Get rewarded every time you travel using the Mumbai Metro. Doubling up as a travel card and a shopping card, the SBI Mumbai Metro Credit Card offers card holders the best deals, welcome offers, accelerated rewards and excellent rewards redemption options. Customers can get annual fee waivers, if they meet a specific spend criteria. The SBI Mumbai Metro Credit Card offers daily commuters maximum convenience, facilities and rewards to have fulfilling experiences, whether they are travelling or shopping.
State Bank of India offers various benefits to SBI Mumbai Metro Credit Card holders. The key benefits are listed below:Welcome Offers:
As welcome gifts, SBI customers can get 2000 bonus points on spends of Rs 2000, within 60 days of card activation. These points will be credited to the card account within 60 days of the transaction. Customers can also get Rs 100 as cash back for their first ATM cash withdrawal done within 30 days after receiving the card.Reversal of Annual Fee:
SBI Mumbai Metro Credit Card holders who spend Rs.1 lakh using their cards can get the annual fee of Rs 499 waived off in the succeeding year.Fuel Surcharge Waiver:
For fuel transactions ranging between Rs 500 and Rs 3000, SBI Mumbai Metro Credit Card users can get a fuel surcharge waiver of 1%, with a maximum waiver amount of Rs 100 for a single statement cycle.Rewards:
SBI Mumbai Metro credit card transactions done for Mumbai Metro tickets, grocery shopping and departmental purchases get customers 10X rewards points. 1 rewards point can be got for every Rs 100 spent on this card.Redemption:
SBI offers the option of either redeeming accrued rewards points for gifts from the Rewards catalogue or customers can use their points to pay outstanding credit card bills.
Add-on Cards - With the SBI Mumbai Metro Credit Card offering maximum convenience, users can apply for add-on cards for their family members like parents, spouse, children and siblings over the age of 18.
Payment of Utility Bills - Bills for electricity, telephone and insurance can be paid before the due date using the Easy Utility Bill Payment facility available to SBI Mumbai Metro Credit Card holders.
Emergency Assistance - SBI offers card holders immediate assistance during emergency situations whereby, customers can call the 24/7 MasterCard Global Customer Assistance Services or the SBI Card Customer Helpline, from anywhere across the globe.
Balance Transfers - Customers can transfer their outstanding payments from other bank credit cards to the SBI Mumbai Metro Card at low interest rates and enjoy maximum savings.
Flexipay - Make high value transactions and comfortably repay them as easy monthly installments using the Flexipay service. Card holders can choose any easy installment plan suitable to their financial needs at low interest rates for making repayments. The facility can be availed by calling the SBI credit card helpline number within 10 days of purchases.
E-statements - Customers can get their monthly statements via email and have consistent access to their card details via this service.
Card Alerts - Through the Mumbai Metro SBI Card Alerts service, users can get details regarding their credit card status as an SMS on their mobile phones. SMS alerts can be got for cheque alerts, mini statements, payment assistance, credit limits and cash limits.
SBI Card Portal - By activating an online SBI card account, customers can view online card statements, make changes regarding their personal credentials, locate the nearest State Bank of India ATM and also win attractive prizes.
Drop Box Locator - Locate the nearest SBI Card Drop Box Locator in your area by using the SMS alerts service.
Eligibility for a SBI Mumbai Metro card is determined based on the income and employment of the applicant by State Bank of India.
|Type of Fee||Charge|
|Annual Fee||Nil (Provided purchases on the SBI Mumbai Metro Card are more than Rs 75,000) Otherwise a fee of Rs 499 would be charged.|
|Add-on Fee (per annum)||Nil|
|Extended Credit - Interest Free Credit Period||20 to 50 days (only for retail purchases, if the previous outstanding balance has been paid in full)|
|Extended Credit - Minimum Amount Due||5% of the total outstanding amount or a minimum of Rs 200|
|Extended Credit - Charges||Up to 3.35% per month|
|Free Credit Period||Nil|
|Cash Advance limit||Up to 80% of the set credit limit|
|Late Payment Charges||SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.|
|Cash Advance - Charges||Up to 3.35% per month|
|Cash Advance fee - SBI or other domestic ATMs||2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction|
|Cash Advance fee - International ATMs||3% of the withdrawal amount or a minimum of Rs 300/- per transaction|
No, the welcome offer can be applied only on new SBI Mumbai Metro Cards.
Yes, a fee of Rs 99 is levied every time a redemption is done using the SBI Mumbai Metro Card.
State Bank of India follows the below given order while accepting SBI Mumbai Metro card payment settlements:
No, customers have to mandatorily transact between Rs 500 and Rs 3000 to avail the 2.5% fuel surcharge waiver from SBI.
Yes, this offer can be availed only when the card is used to make purchases of Rs 2000 and not for cash withdrawals, easy money drafts or balance transfers.
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