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  • SBI Platinum Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    SBI Platinum Card

    • Benefits worth Rs 12,000/- every year
    • 5X reward points on International, Dining and Grocery spends
    • Welcome gift worth Rs.3000/-
    • Access to over 600 airport lounges through a priority pass

    Our country has reached at that economic point where the corporate culture is catching up at a great pace and is almost there. This corporate culture in the banking and financing arena has been nothing short of a miracle that has led to the introduction of credit cards. The terms and conditions of credit cards are well-accepted and competitive schemes that showers the users with rebates and free gifts has only enticed the masses more and more to this credit card culture.

    The new enticements are all part of credit card providers' determinations to make credit cards the top go-to swipe choice for clients in light of recent RBI guidelines. Your SBI Platinum Credit Card sees to it that you are handsomely rewarded at every stage of your life.

    Benefits of SBI Platinum Credit Card:

    • When you sign up for this card, you get a welcome gift- coupon for INR.3000.
    • You will earn reward points for spends in supermarkets, international travel, restaurants etc.
    • You can gain entry to around 200 Golf Courses in the world as a complimentary gift.
    • Gain free access to airport lounge using Priority Pass Program for little or nominal fees.
    • SMS, Email alerts and monthly statements will make sure that you are informed of your card performance and transactions.
    • If you spend more than five lakh rupees per year, you are entitled to get a free domestic air ticket (one-way).
    • Use the card for more than one year and start the next year with an anniversary gift coupon worth INR. 3000.
    • You can easily handle your SBI Card account using netbanking.
    • Alerts to make sure that your utility bills are paid before the due date which will also fetch more reward points.
    • There is also the Easy Money Facility. Request for a bank draft, which will be later debited to your SBI Card account.

    Features of SBI Platinum Credit Card:

    • An SBI Platinum Credit Card holder can earn up to 40,000 redeemable reward points in a year.
    • Apart from premium lounge entry and golf club access, you can track your account anytime anywhere using your phone or online bank account.
    • You can also access e-statements of every transaction done with your card.
    • SBI Platinum Card provides you with a free Easy Bill Pay facility to make sure that you pay all your utility bills before due date. This will also fetch you more cash points.
    • In case of theft or loss, the card will be instantly replaced if you report it to the 24*7 helpline.

    Eligibility & Documentation:

    • You should be an earning individual who should be above age 21 and less than 60.
    • You must submit photocopies of your national ID card, income papers and address proofs.

    How to apply:

    Visit BankBazaar.com and browse through the SBI credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply'and type down your personal info to apply for the card immediately.

    SBI Platinum Card Fees and Charges:

    • One-time joining fee for the SBI Platinum Card is Rs. 2,999.
    • Cardholders are charged an annual fee of Rs. 2,999 for every membership year.
    • Cardholders also get an interest free credit period of 20 to 50 days which is applicable for retail purchases.
    • The cash advance limit for SBI Platinum Card is 80% of the credit limit.
    • Finance charges are up to 3.35% per month, starting from the date of withdrawal.
    • The cash advance fee is 2.5% of the transaction amount or Rs.300 when the SBI Platinum card is used at domestic ATMs and 3% of the transaction amount at international ATMs.

    SBI Platinum Card FAQs:

    1. What is the fee I should pay at the time of signing up for SBI Platinum credit card?
    2. You need to pay INR. 2999 as joining fee.

    3. What is the annual renewal fee I should pay for my card?
    4. It is INR. 2999, which you can be exempted from if you have enough points accumulated.

    5. Can I apply for a supplementary card?
    6. You can apply for additional cards for your family members' use (only if they are above age 18).

    7. What is Flexi Pay feature?
    8. The card comes with a Flexi Pay feature that allows you to make big purchases beyond your current budget. It can be easily repaid via EMIs at quite a low interest scheduled at your convenience.

    9. Tell me more about the fuel surcharge benefits.
    10. Cardholders can avail a 2.5 percent additional fuel surcharge rebate, not exceeding INR.250, for each fill between INR.500 & INR. 4000.

    SBI Platinum Card Reviews

    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been holding SBI credit card for long time, there service is not up to the mark, they have charged me annual fee in this card, and there is no waived off option available in this card, they have not given much credit limit, offers is not good.
      Was this review helpful? 1
      , lucknow
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Poor service"
      0.5 1.0/5 "Really Bad"
      I have been holding SBI credit card for long time, there service is not up o the mark, there customer service does not co-ordinate with me well and without my knowledge they have deducted and i asked for what reason they have deducted even customer service team donâ??t have proper knowledge about that and they have charged me annual fee up to 500 and there is no waived off option available in this card.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with SBI , i am holding this card for past 2 year . They offered SBI VISA Credit card . They also offered me a fair limit. Their customer support is also good. I make payments online which is convenient for me and never had any issues with their services.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Response should be improved"
      0.5 3.0/5 "Satisfactory"
      The credit limit is good, I have been holding FBB style up card it has annual card, I get the benefits on cash back 10% on big bazaar , the interest rate quite higher side compared to other card. I wont recommend this card, they need some improvement, when I call for any difficulties they wont respond.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Very Useful card"
      0.5 3.0/5 "Satisfactory"
      There is a annual fee of Rs. 450+Tax every year for my SBI card and it will not get waived off. They have offered me a credit limit of Rs. 50000 and I'm not satisfied with it. I have interacted with the call centre people to enhance the credit limit and they have asked me to submit the documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with SBI , The best part of SBI credit card is if i do not have saving account of this SBI then too i can use mobile banking for payment. I am holding this card for past 2.5 years . They offered SBI IRCTC credit card . I use this card for multipurpose .
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI , they offered SBI FBB Credit card . They offered 19000 o credit limit which is very low i was expecting something more . The card is chargeable but they gave waive off option also . Service and process was too smooth and hassle free .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI , the card is chargeable but if i spent 100000 they will give waive off option . I ma holding this card for past 1 year . They offered SBI METRO credit card . They offered 47000 of credit limit with this card . Benefits were good reward point and cash back .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been using this card for a while and i am happy with the services which they had provided so far. The credit limit with the card was good and there has been some good offers available with this card as well. There has been an annual charges with this card which will get waived off as per the usage which i am making.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am very much satisfied with their service as they have given good credit limit and happy with it . I have done lot of transaction. There is no annual charges as its life time free card . There is no additional charges for the transaction which i make. There is additional charges for the petrol surcharges . But they haven't increased the credit limit after requesting also.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have been using sbi card for last 10 years , where they are giving good service for the credit card Am holding sbi credit card for last 10 years As am satisfied with my credit limit which they have offered . There is no annual charges its life time free card and there is no additional charges for transaction which i make through credit card . Am getting offers in shopping Their Customer service and response is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Unhappy with the services"
      0.5 2.0/5 "Expected more"
      I bank with State Bank of India for the credit card. The bank is not up to the mark, as they need to work on the offers and the credit limit is also satisfactory. They also need to work on the customer services and response. In all they are not recommendable.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Frequent calls should be avoided to sell the products"
      0.5 3.0/5 "Satisfactory"
      SBI bank gave me the credit card limit of Rs.1,70,000, the process is very faster only thing they keep on calling to sell other products like insurance etc. I suggest those frequent calls should be avoided. I wont recommend in that aspect and i am completely dissatisfied.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 07, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had been using this card for a while and the services has been good. The credit limit with the card has been good and there has been some good benefits which comes with this card as well. There has not been any annual charges with this card but there has been some other charges with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 06, 2018
    • SBI Cards Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      I have been using SBI credit card, the credit limit is good. I have not used the offers yet, but generally I use my credit card for the shoppings, billing, dinning, petrol filling. The reward points is good even the points value is great I could covert the points into voucher.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 06, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using this Card for the last one and a half yeas and the services which they had been providing so far has been good. The credit limit which they had given with this card has been sufficient and there is some annual charges with this card as well. I am using this card for all sort of purposes.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Dec 06, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am using this card for a while and the services which they had been providing so far has been good. They had given me with a good credit limit of 55,000 and there is an annual charges of 500 with this card as well. I had been using this card for all sort of purposes.
      Was this review helpful? 0
      , bhiwadi
      Reviewed on Dec 06, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      MY credit card was taken with SBI , they offered very low credit limit it is just 25000 i am expecting more limit here . The card is chargeable but they said they will gave waive off option if i cross particular transaction . Here payment method is easy and benefits is also good .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 06, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this card for the last one year and the services which they had been providing so far had been good. I am using this card for all sort of shopping and all other purchases, they had also given me with a good credit limit. There has been waver off for the annual fee.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 06, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this card for the last one year and the services which they had been providing so far had been good. They had given me with a good credit limit and there has been some good benefits and offers on the online portals with this card. There is an annual fee with this card which will get waved off if we are using a certain limit.
      Was this review helpful? 1
      , noida
      Reviewed on Dec 06, 2018
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