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    SBI Signature Contactless Credit Card

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    SBI Signature Contactless Credit Card

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    SBI Credit Card Diwali Offer

    State Bank of India introduces you into the convenient world of contactless cards through its Premium SBI Signature Contactless card with unbeatable privileges and customised offers to suit every type of lifestyle. Simply wave your contactless card and watch your daily purchase transactions become quick and easy with absolutely no hassles. Protected by Visa payWave, rest assured that every purchase that you make is safe and completely protected from fraud. A Visa payWave card comes with a built-in key to generate a unique code for every transaction made, ensuring complete security. This unique feature of a SBI Signature Contactless Card makes it easier for customers to track their card expenses.

    Benefits of a SBI Signature Contactless Card:

    As part of SBI’s premium Signature line of credit cards, the SBI Signature Contactless card makes transactions faster, convenient and secure at over 2000 merchant outlets accepting these cards across India. Customers need to just wave their SBI credit cards on the card reader and successfully complete a purchase transaction.

    Signature Welcome:

    Signature credit card customers can enjoy various welcome benefits when they avail a new SBI Signature Contactless card. Customers can choose from either of the two options - a) A domestic one-way flight ticket from Indigo with full fares paid or b) Gift vouchers for a value of Rs 5000 from any one of SBI’s retail partners like Raymond's, Lifestyle, Shopper's Stop or These vouchers will be delivered within 28 days of the placed request to customers.

    Signature Rewards:

    As a SBI Signature card, users can get up to 2 rewards points for every Rs 100 spent. Earn 5X rewards points on departmental purchases, dining and grocery shopping and international transactions with a SBI Signature Contactless card. SBI credit card holders can also enjoy fuel surcharge waivers of 2.5% at all petrol bunks across India, with a maximum waiver of Rs 250 per account.

    • SBI also offers bonus rewards on annual spends of more than Rs 2 lakhs.
    • Earn 10,000 rewards points for credit card spends amounting to Rs 2, 3, or 4 lakhs.
    • Earn 20,000 rewards points for credit card spends amounting to Rs 5 lakhs.

    Signature Entertainment:

    Book movie tickets using a SBI Signature Contactless Card and enjoy discounts of up to Rs 500 every month at The offer is valid for a minimum booking of two tickets, with a maximum discount of Rs 250 per ticket.

    Signature Concierge:

    State Bank of India offers a 24/7 concierge service exclusively for Signature customers with assistance provided for golf course reservations, movie ticket bookings, hotel and limo bookings, reservations for special events and flower and gift delivery during special occasions. Customers can also enjoy attractive discounts at Lifestyle outlets and spas, get tailor made travel packages with preferential rates and can be part of premium golf programs with lessons from qualified trainers.

    Signature Lounges:

    Signature customers can enjoy access to international lounges at over 600 airports across 300 cities with complimentary Priority passes. SBI does not charge any annual fee for a priority pass program membership. Lounge visits done with a Priority Pass can carry a usage fee of up to $27, which will be charged on the customer’s credit card. The Visa Airport Lounge Access Program offers two complimentary airport lounge access per quarter within India and abroad to all Signature customers. This program also provides customers with additional benefits like complimentary snack and drinks, Wi-Fi, spa services and much more.

    Signature Book of Rewards - Rewards redemption:

    Accrued rewards points can be redeemed by Signature customers at Shopper’s Stop, Taj or Indigo airlines.

    Redemption for accrued Rewards Points
    20,000 points 35,000 points 50,000 points 75,000 points
    Indigo Airlines 1 Full Fare ticket 2 Full Fare tickets 3 Full Fare tickets 4 Full Fare tickets
    MakeMyTrip Holiday Vouchers Rs 5500 Rs 9000 Rs 14000 Rs 20000
    Taj Stay Vouchers - - Rs 13000 Rs 19000
    Raymond’s and Vouchers Rs 6000 Rs 10000 Rs 15000 Rs 20000
    Lifestyle and Shopper’s Stop Vouchers Rs 5500 Rs 9500 Rs 14000 Rs 20000
    Signature Offers:
    • Customers can enjoy discounts of up to 75% for accommodation at over 55,000 villas and hotels worldwide.
    • SBI Signature Contactless card customers can enjoy exclusive offers on their credit cards at over 900 luxury hotels across the globe.
    • Get discounts of 10% on Hertz car rentals in various cities.
    • Golfers can enjoy discounts of up to 30% on green fees at over 300 golf courses across the world.
    • SBI Signature customers will also be provided with 24/7 concierge services and can be accessed from anywhere in the world.
    Fraud Liability Cover:

    SBI Signature Contactless Card customers can get complimentary fraud liability cover worth Rs 1, 00,000 inclusive of a period of 48 hours prior to loss of card and up to 7 days after reporting the loss.

    Features of a SBI Signature Contactless Card:

    The SBI Signature Contactless card comes with a load of features to suit premium banking customers. Some of the key features are -

    Worldwide Access - Customers can use their SBI Signature Contactless card to withdraw cash at over 1 million Visa ATMs worldwide and at over 18,000 Visa ATMs within India. Card holders can also access the wide network of SBI ATMs spread across various cities in India.

    E-banking - Card holders can access their credit card statements easily via internet banking, mobile banking and through PDF documents and also get exciting offers through e-mails and SMS. Monthly credit card statements are sent to customers’ email addresses giving them 24/7 access to their transactions.

    SMS Banking - Signature customers can get mini statements, credit card status, payment confirmations, cash and credit limit updates on their mobiles using SMS alerts from State Bank of India.

    SBI Card Online - SBI’s state-of-the-art online banking services offer customers facilities for making bill payments, updating personal details, checking monthly statements or for finding the nearest SBI ATM.

    Fuel Freedom - SBI offers Signature customers complete freedom from fuel surcharge at any petrol bunk in India and across the globe. The minimum requirement to avail this waiver is to refuel for an amount between Rs 500 and Rs 4000.

    Easy Bill Pay Facility - Signature customers can pay their utility bills namely mobile bills, electricity bills, phone bills and insurance by either setting standing instructions with SBI or by calling the SBI Card Helpline to make payments. Offered as a complimentary service, customers can also earn rewards points on transactions done using this facility.

    Flexipay - The Flexipay plan offers SBI Signature Contactless card customers, flexible bill repayment options in the form of easy monthly installments at low interest rates. To use this facility, customers have to contact the SBI Card Helpline within 30 days of the purchase.

    Balance Transfers - Customers can transfer outstanding balances from credit cards of other banks to a SBI Signature Contactless card at low interest rates. Card holders can choose any customised plan suiting to their needs. A minimum amount of Rs 5000 or up to 75% of the credit limit set by SBI (whichever is higher) should be transferred by the customer from an existing credit card to activate this facility. State Bank of India also charges a processing fee for customers availing the balance transfer option.

    Easy Money Facility - Customers can get funds instantly through the Easy Money facility offered from SBI. Signature card holders need to call the SBI Card Helpline and place a request for a draft and the amount will be billed to the customer’s SBI Signature Contactless card.

    Credit Facility - SBI customers can enjoy flexible options to make outstanding payments with extended credits. Signature card holders have the option of paying any amount between the minimum amount due to the total outstanding amount, as per the monthly statement. The unpaid outstanding amount can be carried forward at low finance charges levied by SBI.

    Online booking of railway tickets - SBI customers can book railway tickets on and have them delivered at their doorstep. To avail this facility, card holders need to make reservations on IRCTC and make payments using their SBI Signature Contactless card, through the Visa payment gateway.

    International Usage - The SBI Signature Contactless card is accepted internationally at over 2 million Visa merchant outlets and 2, 85,000 outlets within India. Customers can also enjoy exceptional travel privileges across the globe with their SBI credit cards.

    Add-on Cards - SBI customers can avail add-on or supplementary credit cards for their family members like spouse, siblings and children above the age of 18 and parents, free of cost.

    Emergency Card Replacement Services - State Bank of India offers emergency card replacement for lost or stolen credit cards and this facility can be accessed from anywhere across the globe. Customers who are travelling need to contact the 24/7 Visa Card Helpline to use the replacement facility.

    Secure Transactions - Every SBI Signature Contactless card is protected by an embedded EMV chip which offers users extra security against skimming and counterfeit fraud incidents while making high value purchase transactions.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • Voter’s ID
      • UID Aadhar Number
      • PAN card


    Customers will be eligible for a SBI Signature Contactless Card depending on their annual income shown at the time of application. SBI determines the eligibility for a customer only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 4,999
    Joining Fee Rs. 4,999
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 15,000 for Signature Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.
    Rewards Redemption Fee SBI does not charge any fee for redemptions done using the Signature Book of Rewards. A fee of up to Rs 99 is charged for other redemptions.

    SBI Signature Contactless Card FAQs:

    1. Where can a SBI Signature contactless Credit Card be used by customers?

      Customers can use their SBI Signature contactless Credit Cards at any outlet or POS terminal with the Universal Contactless symbol, through the Visa contactless payment gateway.

    2. Can the SBI Signature contactless Credit Card be used at any other merchant outlets that do not have contactless payments enabled?

      Yes, the SBI Signature contactless Credit Card can be swiped at all types of merchant outlets for making purchase transactions, other than those accepting contactless payments.

    3. Can customers set a limit for contactless transactions? Does SBI also offer a preset limit?

      SBI customers can make contactless payments up to a maximum limit of Rs 2000, per purchase transaction. Though a PIN number is not required for a contactless transaction, customers cannot set individual credit limits while availing a contactless credit card from SBI. Transactions above Rs 2000, might require a swipe or dip of the card to be done by the customer.

    4. How can I check the status of my SBI Signature contactless Credit Card application online?

      You can check the status of your application on the SBI website by providing the application number and date of birth.

    5. What is the order of payment settlements done by State Bank of India?

      State Bank of India follows the below given order while accepting credit card payment settlements -

      • Minimum Amount Due
      • Other Fees and charges
      • Interest Charges
      • Outstanding Balance transfer amounts
      • Outstanding retail amounts
      • Cash Advance Amounts.

    Compare, check your eligibility and apply for credit cards online.

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