Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SBI Mumbai Metro Credit Card

    Get rewarded every time you travel using the Mumbai Metro. Doubling up as a travel card and a shopping card, the SBI Mumbai Metro Credit Card offers card holders the best deals, welcome offers, accelerated rewards and excellent rewards redemption options. Customers can get annual fee waivers, if they meet a specific spend criteria. The SBI Mumbai Metro Credit Card offers daily commuters maximum convenience, facilities and rewards to have fulfilling experiences, whether they are travelling or shopping.

    Benefits of a SBI Mumbai Metro Credit Card:

    State Bank of India offers various benefits to SBI Mumbai Metro Credit Card holders. The key benefits are listed below:

    Welcome benefits
    • Get Rs.50 pre-loaded on your Mumbai Metro Smart Card
    • Earn 2000 reward points on spending Rs.2000 in first 60 days
    Auto Top-up
    • Avail auto top-up of Rs.200 when balance amount reaches Rs.50
    Reward point
    • Earn 10 reward points of every Rs.100 spent on entertainment, dining, grocery or at departmental store (up to 5000 reward points)
    • Earn 1 reward point on Rs.100 spent on other categories
    Fuel benefits
    • Get 1% fuel surcharge waived across all petrol pumps on all fuel transactions ranging between Rs.500 to Rs.3,000
    Yearly benefits
    • Membership fee reversed second year onwards
    • Get membership fee reversed if the yearly spends exceed Rs.1,00,000
    Dual usage offer
    • Get 10 reward points for every Rs.100 spent

    Mumbai Metro SBI Credit Card Features

    The features of the Mumbai Metro SBI card are as follows:

    Category Features
    Add-On Cards Add-on cards can be applied for your parents, spouse, siblings, or children who are above 18 years old.
    Utility Bill Payments The Easy Utility Bill Payment facility offered by the Mumbai Metro SBI Card allows you to pay your telephone, insurance, and electricity bills on time.
    Balance Transfer Balance transfer option is provided at low-interest rates.
    Easy Money Facility A bank draft can be ordered at any given time by calling State Bank of India’s (SBI’s) customer care helpline.
    Alerts Information in regard to the status of the credit card will be provided via SMS. Some of the alerts that will be provided are Payment Assistance Alerts, Credit & Cash limit Alerts, Cheque Alerts, and Mini Statement Alerts.
    Reward Points
    • 10 Reward Points if you spend Rs.100 on groceries, movies, standing instructions on utility, and dining. A maximum of 5,000 Reward Points may be provided in a month.
    • 1 Reward Point will be provided if you spend Rs.100 on any other category.
    Flexipay The easy installment plan offered by the card allows you to convert purchases into easy Equated Monthly Instalments (EMIs). The interest rates are low as well.
    Convenience A monthly statement will be sent to your email ID. Therefore, you do not have to worry about late payments, lost statements, and postal delays.
    SBI Card Online You can check the statements online and change the address online.
    Fuel Surcharge Waiver The fuel surcharge waiver is 1% across all petrol pumps. However, the transaction amount must range between Rs.500 and Rs.3,000
    Card Portal By activating an online SBI card account, customers can view online card statements, make changes regarding their personal credentials, locate the nearest State Bank of India ATM and also win attractive prizes
    Drop box locator Locate the nearest SBI Card Drop Box Locator in your area by using the SMS alerts service

    Eligibility criteria for Mumbai Metro SBI Credit Card

    The eligibility criteria for Mumbai Metro SBI Card are as follows:

    • You must be between 21 years to 70 years of age
    • You must either salaried employee or self-employed
    • You must have a good credit score

    Documents required for Mumbai Metro SBI Card

    The documents required for Mumbai Metro SBI card are as follows:

    Identity Proof Any one of the documents
    • Aadhaar card
    • Driving Licence
    • Passport
    • Voter’s ID card
    • PAN Card
    • Ration Card
    Address proof Any one of the following documents:
    • Aadhaar card
    • Telephone bill
    • Passport
    • Ration card
    • Electricity bill
    • Voter ID card
    Income proof (For salaried)
    • Pay slips (last six months)
    • Bank statements
    Income proof (For self-employed)
    • Proof of business ownership
    • Proof of business continuity
    • Office address proof
    • Bank statements (not more than six months old)
    • Audited financials (not more than two years old)

    How to Apply for SBI credit card online?

    Follow the steps mentioned below to apply for SBI:

    Step 1: Visit

    Step 2: Choose the card you wish to apply for and click on the ‘Apply now’ button.

    Step 3: Fill up the required details and submit the application.

    If you application is approved, you will receive a call from SBI card team for verification purposes.

    Fees & Charges for Mumbai Metro SBI Card

    Type of Fee Charge
    Annual Fee Nil (Provided purchases on the SBI Mumbai Metro Card are more than Rs 75,000) Otherwise a fee of Rs 499 would be charged.
    Joining Fee Rs.499
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases, if the previous outstanding balance has been paid in full)
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Extended Credit - Charges Up to 3.35% per month
    Free Credit Period Nil
    Cash Advance limit Up to 80% of the set credit limit
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction

    FAQs on SBI Mumbai Metro Credit Card

    1. Is the welcome offer applicable on Upgraded, Replaced, Re-Issued and Renewed SBI Mumbai Metro Cards?

      No, the welcome offer can be applied only on new SBI Mumbai Metro Cards.

    2. Does State Bank of India impose any redemption fee on cardholders?

      Yes, a fee of Rs 99 is levied every time a redemption is done using the SBI Mumbai Metro Card.

    3. Is there an order in which payment settlements are done by State Bank of India?

      State Bank of India follows the below given order while accepting SBI Mumbai Metro card payment settlements:

      • Minimum Amount Due
      • Other Fees and charges
      • Interest Charges
      • Outstanding Balance transfer amounts
      • Outstanding retail amounts
      • Cash Advance Amounts
    4. Does the fuel surcharge waiver apply on transactions of any amounts?

      No, customers have to mandatorily transact between Rs 500 and Rs 3000 to avail the 2.5% fuel surcharge waiver from SBI.

    5. Is the welcome offer of 2000 bonus points applicable only on purchase transactions?

      Yes, this offer can be availed only when the card is used to make purchases of Rs 2000 and not for cash withdrawals, easy money drafts or balance transfers.


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