Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The StashFin Credit Line Card offered by the StashFin digital lending venture is designed as an alternative to personal loans and credit cards. This credit card allows you to borrow funds up to the credit limit and repay them at your convenience.
The features and benefits of the StashFin card are as follows:
| Credit Limit | You get a credit limit up to Rs.5,00,000 with the StashFin card along with top-up loan facility. |
| Rate of interest | The personal loan provided by the StashFin card is at affordable interest rate that ranges between 11.99% and 59.99%, with you paying only for the amount loaded on your card and not for the whole credit line. |
| Multiple payment options | You can use the credit line card to make payments at ATMs, points of sales, merchant sites etc. |
| Reward points | You earn reward points for purchases made using the StashFin Credit Line card which can be redeemed as discounts or to reduce the loan repayment amount. |
| Free cash withdrawals | You can load 100% of your credit limit with a StashFin card and also withdraw cash from ATMs for free up to 10 times. |
| Easy repayments | You can repay the loan amount in installments at a lower rate of interest. |
| Increased loan amount | You can adjust your loan amount with a StashFin Credit Line card based on your credit history. |
The StashFin Credit Line card fees and charges are as follows:
| Type of fee | Amount |
|---|---|
| Annual fee | Zero |
| Card issuance fee | Zero |
| Card reload fee | Zero |
| Card replacement fee | Rs.250 |
| PIN regeneration fee on app | Zero |
| Charge for every balance at ATM | Rs.8 |
| Transaction history on app | Zero |
| Balance enquiry on app | Zero |
| Charge per withdrawal | Rs.20 |
| Unblock/Block card | Zero |
| Over limit charges | Zero |
| Maintenance charges | Zero |
To be eligible to apply for the StashFin Credit Line card, you need to fulfill the below-mentioned criteria:
The documents required to apply for StashFin Credit Line Card are as follows:
| Identity Proof | Any one of the documents
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| Address proof | Any one of the following documents:
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| Income proof (For salaried) |
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| Income proof (For self-employed) |
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You need to follow the steps mentioned below to apply for the StashFin Credit Line card:
Step 1: Open the Apple app store or Google play store, and download the StashFin mobile app.
Step 2: Submit the required documents for verification.
Step 3: After verification, the StashFin Credit Line card will be delivered on your address in 24 hours and you will get funds in four hours after approval.
In case of queries related to StashFin Credit Line card, you can visit https://www.stashfin.com/contact-us dashboard and submit the issue.
You can borrow money up to Rs.5 lakh for a maximum tenure of 36 months.
No, you don’t need a guarantor to borrow money from StashFin Credit Line card.
Only the funds you borrow will get converted to EMIs.
You cannot change your registered mobile number on StashFin Credit Line card if you have EMIs due. If you have cleared out all the dues, you can change your mobile number by reaching out to the StashFin Credit Line card’s customer service desk.
You can check the StashFin credit Line card balance and transaction history on StashFin app.
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