Mrs. Sharma enjoys cashback on all her retail purchases. You could too! Get A Card
Benefits worth Rs 12,000/- every year
5X reward points on International, Dining and Grocery spends
Welcome gift worth Rs.3000/-
Access to over 600 airport lounges through a priority pass
Our country has reached at that economic point where the corporate culture is catching up at a great pace and is almost there. This corporate culture in the banking and financing arena has been nothing short of a miracle that has led to the introduction of credit cards. The terms and conditions of credit cards are well-accepted and competitive schemes that showers the users with rebates and free gifts has only enticed the masses more and more to this credit card culture.
The new enticements are all part of credit card providers' determinations to make credit cards the top go-to swipe choice for clients in light of recent RBI guidelines. Your SBI Platinum Credit Card sees to it that you are handsomely rewarded at every stage of your life.
Mr. Sharma is enjoying free airport lounge access with his Credit Card. What about you? Get A Card
Benefits of SBI Platinum Credit Card:
When you sign up for this card, you get a welcome gift- coupon for INR.3000.
You will earn reward points for spends in supermarkets, international travel, restaurants etc.
You can gain entry to around 200 Golf Courses in the world as a complimentary gift.
Gain free access to airport lounge using Priority Pass Program for little or nominal fees.
SMS, Email alerts and monthly statements will make sure that you are informed of your card performance and transactions.
If you spend more than five lakh rupees per year, you are entitled to get a free domestic air ticket (one-way).
Use the card for more than one year and start the next year with an anniversary gift coupon worth INR. 3000.
You can easily handle your SBI Card account using netbanking.
Alerts to make sure that your utility bills are paid before the due date which will also fetch more reward points.
There is also the Easy Money Facility. Request for a bank draft, which will be later debited to your SBI Card account.
Features of SBI Platinum Credit Card:
An SBI Platinum Credit Card holder can earn up to 40,000 redeemable reward points in a year.
Apart from premium lounge entry and golf club access, you can track your account anytime anywhere using your phone or online bank account.
You can also access e-statements of every transaction done with your card.
SBI Platinum Card provides you with a free Easy Bill Pay facility to make sure that you pay all your utility bills before due date. This will also fetch you more cash points.
In case of theft or loss, the card will be instantly replaced if you report it to the 24*7 helpline.
Eligibility & Documentation:
You should be an earning individual who should be above age 21 and less than 60.
You must submit photocopies of your national ID card, income papers and address proofs.
Mr. Sharma enjoys great discounts on dining with his Credit Card. What about you? Get A Card
How to apply:
Visit BankBazaar.com and browse through the SBI credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply'and type down your personal info to apply for the card immediately.
SBI Platinum Card Fees and Charges:
One-time joining fee for the SBI Platinum Card is Rs. 2,999.
Cardholders are charged an annual fee of Rs. 2,999 for every membership year.
Cardholders also get an interest free credit period of 20 to 50 days which is applicable for retail purchases.
The cash advance limit for SBI Platinum Card is 80% of the credit limit.
Finance charges are up to 3.35% per month, starting from the date of withdrawal.
The cash advance fee is 2.5% of the transaction amount or Rs.300 when the SBI Platinum card is used at domestic ATMs and 3% of the transaction amount at international ATMs.
SBI Platinum Card FAQs:
What is the fee I should pay at the time of signing up for SBI Platinum credit card?
You need to pay INR. 2999 as joining fee.
What is the annual renewal fee I should pay for my card?
It is INR. 2999, which you can be exempted from if you have enough points accumulated.
Can I apply for a supplementary card?
You can apply for additional cards for your family members' use (only if they are above age 18).
What is Flexi Pay feature?
The card comes with a Flexi Pay feature that allows you to make big purchases beyond your current budget. It can be easily repaid via EMIs at quite a low interest scheduled at your convenience.
Tell me more about the fuel surcharge benefits.
Cardholders can avail a 2.5 percent additional fuel surcharge rebate, not exceeding INR.250, for each fill between INR.500 & INR. 4000.
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SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.
I have used SBI credit card for 3-4 years. It is a very convenience card, there is possibility of increasing my credit score. The credit limit is Rs.37000 which was not up to the mark, this card have more offers if i'd do online shopping through flipkart .This a chargeable card with an amount of 499 along with GST. I do my credit card bill payment through online.
It was only one month that i got the credit card with SBI. But it was nice because I used to get many offers sms. I used this card for shopping, fuel, ticket and for others purposes also. The bank agent came and collected the documents, the limit of the card is Rs.54000. This is a chargeable card, it cost 500 rupees per year.
SBI has offered an annual fee chargeable card of 499 plus GST but there is waiver off option if I spend 1L within a year hence I applied this card through online and received it by one week. The credit limit is low of 57K only. There are good offers and benefits for online shopping. I am not aware about EMI conversion. For every purpose I need to contact customer care only. When I applied a card they made to take an insurance with charge of 500 rupees but still I didn't receive the documents yet.
SBI customer service is not providing good response whenever I contact them. The rate of interest is high. They have deducted 100 rupees for cheque transaction purpose. The limit is low of 63K. I am holding this card for 8 years. I am not getting any calls or message for an update. It is a life time free card. It is a Visa card. My payments are done on time so no idea about EMI facility. But there is no much benefits when I compared with usage.
I have opened my bank account in State Bank Of India before 3 years and I decided to take credit card from the same bank.The credit limit of the card is sufficient for me. If bank provide the statement on time, it will be good and I used to pay credit card bill through online.
I have paid first bill payment for SBI card without any issue. But at that time they have intimated of 8K Yatra voucher but still I didn't get it. So I contacted the banker twice for voucher issue but there is no proper response from their end. It is an annual fee chargeable card of 499 plus GST and it will be reverse in first bill payment but not done yet. The credit limit is sufficient.
I have just got the card one month ago, I have done less transactions and till now I haven't got my bill payment. The credit card is good but i am not satisfied with the credit limit of 37000 rupees only. Hope they increase the limit apart from that its fine.
SBI credit card have a credit limit of 75000 rupees, its a chargeable card of Rs.500 per year along with 87 rupees of GST. The card have a reward points of 500 from amazon if I spend Rs.5000 then only i can redeem the rewards points. I used this card for hotel booking, petrol surcharge and
I have a SBI credit card which i have been using it recently, so far i have not faced any issues. I used this card for online shopping and other purchases.I get many cash back offer and reward points.The credit limit of the card is 46,000rupees, i wish the bank can increase the credit limit more.
I am having SBI credit card with a limit of 120000 and its a life time free card,the bank provide my statement on time,by using this card i used to get offers on malls and groceries.I pay my bill directly through the bank.But no ATM is available nearby.
I have been using SBI credit card recently and I am having a good experience where I get offer from YATRA, the card charges are affordable its only Rs. 500 in a year along with GST.I used to do my card payment directly from the bank, the card limit is 50,000 rupees and I am using this card for general purposes.
I have availed SBI card for business purpose it is used mostly.For all online transaction and the credit limit was less it was 47000 and using for the past 2 months only .cash back offers and reward points are not there .I am paying the credit card bill through online .I have not faced any issues so far and for online transaction will;l be getting otp.
SBI has processed all things was very simple and after that executive came and finalized. I am not happy with the credit limit which i got very less , need to increase the credit limit. Annual charges are Rs. 499 within 2 months if i spend Rs.20k i will be getting 500rs as a reward points. That points can convert as a cash back i use to pay my bills, if i spend RS. 1L in a year from the 2nd year onward its a free card.
I have applied SBI credit card through online channel and the customer service was average. Documents collected by executive and about credit limit i am not happy they committed Rs. 3L, but they given only Rs. 75K need to increase the credit limit.
Am using SBI credit card for two months, its a chargeable card of Rs. 500 but the bank charge me more than that along with GST, the credit limit is 37000 rupees which was not sufficient .The card have a rewards points but I have not check. I have just activated the mobile banking and have not used it for now. I wish the bank can increase the credit limit of the card.
The bank agent called me and told to apply credit card from SBI. I have been using the card for two months but I am not happy with the credit limit because it is only for 39,000 as i am expecting credit limit of more than 1L ,the card have some reward points but there is no offer is available in the card. I would like to give some suggestion to the bank to give transaction facility to credit card like the debit card which I have.