The Spar SBI Card SELECT is a co-branded credit card with Landmark Stores which offers many rewards and benefits on grocery and shopping expenses. This credit card comes with a host of features including accelerated reward points, welcome benefits, and a fuel surcharge waiver. The annual fee of the Spar SBI Card SELECT is Rs.1,499 and comes with an interest rate of 3.35% per month.
|Reward Point Benefits||
The credit limit for the Spar SBI Card SELECT is given by the State Bank of India. There are many factors considered before assigning the credit limit such as your credit score, your credit utilisation ratio and your repayment habits.
|Type of Fee||Charge|
|Cash advance limit||Up to 80% of the credit limit|
|Cash advance fee||2.5% of the transaction amount (subjected to a minimum of Rs.300)|
|Card replacement fee||Rs.100|
|Minimum amount due||5% of the total outstanding amount (minimum of Rs.300)|
|Overlimit fee||2.5% of the amount subject to a minimum of Rs.500.|
|Late payment fee||If the total amount due is between:
|Free credit period||20 – 50 days|
|Foreign currency mark-up||3.5%|
|Rewards redemption fee||Rs.99|
|Nationality||Must be a citizen of India.|
|Employment status||The applicant must be salaried or self-employed.|
|Age||He or she must be 18 years old.|
|Credit Score||Applicants holding a good credit score will be eligible for the card.|
|Proof of Address||Identity Proof||Income Proof|
|Passport||Voter ID||Salary Slip|
|Ration Card||Driving License||Form 16|
|Voter ID||Aadhaar Card||IT Returns|
The annual fee of the Spar SBI Card SELECT is Rs.1,499.
No, there is no waiver on the annual fee of the Spar SBI Card SELECT.
The minimum amount due for the card is 5% of the total outstanding amount, subject to a minimum of Rs.300.
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