Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • StashFin Credit Line Card

    The StashFin Credit Line Card offered by the StashFin digital lending venture is designed as an alternative to personal loans and credit cards. This credit card allows you to borrow funds up to the credit limit and repay them at your convenience.

    Key Highlights of the StashFin Credit Line Card

    • You can load cash from the app within 90 seconds
    • You can access funds anytime, anywhere
    • You can instantly transfer funds to your bank account
    • You can avail flexible EMI options with tenure options between 3 to 36 months
    • There is a no processing fee, no prepayment charges, or any other hidden charges

    Features and Benefits of the StashFin Credit Line Card

    The features and benefits of the StashFin card are as follows:

    Credit Limit You get a credit limit up to Rs.5,00,000 with the StashFin card along with top-up loan facility.
    Rate of interest The personal loan provided by the StashFin card is at affordable interest rate that ranges between 11.99% and 59.99%, with you paying only for the amount loaded on your card and not for the whole credit line.
    Multiple payment options You can use the credit line card to make payments at ATMs, points of sales, merchant sites etc.
    Reward points You earn reward points for purchases made using the StashFin Credit Line card which can be redeemed as discounts or to reduce the loan repayment amount.
    Free cash withdrawals You can load 100% of your credit limit with a StashFin card and also withdraw cash from ATMs for free up to 10 times.
    Easy repayments You can repay the loan amount in installments at a lower rate of interest.
    Increased loan amount You can adjust your loan amount with a StashFin Credit Line card based on your credit history.

    StashFin Credit Line Card Fees and Charges

    The StashFin Credit Line card fees and charges are as follows:

    Type of fee Amount
    Annual fee Zero
    Card issuance fee Zero
    Card reload fee Zero
    Card replacement fee Rs.250
    PIN regeneration fee on app Zero
    Charge for every balance at ATM Rs.8
    Transaction history on app Zero
    Balance enquiry on app Zero
    Charge per withdrawal Rs.20
    Unblock/Block card Zero
    Over limit charges Zero
    Maintenance charges Zero

    Eligibility criteria for StashFin Credit Line Card

    To be eligible to apply for the StashFin Credit Line card, you need to fulfill the below-mentioned criteria:

    • You should be a citizen of India
    • You should be above 18 years of age
    • You should be either a self-employed or a salaried employee

    Documents required for StashFin Credit Line Card

    The documents required to apply for StashFin Credit Line Card are as follows:

    Identity Proof Any one of the documents
    • Aadhaar card
    • Driving Licence
    • Passport
    • Voter’s ID card
    • PAN Card
    • Ration Card
    Address proof Any one of the following documents:
    • Aadhaar card
    • Telephone bill
    • Passport
    • Ration card
    • Electricity bill
    • Voter ID card
    Income proof (For salaried)
    • Pay slips (last six months)
    • Bank statements
    Income proof (For self-employed)
    • Proof of business ownership
    • Proof of business continuity
    • Office address proof
    • Bank statements (not more than six months old)
    • Audited financials (not more than two years old)

    How to Apply for the StashFin Credit Line Card

    You need to follow the steps mentioned below to apply for the StashFin Credit Line card:

    Step 1: Open the Apple app store or Google play store, and download the StashFin mobile app.

    Step 2: Submit the required documents for verification.

    Step 3: After verification, the StashFin Credit Line card will be delivered on your address in 24 hours and you will get funds in four hours after approval.

    StashFin Credit Line Card Customer Service

    In case of queries related to StashFin Credit Line card, you can visit dashboard and submit the issue.

    FAQs on StashFin Credit Line Card

    1. How much money can I borrow from StashFin Credit Line Card?

      You can borrow money up to Rs.5 lakh for a maximum tenure of 36 months.

    2. Will I need a guarantor to borrow money from StashFin Credit Line card?

      No, you don’t need a guarantor to borrow money from StashFin Credit Line card.

    3. Will each and every transaction I make using StashFin card be converted to EMIs?

      Only the funds you borrow will get converted to EMIs.

    4. How can I change my registered mobile number on StashFin Credit Line card?

      You cannot change your registered mobile number on StashFin Credit Line card if you have EMIs due. If you have cleared out all the dues, you can change your mobile number by reaching out to the StashFin Credit Line card’s customer service desk.

    5. How can I check my credit line card transaction history and balance?

      You can check the StashFin credit Line card balance and transaction history on StashFin app.

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