Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Back in the day, SBI used to send PIN mailers, which hide the PIN number with scratch-off panels, to send debit card or credit card PIN to the customers.
Green PINs have successfully replaced the traditional PIN generation methods enabling customers an easy and convenient way to generate their debit card or credit card PIN on their own.
Please note that Green PIN, which is typically sent to your through an SMS, is not the actual PIN. Once it is received, you need to use the same to generate the actual PIN.
SBI offers various methods to generate the Green PIN which should be in turn used to generate the actual PIN.
Let's now see how to generate SBI Green PIN using the aforementioned channels, following which debit card PIN generation would be the common procedure.
Once you have received your SBI ATM cum debit card, visit any one of the nearest SBI ATMs. Follow the below steps mentioned below to generate SBI Green PIN by ATM
You will then receive a message on your phone with one time PIN (OTP), which is nothing but the Green PIN.
Remove and re-insert your SBI card and follow the steps to generate the actual debit card PIN using the Green PIN.
The new PIN then becomes the actual PIN for your SBI ATM card and can be used for all card transactions including cash withdrawal, purchases at retail terminals and for online transactions.
The Green PIN can also be generated by sending a simple message from the registered mobile number.
| SMS ‘PIN ABCD EFGH’ to 567676 |
Alternatively, you can call SBI credit card customer care helpline to receive card PIN on your registered mobile numbers.
While the above three channels require you to visit SBI ATM to generate SBI card PIN, the internet banking option allows you to do the same from your SBI internet banking account.
Existing SBI internet banking users can follow the below process to generate your debit card or ATM card's PIN online
Once you have your new PIN, you need to go to 'e-Services > ATM Card Services > New ATM Card Activation' to activate the card. The card can also be activated by conducting first transaction at any SBI ATM.
While issuing debit cards or credit cards, most of the banks, including both public sector and private sector, provide a PIN that enables card usage at ATMs and point-of-sale (POS) terminals. Ever since banks started issuing debit card or credit card PINs, PIN mailers have been the most popular delivery method. The mailers hide the PIN number with scratch-off panels which also help reveal any kind of tampering attempts.
PIN mailers are typically sent to the cardholders' address through postal service or courier. Of late, some banks started handing the PINs directly to the customers by including them in the welcome kit. However, if the card holder wants to change the PIN for any reason, he/she needs to visit the bank branch to submit ATM PIN regeneration request.
Even though sending an ATM or debit card PIN through PIN mailers is the most common banking practice, it has its own risks and costs involved. Bank employees need to maintain physical custody of ATM PINs, postal delivery may get delayed, if the PIN mailer gets damaged or tampered during transit, banks need to send a new PIN, increased postal and stationery charges to the banks and inconvenience for customers to visit bank branches for PIN regeneration.
To avoid all these situations, banks have come up with a new banking feature called 'Green PIN'. As the name suggest, it's a green way to generate a debit card PIN. Using the Green PIN feature, cardholders can generate debit card PIN themselves.
Following the tradition, State Bank of India (SBI) launched 'SBI Green PIN' to enable its customers an easy and convenient way to generate their debit card PINs.
Introducing SBI Green PIN is part of SBI's green initiative and a new step towards paperless banking. It benefits both its employees and customers. While the bank employees who take care of the ATM PIN deliveries can be deployed to other bank operations, SBI customers can enjoy the convenience of generating/regenerating ATM PINs at their own comfort.
The feature also reduces carbon footprint and provides substantial cost savings for the bank.
Yes. You can change, reset, or generate a PIN online on the bank’s website, without needing to visit a bank branch.
No. You will have to set your PIN using the green PIN before you start using your SBI Debit card to complete transactions.
No. The OTP will only be sent to the mobile number registered with the bank for a specific debit card. In case of a number change, you will first have to update the bank with the new mobile number.
No. The PIN can only be sent to a mobile number registered with SBI, even if you call the bank and request for it to be sent to an un-registered number.
The Green PIN is part of the green initiative by SBI to go paperless. Earlier PINs would be printed on paper and sent to registered addresses along with the debit card. But that has now been replaced to save paper. Since the PIN is sent digitally, it saves the use of paper and reduces carbon footprint, so, it is called the Green PIN.
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