SpiceJet Axis Bank Voyage Black Credit Card

Welcome Benefits 

When you make 2 transactions within 30 days of your card being issued, you get a SpiceJet flight voucher of Rs.4,000. 

Reward Points Benefits 

Get 28 SpiceClub points for every Rs.200 you spend on SpiceJet mobile app or the website.  Get 12 SpiceClub points for every Rs.200 you spend on online food orders, bill payment, and entertainment. Earn 6 SpiceClub points for every Rs.200 you spend on domestic and international transactions. 

Milestone Benefits 

You get 4,000 bonus SpiceClub points when you reach an annual spend of Rs.2 lakh.You get 6,000 SpiceClub points when you spend Rs.6 lakh in your card membership year.You get 2,000 SpiceClub points when you renew your credit card. 

Membership Benefits 

You get SpiceClub Gold membership. You get SpiceJet add-on vouchers that are worth Rs.7,500. 

Airport Lounge Benefits 

You get 8 free lounge access every calendar year at domestic airports. The offer is available if you spend Rs.50,000 the previous quarter. 

Dining Benefits 

You get up to 25% off at more than 4,000 restaurants in the country. However, the minimum bill must be Rs.2,500. Maximum discount is Rs.800 in a month. 

EMI Benefits 

You can convert purchases of Rs.2,500 and more into EMIs. 

Fuel benefits 

You get a 1% fuel surcharge waiver with the credit card. Maximum of Rs.400 ina month.This is valid on transactions between Rs.400 and Rs.4,000. 

Wednesday Delight 

10% off on Tira (maximum of Rs.1,000).10% off on Amazon Fresh and Swiggy orders. 

Joining Fee 

Rs.2,000  

Annual Fee  

1st Year: Nil 

2nd Year onwards: Rs.2,000   

Add-on Card Joining Fee 

Nil 

Add-on Card Annual Fee  

Nil   

Card Replacement Fee 

Nil 

Cash Payment Fee 

Rs.175 

Duplicate Statement Fee 

Waived  

Charge Slip Retrieval Fee or Copy Request Fee 

Waived  

Outstation Cheque Fee 

Waived  

Mobile Alerts for Transactions 

Free 

Hotlisting Charges 

Nil 

Balance Enquiry Charges 

Waived  

Finance Charges (Retail Purchases & Cash)  

3.75% per month (55.55% per annum)  

Cash Withdrawal Fees  

2.5% (Minimum Rs.500) of the cash amount  

Overdue Penalty or Late Payment Fee  

Nil if Total Payment Due is up to Rs.500  

Rs. 500 if total payment due is between Rs.501 - Rs.5,000  

Rs.750 if total payment due is between Rs.5,001 - Rs.10,000  

Rs.1,200 if total payment due is more than Rs.10,000 

Over Limit Penalty  

2.5% of over the limit amount (minimum Rs.500)  

Cheque return or dishonour Fee or Auto-debit Reversal  

2% of the payment amount (minimum of Rs.500) 

Foreign Currency Transaction Fee  

3.50% of the transaction value  

GST  

As per existing Government norms