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  • South Indian Bank SBI Platinum Credit Card
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    South Indian Bank SBI Platinum Credit Card

    South Indian Bank SBI Platinum Credit Card is a global card that offers amazing benefits to the cardholders. This card has some very attractive features which includes instalment payments, instant cash, renewal gift, easy bill payment facility, etc.

    Key Points:

    • Rs.3,000 worth welcome e-Gift voucher.
    • 5x Reward Points on all grocery, dining, international and departmental spends.
    • 2 Reward Points on spends of every Rs.100.
    • Access to Airport Lounges.
    • Access to golf courses.

    Benefits:

    • When you apply for a South Indian Bank SBI Platinum Credit Card, you will get Rs.3,000 worth e-Gift voucher from one of the following companies within 15 working days:
      • Marks & Spencer.
      • Westside.
      • Hush Puppies or Bata.
      • Yatra.
      • Shoppers Stop.
    • Avail 5x Reward Points on all grocery, international, dining and departmental spends. Get 2 Reward Points for every Rs.100 that you spend using this card on other categories. The 5x points offer will allow you to earn up to 40,000 points in a year.
    • Spend Rs.4 lakhs and Rs.5 Lakhs annually using this card to earn 10x spend rewards.
    • Cardholders can get free membership to the Priority Pass program that is worth $99.
    • The Visa Airport Lounge Access program allows cardholders to enjoy complimentary access to airport lounges all over the world. A usage fee of just $27 is charged to your card when you visit any lounge.

    Features:

    • Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores.
    • Using this card, you can withdraw cash from Visa ATMs around the world.
    • Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card.
    • You can manage your South Indian Bank SBI Platinum Credit Card account easily online.
    • Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card.
    • Use this card’s Easy Bill Pay Facility to pay all your utility bills such as telephone bills, insurance, electricity bills, etc. online. You can also provide standing instructions to the bank and your bills will be automatically paid every month.
    • Convert your South Indian Bank SBI Platinum Credit Card transactions into instalment payment plans easily using the Flexipay feature. You can contact the SBI Card Helpline number to select a plan that best suits your requirements.
    • Cardholders can use the Balance Transfer on EMI facility of the card to transfer the outstanding balance of their other bank’s credit cards to their South Indian Bank SBI Platinum Credit Card. They can pay return the amount in instalments and also avail very low rates of interest.
    • Cardholders can easily get money through this card by using the Easy Money Facility. This facility allows card members to get a cheque or draft against their cash limit. This draft or cheque will be delivered by the bank to the address of the customers.
    • Cardholders can use this card to book railway tickets online.
    • The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world.
    • Cardholders can apply for add-on cards for their parents, spouse, children or siblings. The minimum age requirement for add-on cards is 18 years.
    • Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24x7 helpline number to avail the emergency card replacement service.

    Fees and Charges:

    Type of Fees and Charges Amount
    Add-on Card Fee NIL
    Annual Fee Rs.2,999
    Renewal fee Rs.2,999
    Limit on Cash Advance Up to 80% of the credit limit (Maximum Rs.15,000 each day)
    Interest free credit period 25 to 50 days
    Finance charge 3.35% every month
    Cash Advance fee International ATMs – 3% of the amount transacted (Minimum – Rs.300) SBI ATM or Other ATM – 2.5% of the amount transacted (Minimum - Rs.300)
    Minimum amount due 5% of the total outstanding balance
    Charge slip retrieval fee Rs.225 for each charge slip
    Cheque pick up fee Rs.90
    Payment Dishonour Fee 2% of the payment amount (Minimum – Rs.350)
    Overlimit fee 2.5% of the overlimit amount (Minimum – Rs.500)
    Statement retrieval fee Rs.100 for each statement (if the statement is at least 2 months old)
    Emergency card replacement fee (when out of India) NIL
    Late payment fee If the total amount due ranges from Rs.0 to Rs.200, then no fee is charged
    If the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is charged
    If the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is charged
    If the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is charged
    If the total amount due is more than Rs.10,000, then Rs.750 is charged
    Fee for transaction in foreign currency Conversion mark up - 3.5%
    Card replacement fee Rs.100
    Fee for redemption of rewards Up to Rs.99
    Fee for cash payment Rs.100
    Surcharge on railway tickets purchased at railway counters Rs.30 plus 2.5% of the amount transacted
    Surcharge on railway tickets purchased on the website of IRCTC 1.8% of the amount transacted plus service charge
    Maximum fuel surcharge waiver Rs.250 per statement cycle for each credit card account

    The rates/fees & charges may be changed at the discretion of the bank.

    How to Apply?

    To apply for a South Indian Bank SBI Platinum Credit Card, you have to visit the nearest branch of South Indian Bank.

    FAQs:

    1. What to do if I want more details about South Indian Bank SBI Platinum Credit Card?

      To get more details about South Indian Bank SBI Platinum Credit Card, you can visit the website of SBI Card. You can also contact on the helpline number or visit any branch of the bank.

    2. How do I redeem my Reward Points?

      You can redeem your Reward Points online on the SBI Card website. You can select the products or services against which you want to redeem your points. There are multiple categories such as Travel & Holiday, Luxury, Lifestyle, Accessories, Books & Periodicals, etc.

    3. How I redeem the vouchers?

      You can redeem most of the vouchers by showing the code at the merchant stores. In case of vouchers of online websites like Yatra, you have to redeem the code online at the time of billing for purchases made on the website.

    4. How can I convert my transaction into Flexipay instalment plan?

      To convert your transaction into Flexipay instalment plan, you have to request the bank to initiate the service for the particular transaction. To make the request, you have to contact on the SBI Card Helpline number within 30 days of the purchase.

    5. Can I track the application status of my South Indian Bank SBI Platinum Credit Card online?

      Yes, you can track the application status of your South Indian Bank SBI Platinum Credit Card online on the SBI Card website.

    Credit Card Reviews

    • SBI Cards Credit Card
      "Very good offers"
      0.5 4.0/5 "Great!"
      I hold a another credit card with SBI. There is a limit of 1.76 Lakh. It is a simply click credit card and if I spend 90K on a yearly basis the charges are waived off. It is of 499 plus tax. There are offers on Shop clues and flip kart and Amazon. There are cash back 5 to 10%. I also get 10 points on Amazon. The points can be used for amazon gift card and clear trip. I can also use the points on book my show too. The value of one point is 0.25paisa.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      SBI credit card has nominal yearly fee around Rs. 499, I got bonus points around 2000 I spent more than Rs. 20,000. SBI gives lots of offers on shopping, swiping etc, credit card is convenient to use. But credit limit is low compared to other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Must enhance limit"
      0.5 4.0/5 "Great!"
      Though the process is good with SBI for the FBB styleup credit card and I got it on time. The credit limit is only of 10K and the reason is because I already have another credit card with the bank with a higher limit. There are charges of 600 I am not having much of offers too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Need to work on the updates"
      0.5 3.0/5 "Satisfactory"
      There is no difficulties with SBI for the credit card. I cleared my payments and still showing there is due amount. They have not updated my payment. Else it is okay. The credit limit is okay. It is a Chargeable card of Rs499. I got it within 4 or 5 days.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Customer service should be improved"
      0.5 4.0/5 "Great!"
      SBI is also new card, one month back only I have availed that card. I approached directly bank to avail the card, there was very documentation because I am an existing customer of the bank. So I though to have credit card from existing bank to make convenient transaction.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Good for Shopping"
      0.5 4.0/5 "Great!"
      I have FBB credit card, they give good offers on big bazaar for any shopping like clothes and accessories, I do get discount upto 10% on shoppings. For Rs.1000 purchase they give flat 10% discounts. Overall its a good card for the shopping purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      It is a good process with State Bank of India and on time as well for the simply save credit card. Everything is fine about the card and the limit as well. There are all the offers available and it has been good overall. I am not sure on the annual charges.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Customer service should be improved"
      0.5 3.0/5 "Satisfactory"
      SBI customer care is not satisfactory, they wont respond to the customer queries. But the credit card has good offers, If I purchase any grocery, any products they are providing good points based on the transaction. Even the credit limit is nominal around Rs. 80,000.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Average Credit Card"
      0.5 3.5/5 "Pretty good"
      I can login from anywhere for this Credit Card, they have this facility which is not available in my other card. I can directly go to their bank account and make payment from other bank account also. One drawback of the card is that they said the Card to card transaction was available but it is curtailed to type of card that you are using. One can only transfer money from Visa to Visa or Master to Master card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "So far so good"
      0.5 5.0/5 "Blown Away!"
      The SBI prime credit card is so far good. I used the card for 50k in the first month itself and when ever I used it, the experience was good and no hassles. The credit limit was sanctioned as required, it is of 4.40 Lakh . The first year it is a free card and after which there are charges of 3K.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been banking with SBI for last one year,the limit on the card is 22,000,they have not increased the limit as I am expecting more.The customer service is not up to the mark.I would say this card is not useful at all the features are not good.They had given Capital first card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Good. Charges can be reduced"
      0.5 4.0/5 "Great!"
      I hold a simply click credit card with SBI. The documentation was taken on time and the card was dispatched on time too. The limit is not up to the mark, but it is fine. They have offered me 80K. It could have been better. There are charges for the card. There are cash back offers and rewards and also the surcharge on fuel is waived off.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Unhappy with the services"
      0.5 2.0/5 "Expected more"
      State Bank of India is not up to the mark. I hold a credit card. The services are also not okay too. They would not answer to the query I ask and would respond something else. So I keep this card as the last option. They also charge a lot when compared to the other banks,
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I had applied for a SBI IRCTC credit cad but I have got the SBI SIMPLY SAVE CREDIT CARD from SBI, The service need to be transparent from the State bank of India. The product which I have choose I haven't got it from the state bank of India. The credit limit value is average with the SBI SIMPLY SAVE CREDIT CARD.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Satisfied with SBI credit card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI with a limit of 2 lakhs. I am satisfied with the limit. I have received cash back and reward points with the card. There is an annual charge of 499 is there with the card.I am comfortable with the mobile banking with the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Average Experience"
      0.5 3.0/5 "Satisfactory"
      I have a Simply Save Credit Card from SBI. It's a good card to hold on too. I haven't used the Card that much though. They have offered me a low Limit of Rs.45000 in it. Customer care was proper, not that great though. The card is a Annually free card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with State bank of India credit card department. I feel the rate of interest and charges is fine with State bank of India credit card team. It is really hard to redeem the reward points and only way to redeem the reward points is booking the train tickets specifically in the Ac coach through my Sbi Irctc credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The customer support is good with Sbi credit card department. They offer me with credit limit of 60k but they expected 1 lakh. The documents have been collected from my door step which is a smooth process. It is a good experience with Sbi credit card department.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I am holding a credit card of SBI ,the limit on the card is 45,000, I had been using this card for last one year.No offers were give till date,i make payments. The card type is SBI prime.I have an EMI options on this card.Bankers do give prompt response.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the SBI SIMPLY CLICK CREDIT CARD around 8 months ago. The customer support service is below average with the State bank of India, they are not giving proper response to the customers and they are not fulfilling the customer's requirement. I am satisfied with the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
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