Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Get rewarded every time you travel using the Mumbai Metro. Doubling up as a travel card and a shopping card, the SBI Mumbai Metro Credit Card offers card holders the best deals, welcome offers, accelerated rewards and excellent rewards redemption options. Customers can get annual fee waivers, if they meet a specific spend criteria. The SBI Mumbai Metro Credit Card offers daily commuters maximum convenience, facilities and rewards to have fulfilling experiences, whether they are travelling or shopping.
State Bank of India offers various benefits to SBI Mumbai Metro Credit Card holders. The key benefits are listed below:
| Welcome benefits |
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| Auto Top-up |
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| Reward point |
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| Fuel benefits |
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| Yearly benefits |
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| Dual usage offer |
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The features of the Mumbai Metro SBI card are as follows:
| Category | Features |
|---|---|
| Add-On Cards | Add-on cards can be applied for your parents, spouse, siblings, or children who are above 18 years old. |
| Utility Bill Payments | The Easy Utility Bill Payment facility offered by the Mumbai Metro SBI Card allows you to pay your telephone, insurance, and electricity bills on time. |
| Balance Transfer | Balance transfer option is provided at low-interest rates. |
| Easy Money Facility | A bank draft can be ordered at any given time by calling State Bank of India’s (SBI’s) customer care helpline. |
| Alerts | Information in regard to the status of the credit card will be provided via SMS. Some of the alerts that will be provided are Payment Assistance Alerts, Credit & Cash limit Alerts, Cheque Alerts, and Mini Statement Alerts. |
| Reward Points |
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| Flexipay | The easy installment plan offered by the card allows you to convert purchases into easy Equated Monthly Instalments (EMIs). The interest rates are low as well. |
| Convenience | A monthly statement will be sent to your email ID. Therefore, you do not have to worry about late payments, lost statements, and postal delays. |
| SBI Card Online | You can check the statements online and change the address online. |
| Fuel Surcharge Waiver | The fuel surcharge waiver is 1% across all petrol pumps. However, the transaction amount must range between Rs.500 and Rs.3,000 |
| Card Portal | By activating an online SBI card account, customers can view online card statements, make changes regarding their personal credentials, locate the nearest State Bank of India ATM and also win attractive prizes |
| Drop box locator | Locate the nearest SBI Card Drop Box Locator in your area by using the SMS alerts service |
The eligibility criteria for Mumbai Metro SBI Card are as follows:
The documents required for Mumbai Metro SBI card are as follows:
| Identity Proof | Any one of the documents
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| Address proof | Any one of the following documents:
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| Income proof (For salaried) |
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| Income proof (For self-employed) |
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Follow the steps mentioned below to apply for SBI:
Step 1: Visit https://www.sbicard.com
Step 2: Choose the card you wish to apply for and click on the ‘Apply now’ button.
Step 3: Fill up the required details and submit the application.
If you application is approved, you will receive a call from SBI card team for verification purposes.
| Type of Fee | Charge |
|---|---|
| Annual Fee | Nil (Provided purchases on the SBI Mumbai Metro Card are more than Rs 75,000) Otherwise a fee of Rs 499 would be charged. |
| Joining Fee | Rs.499 |
| Add-on Fee (per annum) | Nil |
| Extended Credit - Interest Free Credit Period | 20 to 50 days (only for retail purchases, if the previous outstanding balance has been paid in full) |
| Extended Credit - Minimum Amount Due | 5% of the total outstanding amount or a minimum of Rs 200 |
| Extended Credit - Charges | Up to 3.35% per month |
| Free Credit Period | Nil |
| Cash Advance limit | Up to 80% of the set credit limit |
| Late Payment Charges | SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount. |
| Cash Advance - Charges | Up to 3.35% per month |
| Cash Advance fee - SBI or other domestic ATMs | 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction |
| Cash Advance fee - International ATMs | 3% of the withdrawal amount or a minimum of Rs 300/- per transaction |
No, the welcome offer can be applied only on new SBI Mumbai Metro Cards.
Yes, a fee of Rs 99 is levied every time a redemption is done using the SBI Mumbai Metro Card.
State Bank of India follows the below given order while accepting SBI Mumbai Metro card payment settlements:
No, customers have to mandatorily transact between Rs 500 and Rs 3000 to avail the 2.5% fuel surcharge waiver from SBI.
Yes, this offer can be availed only when the card is used to make purchases of Rs 2000 and not for cash withdrawals, easy money drafts or balance transfers.
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