South Indian Bank SBI Platinum Credit Card is a global card that offers amazing benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.
Key Points:
Rs.3,000 worth welcome e-Gift voucher.
5x Reward Points on all grocery, dining, international and departmental spends.
2 Reward Points on spends of every Rs.100.
Access to Airport Lounges.
Access to golf courses.
Benefits:
When you apply for a South Indian Bank SBI Platinum Credit Card, you will get Rs.3,000 worth e-Gift voucher from one of the following companies within 15 working days:
Marks & Spencer.
Westside.
Hush Puppies or Bata.
Yatra.
Shoppers Stop.
Avail 5x Reward Points on all grocery, international, dining and departmental spends. Get 2 Reward Points for every Rs.100 that you spend using this card on other categories. The 5x points offer will allow you to earn up to 40,000 points in a year.
Spend Rs.4 lakhs and Rs.5 Lakhs annually using this card to earn 10x spend rewards.
Cardholders can get free membership to the Priority Pass program that is worth $99.
The Visa Airport Lounge Access program allows cardholders to enjoy complimentary access to airport lounges all over the world. A usage fee of just $27 is charged to your card when you visit any lounge.
Features:
Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores.
Using this card, you can withdraw cash from Visa ATMs around the world.
Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card.
You can manage your South Indian Bank SBI Platinum Credit Card account easily online.
Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card.
Use this card’s Easy Bill Pay Facility to pay all your utility bills such as telephone bills, insurance, electricity bills, etc. online. You can also provide standing instructions to the bank and your bills will be automatically paid every month.
Convert your South Indian Bank SBI Platinum Credit Card transactions into instalment payment plans easily using the Flexipay feature. You can contact the SBI Card Helpline number to select a plan that best suits your requirements.
Cardholders can use the Balance Transfer on EMI facility of the card to transfer the outstanding balance of their other bank’s credit cards to their South Indian Bank SBI Platinum Credit Card. They can pay return the amount in instalments and also avail very low rates of interest.
Cardholders can easily get money through this card by using the Easy Money Facility. This facility allows card members to get a cheque or draft against their cash limit. This draft or cheque will be delivered by the bank to the address of the customers.
Cardholders can use this card to book railway tickets online.
The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world.
Cardholders can apply for add-on cards for their parents, spouse, children or siblings. The minimum age requirement for add-on cards is 18 years.
Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24x7 helpline number to avail the emergency card replacement service.
Fees and Charges:
Type of Fees and Charges
Amount
Add-on Card Fee
NIL
Annual Fee
Rs.2,999
Renewal fee
Rs.2,999
Limit on Cash Advance
Up to 80% of the credit limit (Maximum Rs.15,000 each day)
Interest free credit period
25 to 50 days
Finance charge
3.35% every month
Cash Advance fee
International ATMs – 3% of the amount transacted (Minimum – Rs.300)
SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
Minimum amount due
5% of the total outstanding balance
Charge slip retrieval fee
Rs.225 for each charge slip
Cheque pick up fee
Rs.90
Payment Dishonour Fee
2% of the payment amount (Minimum – Rs.350)
Overlimit fee
2.5% of the overlimit amount (Minimum – Rs.500)
Statement retrieval fee
Rs.100 for each statement (if the statement is at least 2 months old)
Emergency card replacement fee (when out of India)
NIL
Late payment fee
If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
If the total amount due is more than Rs.10,000, then Rs.750 is charged
Fee for transaction in foreign currency
Conversion mark up - 3.5%
Card replacement fee
Rs.100
Fee for redemption of rewards
Up to Rs.99
Fee for cash payment
Rs.100
Surcharge on railway tickets purchased at railway counters
Rs.30 plus 2.5% of the amount transacted
Surcharge on railway tickets purchased on the website of IRCTC
1.8% of the amount transacted plus service charge
Maximum fuel surcharge waiver
Rs.250 per statement cycle for each credit card account
The rates/fees & charges may be changed at the discretion of the bank.
How to Apply?
To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.
FAQs:
What to do if I want more details about South Indian Bank SBI Platinum Credit Card?
To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.
How do I redeem my Reward Points?
You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.
How I redeem the vouchers?
You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.
How can I convert my transaction into Flexipay instalment plan?
To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Card Helpline number within 30 days of the purchase.
Can I track the application status of my South Indian Bank SBI Platinum Credit Card online?
Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.
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SBI offered a IRCTC credit card and I have been using for more than 1 year. It is a life time free credit card from 2nd years onwards. EMI option is applicable but charges are high. I use this card for ticket booking purpose for train and provide discount as well.
Through SBI, I had got an offer for a credit card to apply and got one year before. It is a simply save card. The credit limit is given for 20 thousands for a low one. EMI option is applicable and charges are nominal. I use this card for shopping and fuel purposes. Based on the usage I didn't get reward points and cash back so far.
I have State Bank Of India credit card which was taken through Bank directly .I am using this credit card for the past 6 months .The credit limit was very less and got all the details about the card process very clearly .I am really satisfied with the service so far on using this credit card.
I am purchasing the electronic items through my SBI credit card. I'm not aware of the variant of the card. Now they have raised the credit limit upto Rs. 90000 earlier it was only Rs. 40000. I am using the credit card for past 1 year. I don't face any issue on this card. I never watched the offers on my credit card. I used my rewards points for purchasing the goods.
I am holding SBI simply save credit card for more than 4 years which was applied directly to bank. It is an annual fee chargeable of 500 rupees. The credit limit given for 54 thousands. I use this card for shopping, recharge and travel purposes. Based on the usage I get reward points and cash back. EMI option is applicable.
I am using SBI bank simply save credit card for more than 4 years which was processed through bank directly. It is an annual fee chargeable of 500 rupees and there is an option for a waiver off if we spend for 2 lakhs within one year. The credit limit is given for 50 thousands only. EMI option applicable charges for 18% which was high. I use this card for online shopping.
I have State Bank Of India credit card through Shopping Mall.This card is a chargeable card for the past 5 months .I have got all the required details about the card process through the agent .I have got this credit card within a week time .I have not faced any drawbacks while submitting the documents.
I had applied for a credit card with SBI on a month before which was processed through an online. My friend is working in that bank so process was done on smooth. But suddenly felt to not process for further for this card process so intimate to bank to close it.
I am holding SBI bank simply credit card for more than 2 years which was process through bank directly. It is an annual fee chargeable of 500 rupees.But the credit limit was given only for 10 thousands. There is an option for EMI and charges are nominal. I use this card for shopping and fuel purposes.
I have State Bank Of India credit card which was direclty taken through Bank .I am using this credit card for the past 8 months only .The credit limit was pretty good t was upto 50,000,I have got my creidt card on time without any delay .I have got all the relevant information about this credit also through the agent.
There is some discount in online for SBI credit card. There is no hidden charges deducted so far and they are providing flexi pay option. The financial charges and late fee charges are less. They have provided me a credit limit of Rs. 1.50 lakhs and there is a annual fee of Rs. 450. I am using the simplysave credit card.
I have State Bank Of India credit card which was directly taken through Bank .I am using this credit card for the past 6 months only.The credit limit was good and it was 30,000 and this is a chargeable card.I have got god cash back offers as well as reward points ,I have got my credit card on time without any hassle.
I have State Bank Of India credit card which was taken through Bank direclty .This was a chargeable card and the credit limit was upto 57,000.I have got all the details about the card process .I am using this credit card for the past 3 months only .I have got all the details about the card process through the agent.
I have State Bank Of India credit card which was directly taken through Online .I am using this credit card for the past 2 months,This was a free card and there was good cash back offers and reward points .I have submitted all the required documents on time and there was no difficulties faced .The credit limit was very less and it was not sufficient.
I have State Bank Of India credit card which was directly availed through Bank .I am using this card for the past2 .5 years,This was a free card and the credit limit was 50,000 it was good.There are good reward points as well as cash back offers ,I have got the credit card on time ,The agent gave all the required details about the card process,I am satisfied with the card.
From SBI, i am holding the BPCL credit card and i bought the card recently. SBI is good for rewards points. They have sent the card to my residential address by on time. They have given me a limit of Rs. 40000 and there is a yearly charges of Rs. 500. In Bharath petrol bunks, i get Rs. 5000 petrol is free for a year.
I have a simplyclick credit card from SBI. I get a rewards points on my purchase and the instant discounts on shopping. They have provided me a limit of Rs. 10000 and i use this card for more than 2 years but they have not increased the limit. They have a annual fee of Rs. 500.
In SBI, we do not have any proper website or mobile app. If i want to pay the credit card bill, it will directly take me to the third party page. From Bharath petrol bunk, i get the petrol waiver charges and recently i took one mobile with a 10% cashback offer. I took this card before 3 months ago. Branch people approached me for the credit card and they came to my place to collect the documents.
My payments are on time in my SBI card hence I'm not aware of their charges. When i applied the credit card through the SBI app, they have dispatched the card in 1 week. My card variant is simplyclick and there is no annual fee on this card. They have given me a welcome gift of 2000 points.
I am holding the SBI credit card for last 6 months. They have delivered the card as per the promised time. They have provided me a credit limit of Rs. 40000. There is a annual fee of Rs. 1500 and it will not get waived off. They are sending the offer messages through mails.
Credit Card
