Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • SBI Platinum Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Credit Card BYTES FROM OUR KITCHEN

    SBI Platinum Card

    • Benefits worth Rs 12,000/- every year
    • 5X reward points on International, Dining and Grocery spends
    • Welcome gift worth Rs.3000/-
    • Access to over 600 airport lounges through a priority pass

    Our country has reached at that economic point where the corporate culture is catching up at a great pace and is almost there. This corporate culture in the banking and financing arena has been nothing short of a miracle that has led to the introduction of credit cards. The terms and conditions of credit cards are well-accepted and competitive schemes that showers the users with rebates and free gifts has only enticed the masses more and more to this credit card culture.

    The new enticements are all part of credit card providers' determinations to make credit cards the top go-to swipe choice for clients in light of recent RBI guidelines. Your SBI Platinum Credit Card sees to it that you are handsomely rewarded at every stage of your life.

    Benefits of SBI Platinum Credit Card:

    • When you sign up for this card, you get a welcome gift- coupon for INR.3000.
    • You will earn reward points for spends in supermarkets, international travel, restaurants etc.
    • You can gain entry to around 200 Golf Courses in the world as a complimentary gift.
    • Gain free access to airport lounge using Priority Pass Program for little or nominal fees.
    • SMS, Email alerts and monthly statements will make sure that you are informed of your card performance and transactions.
    • If you spend more than five lakh rupees per year, you are entitled to get a free domestic air ticket (one-way).
    • Use the card for more than one year and start the next year with an anniversary gift coupon worth INR. 3000.
    • You can easily handle your SBI Card account using netbanking.
    • Alerts to make sure that your utility bills are paid before the due date which will also fetch more reward points.
    • There is also the Easy Money Facility. Request for a bank draft, which will be later debited to your SBI Card account.

    Features of SBI Platinum Credit Card:

    • An SBI Platinum Credit Card holder can earn up to 40,000 redeemable reward points in a year.
    • Apart from premium lounge entry and golf club access, you can track your account anytime anywhere using your phone or online bank account.
    • You can also access e-statements of every transaction done with your card.
    • SBI Platinum Card provides you with a free Easy Bill Pay facility to make sure that you pay all your utility bills before due date. This will also fetch you more cash points.
    • In case of theft or loss, the card will be instantly replaced if you report it to the 24*7 helpline.

    Eligibility & Documentation:

    • You should be an earning individual who should be above age 21 and less than 60.
    • You must submit photocopies of your national ID card, income papers and address proofs.

    How to apply:

    Visit BankBazaar.com and browse through the SBI credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply'and type down your personal info to apply for the card immediately.

    SBI Platinum Card Fees and Charges:

    • One-time joining fee for the SBI Platinum Card is Rs. 2,999.
    • Cardholders are charged an annual fee of Rs. 2,999 for every membership year.
    • Cardholders also get an interest free credit period of 20 to 50 days which is applicable for retail purchases.
    • The cash advance limit for SBI Platinum Card is 80% of the credit limit.
    • Finance charges are up to 3.35% per month, starting from the date of withdrawal.
    • The cash advance fee is 2.5% of the transaction amount or Rs.300 when the SBI Platinum card is used at domestic ATMs and 3% of the transaction amount at international ATMs.

    SBI Platinum Card FAQs:

    1. What is the fee I should pay at the time of signing up for SBI Platinum credit card?
    2. You need to pay INR. 2999 as joining fee.

    3. What is the annual renewal fee I should pay for my card?
    4. It is INR. 2999, which you can be exempted from if you have enough points accumulated.

    5. Can I apply for a supplementary card?
    6. You can apply for additional cards for your family members' use (only if they are above age 18).

    7. What is Flexi Pay feature?
    8. The card comes with a Flexi Pay feature that allows you to make big purchases beyond your current budget. It can be easily repaid via EMIs at quite a low interest scheduled at your convenience.

    9. Tell me more about the fuel surcharge benefits.
    10. Cardholders can avail a 2.5 percent additional fuel surcharge rebate, not exceeding INR.250, for each fill between INR.500 & INR. 4000.

    SBI Platinum Card Reviews

    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have been offered a credit card from State Bank of India as I'm a very long time customer with them. I have been using this State Bank of India Visa Credit card for around 1 year and everything is fine this credit card. I use this credit card for shopping, movies, dining, fuels etc. Cash back and rewards are good. There is no annual fees applied to this credit card.
      Was this review helpful? 0
      , bikaner
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      I hold the Sbi simply save credit card for past 1 year. I use this card for shopping, online purchases, and for bill payments. I am satisfied with the credit limit. There is annual fee of Rs,499 I pay towards this card. I am happy using the SBI simply save card.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The SBI gold credit card has been used by me for more than 4 years. I use this card for shopping, household items, purchases and for bill payments. I am satisfied with the credit limit. There is no annual fee with this card. The rate of interest is high with SBI credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good for shopping offline and online"
      0.5 4.5/5 "Excellent!"
      SBI interest rate was very high, if some time I miss the payment they charge me very high and they have an annual charges around Rs.500 but they give coupons for that same amount. I generally get discount on big bazaar products, even they give upto 10% flat discounts.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "New card, require little more time"
      0.5 4.0/5 "Great!"
      I got SBI Platinum Card couple of months back and found the experience to be decent. Eventhough I have used the card much, I felt the process for taking the card was short and crisp. Generally I have a good impression about the State Bank of India's credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good offers "
      0.5 3.0/5 "Satisfactory"
      I hold a SBI credit card with a limit of 1.30 lakhs I have been using the card for more than two yearsIs a zero fees card.Best cash back offers are given for online shopping up to 5-10%.i got an offer to upgrade my card however am happy with the current limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good services"
      0.5 3.0/5 "Satisfactory"
      The offers on the credit card with State Bank of India is good. There are flexible EMI options as well and there are a lot of deals online where I can select the product and convert to the EMI too. The customer care is good I am able to reach them at times.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Easy to get options and get good bonus points"
      0.5 5.0/5 "Blown Away!"
      Love to use my SBI credit card at online stores. As, I used to get wonderful discounts at all e- commerce sites. In addition to that, I get some reward points too . I get somes discount at Amazon but it varies accordingly. In addition to that, they provide seasonable offer too. Name of the SBI credit card is SIMPLY SAVED credit card.
      Was this review helpful? 0
      , vapi
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      As I hold my salary account with State Bank of India for a very long time which is around 14 years they offered me a credit card which I accepted it and using it now. I have been using this card for the past 1 year only. This card is not very useful to me. There is no annual fee for this credit card. I use this credit card for online shopping.
      Was this review helpful? 0
      , pathankot
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Features are good. But high on charges"
      0.5 4.0/5 "Great!"
      SBI credit card is good and there are a lot of decent deals on it. The card has good benefits and the credit limit is also excellent. I am able to access my card all over. But the interest rate and charges is on the higher side. They could improve on that.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Convenient for shopping"
      0.5 4.0/5 "Great!"
      I am using SBI International master credit card it has some annual fee around Rs.500, to compromise that fee, they are providing some offers but I haven't utilize it. SBI gave me lower credit limit hence I am looking for an enhancement, I am using it around a year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has been excellent in their credit card features. They have vouchers and they also provide flexible EMI options. The credit limit is good and the card is accessible everywhere and it has a lot of offers on various portals.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Charges is decent"
      0.5 4.5/5 "Excellent!"
      I actually applied for IRCTC card, but got the SBI Air India Platinum card. Anyways apart from that I felt the card to be very useful and felt the charges applied is pretty decent. I only wish the Bank to improve a little all over, apart from that I am happy with the overall usage of this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has been really good on the credit card services. They provide reward points and one can redeem it to cash where they can use it to pay the bills or do anything that is useful for them. The response is also good from them, they respond well and quick.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I got my another credit card with State Bank of India apart from my Coral Master credit card with ICICI Bank. Compared to my ICICI Bank Coral credit card my SBI Advantage Platinum credit card has a very good credit limit. There are no annual charges which is applicable on my credit card.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Experience is ok"
      0.5 2.5/5 "Just OK"
      I felt the experience with the State Bank of India to be ok, and found the card to be an alright addition to your finance. The only reason I felt so, was that the charges are a little high and I felt a little disappointed because of it. Compared to other cards I have this is my least preferable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good service "
      0.5 4.0/5 "Great!"
      I hold SBI prime card for last one year with a limit of 63 thousand I don't wish to upgrade my card or reduce the limit am happy with the current limit.standard 5% cash back is given for both offline and online purchase.No technical issues faced so far.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am using a STATE BANK OF INDIA credit card, in short I would say that the service offered by SBI was very good. Further, the customer service staffs are excellent in providing service also I use to get good offers from SBI I would say the service of STATE BANK OF INDIA is excellent in all.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good service "
      0.5 5.0/5 "Blown Away!"
      I hold a SBI credit card with a good limit of 1.50 lakhs.I have been using the card for last six months.No hidden or financial charges levied on the customers account,no restriction are given for the purchase at the outlet or online shopping.I get an easy EMI option at a low rate of interest at 14%.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I gold the SBI gold and more credit card for past 3years. The customer service is good with SBI credit cad department. I use this card for online shopping, and fro bill payments and for other usages. I am satisfied with the credit limit. There is annual fee of Rs,499 plus charges .
      Was this review helpful? 0
      , greater noida
      Reviewed on Oct 15, 2017
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