Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

    • Spar SBI Card SELECT

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    Check your Eligibility!

    The Spar SBI Card SELECT is a Landmark Stores co-branded credit card that offers numerous points and bonuses on groceries and shopping expenses. This credit card offers a number of incentives, including accelerated reward points, welcome benefits, and a waiver of fuel surcharges. The Spar SBI Card SELECT has an annual fee of Rs.1,499 and a monthly interest rate of 3.50 percent.

    Key Highlights of the Spar SBI Card SELECT

    • Get 6,000 bonus points on joining which is equal to Rs.1,500 of payment of the annual fees.
    • 1% fuel surcharge waiver.
    • Accelerated reward points of 10x reward points on purchases made at Landmark Stores.

    Features and Benefits of the Spar SBI Card SELECT

    Welcome Benefits
    • 6,000 reward points given on paying the joining fee.
    Reward Point Benefits
    • On every Rs.100 spent on other expenses, get 2 reward points.
    • 10 reward points given on every Rs.100 spent at Landmark Stores (Spar, Lifestyle, etc.)
    Spend-Based Benefits
    • Avail 12,000 reward points on spending Rs.3 lakh in a year.
    • Receive cumulative benefits of up to 34,400 reward points which equals Rs.8,600.
    Fuel Benefits
    • 1% fuel surcharge waiver on all transactions.
    Renewal Benefit
    • Earn 6,000 reward points worth Rs.1,500 of the renewal fee payment.
    Reward Redemption
    • You can convert your reward points into Landmark Rewards and enjoy dual benefits.
    • 1 LMR = 2.4 SBI Card Reward Points.
    • 1 Landmark Reward = Rs 0.60

    Spar SBI Card SELECT Credit Limit

    The State Bank of India sets the credit limit for the Spar SBI Card SELECT. Before deciding on a credit limit, numerous aspects are taken into account, including your credit score, credit utilisation ratio, and payback behaviour.

    Check Your Eligibility

    Spar SBI Card SELECT Fees and Charges

    Type of Fee Charge
    Renewal Fee Rs.1,499
    Finance charges 3.50%
    Annual fee Rs.1,499
    Cash advance limit Up to 80% of the credit limit
    Cash advance fee
    • 2.5% of the transaction amount (subjected to a minimum of Rs.300)
    • 3% of the transaction amount (subjected to a minimum of Rs.300) for International ATMs
    Card replacement fee Rs.100
    Minimum amount due 5% of the total outstanding amount (minimum of Rs.300)
    Overlimit fee 2.5% of the amount subject to a minimum of Rs.500.
    Late payment fee If the total amount due is between:
    • 0 and Rs.500 - Nil
    • Rs.500 and Rs.1,000 – Rs.400
    • Rs.1,001 and Rs.10,000 – Rs.750
    • Above Rs.10,000 - Rs.25,000 – Rs.950
    • Above Rs.25,000 – Rs.50,000 – Rs.1,100
    • Above Rs.50,000 – Rs.1,300
    Cheque fee Rs.100
    Free credit period 20 – 50 days
    Foreign currency mark-up 3.5%
    Rewards redemption fee Rs.99

    How to Apply for SBI Spar Credit Card?

    Online

    Follow the steps mentioned below to apply for the SBI Spar credit card online:

    • Step 1: Click on the link https://www.sbicard.com/en/personal/credit-cards/shopping/spar-sbi-card-select.page.
    • Step 2: Provide your details such as your name, email ID, city in which you reside, and your mobile number.
    • Step 3: A One-Time Password (OTP) will be sent to your registered mobile number. Enter the OTP and click on ‘Apply Now’.
    • Step 4: Fill the application form and upload the necessary documents.

    Offline

    Follow the steps mentioned below to apply for the SBI Spar credit card offline:

    • You can visit the nearest SBI branch along with all the necessary documents and submit it along with the application form. A representative from the bank will help you with the application process.
    Apply for Credit Card

    FAQs on Spar SBI Card SELECT

    1. What is the annual fee of the Spar SBI Card SELECT?

      The annual fee of the Spar SBI Card SELECT is Rs.1,499.

    2. Is there a waiver on the annual fee?

      No, there is no waiver on the annual fee of the Spar SBI Card SELECT.

    3. What is the minimum amount due for the Spar SBI Card SELECT?

      The minimum amount due for the card is 5% of the total outstanding amount, subject to a minimum of Rs.300.

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