Shoppers Stop Black HDFC Bank Credit Card

• Complimentary Shoppers Stop Black membership
• You get a Shoppers Stop voucher worth Rs.1,500.
• You can redeem the voucher on any transaction at Shoppers Stop.

Reward points benefits:

• You get 7% Reward Points on every Shoppers Stop purchase. This is capped at 2,000 Reward Points every month.
• 2% Reward Points on every non-Shoppers Stop purchase. This is capped at 2,000 Reward Points every month.
  
• Reward Points are valid for 2 years. 
• Reward Points are not earned on wallet loads, rent, government-related payments, fuel, supermarkets, tax, EMI, liquor stores, bakeries, cash advances, insurance and vending machine transactions. Reward Points earned on grocery spends are capped at 1,000 per month. 
• You can redeem Reward Points on HDFC Bank NetBanking, where 1 Reward Point equals Rs.1 when redeemed against Shoppers Stop vouchers. 1 Reward Point is worth Rs.0.35 on the product catalogue, Rs.0.20 as cashback, up to Rs.0.50 on airmiles and Rs.0.50 on SmartBuy flights and hotels. 
• You can earn Reward Points worth Rs.1,500 to Rs.2,000 per month on a single purchase of Rs.50,000 or above at Shoppers Stop over the weekend (Friday, Saturday and Sunday). This weekend offer is capped at once a month and five times a year. 

Airport and lounge benefits:

• You get 16 free domestic lounge access every calendar year. (4 per quarter)
• Enjoy 8 free international lounge access every calendar year. (2 per quarter)

Fuel benefits:

• Get 1% waiver on the fuel surcharge up to Rs.500 when you use the Shoppers Stop Black HDFC Bank Credit Card to buy fuel at any fuel station in India. 
• The waiver applies to fuel transactions of Rs.400 to Rs.5,000, up to a maximum waiver of Rs.500 per statement cycle. 

Insurance benefits: 

• Accidental air death cover worth Rs.3 crore. 
• Emergency overseas hospitalisation cover of up to Rs.50 lakh. 
• Credit liability cover of up to Rs.9 lakh. 

Banking benefits: 

• You can convert large purchases into SmartEMI after making the purchase. 
• You can make contactless payments of up to Rs.5,000 without entering a PIN. 
• Zero lost card liability applies on fraudulent transactions if you report them immediately to the HDFC Bank 24-hour call centre. 

Fees and Charges of the Shoppers Stop Black HDFC Bank Credit Card

These are fees and charges of the credit card:

Note: The interest rates are effective from 1 August 2024. 

Eligibility for Shoppers Stop Black HDFC Bank Credit Card

For salaried people:

• You should be between 21 years and 60 years of age.
• Your gross monthly income should be over Rs.70,000

For self-employed people:

• You should be between 21 years and 65 years of age.
• Your ITR should be over Rs.8.4 lakh every year.

Summary

The Shoppers Stop Black HDFC Bank Credit Card suits you if you shop often at Shoppers Stop, as it gives higher Reward Points there, a Rs.1,500 welcome voucher and complimentary Shoppers Stop Black membership. It also adds airport lounge access and a fuel surcharge waiver for everyday spends. Check the fees and eligibility above, then apply online to get started.

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