Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SBI PRIME Business Credit Card

    The SBI PRIME Business Credit Card comes at a joining fee of Rs.2,999. The card makes your work and business life easier.

    Key Benefits of the SBI PRIME Business Credit Card

    • Get a welcome e-gift voucher of Rs.3,000 from Yatra for Business.
    • Receive 10 reward points for every Rs.100 that you spend on utility bills payments, dining, and office supplies.
    • Get a free Club Vistara Silver membership.
    • Get your renewal fee waived off on spending Rs.3 lakh annually on your card.

    Benefits of the SBI PRIME Business Credit Card

    Welcome benefits

    • Get a welcome e-gift voucher of Rs.3,000 from Yatra for Business.
    • Receive an e-gift voucher within 30 days of your membership fee payment (the voucher will be sent via SMS to you registered mobile).

    PRIME business rewards benefits

    • Receive 10 reward points for every Rs.100 that you spend on utility bills payments, dining, and office supplies.
    • Get 2 reward points for every Rs.100 that you spend on other retail expenses.
    • 1% waiver of fuel surcharge on your fuel expenses which amount between Rs.400 and Rs.5,000.
    • 4 reward points equal Re.1.

    Club Vistara membership benefits

    • Get a free Club Vistara Silver membership.
    • Receive 1 free lounge access voucher and 1 upgrade voucher.
    • Get 9 Club Vistara Points for every Rs.100 that you spend on Vistara flight tickets.

    Airport and lounge benefits

    • Enjoy 4 free visits per year to International Priority Pass Lounges, outside India.
    • Get 8 free visits every year to Mastercard Lounges in India.

    Yatra benefits

    • Get Rs.750 off on your flight bookings that amount to more than Rs.6,000 (once in a quarter).
    • Get 20% off on your hotel bookings (once in a quarter).

    Milestone benefits

    • Get a waiver of your renewal fee when you spend Rs.3 lakh in one year.
    • Get an e-gift voucher of Rs.7,000 from Yatra for Business when you spend Rs.5 lakh in one year.

    Metro Cash and Carry

    • For every Rs.100 spent at Metro Cash and Carry store, earn 10 reward points.
    • Enjoy complimentary privileges through Bandhan- Loyalty program of Metro Cash & Carry.
    • Enjoy a discount of up to 2% on the purchase amount.

    Mastercard Global Linker

    • Use the card to grow your business by finding buyers, suppliers, and consumers.
    • Use the card to enjoy offers from other SMES which would assist you in reducing your overall cost of business.
    • Have access to inspiring SMEs stories and insights.

    Fees and Charges of the SBI PRIME Business Credit Card

    Particulars Fee
    Joining fee Rs.2,999
    Annual fee Rs.2,999
    Add-on fee Nil
    Extended Credit
    • Interest free credit period ranging between 20 to 50 days if the outstanding amount for the previous month has been paid.
    • Finance charges of up to 3.35% p.m. or 40.2% p.a.
    • Minimum amount of 5% of the total outstanding amount (minimum of Rs.200)
    Cash Advance
    • The limit for Cash advance is up to 80% the credit limit subject to a maximum of Rs.12,000 per day
    • Free Credit period: NIL
    • Finance Charges: Up to 3.35% per month whichever is higher, from the withdrawal date
    Cash Advance Fee
    • SBI or other ATMs: 2.5% of the amount transacted subject to a minimum of Rs.300
    • International ATMs: 3% of the amount transacted subject to a minimum of Rs.300
    Surcharges
    • Railway tickets booked through counters: Rs.30 +2.5% of the amount paid
    • Railway tickets booked through irctc.co.in: 1.8% of the amount paid + service charges
    • For petrol and other fuels: 1% surcharge waiver for amount between Rs.500 and Rs.4,000
    • Payment of custom duty: 2.25% of the transaction amount subject to a minimum of Rs.75
    Cash Payment Fee Rs.199
    Payment dishonor fee 2% of the amount subject to a minimum of Rs.450
    Statement retrieval Rs.100 for statement less than 2 months old
    Cheque Fee Rs.100
    Late payment
    • NIL for due amount from Rs.0-Rs.200;
    • Rs.100 for due amount greater than Rs.200 and up to Rs.500
    • Rs.400 for due amount greater than Rs.500 and up to Rs.1000
    • Rs.600 for due amount greater than Rs.1000 and up to Rs.10,000
    • Rs.800 for due amount greater than Rs.10,000 and up to Rs.25,000
    • Rs.950 for due amount greater than Rs.25,000
    Over limit 2.5% of the overlimit amount subject to a minimum of Rs.500
    Card replacement
    • Rs.100
    • Minimum of $175 when abroad
    Foreign currency transaction 3.5%
    Markup Fee 3.5% for All Cardholders and 1.99% for Elite Cardholders
    Rewards redemption fee Rs.99

    FAQs on SBI PRIME Business Credit Card

    1. What is the maximum number of times I can get free lounge visits?

      You can get 2 free lounge visits every quarter.

    2. Do I have to pay to get an add-on credit card?

      No, an add-on credit card is free.

    3. What is SBI customer care number?

      You can contact the SBI credit card customer care at 1800 425 3800.

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