South Indian Bank SBI Platinum Credit Card is a global card that offers amazing benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.
Key Points:
Rs.3,000 worth welcome e-Gift voucher.
5x Reward Points on all grocery, dining, international and departmental spends.
2 Reward Points on spends of every Rs.100.
Access to Airport Lounges.
Access to golf courses.
Benefits:
When you apply for a South Indian Bank SBI Platinum Credit Card, you will get Rs.3,000 worth e-Gift voucher from one of the following companies within 15 working days:
Marks & Spencer.
Westside.
Hush Puppies or Bata.
Yatra.
Shoppers Stop.
Avail 5x Reward Points on all grocery, international, dining and departmental spends. Get 2 Reward Points for every Rs.100 that you spend using this card on other categories. The 5x points offer will allow you to earn up to 40,000 points in a year.
Spend Rs.4 lakhs and Rs.5 Lakhs annually using this card to earn 10x spend rewards.
Cardholders can get free membership to the Priority Pass program that is worth $99.
The Visa Airport Lounge Access program allows cardholders to enjoy complimentary access to airport lounges all over the world. A usage fee of just $27 is charged to your card when you visit any lounge.
Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores.
Using this card, you can withdraw cash from Visa ATMs around the world.
Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card.
You can manage your South Indian Bank SBI Platinum Credit Card account easily online.
Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card.
Use this card’s Easy Bill Pay Facility to pay all your utility bills such as telephone bills, insurance, electricity bills, etc. online. You can also provide standing instructions to the bank and your bills will be automatically paid every month.
Convert your South Indian Bank SBI Platinum Credit Card transactions into instalment payment plans easily using the Flexipay feature. You can contact the SBI Card Helpline number to select a plan that best suits your requirements.
Cardholders can use the Balance Transfer on EMI facility of the card to transfer the outstanding balance of their other bank’s credit cards to their South Indian Bank SBI Platinum Credit Card. They can pay return the amount in instalments and also avail very low rates of interest.
Cardholders can easily get money through this card by using the Easy Money Facility. This facility allows card members to get a cheque or draft against their cash limit. This draft or cheque will be delivered by the bank to the address of the customers.
Cardholders can use this card to book railway tickets online.
The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world.
Cardholders can apply for add-on credit cards for their parents, spouse, children or siblings. The minimum age requirement for add-on cards is 18 years.
Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24x7 helpline number to avail the emergency card replacement service.
Fees and Charges:
Type of Fees and Charges
Amount
Add-on Card Fee
NIL
Annual Fee
Rs.2,999
Renewal fee
Rs.2,999
Limit on Cash Advance
Up to 80% of the credit limit (Maximum Rs.15,000 each day)
Interest free credit period
25 to 50 days
Finance charge
3.35% every month
Cash Advance fee
International ATMs – 3% of the amount transacted (Minimum – Rs.300)
SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
Minimum amount due
5% of the total outstanding balance
Charge slip retrieval fee
Rs.225 for each charge slip
Cheque pick up fee
Rs.90
Payment Dishonour Fee
2% of the payment amount (Minimum – Rs.350)
Overlimit fee
2.5% of the overlimit amount (Minimum – Rs.500)
Statement retrieval fee
Rs.100 for each statement (if the statement is at least 2 months old)
Emergency card replacement fee (when out of India)
NIL
Late payment fee
If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
If the total amount due is more than Rs.10,000, then Rs.750 is charged
Fee for transaction in foreign currency
Conversion mark up - 3.5%
Card replacement fee
Rs.100
Fee for redemption of rewards
Up to Rs.99
Fee for cash payment
Rs.100
Surcharge on railway tickets purchased at railway counters
Rs.30 plus 2.5% of the amount transacted
Surcharge on railway tickets purchased on the website of IRCTC
1.8% of the amount transacted plus service charge
Maximum fuel surcharge waiver
Rs.250 per statement cycle for each credit card account
The rates/fees & charges may be changed at the discretion of the bank.
To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.
South Indian Bank SBI Platinum Credit Card FAQs:
What to do if I want more details about South Indian Bank SBI Platinum Credit Card?
To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.
How do I redeem my Reward Points?
You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.
How I redeem the vouchers?
You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.
How can I convert my transaction into Flexipay instalment plan?
To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Credit Card Customer Care within 30 days of the purchase.
Can I track the application status of my South Indian Bank SBI Platinum Credit Card online?
Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.
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SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.
I have used SBI credit card for 3-4 years. It is a very convenience card, there is possibility of increasing my credit score. The credit limit is Rs.37000 which was not up to the mark, this card have more offers if i'd do online shopping through flipkart .This a chargeable card with an amount of 499 along with GST. I do my credit card bill payment through online.
It was only one month that i got the credit card with SBI. But it was nice because I used to get many offers sms. I used this card for shopping, fuel, ticket and for others purposes also. The bank agent came and collected the documents, the limit of the card is Rs.54000. This is a chargeable card, it cost 500 rupees per year.
SBI has offered an annual fee chargeable card of 499 plus GST but there is waiver off option if I spend 1L within a year hence I applied this card through online and received it by one week. The credit limit is low of 57K only. There are good offers and benefits for online shopping. I am not aware about EMI conversion. For every purpose I need to contact customer care only. When I applied a card they made to take an insurance with charge of 500 rupees but still I didn't receive the documents yet.
SBI customer service is not providing good response whenever I contact them. The rate of interest is high. They have deducted 100 rupees for cheque transaction purpose. The limit is low of 63K. I am holding this card for 8 years. I am not getting any calls or message for an update. It is a life time free card. It is a Visa card. My payments are done on time so no idea about EMI facility. But there is no much benefits when I compared with usage.
I have opened my bank account in State Bank Of India before 3 years and I decided to take credit card from the same bank.The credit limit of the card is sufficient for me. If bank provide the statement on time, it will be good and I used to pay credit card bill through online.
I have paid first bill payment for SBI card without any issue. But at that time they have intimated of 8K Yatra voucher but still I didn't get it. So I contacted the banker twice for voucher issue but there is no proper response from their end. It is an annual fee chargeable card of 499 plus GST and it will be reverse in first bill payment but not done yet. The credit limit is sufficient.
I have just got the card one month ago, I have done less transactions and till now I haven't got my bill payment. The credit card is good but i am not satisfied with the credit limit of 37000 rupees only. Hope they increase the limit apart from that its fine.
SBI credit card have a credit limit of 75000 rupees, its a chargeable card of Rs.500 per year along with 87 rupees of GST. The card have a reward points of 500 from amazon if I spend Rs.5000 then only i can redeem the rewards points. I used this card for hotel booking, petrol surcharge and
I have a SBI credit card which i have been using it recently, so far i have not faced any issues. I used this card for online shopping and other purchases.I get many cash back offer and reward points.The credit limit of the card is 46,000rupees, i wish the bank can increase the credit limit more.
I am having SBI credit card with a limit of 120000 and its a life time free card,the bank provide my statement on time,by using this card i used to get offers on malls and groceries.I pay my bill directly through the bank.But no ATM is available nearby.
I have been using SBI credit card recently and I am having a good experience where I get offer from YATRA, the card charges are affordable its only Rs. 500 in a year along with GST.I used to do my card payment directly from the bank, the card limit is 50,000 rupees and I am using this card for general purposes.
I have availed SBI card for business purpose it is used mostly.For all online transaction and the credit limit was less it was 47000 and using for the past 2 months only .cash back offers and reward points are not there .I am paying the credit card bill through online .I have not faced any issues so far and for online transaction will;l be getting otp.
SBI has processed all things was very simple and after that executive came and finalized. I am not happy with the credit limit which i got very less , need to increase the credit limit. Annual charges are Rs. 499 within 2 months if i spend Rs.20k i will be getting 500rs as a reward points. That points can convert as a cash back i use to pay my bills, if i spend RS. 1L in a year from the 2nd year onward its a free card.
I have applied SBI credit card through online channel and the customer service was average. Documents collected by executive and about credit limit i am not happy they committed Rs. 3L, but they given only Rs. 75K need to increase the credit limit.
Am using SBI credit card for two months, its a chargeable card of Rs. 500 but the bank charge me more than that along with GST, the credit limit is 37000 rupees which was not sufficient .The card have a rewards points but I have not check. I have just activated the mobile banking and have not used it for now. I wish the bank can increase the credit limit of the card.
The bank agent called me and told to apply credit card from SBI. I have been using the card for two months but I am not happy with the credit limit because it is only for 39,000 as i am expecting credit limit of more than 1L ,the card have some reward points but there is no offer is available in the card. I would like to give some suggestion to the bank to give transaction facility to credit card like the debit card which I have.
Credit Card
