Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
South Indian Bank SBI Platinum Credit Card is a global card that offers amazing benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.
| Type of Fees and Charges | Amount |
|---|---|
| Add-on Card Fee | NIL |
| Annual Fee | Rs.2,999 |
| Renewal fee | Rs.2,999 |
| Limit on Cash Advance | Up to 80% of the credit limit (Maximum Rs.15,000 each day) |
| Interest free credit period | 25 to 50 days |
| Finance charge | 3.35% every month |
| Cash Advance fee | International ATMs – 3% of the amount transacted (Minimum – Rs.300) SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300) |
| Minimum amount due | 5% of the total outstanding balance |
| Charge slip retrieval fee | Rs.225 for each charge slip |
| Cheque pick up fee | Rs.90 |
| Payment Dishonour Fee | 2% of the payment amount (Minimum – Rs.350) |
| Overlimit fee | 2.5% of the overlimit amount (Minimum – Rs.500) |
| Statement retrieval fee | Rs.100 for each statement (if the statement is at least 2 months old) |
| Emergency card replacement fee (when out of India) | NIL |
| Late payment fee | If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged |
| If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged | |
| If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged | |
| If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged | |
| If the total amount due is more than Rs.10,000, then Rs.750 is charged | |
| Fee for transaction in foreign currency | Conversion mark up - 3.5% |
| Card replacement fee | Rs.100 |
| Fee for redemption of rewards | Up to Rs.99 |
| Fee for cash payment | Rs.100 |
| Surcharge on railway tickets purchased at railway counters | Rs.30 plus 2.5% of the amount transacted |
| Surcharge on railway tickets purchased on the website of IRCTC | 1.8% of the amount transacted plus service charge |
| Maximum fuel surcharge waiver | Rs.250 per statement cycle for each credit card account |
The rates/fees & charges may be changed at the discretion of the bank.
To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.
To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.
You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.
You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.
To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Credit Card Customer Care within 30 days of the purchase.
Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.
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