SpiceJet Axis Bank Voyage Credit Card

Welcome Benefits 

When you make 2 transactions within 30 days of your card being issued, you get a SpiceJet flight voucher of Rs.1,500. 

Reward Points

Get 18 SpiceClub points for every Rs.200 you spend on SpiceJet mobile app.Get 6 SpiceClub points for every Rs.200 that is spent on online entertainment, online food order, and online bill payment.Get 3 SpiceClub points for every Rs.200 that is spent on international and other domestic retail transactions. 

Milestone Benefits 

You get 2,000 bonus SpiceClub points when you reach an annual spend of Rs.1 lakh.You get 3,000 SpiceClub points when you spend Rs.2 lakh in your card membership year.You get 1,000 SpiceClub points when you renew your credit card. 

Membership Benefits 

You get SpiceClub Silver membership. 

Airport Lounge Benefits 

You get 4 free lounge access every calendar year at domestic airports. However, you msy spent Rs.50,000 in the previous quarter. 

Dining 

You get up to 15% off at more than 4,000 restaurants in the country. The maximum discount that will be provided in a month is Rs.500 and the minimum bill must be Rs.2,500. 

EMI 

You can convert purchases of Rs.1,500 and more into EMIs. 

Fuel 

You get a 1% fuel surcharge waiver with the credit card. This is valid on transactions between Rs.400 and Rs.4,000.Maximum benefit that can be claimed in a month is Rs.400. 

Joining Fee 

Rs.750 

Annual Fee 

First Year: NilSecond Year Onwards: Rs.750 

Add-on Card Joining Fee 

Nil 

Add-on Card Annual Fee  

Nil 

Card Replacement Fee 

Nil 

Cash Payment Fee 

Rs.175 

Duplicate Statement Fee 

Waived  

Charge Slip Retrieval Fee or Copy Request Fee 

Waived  

Outstation Cheque Fee 

Waived  

Mobile Alerts for Transactions 

Free 

Balance Enquiry Charges 

Waived  

Finance Charges (Retail Purchases & Cash)  

3.75% per month (55.55% per annum)  

Cash Withdrawal Fees  

2.5% (Minimum Rs.500) of the cash amount  

Overdue Penalty or Late Payment Fee  

Nil if Total Payment Due is up to Rs.500  

Rs. 500 if total payment due is between Rs.501 - Rs.5,000  

Rs.750 if total payment due is between Rs.5,001 - Rs.10,000  

Rs.1,200 if total payment due is more than Rs.10,000 

Over Limit Penalty  

2.5% of over the limit amount (minimum Rs.500)  

Cheque return or dishonour Fee or Auto-debit Reversal  

2% of the payment amount (minimum of Rs.500) 

Foreign Currency Transaction Fee  

3.50% of the transaction value  

GST  

As per existing Government norms