Enjoy the freedom that comes with one-tap payments internationally with your SBI Gold credit card. Avail flexible repayment rates with the easyEMI facility for your travel and lifestyle purchases. Enjoy a low interest rate on balance transfers from other credit cards to your SBI Gold credit card. Book your rail tickets and enjoy doorstep delivery.
|Finance charges||Up to 3.35% per month|
|Cash advance (domestic ATMs)||2.5% of the amount withdrawn or a minimum of Rs.300|
|Late payment fee||
Yes. The card comes with a 20-50 days interest free credit period offer which is applicable only on retail purchases when the outstanding amount of the previous month has been fully repaid.
The cash advance fee levied on cash withdrawn from international ATMs is 3% of the amount withdrawn or a minimum of Rs.300/- per transaction.
The surcharge applicable on purchase of railway tickets using your SBI Gold Credit Card at the railway counter is Rs.30 plus 2.5% of the transaction amount. For online tickets booked through the official website (irctc.com), the surcharge levied is 1.8% of transaction amount excluding applicable taxes.
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