South Indian Bank SBI Platinum Credit Card is a global card that offers amazing benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.
Key Points:
Rs.3,000 worth welcome e-Gift voucher.
5x Reward Points on all grocery, dining, international and departmental spends.
2 Reward Points on spends of every Rs.100.
Access to Airport Lounges.
Access to golf courses.
Benefits:
When you apply for a South Indian Bank SBI Platinum Credit Card, you will get Rs.3,000 worth e-Gift voucher from one of the following companies within 15 working days:
Marks & Spencer.
Westside.
Hush Puppies or Bata.
Yatra.
Shoppers Stop.
Avail 5x Reward Points on all grocery, international, dining and departmental spends. Get 2 Reward Points for every Rs.100 that you spend using this card on other categories. The 5x points offer will allow you to earn up to 40,000 points in a year.
Spend Rs.4 lakhs and Rs.5 Lakhs annually using this card to earn 10x spend rewards.
Cardholders can get free membership to the Priority Pass program that is worth $99.
The Visa Airport Lounge Access program allows cardholders to enjoy complimentary access to airport lounges all over the world. A usage fee of just $27 is charged to your card when you visit any lounge.
Features:
Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores.
Using this card, you can withdraw cash from Visa ATMs around the world.
Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card.
You can manage your South Indian Bank SBI Platinum Credit Card account easily online.
Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card.
Use this card’s Easy Bill Pay Facility to pay all your utility bills such as telephone bills, insurance, electricity bills, etc. online. You can also provide standing instructions to the bank and your bills will be automatically paid every month.
Convert your South Indian Bank SBI Platinum Credit Card transactions into instalment payment plans easily using the Flexipay feature. You can contact the SBI Card Helpline number to select a plan that best suits your requirements.
Cardholders can use the Balance Transfer on EMI facility of the card to transfer the outstanding balance of their other bank’s credit cards to their South Indian Bank SBI Platinum Credit Card. They can pay return the amount in instalments and also avail very low rates of interest.
Cardholders can easily get money through this card by using the Easy Money Facility. This facility allows card members to get a cheque or draft against their cash limit. This draft or cheque will be delivered by the bank to the address of the customers.
Cardholders can use this card to book railway tickets online.
The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world.
Cardholders can apply for add-on cards for their parents, spouse, children or siblings. The minimum age requirement for add-on cards is 18 years.
Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24x7 helpline number to avail the emergency card replacement service.
Fees and Charges:
Type of Fees and Charges
Amount
Add-on Card Fee
NIL
Annual Fee
Rs.2,999
Renewal fee
Rs.2,999
Limit on Cash Advance
Up to 80% of the credit limit (Maximum Rs.15,000 each day)
Interest free credit period
25 to 50 days
Finance charge
3.35% every month
Cash Advance fee
International ATMs – 3% of the amount transacted (Minimum – Rs.300)
SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
Minimum amount due
5% of the total outstanding balance
Charge slip retrieval fee
Rs.225 for each charge slip
Cheque pick up fee
Rs.90
Payment Dishonour Fee
2% of the payment amount (Minimum – Rs.350)
Overlimit fee
2.5% of the overlimit amount (Minimum – Rs.500)
Statement retrieval fee
Rs.100 for each statement (if the statement is at least 2 months old)
Emergency card replacement fee (when out of India)
NIL
Late payment fee
If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
If the total amount due is more than Rs.10,000, then Rs.750 is charged
Fee for transaction in foreign currency
Conversion mark up - 3.5%
Card replacement fee
Rs.100
Fee for redemption of rewards
Up to Rs.99
Fee for cash payment
Rs.100
Surcharge on railway tickets purchased at railway counters
Rs.30 plus 2.5% of the amount transacted
Surcharge on railway tickets purchased on the website of IRCTC
1.8% of the amount transacted plus service charge
Maximum fuel surcharge waiver
Rs.250 per statement cycle for each credit card account
The rates/fees & charges may be changed at the discretion of the bank.
How to Apply?
To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.
FAQs:
What to do if I want more details about South Indian Bank SBI Platinum Credit Card?
To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.
How do I redeem my Reward Points?
You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.
How I redeem the vouchers?
You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.
How can I convert my transaction into Flexipay instalment plan?
To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Card Helpline number within 30 days of the purchase.
Can I track the application status of my South Indian Bank SBI Platinum Credit Card online?
Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.
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I have chosen SBI credit card since got the offers as well can get reward points.The credit limit was good and this was a chargeable card. This card i am using mostly for shopping and travel booking. I haven not faced any difficulties .Without any hassles got my credit card and this is useful on all situations and not sure about the interest.
I have SBI credit card which was taken through bank since have saving account this card was offered to me .I am using this credit card more than 10 years ,This was a chargeable card and cash back offers are there for fuel but i am not using this card for fuels .Each and every details about the card process was clearly shared by the agent .
Recently i have bought the TATA card from State bank of India. They are providing free medical insurance for the TATA card but they are charging me a huge annual fee of Rs. 2200 per annum where other banks are providing free credit card but they have not given me a much of credit limit also because its only Rs. 25000.
Purchased my credit card from HDFC almost 2 years ago. They have given me a credit limit of Rs. 25000 in between they have reduced my credit limit hence I'm not sure about the credit limit. I'm getting movie ticket offer and in payzap app, I can get discounts for various product.
I am using SBI credit card which was availed through online .if purchased any products whatever offers shown online will be getting the same .This was a chargeable card and it is a simply save card .I am getting offers on movie tickets and airport lounge access.I am totally satisfied with the service so far.
I have been holding SBI credit card more than 3 years. Applied through bank directly and the credit limit of Rs. 4.23L which is high and good. I use this card for fuel purpose, based on my usage I get good reward points. Customer service was excellent and i am paying annual charge Rs. 500.
I have SBI credit card which was availed through online .I am getting vouchers but dont know how to use .The credit limit was really good ,I am getting movie ticket offers,airport lounge access are there but i have not utilised these source .I have submitted the documents as well as uploaded the documents.
1 year ago, i have purchased the credit card from SBI. Since I'm traveling a lot, I'm using this card for filling fuel on the petrol bunks because i get fuel sur charges waiver. They gave me a credit limit of Rs. 28000 and they have charged me a annual fee of Rs. 499 and it will get waived off if i use the card for Rs. 2 lakh in a financial year.
SBI is giving very good offer because they are giving waiver on petrol. In online shopping, i get 10% discounts. I have a simply save credit card hence I'm receiving 10% discount on offline shopping. I used to pay the bill through Internet banking. I'm receiving the statement on time. I have not faced any issue till now.
I am using SBI SIMPLY SAVE CARD more than 2 years, and it is a chargeable card. I am paying Rs. 499 and there is a no fee wavier, i am happy with the credit limit which they given Rs. 65k, from bank i applied this card. Customer service was good and also getting reward points that can be converted for shopping but not as a cash.
I have SBI credit card which was availed through bank directly. The credit limit was Rs. 65k thats good. This is a FBB STYLE UP card this can be used for only FBB shopping and also i am getting rewards and that to instant discount in rewards. This is a life time free card.
I am using SBI credit card which is very comfortable.There are discounts on flight bookings ,This was a hassle free process and satisfied with the credit limit .There are cash back offers as well as reward points .Everything is good on this credit card to me so far .
I have been paying my bill on time for my SBI credit card so that i have not paid any late fee till now. They have provided me a simply click card with the low limit of Rs. 78000 which is not enough for me. I am swiping the card for fuel purpose and for purchases. They told me that the annual fee is Rs. 500 but if i exceeds the limit of Rs. 1 lakh, i don't need to pay it.
I have SBI credit card which was taken through Bank directly.This was a FBB style up card i am getting discounts on clothings and the credit limit was sufficient. This was a chargeable card and also i am getting equivalent amount of discounts .Everything is good on this credit card so far.
SBI credit card given 10% discount on shopping. They are giving more reward points as well. I hold this card for nearly 1 year. They gave me a limit of Rs. 1.95 lakhs. I'm getting more offers on movie tickets and they are providing 2 free movie tickets every month. I'm having a Elite card from State Bank of India.
I am happy with SBI customer service because whenever try to contact its connecting on time to them . I have taken a credit card since i am working in bharath petroleum based on that i got this offer. This is a life time free card and also i am happy with the credit limit Rs. 75k. Mostly i use this card for shopping and also EMI conversion is avail.
I have SBI credit card which was taken through bank only .Converting EMI option ,movie ticket offers and discounts for shopping are there.There was no difficulties faced so far on using .Since have more benefits it is much comfortable to use .I am totally happy with the credit card service .
I have chosen SBI credit card for all emergency purpose .This was a chargeable card need to pay Rs.499 on yearly basis.I am getting fuel benefits as well as movie ticket offers which is really useful and much convenient.I am using this card almost 1.5 to 2 months only,
I am using SBI credit card which was taken through online .Main benefit is getting updates on time. If I do any transaction I will be getting the updates it is very user friendly .I am satisfied with the credit limit and it will be good if the limit is enhanced .I am comfortable with the service so far.
Its a simply save credit card from SBI which i have. They are providing encash loan facilities with the low rate of interest. The reward points criteria is very good which i can utilize for bill payment and purchase. They are providing departmental purchase, i will be getting 7% cashback and their app is very smooth to use.
Credit Card
