Shoppers Stop HDFC Bank Credit Card

Welcome benefits:

• You get free Shoppers Stop Silver Edge membership worth Rs.350
• You get a Shoppers Stop voucher worth Rs.500.
  
• You can redeem the voucher on any transaction at Shoppers Stop stores when you pay using your Shoppers Stop HDFC Bank Credit Card. 
• You receive a welcome message on WhatsApp within three working days of onboarding. You can show it at the billing counter to get Rs.500 off your bill instantly. 

Reward points benefits:

• You get 3% Reward Points when you spend at Shoppers Stop. This is capped at 500 Reward Points every month.
  
• You earn 1% Reward Points on other spends, capped at 1,000 Reward Points every month. 
• You can earn Reward Points worth Rs.500 per month when you make a single purchase of Rs.15,000 or above at Shoppers Stop on a weekend (Friday to Sunday). This benefit is available once a month and up to five times a year. 
• You need a minimum transaction of Rs.150 to earn Reward Points. Spends on wallet loads, rent, government payments, fuel, tax, EMI, insurance and cash advances do not earn Reward Points. 
• Reward Points are valid for two years. You can redeem them through HDFC Bank NetBanking, where 1 Reward Point is worth Rs.1 when redeemed against Shoppers Stop vouchers. 

Fuel benefits:

• Get 1% waiver on the fuel surcharge when you use the Shoppers Stop HDFC Bank Credit Card to buy fuel at any fuel station in India up to Rs.250 per statement cycle.

Other benefits:

• You can convert big purchases into SmartEMI after the purchase and repay over nine to 36 months.
• You get up to 50 days of interest-free credit from the date of purchase.
• You get zero lost card liability on fraudulent transactions if you report them immediately to the 24-hour call centre of HDFC Bank.

Fees and Charges of the Shoppers Stop HDFC Bank Credit Card

These are fees and charges of the credit card:

Note: Interest rates updated on 5 October 2026. 

Eligibility Criteria for the Shoppers Stop HDFC Bank Credit Card

The following are the criteria required to apply for the Shoppers Stop HDFC Bank Credit Card: 

• Salaried individuals must be Indian nationals aged between 21 and 60 years, with a monthly income of Rs.20,000. 
• Self-employed individuals must be Indian nationals aged between 21 and 65 years, with an annual ITR of more than Rs.6 lakh. 

Documents Required for the Shoppers Stop HDFC Bank Credit Card

You need to submit the following documents when you apply for the Shoppers Stop HDFC Bank Credit Card: 

• Identity proof: Passport, Aadhaar card, voter ID, driving licence or PAN card.
• Address proof: Utility bills (electricity, water, gas or telephone), rental agreement, passport, Aadhaar card or voter ID.
• Income proof: Salary slips (for salaried individuals), Income Tax Returns (ITR), Form 16 or bank statements.
• Passport-size photographs.

How to Apply for the Shoppers Stop HDFC Bank Credit Card

You can apply for the Shoppers Stop HDFC Bank Credit Card on the HDFC Bank website, through NetBanking if you are an existing HDFC Bank customer, or at an HDFC Bank branch. The online application takes four steps: 

• Step 1: Provide and validate your phone number and date of birth or PAN. 
• Step 2: Confirm your details. 
• Step 3: Select your card. 
• Step 4: Submit your application and receive your card. 

In certain cases, you may need to upload documents and complete video KYC. 

Summary

The Shoppers Stop HDFC Bank Credit Card gives you 3% Reward Points on Shoppers Stop purchases, a Rs.500 welcome voucher and complimentary Silver Edge membership, along with 1% Reward Points on other eligible spends. The joining and renewal fee is Rs.299 plus applicable taxes. Apply for the Shoppers Stop HDFC Bank Credit Card on BankBazaar to start earning rewards on your Shoppers Stop shopping. 

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