The Spar SBI Card SELECT is a Landmark Stores co-branded credit card that offers numerous points and bonuses on groceries and shopping expenses. This credit card offers a number of incentives, including accelerated reward points, welcome benefits, and a waiver of fuel surcharges. The Spar SBI Card SELECT has an annual fee of Rs.1,499 and a monthly interest rate of 3.50 percent.
|Reward Point Benefits||
The State Bank of India sets the credit limit for the Spar SBI Card SELECT. Before deciding on a credit limit, numerous aspects are taken into account, including your credit score, credit utilisation ratio, and payback behaviour.
|Type of Fee||Charge|
|Cash advance limit||Up to 80% of the credit limit|
|Cash advance fee||
|Card replacement fee||Rs.100|
|Minimum amount due||5% of the total outstanding amount (minimum of Rs.300)|
|Overlimit fee||2.5% of the amount subject to a minimum of Rs.500.|
|Late payment fee||If the total amount due is between:
|Free credit period||20 – 50 days|
|Foreign currency mark-up||3.5%|
|Rewards redemption fee||Rs.99|
Follow the steps mentioned below to apply for the SBI Spar credit card online:
Follow the steps mentioned below to apply for the SBI Spar credit card offline:
The annual fee of the Spar SBI Card SELECT is Rs.1,499.
No, there is no waiver on the annual fee of the Spar SBI Card SELECT.
The minimum amount due for the card is 5% of the total outstanding amount, subject to a minimum of Rs.300.
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