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  • South Indian Bank SBI Platinum Credit Card

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  • South Indian Bank SBI Platinum Credit Card is a global card that offers amazing benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.

    Key Points:

    • Rs.3,000 worth welcome e-Gift voucher.
    • 5x Reward Points on all grocery, dining, international and departmental spends.
    • 2 Reward Points on spends of every Rs.100.
    • Access to Airport Lounges.
    • Access to golf courses.

    Benefits:

    • When you apply for a South Indian Bank SBI Platinum Credit Card, you will get Rs.3,000 worth e-Gift voucher from one of the following companies within 15 working days:
      • Marks & Spencer.
      • Westside.
      • Hush Puppies or Bata.
      • Yatra.
      • Shoppers Stop.
    • Avail 5x Reward Points on all grocery, international, dining and departmental spends. Get 2 Reward Points for every Rs.100 that you spend using this card on other categories. The 5x points offer will allow you to earn up to 40,000 points in a year.
    • Spend Rs.4 lakhs and Rs.5 Lakhs annually using this card to earn 10x spend rewards.
    • Cardholders can get free membership to the Priority Pass program that is worth $99.
    • The Visa Airport Lounge Access program allows cardholders to enjoy complimentary access to airport lounges all over the world. A usage fee of just $27 is charged to your card when you visit any lounge.

    Features:

    • Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores.
    • Using this card, you can withdraw cash from Visa ATMs around the world.
    • Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card.
    • You can manage your South Indian Bank SBI Platinum Credit Card account easily online.
    • Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card.
    • Use this card’s Easy Bill Pay Facility to pay all your utility bills such as telephone bills, insurance, electricity bills, etc. online. You can also provide standing instructions to the bank and your bills will be automatically paid every month.
    • Convert your South Indian Bank SBI Platinum Credit Card transactions into instalment payment plans easily using the Flexipay feature. You can contact the SBI Card Helpline number to select a plan that best suits your requirements.
    • Cardholders can use the Balance Transfer on EMI facility of the card to transfer the outstanding balance of their other bank’s credit cards to their South Indian Bank SBI Platinum Credit Card. They can pay return the amount in instalments and also avail very low rates of interest.
    • Cardholders can easily get money through this card by using the Easy Money Facility. This facility allows card members to get a cheque or draft against their cash limit. This draft or cheque will be delivered by the bank to the address of the customers.
    • Cardholders can use this card to book railway tickets online.
    • The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world.
    • Cardholders can apply for add-on cards for their parents, spouse, children or siblings. The minimum age requirement for add-on cards is 18 years.
    • Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24x7 helpline number to avail the emergency card replacement service.

    Fees and Charges:

    Type of Fees and Charges Amount
    Add-on Card Fee NIL
    Annual Fee Rs.2,999
    Renewal fee Rs.2,999
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.15,000 each day)
    Interest free credit period 25 to 50 days
    Finance charge 3.35% every month
    Cash Advance fee International ATMs – 3% of the amount transacted (Minimum – Rs.300) SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
    Minimum amount due 5% of the total outstanding balance
    Charge slip retrieval fee Rs.225 for each charge slip
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Statement retrieval fee Rs.100 for each statement (if the statement is at least 2 months old)
    Emergency card replacement fee (when out of India) NIL
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Card replacement fee Rs.100
    Fee for redemption of rewards Up to Rs.99
    Fee for cash payment Rs.100
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge
    Maximum fuel surcharge waiver Rs.250 per statement cycle for each credit card account

    The rates/fees & charges may be changed at the discretion of the bank.

    How to Apply?

    To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.

    FAQs:

    1. What to do if I want more details about South Indian Bank SBI Platinum Credit Card?

      To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.

    2. How do I redeem my Reward Points?

      You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.

    3. How I redeem the vouchers?

      You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.

    4. How can I convert my transaction into Flexipay instalment plan?

      To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Card Helpline number within 30 days of the purchase.

    5. Can I track the application status of my South Indian Bank SBI Platinum Credit Card online?

      Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.

      

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