Shoppers Stop Black HDFC Bank Credit Card

With the Shoppers Stop Black HDFC Bank Credit Card, you earn First Citizen Points when you use the credit card at Shoppers Stop outlets. The annual fee of the credit card is Rs.5,000.

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Key Highlights of the Shoppers Stop Black HDFC Bank Credit Card

  1. Complimentary First Citizen BLACK membership
  2. You get 20 First Citizen Points when you spend on Shoppers Stop private label brands. You earn 15 First Citizen Points on other spends at Shoppers Stop brands.
  3. You get 16 free domestic lounge access every calendar year. (4 per quarter)
  4. You get 5 First Citizen Points on other spends.

Features and Benefits of the Shoppers Stop Black HDFC Bank Credit Card

Welcome benefits:

  1. Complimentary First Citizen BLACK membership
  2. You get a Shoppers Stop voucher worth Rs.1,500.
  3. You can redeem the voucher when you spend Rs.5,000 on Private Label brands.

Reward points benefits:

  1. You get 20 First Citizen Points when you spend on Shoppers Stop private label brands. This is capped at 2,000 First Citizen Points every month.
  2. You earn 15 First Citizen Points on other spends at Shoppers Stop brands.
  3. You get 5 First Citizen Points on other spends.

Airport and lounge benefits:

  1. You get 16 free domestic lounge access every calendar year. (4 per quarter)
  2. Enjoy 8 free international lounge access every calendar year. (2 per quarter)

Fuel benefits:

  1. Get 1% waiver on the fuel surcharge up to Rs.500 when you use the Shoppers Stop Black HDFC Bank Credit Card to buy fuel at any fuel station in India.
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Fees and Charges of the Shoppers Stop Black HDFC Bank Credit Card

These are fees and charges of the credit card:

Type of charge

Fee

Joining fee

Rs.5,000

Annual fee

Rs.5,000

Cash advance fee

2.5% of amount withdrawn, or Rs.500, whichever is higher

Overlimit charges

2.5% of amount withdrawn, or Rs.600, whichever is higher

Cash processing fee

Rs.100

Reissue of lost card

Rs.100

Foreign currency mark-up fee

3.5%

Late Payment Charges 

  1. Less than equal to Rs.100 - Nil
  2. Rs.101 to Rs.500 - Rs.100
  3. Rs.501 to Rs.1,000 - Rs.500
  4. Rs.1,001 to Rs.5,000 - Rs.600
  5. Rs.5,001 to Rs.10,000 - Rs.750
  6. Rs.10,001 to Rs.25,000 - Rs.900
  7. Rs.25,001 to Rs.50,000 - Rs.1100
  8. More than Rs.50,000 Rs.1300

Eligibility for Shoppers Stop Black HDFC Bank Credit Card

For salaried people:

  1. You should be between 21 years and 60 years of age.
  2. Your net monthly income should be over Rs.2 lakh.

For self-employed people:

  1. You should be between 21 years and 65 years of age.
  2. Your ITR should be over Rs.8 lakh every year.
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FAQs on Shoppers Stop Black HDFC Bank Credit Card

  • How many domestic lounge visits do I get in one quarter?

    You get 16 free domestic lounge access every calendar year. (4 per quarter)

  • What is the cap for the reward points I can earn?

    You get 20 First Citizen Points when you spend on Shoppers Stop private label brands. This is capped at 2,000 First Citizen Points every month.

  • How do I redeem the Shoppers Stop First Citizen Points earned?

    You can redeem points against purchases made in Shoppers Stop outlets or online stores.

  • Where can I check my Shoppers Stop First Citizen Points credited into my account?

    You can check Shoppers Stop First Citizen Points in Shoppers Stop Website/Mobile Application under 'My Profile' section.

  • Do I earn Shoppers Stop First Citizen Points on all my transactions?

    You can get Shoppers Stop First Citizen Points from all kinds of retail transactions that include both Online and Point of Sale (PoS) transactions except the EMI transactions & Gold purchases.

  • Is there an EMI option with the credit card?

    Yes, with the Shoppers Stop BLACK HDFC Bank Credit Card, you can convert big value spends into EMI after you make the purchase.

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