Mrs. Sharma enjoys cashback on all her retail purchases. You could too! Get A Card
Benefits worth Rs 12,000/- every year
5X reward points on International, Dining and Grocery spends
Welcome gift worth Rs.3000/-
Access to over 600 airport lounges through a priority pass
Our country has reached at that economic point where the corporate culture is catching up at a great pace and is almost there. This corporate culture in the banking and financing arena has been nothing short of a miracle that has led to the introduction of credit cards. The terms and conditions of credit cards are well-accepted and competitive schemes that showers the users with rebates and free gifts has only enticed the masses more and more to this credit card culture.
The new enticements are all part of credit card providers' determinations to make credit cards the top go-to swipe choice for clients in light of recent RBI guidelines. Your SBI Platinum Credit Card sees to it that you are handsomely rewarded at every stage of your life.
Mr. Sharma is enjoying free airport lounge access with his Credit Card. What about you? Get A Card
Benefits of SBI Platinum Credit Card:
When you sign up for this card, you get a welcome gift- coupon for INR.3000.
You will earn reward points for spends in supermarkets, international travel, restaurants etc.
You can gain entry to around 200 Golf Courses in the world as a complimentary gift.
Gain free access to airport lounge using Priority Pass Program for little or nominal fees.
SMS, Email alerts and monthly statements will make sure that you are informed of your card performance and transactions.
If you spend more than five lakh rupees per year, you are entitled to get a free domestic air ticket (one-way).
Use the card for more than one year and start the next year with an anniversary gift coupon worth INR. 3000.
You can easily handle your SBI Card account using netbanking.
Alerts to make sure that your utility bills are paid before the due date which will also fetch more reward points.
There is also the Easy Money Facility. Request for a bank draft, which will be later debited to your SBI Card account.
Features of SBI Platinum Credit Card:
An SBI Platinum Credit Card holder can earn up to 40,000 redeemable reward points in a year.
Apart from premium lounge entry and golf club access, you can track your account anytime anywhere using your phone or online bank account.
You can also access e-statements of every transaction done with your card.
SBI Platinum Card provides you with a free Easy Bill Pay facility to make sure that you pay all your utility bills before due date. This will also fetch you more cash points.
In case of theft or loss, the card will be instantly replaced if you report it to the 24*7 helpline.
Eligibility & Documentation:
You should be an earning individual who should be above age 21 and less than 60.
You must submit photocopies of your national ID card, income papers and address proofs.
Mr. Sharma enjoys great discounts on dining with his Credit Card. What about you? Get A Card
How to apply:
Visit BankBazaar.com and browse through the SBI credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply'and type down your personal info to apply for the card immediately.
SBI Platinum Card Fees and Charges:
One-time joining fee for the SBI Platinum Card is Rs. 2,999.
Cardholders are charged an annual fee of Rs. 2,999 for every membership year.
Cardholders also get an interest free credit period of 20 to 50 days which is applicable for retail purchases.
The cash advance limit for SBI Platinum Card is 80% of the credit limit.
Finance charges are up to 3.35% per month, starting from the date of withdrawal.
The cash advance fee is 2.5% of the transaction amount or Rs.300 when the SBI Platinum card is used at domestic ATMs and 3% of the transaction amount at international ATMs.
SBI Platinum Card FAQs:
What is the fee I should pay at the time of signing up for SBI Platinum credit card?
You need to pay INR. 2999 as joining fee.
What is the annual renewal fee I should pay for my card?
It is INR. 2999, which you can be exempted from if you have enough points accumulated.
Can I apply for a supplementary card?
You can apply for additional cards for your family members' use (only if they are above age 18).
What is Flexi Pay feature?
The card comes with a Flexi Pay feature that allows you to make big purchases beyond your current budget. It can be easily repaid via EMIs at quite a low interest scheduled at your convenience.
Tell me more about the fuel surcharge benefits.
Cardholders can avail a 2.5 percent additional fuel surcharge rebate, not exceeding INR.250, for each fill between INR.500 & INR. 4000.
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I am having State Bank Of India credit card which was directly taken through Bank .I am using this credit card for more than 2 years ,I have got all the details about the card process.The credit limit was good and it was upto 565,000, I have not faced any difficulties on submitting the documents ..I am totally satisfied on using this card.
I am holding SBI prime credit card where the limit of the card is good, EMI options are available but rate of interest was high, I am using this card from last three years, card has charges of Rs. 2000 but if we purchase for certain amount then the annual fee is waived off.
Almost one year I am using SBI bharth petroleum card, its gives very good fuel surcharge upto Rs.500. But this card has higher rate of interest for emi conversation, last time when I converted Rs.30,000 into 24 months, they charged me around Rs.670 per month and they do have transactions charges around Rs.2000.
I am holding SBI credit card where the limit of the card is good, EMI options are available and rate of interest was nominal, I am using this card from last 4 months and it is a life time free credit card. I am using for shopping and restaurants purposes.
Using the state bank of India credit card for past 1 month. They have provided me a variant of simplysave card and I'm not sure about the benefits provide by this card. I got the limit of Rs. 50000 and there is no annual fee for this card. There is no joining benefit. Purchased the card without any particular reason. Customer care of SBI is okay.
SBI credit card is good and am having Simply Save Master card for almost 6months. The credit limit is average. I have tried EMI conversion and the charges are reasonable but the procedure is difficult. I need to call the customer care to convert the payments into EMI where as in other banks, it can be done through online app.
SBI credit card is good to use. Their customer care service is not that much prompt. SBI is a nationalized bank and the charges will be as per the RBI rules hence i have chosen the card from RBL. I have chosen the fuel card so for Every Rs. 100 fuel purchase, i get 4 rewards points which is redeemable. For 12 rewards points is equal to Rs. 4.
Holding my SBI credit card for more than 3 years. They have offered me a limit of Rs. 30000 and i won't use this credit card much and i use the card only for emergency purpose. I used to avoid the customer care service since i use the app. I make the payment through auto deduction.
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Reviewed on Sep 14, 2019
I have taken SBI card before one month back I spent the money near about Rs.12,000. Then they gave me the flexible emi option for Rs.9000 at the time they taken gst+ transactions charges. My due date falls on 6th of every month on that day they taken Rs.11,000 then I contacted the customer support they said that I activated auto debit hence it was not happened, so they told me to call back after 3 days. Again I tried reaching them for extra fee, they said I spent higher amount so they said will return only Rs.6000 however I already paid additional amount hence I am disappointed with them.
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Reviewed on Sep 14, 2019
I hold a SBI Simply Save credit card for last 4 years. The credit limit is average which was not satisfactory. They need to improve my limit. I need to pay an annual fee of Rs.499 plus GST. I am getting reward points and cash back for my transactions. The rate of interest is not much, once done a EMI conversion.
I am holding SBI prime credit card where the limit of the card is low of 60 thousands only, EMI options are available, rate of interest was nominal, I am using this card from last one year, card has annual fee charges but if we purchase for certain amount then the annual fee is waiver off.
I am holding SBI simply save credit card where the limit of the card is good, EMI options are available but rate of interest was nominal, I am using this card from last two years, card has charges of Rs. 500 but if we purchase for 30 thousands some amount then the annual fee is waived off.
I am holding SBI credit card where the limit of the card is not sufficient and low of 50 thousands. I has taken a card on 6 months before which was processed through bank directly. It is a life time free credit card. For an EMI option charges are nominal. I use this card for shopping and fuel purpose.
I am holding SBI Bank SIMPLY SAVE credit card where the card limit is very less on this card, using this credit card from past two years, this card doesn't has much cash back or instant discount offers, there not much rewards points offer on this credit card.
Response time is very slow in customer care service of SBI card. I have a elite card with me and i get a 2bookmyshow voucher free in a month and I'm getting a priority pass in a airport launch and i get a Vistara club membership. I have got a limit of Rs. 6 lakhs and i need to pay the annual fee of Rs. 5600.
SBI customer care service is very poor and they don't bothering about the customer. SBI service is not customer friendly. 3 times i was annoyed on their services. I am holding a simplyclick credit card and there is no much discounts, cashback on this card. They have provided me a limit of Rs. 50000.
I am holding SBI credit card where the limit of the card is good, EMI options are available but rate of interest is very less, cash back offers are also very less, using this card from last two years, card has charges of Rs. 499+GST but if we purchase some amount then the annual fee is waived off.
I am holding SBI credit card which has good offers, credit limit is good, EMI options are available, rate of interest is very high, using this card from 9 months,if we do online purchase we have good offers, also on jewellery purchase there is 5% discount and the customer service is good.
SBI is a good card to use and the features are like auto renewal process of the fee waiver if i exceeds such amount told by them which is a best thing I'm getting from the card. The card has a annual fee of Rs. 1000 which i don't need to pay if i use more than Rs. 1 lakhs. If i have any rewards points, which i can redeem as a Rs. If i have 100 rewards points which is equal to Rs. 100 which converted into cash.
I do have SBI card their rate of interest is very less interms of minimum amount due, if I spend Rs.10,000 the minimum amount comes only Rs. 300 to 400, they won't add any unnecessary charges they are transparent. I never interacted with them but still the service is appropriate.