The Swiggy Ornge HDFC Bank Credit Card offers cashback on eligible Swiggy and online spends, along with a complimentary 12-month Swiggy One membership and Mastercard privileges. The card comes with a joining and annual fee of Rs.500 plus applicable taxes, with fee waiver available on eligible annual spends.
The Swiggy Ornge HDFC Bank Credit Card offers cashback on eligible spends, exclusive Swiggy benefits, golf privileges, and convenient payment features.
Enjoy exclusive welcome rewards upon card activation.
Earn cashback on eligible transactions across Swiggy and other spending categories.
Enjoy exclusive golfing privileges at participating courses.
Experience greater flexibility, convenience, and security with your card.
To apply for the Swiggy Ornge HDFC Bank Credit Card, applicants must meet the following eligibility requirements:
Criteria | Salaried Applicants | Self-Employed Applicants |
Nationality | Indian | Indian |
Age | 21 to 60 years | 21 to 65 years |
Income Requirement | Net monthly income above Rs.20,000 | Annual income (as per ITR) above Rs.6 lakh |
Applicants must submit valid identity, address, and income proof while applying for the Swiggy Ornge HDFC Bank Credit Card.
Document Type | Accepted Documents |
Identity Proof | Aadhaar Card, PAN Card, Passport, Voter ID, Driving Licence, Passport-size Photographs |
Address Proof | Aadhaar Card, Passport, Voter ID, Utility Bills (electricity, water, gas, or telephone), Rental Agreement |
Income Proof | Salary Slips (for salaried applicants), Form 16, Income Tax Returns (ITR), Bank Statements |
The table below outlines the joining fee, renewal fee, and the conditions for fee waivers on the Swiggy HDFC Bank Credit Card.
Particulars | Details |
Joining Fee | Rs.500 plus applicable taxes |
Renewal Fee Waiver | Waived off on spending Rs.1.50 or more in a year |
Transactions Excluded for Renewal Fee Waiver | Cash on Call, Balance Transfer, and Cash Withdrawals. |
Cash advance fee | 2.5% or Rs.500 whichever is higher |
Payment Return Charges | 2% of payment amount subject to minimum of Rs.450 |
Cash Processing Fee | Rs.100 |
Rewards Redemption Fee | Rs.99 Per redemption request |
Charges on overlimit account | 2.5% of overlimit amount, subject to a minimum of Rs.550 |
Cashback Redemption Charges | Rs.50 per cashback redemption |

The Swiggy Orange HDFC Bank Credit Card offers 5% cashback on eligible Swiggy app transactions and select online merchant spends, along with 1% cashback on all other eligible transactions, subject to the applicable terms and conditions.
The cashback earned is automatically credited to your credit card account as a statement credit according to the applicable cashback cycle.
You can get the annual renewal fee waived by spending ₹1.5 lakh or more during the membership year before the card renewal date.
New cardholders receive a complimentary 12-month Swiggy One membership after completing the required card activation process.
You can activate your card by making your first transaction, authenticating it through OTP or IVR, setting the card PIN, or enabling card controls such as online or international transactions. Once activated, your welcome benefits and cashback eligibility become effective.

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