounge visits per year.

• Which brands offer accelerated reward points on the Titan SBI Card?

  Accelerated benefits are available at select Titan brands, including World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, Sonata, Tanishq, Mia, Caratlane, and Zoya.

• Does the Titan SBI Card offer renewal reward points?

  No, the card does not offer renewal reward points, but it does provide spend-based annual benefits.

• What is the fuel surcharge waiver on the Titan SBI Card?

  Cardholders enjoy a 1% fuel surcharge waiver on transactions up to Rs.3,000 at all petrol pumps in India.

• Are there any free movie tickets offered on the Titan SBI Card?

  No, the card does not offer free movie tickets as a benefit. 

• What categories qualify for accelerated benefit point accrual?

  Accelerated benefits are applicable only on selected Titan brands, including World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, Sonata, Caratlane, Mia, Zoya, and Tanishq.

• How can customers repay their Titan SBI Card bills?

  Customers can conveniently repay their bills through various channels including the SBI Card mobile app, website, net banking, SBI ATM, SBI branch, and by enabling auto debit.

• What is the balance transfer on the EMI feature offered by the Titan SBI Card?

  The balance transfer on EMI feature allows cardholders to transfer outstanding balances from other credit cards to the Titan SBI Card at lower interest rates, with the option to pay back in EMIs.

• What is the Easy Money service provided by the Titan SBI Card?

  With the Easy Money service, cardholders can access drafts or cheques against their cash limit and have them delivered to their doorstep for added convenience.

• Does the Titan SBI Card offer any rewards for utility bill payments?

  Yes, customers can conveniently pay electricity, telephone, mobile, and other utility bills using the Easy Bill Pay facility available with the card.

• Is there a fee for linking the Titan SBI Card on Visa to UPI?

  No, there is no fee for linking or carrying out transactions from UPI on the Titan SBI Card.

• Is there any expiration date for the earned card cashback on the Titan SBI Card?

  No, the card cashback earned does not expire and is automatically credited to the customer's SBI Card account within two working days of the statement generation date.

• Can customers switch from one network variant to another on the Titan SBI Card, such as from RuPay to Visa?

  No, flipping or transferring the Titan SBI Card from one network variant to another is restricted. Customers need to apply for a new card if they wish to change the network variant.

• How can customers redeem the reward points earned on the Titan SBI Card?

  Customers can redeem their reward points for exclusive Titan vouchers via the SBI Card website, mobile app, or by calling the customer care center.