You can get the SBI Student Plus Advantage Card which is a credit card issued by the State Bank of India (SBI) to you if you have availed an education loan from the lender. You do not have to pay any annual or joining fee in order to get this credit card issued.
|Reward Point Benefits||Get 1 reward point for every Rs.100 spent on the card.|
|Fuel Benefits||Fuel surcharge waiver of 2.5% given on all fuel transactions between Rs.500 and Rs.3,000.|
|Spend-based Benefits||On spending Rs.35,000 in a year, the annual fee of Rs.500 will be waived off.|
|Cash Withdrawal Benefits||You can withdraw cash from over 1 million Visa and MasterCard ATMs.|
|Accessibility||Your credit card can be used for making international purchases and can be used in over 24 million outlets all over the globe including 3,25,000 Indian outlets.|
|Flexipay Benefits||You can use the Flexipay facility to convert your purchases into EMI if they exceed Rs.2,500.|
|Balance Transfer Benefits||You can transfer the outstanding bills of your other credit cards to your SBI Student Plus Advantage Credit Card and pay the amount at a lower interest rate.|
|Type of Fee||Amount|
|Renewal Fee||Rs.500 applicable only if the total spending is below Rs.35,000 in the previous calendar year|
|Payment Dishonor fee||2% of the payment amount, subject to a minimum of Rs.350|
|Statement retrieval||Rs.100 per statement|
|Charge slip retrieval||Rs.225 per charge slip|
|Overlimit||2.5% of overlimit amount subject to a minimum of Rs.500|
|Emergency card replacement, when abroad||Minimum $175|
|Foreign currency transaction||3.5%|
|Rewards redemption fee||Rs.99|
|Cash Payment fee||Rs.100|
You will have to visit the nearest SBI branch along with all the relevant documents in order to apply for this credit card. You are eligible for this credit card if you have availed an education loan from the bank.
Yes, it is accepted world wide over 24 million outlets across the world, including 3,25,000 outlets in India.
Cash point is a point you will earn as a reward every time you use the SBI Student Plus Advantage Card. You can use the points as rewards for various purposes including clearing your outstanding credit card bills.
You can encash your credit card cash points by calling the SBI helpline number and getting in touch with a SBI Credit Card customer care executive. Simply request for encashing your cash points and it will be credited to your card.
You must accumulate at least 2,000 cash points before encashing them.
No, you cannot avail this credit card if you have not avail an education loan from the bank.
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