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  • South Indian Bank SBI Platinum Credit Card

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    South Indian Bank SBI Platinum Credit Card

    South Indian Bank SBI Platinum Credit Card is a global card that offers amazing benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.

    Key Points:

    • Rs.3,000 worth welcome e-Gift voucher.
    • 5x Reward Points on all grocery, dining, international and departmental spends.
    • 2 Reward Points on spends of every Rs.100.
    • Access to Airport Lounges.
    • Access to golf courses.

    Benefits:

    • When you apply for a South Indian Bank SBI Platinum Credit Card, you will get Rs.3,000 worth e-Gift voucher from one of the following companies within 15 working days:
      • Marks & Spencer.
      • Westside.
      • Hush Puppies or Bata.
      • Yatra.
      • Shoppers Stop.
    • Avail 5x Reward Points on all grocery, international, dining and departmental spends. Get 2 Reward Points for every Rs.100 that you spend using this card on other categories. The 5x points offer will allow you to earn up to 40,000 points in a year.
    • Spend Rs.4 lakhs and Rs.5 Lakhs annually using this card to earn 10x spend rewards.
    • Cardholders can get free membership to the Priority Pass program that is worth $99.
    • The Visa Airport Lounge Access program allows cardholders to enjoy complimentary access to airport lounges all over the world. A usage fee of just $27 is charged to your card when you visit any lounge.

    Features:

    • Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores.
    • Using this card, you can withdraw cash from Visa ATMs around the world.
    • Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card.
    • You can manage your South Indian Bank SBI Platinum Credit Card account easily online.
    • Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card.
    • Use this card’s Easy Bill Pay Facility to pay all your utility bills such as telephone bills, insurance, electricity bills, etc. online. You can also provide standing instructions to the bank and your bills will be automatically paid every month.
    • Convert your South Indian Bank SBI Platinum Credit Card transactions into instalment payment plans easily using the Flexipay feature. You can contact the SBI Card Helpline number to select a plan that best suits your requirements.
    • Cardholders can use the Balance Transfer on EMI facility of the card to transfer the outstanding balance of their other bank’s credit cards to their South Indian Bank SBI Platinum Credit Card. They can pay return the amount in instalments and also avail very low rates of interest.
    • Cardholders can easily get money through this card by using the Easy Money Facility. This facility allows card members to get a cheque or draft against their cash limit. This draft or cheque will be delivered by the bank to the address of the customers.
    • Cardholders can use this card to book railway tickets online.
    • The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world.
    • Cardholders can apply for add-on cards for their parents, spouse, children or siblings. The minimum age requirement for add-on cards is 18 years.
    • Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24x7 helpline number to avail the emergency card replacement service.

    Fees and Charges:

    Type of Fees and Charges Amount
    Add-on Card Fee NIL
    Annual Fee Rs.2,999
    Renewal fee Rs.2,999
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.15,000 each day)
    Interest free credit period 25 to 50 days
    Finance charge 3.35% every month
    Cash Advance fee International ATMs – 3% of the amount transacted (Minimum – Rs.300) SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
    Minimum amount due 5% of the total outstanding balance
    Charge slip retrieval fee Rs.225 for each charge slip
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Statement retrieval fee Rs.100 for each statement (if the statement is at least 2 months old)
    Emergency card replacement fee (when out of India) NIL
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Card replacement fee Rs.100
    Fee for redemption of rewards Up to Rs.99
    Fee for cash payment Rs.100
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge
    Maximum fuel surcharge waiver Rs.250 per statement cycle for each credit card account

    The rates/fees & charges may be changed at the discretion of the bank.

    How to Apply?

    To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.

    FAQs:

    1. What to do if I want more details about South Indian Bank SBI Platinum Credit Card?

      To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.

    2. How do I redeem my Reward Points?

      You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.

    3. How I redeem the vouchers?

      You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.

    4. How can I convert my transaction into Flexipay instalment plan?

      To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Card Helpline number within 30 days of the purchase.

    5. Can I track the application status of my South Indian Bank SBI Platinum Credit Card online?

      Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.

    Credit Card Reviews

    • SBI Cards Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      State Bank of India was a fairly good experience for the credit card. The process was on time and the credit limit is good. I have also used the card and I faced no hassles while using it. There was a annual fee of 500rs for the first year. Overall I have no complaints.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      It was very nice experience with SBI Bank. They offered me a SIMPLY SAVE CARD. The credit limit was not satisfactory. The customer service and response was not up to the mark. They need to improve the service. Overall its better
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I have applied for the credit card through online portal, my credit card application was approved with SBI cards. It was quite a good experience with SBI so far. Annual fee of Rs 500 has to be paid every year for this credit card. I received my credit card within 15-20 days. I have a credit limit of Rs 50000 which is less when compared to other banks. Documents were collected door step and the process was very smooth. I get offers like cash back, reward points and i use this card mainly for shopping purpose.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Below Average card to use"
      0.5 1.0/5 "Really Bad"
      Recently I have got the Fbb sbi credit card and I have got very low credit limit with this card. The customer support is not helping me to increase the credit limit and I have tired cancelling this credit card but they never gave any response towards this card and they are sending text message saying to pay the credit card bill. They have given the credit limit f Rs,16,000.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 2.0/5 "Expected more"
      The credit card service is not up to the mark with State bank of India. The customer support is not helping me to increase the credit limit with Platinum Visa credit card. The rate interest and the charges are average with State bank credit card. I have used this card for past 5 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I hold SBI SIMPLYCLICK CARD and happy with the credit limit. They offered 50K in that 35k for shopping and 15k as cash. The customer service and response was very good. They dispatched the card on time. The reward points and cash back offers are good. The payment made through online banking.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Unhappy with the services. "
      0.5 2.0/5 "Expected more"
      It was not a good experience with State Bank of India for the credit card. I have received a IRCTC card and the bank has offered me a credit limit of 10K. The bank has taken 15 to 20 days to process this card for me. I am not happy as I use other bank cards and I have a excellent limit on it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Service has to be improved"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI. Agent were keep calling me to take an insurance. Otherwise everything was fine with SBI. The rate of interest and charges are also fine. I doesn't know the exact details of my bill amount so it should be more transparent and clear.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      SBI provides average services on credit card when compared to all other credit cards. Their services are being delayed at times. I am using this credit card from last 1 year, I pay an annual fee of Rs 499 which has to be paid every year. I find the rate of interest and charges are quite nominal when compared to other banks. I am also satisfied with the credit limit which they are giving.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I have taken a simply save credit card from State Bank of India and the process was good. The best I prefer about the card is the EMI facility. The credit limit is also good and the customer services are also satisfactory. The rate of interest and charges is a bit high.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with state bank of India.The limit on the card is 43,000.I pay an annual fees of Rs 500 to hold this card.Net banking is very convenient to use.The customer service is prompt and i do get offers for shopping online and offline.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Unhappy"
      0.5 2.0/5 "Expected more"
      I am holding SBI credit card for the past 2 months. I hold Air India credit card. I have not gone through the detail analysis with the SBI, I feel that their interest rate is high. It is not easy to convert the transactions into EMI. They keep on querying about the payment which is annoying.
      Was this review helpful? 0
      , guwahati
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI from last 4 months, the services provided by SBI credit card is good when compared to all other credit cards. I also got Rs 5000 voucher as a welcome gift. This is an annual fee credit card which has to be paid every year. Credit limit on this credit card is 1 lakh which is more than sufficient. There is no transaction issues in this credit card. I get offers like cash back and reward points in this credit card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Prime credit card"
      0.5 4.0/5 "Great!"
      I am holding a SBI prime credit card. My current limit is 40000. Both application is fine. They are charging 2999 annually as it is too high. If we purchase more than 5000 then they will revert the annual charge.I am using this account for more than 3 to 4 months.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I am having SBI credit card from the last one year of time. I would like to say that everything is best one for me and the credit limit value is up to 1 lakh Rupees. I am happy with the SBI credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Very Good card to use"
      0.5 5.0/5 "Blown Away!"
      It is good to use the SBI simply save credit card. I got the SBI credit card for past 6 months. I use this card for shopping, fuel charges, for restaurants, for online shopping and for other bill payments . The charges are low with SBI simply save credit limit. There is annual fee of Rs,500 to this card. I am satisfied with the credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit with state bank of India.The limit on the card is seventy five thousand,I don't pay an annual fees to hold this card i do get many offers for shopping online like discounts and cash back.Net banking facility is good and easy to operate.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The state bank of India has disbursed my SBI simply save credit card within 15 to 20days of time. I use this card to get grocery, for shopping , for fuel, and other purchases . Basically I use this card for the home basic needs. There is annual fee of Rs,499 I need to pay to this card. I am not satisfied with the credit limit , still I want to increase the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with State bank of India. I have been using this FBB SBI Styleup credit card only for the past 3 to 4 months. Mostly I use this credit card for groceries and fuels. There are reward points for this card. The annual fees is not applicable in this credit card too.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      My experience is good one with the State Bank of India credit card and the customer service is fine , also the responsiveness too. I am happy with them and I really dont have any issues on it. Online banking services are really perfect one for me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
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