SBI Gold credit card introduced by State Bank of India offers the cardholder privileges on travel, lifestyle, shopping and more. This credit card is accepted globally and is the perfect partner for all your travel and lifestyle needs. It comes with unique features like utility bill payments at no extra cost, easy EMI conversion of purchases, balance transfer, easy bank draft request via phone, etc.
|Joining fee||Rs. 299|
|Annual Fee||Rs. 299|
|Finance Charges||Upto 3.35% per month|
|Cash Advance Fees (Domestic ATMs)||2.5% of the amount withdrawn or a minimum of Rs. 300/- per transaction.|
|Cheque Pickup Charge||Rs. 90|
|Statement Retrieval||Rs. 100|
Yes. The card comes with a 20-50 days interest free credit period offer which is applicable only on retail purchases when the outstanding amount of the previous month has been fully repaid.
The cash advance fee levied on cash withdrawn from international ATMs is 3% of the amount withdrawn or a minimum of Rs. 300/- per transaction.
|Rs.200 - Rs.500||Rs. 100|
|Rs.500 - Rs.1000||Rs. 200|
|Rs.1000 - Rs.10,000||Rs.500|
|> Rs.10,000||Rs. 750|
The surcharge applicable on purchase of railway tickets using your SBI Gold Credit Card at the railway counter is Rs. 30 plus 2.5% of transaction amount and if you are purchasing the tickets online from irctc.com, the surcharge is 1.8% of transaction amount with service charge
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