Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Spar SBI Card SELECT

    The Spar SBI Card SELECT is a co-branded credit card with Landmark Stores which offers many rewards and benefits on grocery and shopping expenses. This credit card comes with a host of features including accelerated reward points, welcome benefits, and a fuel surcharge waiver. The annual fee of the Spar SBI Card SELECT is Rs.1,499 and comes with an interest rate of 3.35% per month.

    Key Highlights of the Spar SBI Card SELECT

    • Get 6,000 bonus points on joining.
    • 1% fuel surcharge waiver.
    • Accelerated reward points of 10x reward points on purchases made at Landmark Stores.

    Features and Benefits of the Spar SBI Card SELECT

    Welcome Benefits
    • 6,000 reward points given on paying the joining fee.
    Reward Point Benefits
    • On every Rs.100 spent on other expenses, get 2 reward points.
    • 10 reward points given on every Rs.100 spent at Landmark Stores (Spar, Lifestyle, etc.)
    Spend-Based Benefits
    • Avail 12,000 reward points on spending Rs.3 lakh in a year.
    Fuel Benefits
    • 1% fuel surcharge waiver on all transactions.

    Spar SBI Card SELECT Credit Limit

    The credit limit for the Spar SBI Card SELECT is given by the State Bank of India. There are many factors considered before assigning the credit limit such as your credit score, your credit utilisation ratio and your repayment habits.

    Spar SBI Card SELECT Fees and Charges

    Type of Fee Charge
    Joining fee Rs.1,499
    Finance charges 3.35%
    Annual fee Rs.1,499
    Cash advance limit Up to 80% of the credit limit
    Cash advance fee 2.5% of the transaction amount (subjected to a minimum of Rs.300)
    Card replacement fee Rs.100
    Minimum amount due 5% of the total outstanding amount (minimum of Rs.300)
    Overlimit fee 2.5% of the amount subject to a minimum of Rs.500.
    Late payment fee If the total amount due is between:
    • 0 and Rs.500 - Nil
    • Rs.500 and Rs.1,000 – Rs.400
    • Rs.1,001 and Rs.10,000 – Rs.750
    • Above Rs.10,000 – Rs.950
    Cheque fee Rs.100
    Free credit period 20 – 50 days
    Foreign currency mark-up 3.5%
    Rewards redemption fee Rs.99

    Eligibility Criteria for Spar SBI Card SELECT

    Nationality Must be a citizen of India.
    Employment status The applicant must be salaried or self-employed.
    Age He or she must be 18 years old.
    Credit Score Applicants holding a good credit score will be eligible for the card.

    Documents Required for the Spar SBI Card SELECT

    Proof of Address Identity Proof Income Proof
    Passport Voter ID Salary Slip
    Ration Card Driving License Form 16
    Voter ID Aadhaar Card IT Returns
    Aadhaar Card - -

    Spar SBI Card SELECT FAQs

    1. What is the annual fee of the Spar SBI Card SELECT?

      The annual fee of the Spar SBI Card SELECT is Rs.1,499.

    2. Is there a waiver on the annual fee?

      No, there is no waiver on the annual fee of the Spar SBI Card SELECT.

    3. What is the minimum amount due for the Spar SBI Card SELECT?

      The minimum amount due for the card is 5% of the total outstanding amount, subject to a minimum of Rs.300.

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