Spar SBI Card SELECT

1. Milestone bonuses-Up to 34,400 points (Rs.8,600) for spending milestones, e.g. 12,000 points earned at Rs.3 lakh annual spend.  

1. Reward Structure-10 points/Rs.100 spent at Landmark, restaurants and movies; 2 points/Rs.100 at all other places (4 points = Rs.1). Points are redeemable instantaneously at participating partner stores.  

1. Fuel surcharge waiver-1 % waiver on petrol transactions from Rs.500 to Rs.3,000, subject to a maximum of Rs.100 per statement cycle.  

1. Contactless- Visa payWave enabled, safe & fast.  

1. EMI & balance transfer-Convert your spends over Rs.2,500 into EMIs. Pay off balances from other cards at a lower interest rate.  

1. Global acceptance-Accepted at over 24 million merchant acceptors globally, and 3.25 lakh in India. 

1. Add-on cards-Free additional cards for family members over 18 years of age.   

1. Cash withdrawal & bill pay-You can withdraw cash globally from any Visa-enabled ATM. Pay the utilities bill via the Easy Bill Pay service. 

Eligibility Criteria

Following are the eligibility criteria to apply for the Spar SBI Card SELECT Credit Card: 

1. Must be a resident Indian residing in India 18 years of age or above. 

1. Have a valid Aadhaar number and PAN.  

1. Must have a regular, stable income or be self-employed.  

1. Have a good CIBIL/credit score as per SBI's criteria.  

Documents Required

When you apply for the Spar SBI Card SELECT Credit Card, you will need to submit the documents listed below:  

1. Copy of PAN card (mandatory)  

1. A Government ID and address proof (e.g. Aadhaar, passport, driving license).  

1. Latest income proof (e.g. salary slip, Form 16 or Income Tax Return) as required by SBI.  

1. Aadhaar-linked mobile number for OTP option for e-KYC (as an alternative, use KYC modes for moving forward with your contract completion).

Fees and Charges

The fees and charges associated with the Spar SBI Card SELECT Credit Card are:  

How Can You Apply for the Spar SBI Card SELECT Credit Card

You can apply for the Spar SBI Card SELECT either online or offline. Here’s a step-by-step guide for each method: 

Online application

Step 1: Visit the SBI Card portal at www.sbicard.com 

Step 2: Find the Credit Card Option 

Step 3: Select 'Credit Cards' in the menu and look for Spar SBI Card SELECT. 

Step 4: Once on the Spar SBI Card SELECT page, click on 'Apply Now' to start the application. 

1. Enter Basic Information 

1. Mobile number (preferably your Aadhaar linked mobile number) 

1. PAN card number 

1. Date of birth 

1. Verify Mobile Number 

Step 5: You will receive an OTP (One Time Password) to your mobile. Enter that to proceed. 

Step 6: Fill in Personal and Employment Information you will now need to provide:

1. Full name, address and contact details 

1. Employment type (Salaried or Self-employed) 

1. Monthly/annual income 

1. Company name and designation (if employed) 

Step 7: Complete KYC (Know Your Customer) KYC can be completed in one of the following ways.

1. Aadhaar e-KYC: Your KYC will be processed instantly and won't require the traditional paper documents.  You can complete your KYC using the OTP received on your registered mobile linked to your Aadhaar. 

1. Video KYC: Secure Video Call with an SBI Representative that will verify your documents and identity. 

1. In Person Verification: Submit documents in person at select Apollo stores or SBI branches. 

Step 8: Application assessment and approval 

Step 9: Once all steps are completed, SBI Bank will review your credit profile and documentation. If you are approved, your card will be sent in 7-10 working days. 

Offline Application

You can go to any participating SBI branch that accepts credit card applications. 

Step 1: Ask for the Spar SBI Card SELECT application form. 

Step 2: Provide the required documents including PAN, proof of income, and address/ID proof. 

Step 3: Complete KYC where you will either have biometric verification or document verification. 

Step 4: After verification, your application will be processed, and the card will be sent to you. 

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