Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
South Indian Bank SBI Platinum Credit Card is a global card that offers various benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.
| Welcome Gift | When you apply for a South Indian Bank SBI Platinum Credit Card, you will get Rs.3,000 worth e-Gift voucher from one of the following companies within 15 working days:
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| Accelerated Reward Points | 2 Reward Points are provided for every Rs.100 that is spent. |
| Spend Rewards | Spend Rs.4 lakhs and Rs.5 Lakhs annually using this card to earn spend rewards. |
| Domestic Lounge Program | 2 Domestic Airport Lounge visits are provided every quarter. |
| International Lounge Program | Cardholders can get free membership to the Priority Pass program that is worth $99. |
| Renewal Gift | Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores. |
| True Lifestyle | Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card. |
| Cash Withdrawal | Using this card, you can withdraw cash from Visa ATMs around the world. |
| Fuel Charge Waiver | Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card. |
| Flexipay | Convert your South Indian Bank SBI Platinum Credit Card transactions into instalment payment plans easily using the Flexipay feature. You can contact the SBI Credit Card Helpline Number to select a plan that best suits your requirements. |
| Global Acceptance | The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world. |
| Card Replacement | Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24x7 helpline number to avail the emergency card replacement service. |
| Type of Fees and Charges | Amount |
|---|---|
| Add-on Card Fee | NIL |
| Annual Fee | Rs.2,999 |
| Renewal fee | Rs.2,999 |
| Limit on Cash Advance | Up to 80% of the credit limit (Maximum Rs.15,000 each day) |
| Interest free credit period | 25 to 50 days |
| Finance charge | 3.35% every month |
| Cash Advance fee |
|
| Minimum amount due | 5% of the total outstanding balance |
| Charge slip retrieval fee | Rs.225 for each charge slip |
| Cheque pick up fee | Rs.90 |
| Payment Dishonour Fee | 2% of the payment amount (Minimum – Rs.350) |
| Overlimit fee | 2.5% of the overlimit amount (Minimum – Rs.500) |
| Statement retrieval fee | Rs.100 for each statement (if the statement is at least 2 months old) |
| Emergency card replacement fee (when out of India) | NIL |
| Late payment fee |
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| Fee for transaction in foreign currency | Conversion mark up - 3.5% |
| Card replacement fee | Rs.100 |
| Fee for redemption of rewards | Up to Rs.99 |
| Fee for cash payment | Rs.100 |
| Surcharge on railway tickets purchased at railway counters | Rs.30 plus 2.5% of the amount transacted |
| Surcharge on railway tickets purchased on the website of IRCTC | 1.8% of the amount transacted plus service charge |
| Maximum fuel surcharge waiver | Rs.250 per statement cycle for each credit card account |
The rates/fees & charges may be changed at the discretion of the bank.
To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.
To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.
You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.
You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.
To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Credit Card Customer Care within 30 days of the purchase.
Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.
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