Tata Neu Plus HDFC Bank Credit Card
The Tata Neu Plus HDFC Bank Credit Card is a co-branded credit card from HDFC Bank and Tata Neu that earns NeuCoins on everyday spends. You can apply for it through the Tata Neu app, and it comes with partner-brand rewards, domestic lounge access and a fuel surcharge waiver.
We found 1 HDFC Credit Card
7% Back On Tata Neu
See Less
Fee Details
- 1st Year - ₹ 499 + taxes
- 2nd Year Onwards - ₹ 499 + taxes (reversed on spends of ₹1 lakh in the year before renewal)
Joining Perks
- 499 NeuCoins on Tata Neu App
- Amazon gift voucher for applying online and spending ₹500 within 14 days of issue
Rewards
- Non-EMI spends on Tata Neu & partner Tata Brands: 2% NeuCoins
- Tata Neu app/site spends (selected categories): Additional 5% NeuCoins
- All other spends: 1% NeuCoins²
- UPI spends on the RuPay card: 0.25% NeuCoins³
- Partner Tata brands - bigbasket, Croma, Tata CLiQ, Tata 1mg and others: 2% NeuCoins
- 1 NeuCoin = ₹1 on Tata Neu
Documents
- PAN or Form 60, identity proof, address proof, income proof, photographs
What you'll love
Welcome benefit: 499 NeuCoins on Tata Neu app
2% back as NeuCoins on non-EMI spends on Tata Neu & partner Tata Brands
Additional 5% back as NeuCoins on spends on selected categories on Tata Neu app/site
1% back as NeuCoins on all other eligible spends
Up to 1% back as NeuCoins on all eligible EMI spends
Milestone-based complimentary domestic airport lounge access
1% fuel-surcharge waiver on transactions of ₹400-₹5,000⁴
1 domestic lounge visit per quarter
499 NeuCoins on Tata Neu App on first transaction within 30 days of card issuance
Spends on Tata 1MG, BigBasket, Croma, Air India Express, Tata CliQ, IHCL (TAJ group of Hotels), Westside, Qmin, Tata Play, Cult.fit, Titan, Tanishq, bill payments on Tata Pay: 2% NeuCoins
Non-EMI spends on non-Tata brands, EMI spends on any brands and spends on grocery, insurance, utility, telecom & cable: 1% NeuCoins
Spends using any UPI ID: 0.25% NeuCoins
Spends using Tata Neu UPI ID: 0.75% NeuCoins
Additional 5% NeuCoins on spends on selected categories via NeuPass membership on Tata Neu app/site
Annual-fee waiver on spends of ₹1 lakh or more in previous year
1 domestic airport lounge access voucher on spending ₹50,000 or more in a calendar quarter (up to 4/calendar year)
Redeem Neucoins for purchases on Tata Neu app/site (1 Neucoin = ₹1)
1% fuel-surcharge waiver at petrol bunks (on min. spend of ₹400, capped at ₹250 per statement cycle)
Zero lost card liability if reported to bank immediately
Think about
NeuCoins on eligible UPI spends capped at 500/month
NeuCoins on grocery spends capped at 1,000/month
NeuCoins on insurance, utility, telecom & cable spends capped at 2,000 each per month
No points for spends on fuel, Smart EMI, rent, wallet/prepaid card loads, vouchers, government, online gaming, education-related payments made via third-party apps
Points on education payments only made directly on college/school sites or POS machines
NeuCoins validity: 12 months from the end of the month in which they're credited
²UPI spends earn 0.25% NeuCoins; fuel, wallet loads, rent, government payments and EMI conversions earn none.
³Excludes fuel, wallet loads, rent, government payments and EMI conversions.
⁴Waiver capped at ₹250 per statement cycle.
¹Charged on the 120th day after the card is issued.
Features of Tata Neu Plus Credit Card
The main features of the Tata Neu Plus HDFC Bank Credit Card are mentioned below:
- Joining Fee: Rs.499 plus taxes, offset by the 499 NeuCoins welcome benefit on your first eligible transaction.
- Welcome benefit: Get a welcome benefit of 499 NeuCoins with Tata NeuCard Plus on completing the first transaction within 30 days of card issuance.
- Rewards: With Plus credit card, get up to 7% NeuCoins which is inclusive of 5% NeuCoins with NeuPass membership on selected categories. You also earn 2% NeuCoins as reward on shopping with Tata partner brands like Croma, Westside, etc. Earn 2% reward points on making bill payment using Tata Neu, 1% NeuCoins on Tata Neu UPI spends and 0.25% NeuCoins on other UPI spends. Total NeuCoins earned on all UPI spends are capped at 500 NeuCoins per calendar month. NeuCoins are not earned on fuel, wallet, rental, government and online skill-based gaming transactions.
- Lounge Benefits: You get up to 4 domestic lounge access in a year, one every quarter, with NeuCard Plus. Do note that you will have to make transactions worth Rs.50,000 in a calendar quarter to avail yourself of the domestic lounge benefits. Once you qualify, you receive an SMS and email, and you must claim your lounge voucher on the HDFC Bank claim portal within 120 days of qualifying. You can use the voucher at eligible domestic lounges within 180 days of its issuance.
- Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver at all fuel stations across India, applicable on transactions between Rs.400 and Rs.5,000. The maximum waiver you can get is Rs.250 per statement cycle.
- Waiver on Renewal Fees: Get your renewal fees waived off on spending Rs.1 lakh or more in the previous year.
Eligibility Criteria for Tata Neu Plus HDFC Bank Credit Card
The eligibility criteria that must be met to apply for the credit card are mentioned below:
- The applicant should be an Indian national.
- The age requirement for applicants is 21 to 60 years for salaried applicants and 21 to 65 years for self-employed applicants.
- The salaried applicant should have a monthly income of Rs.25,000 or more.
- For the self-employed, a minimum annual Income Tax Return (ITR) of Rs.6 lakhs is required.
- The Tata Neu HDFC Bank Credit Card will share the credit limit with the applicant’s existing HDFC Bank Credit Card.
Documents required to apply for Tata Neu Plus HDFC Bank Credit Card
The below-listed documents are required to apply for Tata Neu Plus credit card:
- Valid ID proof: Aadhaar card, Voter ID, etc.
- Address proof: Aadhaar card, Voter ID, Driving Licence, etc.
- PAN card.
- Multiple copies of passport-sized photographs.
- In certain cases, you may also need to upload documents and complete a video KYC.
How to Apply for a Tata Neu Plus HDFC Bank Credit Card
Follow the steps given below to apply for Tata Neu Plus HDFC Bank credit card:
Step 1: You need to download the Tata Neu application.
Step 2: Login on the Tata Neu app and navigate to the ‘Finance’ section.
Step 3: Click on the option ‘Credit Cards’.
Step 4: Enter all the details in the Tata Neu credit card application form.
Step 5: Submit the application form.
Step 6: You will get your Tata Neu credit card once the verification process is complete.
You can also apply for the Tata Neu Plus HDFC Bank Credit Card through the HDFC Bank website or at your nearest HDFC Bank branch.
Fees and Charges for Tata Neu Plus HDFC Bank Credit Card
The fees that are levied for the Tata Neu Plus HDFC Bank Credit Card are mentioned below:
Joining Fee | Rs.499 plus taxes. |
Add-on card Fee | Free |
Renewal Fee | Rs.499 plus taxes. In case Rs.1 lakh and above is spent before the renewal date, the renewal fee need not be paid. |
Cash Processing Fee | Rs.100 |
Balance Transfer Processing Charges | 1% of the amount for Rs.250 (whichever is higher) |
Cash Advance Fee | 2.5% of the amount withdrawn or Rs.500, whichever is higher |
Reissue Charges | Rs.100 plus taxes for a lost or damaged card. |
Finance Charges | 3.75% per month (45% p.a.) |
Note: Interest rates updated on 05 October 2026.
NeuCoins Redemption
You can use the NeuCoins on the Tata Neu website/app for purchases on brands such as:
- Qmin
- TATA 1MG
- Air India Express
- Hotel purchases/bookings on IHCL
- TATA CLiQ Luxury
- Westside
- Croma
- TATA CLiQ
- Bigbasket
- Titan and Tanishq
The NeuCoins that are available and that have been accumulated will be mentioned on the monthly statement.
NeuCoins Validity
NeuCoins earned on your Tata Neu HDFC Bank Credit Card are valid for 12 months from the end of the month in which they are credited to your Tata Neu account. For any special promotional NeuCoins, their specific expiry date will be clearly stated when they are issued.
Summary
The Tata Neu Plus HDFC Bank Credit Card rewards your everyday spends with NeuCoins and adds domestic lounge access and a fuel surcharge waiver. Check the eligibility criteria, fees and NeuCoins validity above before you apply. You can apply through the Tata Neu app, the HDFC Bank website or an HDFC Bank branch.
FAQs for Tata Neu Plus HDFC Bank Credit Card
1.What is the Tata Neu Plus HDFC Bank Credit Card?
The Tata Neu Plus HDFC Bank Credit Card is a co-branded credit card from HDFC Bank and Tata Neu that earns NeuCoins on eligible spends. It is one of two variants in the Tata Neu HDFC Bank credit card range, the other being the Tata Neu Infinity HDFC Bank Credit Card. Its main features are listed in the features section above.
2.How do I earn NeuCoins on the Tata Neu Plus HDFC Bank Credit Card?
You earn NeuCoins on eligible Tata Neu Plus HDFC Bank Credit Card spends, with higher rates on Tata Neu and partner Tata brands and on categories covered by NeuPass membership. The current reward rates are listed in the features section above and can change over time.
3.Does the Tata Neu Plus HDFC Bank Credit Card offer a welcome benefit?
Yes, the Tata Neu Plus HDFC Bank Credit Card offers a welcome benefit in NeuCoins on your first eligible transaction after card issuance. The amount and the conditions are listed in the features section above.
4.On which spends does the Tata Neu Plus HDFC Bank Credit Card not earn NeuCoins?
The Tata Neu Plus HDFC Bank Credit Card does not earn NeuCoins on Smart EMI, card fees, outstanding balance payments, cash advances, voucher purchases, fuel, wallet loads, rental, government payments and online skill-based gaming. HDFC Bank revises this list from time to time, so check the current terms before you spend.
5.Does the Tata Neu Plus HDFC Bank Credit Card offer airport lounge access?
Yes, the Tata Neu Plus HDFC Bank Credit Card offers complimentary domestic airport lounge access as a spend-based milestone benefit. The spend requirement and the number of lounge vouchers are listed in the features section above.
6.Does the Tata Neu Plus HDFC Bank Credit Card offer a fuel surcharge waiver?
Does the Tata Neu Plus HDFC Bank Credit Card offer a fuel surcharge waiver?
7.Who is eligible for the Tata Neu Plus HDFC Bank Credit Card?
Salaried and self-employed Indian nationals who meet HDFC Bank's age and income criteria can apply for the Tata Neu Plus HDFC Bank Credit Card. The criteria are listed in the eligibility section above.
8.What is the minimum age to apply for the Tata Neu Plus HDFC Bank Credit Card?
The minimum age to apply for the Tata Neu Plus HDFC Bank Credit Card is the same for salaried and self-employed applicants. The age requirements are listed in the eligibility section above.
9.Do I need an existing HDFC Bank credit card to apply for the Tata Neu Plus HDFC Bank Credit Card?
An existing HDFC Bank credit card is not listed as an eligibility requirement for the Tata Neu Plus HDFC Bank Credit Card. If you already hold an HDFC Bank credit card, the new card shares the credit limit with it.
10.Which documents are required to apply for the Tata Neu Plus HDFC Bank Credit Card?
You need ID proof, address proof, a PAN card and passport-sized photographs to apply for the Tata Neu Plus HDFC Bank Credit Card, as listed in the documents section above. In certain cases, HDFC Bank may also ask you to upload documents and complete a video KYC.
11.How do I apply for the Tata Neu Plus HDFC Bank Credit Card?
You can apply for the Tata Neu Plus HDFC Bank Credit Card through the Finance section of the Tata Neu app, the HDFC Bank website or an HDFC Bank branch. The steps are listed in the how to apply section above, and approval is at the sole discretion of HDFC Bank after verification.
12.What fees apply to the Tata Neu Plus HDFC Bank Credit Card?
The joining fee, renewal fee and other charges for the Tata Neu Plus HDFC Bank Credit Card are listed in the fees and charges table above. The renewal fee can be waived if you meet the annual spend condition mentioned there.
Types of Credit Card
- Top 10 Credit Cards in India
- Fuel Credit Cards
- Lifetime Free Credit Cards
- Kisan Credit Card
- Student Credit Cards in India
- Shopping Credit Cards
- Contactless Credit Cards
- Travel Credit Cards
- Co-Branded Credit Cards
- Lifestyle Credit Cards
- Rewards Credit Cards
- Business Credit Cards
- NRI Credit Cards
- Cashback Credit Cards
- Lounge Access Credit Cards
Credit Card by Banks
- Axis Bank Credit Card
- HDFC Bank Credit Card
- Kotak Bank Credit Card
- Federal Bank Credit Card
- SBI Credit Cards
- HSBC Credit Card
- IndusInd Bank Credit Card
- RBL Bank Credit Card
- Standard Chartered Credit Card
- YES Bank Credit Card
- Canara Bank Credit Card
- Punjab National Bank Credit Card
- Bank of Baroda Credit Card
- IDBI Credit Card
- Union Bank of India Credit Card
- Bank of India Credit Card
Articles on Credit Card
- How to Check Credit Card Status
- How to Manage Multiple Credit Cards
- Best Credit Card for Poor Credit
- How to get Credit Card without Job
- Credit Card Insurance Benefits
- How to Apply for Lost Credit Card
- Reasons for Credit Card Rejection
- Advantages & Disadvantages of Credit Card
- Difference between Credit Card & Debit Card
Credit Card Customer Care
- SBI Credit Card Customer Care
- HDFC Bank Credit Card Customer Care
- Axis Bank Credit Card Customer Care
- Federal Bank Credit Card Customer Care
- IndusInd Bank Credit Card Customer Care
- PNB Credit Card Customer Care
- RBL Bank Credit Card Customer Care
- Kotak Credit Card Customer Care
- Yes Bank Credit Card Customer Care
- Standard Chartered Credit Card Customer Care
- Canara Bank Credit Card Customer Care
- HSBC Credit Card Customer Care
- Indian Bank Credit Card Customer Care
- Bank of Baroda Credit Card Customer Care
- Bank of India Credit Card Customer Care
- Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
- Credit Card Bill Payment
- SBI Credit Card Bill Payment
- HDFC Credit Card Bill Payment
- Federal Bank Credit Card Bill Payment
- Axis Bank Credit Card Bill Payment
- IndusInd Credit Card Bill Payment
- Kotak Credit Card Bill Payment
- Standard Chartered Credit Card Bill Payment
- RBL Bank Credit Card Bill Payment
- HSBC Credit Card Bill Payment
- PNB Credit Card Bill Payment
- Canara Bank Credit Card Bill Payment
- Bank of Baroda Credit Card Bill Payment
- Bank of India Credit Card Bill Payment
- Union Bank Credit Card Bill Payment
Credit Card Eligibility
- Credit Card Eligibility
- SBI Credit Card Eligibility
- HDFC Credit Card Eligibility
- Federal Bank Credit Card Eligibility
- Axis Bank Credit Card Eligibility
- Yes Bank Credit Card Eligibility
- IndusInd Bank Credit Card Eligibility
- HSBC Credit Card Eligibility
- Kotak Credit Card Eligibility
- Canara Bank Credit Card Eligibility
- Standard Chartered Credit Card Eligibility
- RBL Bank Credit Card Eligibility
- Bank of Baroda Credit Card Eligibility
- Union Bank Credit Card Eligibility
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.