Swiggy Ornge HDFC Bank Credit Card

The Swiggy Ornge HDFC Bank Credit Card offers cashback on eligible Swiggy and online spends, along with a complimentary 12-month Swiggy One membership and Mastercard privileges. The card comes with a joining and annual fee of Rs.500 plus applicable taxes, with fee waiver available on eligible annual spends. 

Features and Benefits of Swiggy Ornge HDFC Bank Credit Card

The Swiggy Ornge HDFC Bank Credit Card offers cashback on eligible spends, exclusive Swiggy benefits, golf privileges, and convenient payment features.

Welcome Benefits

Enjoy exclusive welcome rewards upon card activation.

  • Complimentary Swiggy One Membership for 12 months, subject to applicable terms and conditions.

Cashback Benefits

Earn cashback on eligible transactions across Swiggy and other spending categories.

  • 5% Cashback on eligible Swiggy app transactions, including Food Orders, Instamart, and Dineout.
  • 5% Cashback on eligible online purchases made with select merchants.
  • 1% Cashback on all other eligible spends.
  • Cashback is subject to eligible merchant categories, spending limits, and applicable terms and conditions.

Mastercard Golf Benefits

Enjoy exclusive golfing privileges at participating courses.

  • Access to participating golf courses worldwide.
  • 12 Complimentary Golf Lessons every calendar year.
  • 4 Complimentary Green Fee Rounds every calendar year.
  • 50% Discount on green fees after the complimentary rounds are exhausted.

Banking Benefits

Experience greater flexibility, convenience, and security with your card.

  • Convert eligible purchases into SmartEMIs after the transaction.
  • Make fast and secure contactless payments at supported merchants.
  • Fraud Liability Protection against unauthorised credit card transactions, subject to the bank's terms and conditions.
  • Enjoy the flexibility of revolving credit by paying your outstanding balance over time, subject to applicable interest charges.

Eligibility Criteria for Swiggy Ornge HDFC Bank Credit Card

To apply for the Swiggy Ornge HDFC Bank Credit Card, applicants must meet the following eligibility requirements: 

Criteria 

Salaried Applicants 

Self-Employed Applicants 

Nationality 

Indian 

Indian 

Age 

21 to 60 years 

21 to 65 years 

Income Requirement 

Net monthly income above Rs.20,000 

Annual income (as per ITR) above Rs.6 lakh 

Documents Required 

Applicants must submit valid identity, address, and income proof while applying for the Swiggy Ornge HDFC Bank Credit Card.

Document Type 

Accepted Documents 

Identity Proof 

Aadhaar Card, PAN Card, Passport, Voter ID, Driving Licence, Passport-size Photographs 

Address Proof 

Aadhaar Card, Passport, Voter ID, Utility Bills (electricity, water, gas, or telephone), Rental Agreement 

Income Proof 

Salary Slips (for salaried applicants), Form 16, Income Tax Returns (ITR), Bank Statements 

Fees and Charges 

The table below outlines the joining fee, renewal fee, and the conditions for fee waivers on the Swiggy HDFC Bank Credit Card. 

Particulars 

Details 

Joining Fee 

Rs.500 plus applicable taxes 

Renewal Fee Waiver 

Waived off on spending Rs.1.50 or more in a year 

Transactions Excluded for Renewal Fee Waiver 

Cash on Call, Balance Transfer, and Cash Withdrawals. 

Cash advance fee 

2.5% or Rs.500 whichever is higher 

Payment Return Charges 

2% of payment amount subject to minimum of Rs.450 

Cash Processing Fee 

Rs.100 

Rewards Redemption Fee 

Rs.99 Per redemption request 

Charges on overlimit account 

2.5% of overlimit amount, subject to a minimum of Rs.550 

Cashback Redemption Charges 

Rs.50 per cashback redemption 

FAQs

  1. What cashback benefits does the Swiggy Orange HDFC Bank Credit Card offer?

    The Swiggy Orange HDFC Bank Credit Card offers 5% cashback on eligible Swiggy app transactions and select online merchant spends, along with 1% cashback on all other eligible transactions, subject to the applicable terms and conditions. 

  2. How is cashback redeemed on the Swiggy Orange HDFC Bank Credit Card?

    The cashback earned is automatically credited to your credit card account as a statement credit according to the applicable cashback cycle. 

  3. How can I get the renewal fee waived on the Swiggy Orange HDFC Bank Credit Card?

    You can get the annual renewal fee waived by spending ₹1.5 lakh or more during the membership year before the card renewal date. 

  4. What welcome benefit do I receive with the Swiggy Orange HDFC Bank Credit Card?

    New cardholders receive a complimentary 12-month Swiggy One membership after completing the required card activation process. 

  5. How do I activate my Swiggy Orange HDFC Bank Credit Card?

    You can activate your card by making your first transaction, authenticating it through OTP or IVR, setting the card PIN, or enabling card controls such as online or international transactions. Once activated, your welcome benefits and cashback eligibility become effective. 

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