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  • South Indian Bank SBI Platinum Credit Card

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    South Indian Bank SBI Platinum Credit Card

    South Indian Bank SBI Platinum Credit Card is a global card that offers amazing benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.

    Key Points:

    • Rs.3,000 worth welcome e-Gift voucher.
    • 5x Reward Points on all grocery, dining, international and departmental spends.
    • 2 Reward Points on spends of every Rs.100.
    • Access to Airport Lounges.
    • Access to golf courses.

    Benefits:

    • When you apply for a South Indian Bank SBI Platinum Credit Card, you will get Rs.3,000 worth e-Gift voucher from one of the following companies within 15 working days:
      • Marks & Spencer.
      • Westside.
      • Hush Puppies or Bata.
      • Yatra.
      • Shoppers Stop.
    • Avail 5x Reward Points on all grocery, international, dining and departmental spends. Get 2 Reward Points for every Rs.100 that you spend using this card on other categories. The 5x points offer will allow you to earn up to 40,000 points in a year.
    • Spend Rs.4 lakhs and Rs.5 Lakhs annually using this card to earn 10x spend rewards.
    • Cardholders can get free membership to the Priority Pass program that is worth $99.
    • The Visa Airport Lounge Access program allows cardholders to enjoy complimentary access to airport lounges all over the world. A usage fee of just $27 is charged to your card when you visit any lounge.

    Features:

    • Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores.
    • Using this card, you can withdraw cash from Visa ATMs around the world.
    • Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card.
    • You can manage your South Indian Bank SBI Platinum Credit Card account easily online.
    • Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card.
    • Use this card’s Easy Bill Pay Facility to pay all your utility bills such as telephone bills, insurance, electricity bills, etc. online. You can also provide standing instructions to the bank and your bills will be automatically paid every month.
    • Convert your South Indian Bank SBI Platinum Credit Card transactions into instalment payment plans easily using the Flexipay feature. You can contact the SBI Card Helpline number to select a plan that best suits your requirements.
    • Cardholders can use the Balance Transfer on EMI facility of the card to transfer the outstanding balance of their other bank’s credit cards to their South Indian Bank SBI Platinum Credit Card. They can pay return the amount in instalments and also avail very low rates of interest.
    • Cardholders can easily get money through this card by using the Easy Money Facility. This facility allows card members to get a cheque or draft against their cash limit. This draft or cheque will be delivered by the bank to the address of the customers.
    • Cardholders can use this card to book railway tickets online.
    • The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world.
    • Cardholders can apply for add-on cards for their parents, spouse, children or siblings. The minimum age requirement for add-on cards is 18 years.
    • Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24x7 helpline number to avail the emergency card replacement service.

    Fees and Charges:

    Type of Fees and Charges Amount
    Add-on Card Fee NIL
    Annual Fee Rs.2,999
    Renewal fee Rs.2,999
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.15,000 each day)
    Interest free credit period 25 to 50 days
    Finance charge 3.35% every month
    Cash Advance fee International ATMs – 3% of the amount transacted (Minimum – Rs.300) SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
    Minimum amount due 5% of the total outstanding balance
    Charge slip retrieval fee Rs.225 for each charge slip
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Statement retrieval fee Rs.100 for each statement (if the statement is at least 2 months old)
    Emergency card replacement fee (when out of India) NIL
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Card replacement fee Rs.100
    Fee for redemption of rewards Up to Rs.99
    Fee for cash payment Rs.100
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge
    Maximum fuel surcharge waiver Rs.250 per statement cycle for each credit card account

    The rates/fees & charges may be changed at the discretion of the bank.

    How to Apply?

    To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.

    FAQs:

    1. What to do if I want more details about South Indian Bank SBI Platinum Credit Card?

      To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.

    2. How do I redeem my Reward Points?

      You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.

    3. How I redeem the vouchers?

      You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.

    4. How can I convert my transaction into Flexipay instalment plan?

      To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Card Helpline number within 30 days of the purchase.

    5. Can I track the application status of my South Indian Bank SBI Platinum Credit Card online?

      Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.

    Credit Card Reviews

    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have an SBI credit card and i hold a good limit with them. I get good reward points and cash back on the card. Its a life time free card. There is options for EMI and balance transfer but i have not tried using any of these. I have redeemed my reward points. The mobile banking with them is comfortable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Looking for better credit limit"
      0.5 2.0/5 "Expected more"
      I have my credit card approved with SBI and the experience was good, i paid an annual fee of Rs 499 for this credit card and they gave a credit limit of Rs 17000 in this credit card which is less. I use this card for multipurpose and i did not find any offers so far. Customer service was good and they collected documents on time. The process was quite long and it took 1 month to receive the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 4.5/5 "Excellent!"
      The credit card services of SBI is very good, i did not find any transaction issues in this card. I am using this card from last 2 years and there is no annual fee charged for this card. I am satisfied with the credit limit and payment options are convenient for me to make bill payments.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      The state bank of India credit card service is average and I hold the SBI SIMPLY CLICK CARD for the past 7 months. The credit limit value is average with this SBI SIMPLY CLICK CARD and i am satisfied with the credit limit, the customer support service and the response is average with the SBI.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The state bank delivered the credit card within 15 days of time. The customer support service is average with the SBI. The credit limit value is good with the SBI SIMPLY SAVE CARD and I am satisfied with it. I would say State bank gave me good service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Got the INSTA LOAN from the State bank of India around 3 yeas ago, the customer support service and the response is good with the state bank of India. The rate of interest and the charges are pretty high with the State bank INSTA LOAN when compared with the personal loan process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      The credit card service is good with the State bank of India and I use the SBI ELITE CREDIT CARD from past 6years. The customer support and the response is good with the State bank of India and they give good response to the customers. the credit limit value is low with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and the offers and credit limit is good. I am also glad that I get my statements without any hidden charges and it is sent to me on time. There are good offers as well. The customer services are also fine.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good srevice"
      0.5 5.0/5 "Blown Away!"
      The credit limit value is good with the SBI SIMPLY SAVE CARD and I have got the credit card with in a week time. The customer support service and the response is good with the sate bank of India. their executives came to my place to collect the documents on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good. Can do better on limit"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card and it is a good experience till date. It would be better if they provide a better credit limit. The customer services and response is good and the billing cycle is convenient and the statements are sent to me on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got the SBI simply save credit card around a month ago and I have started using this card. The State bank of India took more than a month time to approve the SBI simply save credit card. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I use the SBI Simply save credit card for more than 3 months. The credit card service is good with the SBI. The customer support service and the response is good with the SBI. The credit limit value is very low with this SBI Simply save credit card and it would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I use the Fbb Style up Sbi credit card for past 2 years. The customer support service is not satisfactory, they don't give proper response to the customers. The credit limit value is average with this card and I am not satisfied with it.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      The service was good with the State bank of India in regards to my credit card application. The whole credit card process took around 30dayus of time. The customer support service is good with the State bank. The credit limit value is good with this card and I am satisfied with it..
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI from last 8-9 months, an annual fee of Rs 500 has to be paid for this credit card. This is an IRCTC card so i get good offers on railway tickets. Net banking is easy for me to make bill payments. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good card to hold"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI were i am satisfied with the limit. I have received reward points and cash back with the card after the purchases. The customer service is good. Easy EMI option is there. There is an annual charge of 599+GST is applicable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. It is very easy to use the card in online and offline transactions. It is not a life time free card but the annual charges are reasonable by comparing with other cards.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a SBI IRCTC credit card from more than 10 years, i find this credit card is convenient to use. It is a lifetime free credit card with the credit limit value which is sufficient for this card. I get good discounts on railway tickets and all my transactions are hassle free.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "average experience"
      0.5 3.0/5 "Satisfactory"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. The product name of my credit card is IRCTC SBI PLATINUM CARD. I am totally dis satisfied by their services. I am unable to use the credit card to purchase train ticket in irctc website. They charged additionally charges Rs, 20/- for each transaction.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "SBI credit card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI and for EMI conversion the rate of interest is 14%. I used to get reward points and cash back with the card. There is an annual charge of 299+ GST will be applicable. and will be reversed if the purchase is above 30000.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 17, 2018
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