SBI Credit Cards for International Travel

Welcome Bonus

1. Receive 3,000 KrisFlyer miles upon paying the annual fee and completing the first transaction within 60 days of card issuance.

Earn More with Every Spend

1. Earn five KrisFlyer miles for every Rs. 200 spent on the Singapore Airlines Group.
2. Get five KrisFlyer miles per Rs. 200 on international transactions.
3. Collect two KrisFlyer miles per Rs. 200 on other eligible expenses.
4. Rewards are not applicable on transactions, such as fuel, wallet upload, and property rental. 

Exclusive Milestone Rewards

1. Receive an additional 3,000 KrisFlyer miles upon reaching annual spends of Rs. 3 lakh.
2. KrisFlyer miles will be credited to your KrisFlyer account on the statement date.
3. Upgrade to KrisFlyer Elite Silver membership by spending Rs. 2.5 lakh with Singapore Airlines.

Lounge Access Benefits

1. Enjoy one complimentary domestic airport lounge visit per quarter.
2. Complimentary Priority Pass membership worth US Dollars 99.
3. Avail of four complimentary international airport lounge visits per year (maximum one per quarter).

1. Up to $27 plus applicable taxes will be charged as usage fee for visits to the Priority Pass member lounge after the complimentary visits using this card. 

1. Complimentary membership is valid for two years, and the Priority Pass is eligible for primary cardholders only. 

Fuel Surcharge Waiver

1. Get a 1% fuel surcharge waiver at all petrol pumps in India on transactions up to Rs.4,000 (exclusive of GST and other charges).
2. Maximum fuel surcharge waiver of Rs.250 per statement cycle per credit card account.

Comprehensive Insurance Coverage

1. Air accident cover worth Rs. 1 crore.
2. Baggage loss or delay coverage of Rs. 1 lakh.
3. Fraud loss protection of Rs. 1 lakh.
4. Complimentary air accident cover is discontinued from 26 July 2025. 

KrisFlyer SBI Credit Card Apex

1. Annual Fee: Rs. 9,999 + applicable taxes
2. Renewal Fee (from second year onwards): Rs. 9,999 + applicable taxes per annum
3. Add-on Card Fee: No charges

Welcome Benefit

1. Earn 10,000 KrisFlyer miles upon payment of the annual fee and completing the first transaction within 60 days of card issuance.

Earn More on Your Spending

1. Ten KrisFlyer miles per Rs. 200 spent on the Singapore Airlines Group
2. Eight KrisFlyer miles per Rs. 200 on international transactions
3. Six KrisFlyer miles per Rs. 200 on all other eligible purchases

Note: Property rentals, fuel transactions, and wallet reloads are excluded from the reward program.

Exclusive Milestone Rewards

1. Additional 10,000 KrisFlyer miles on annual spending of Rs.5 lakh.
2. Upgrade to KrisFlyer Elite Gold membership by spending Rs.7.5 lakh on Singapore Airlines.
3. 3,000 bonus KrisFlyer miles on reaching Rs.10 lakh in total annual spending.

Lounge Benefits

1. Two complimentary domestic airport lounge visits per quarter
2. Free Priority Pass Membership (worth US Dollars 99)
3. Eight complimentary international airport lounge visits per year (maximum two per quarter)
4. Post complimentary usage: A fee of US Dollars 27 + applicable taxes will be charged for additional Priority Pass lounge visits
5. Eligibility: Only primary cardholders receive Priority Pass membership, valid for two years

Fuel Surcharge Waiver

1. 1% fuel surcharge waiver on transactions from Rs.500 to Rs.4000 across all petrol pumps in India
2. Maximum waiver of Rs. 250 per statement cycle per credit card account

Insurance Coverage

1. Air Accident Cover: Rs. 3.5 crore
2. Baggage Loss or Delay Cover: Rs. 1 lakh
3. Fraud Protection Cover: Rs. 10 lakh
4. Complimentary air accident cover is discontinued from 26 July 2025. 

SBI Credit Card Miles Prime

1. One-time Annual Fee: Rs. 2,999 + GST
2. Renewal Fee (Yearly): Rs. 2,999 + GST
3. Add-on Card Fee: No charges

Welcome Benefits

1. Receive 3,000 Travel Credits as a welcome gift.
2. Travel Credits will be credited upon spending Rs. 60,000 within 60 days of card issuance.
3. Joining fee payment is required for Travel Credits to be credited.

Miles & Rewards

1. Earn four Travel Credits for every Rs.200 spent on travel.
2. Earn two Travel Credits for every Rs.200 spent on all other purchases.
3. Convert Travel Credits into Air Miles, Hotel Points, Travel Bookings, or redeem from a diverse catalogue.

Conversion Rates:

1. One Travel Credit = Rs. 1 for Air Miles or Hotel Points
2. One Travel Credit = Rs. 0.50 for Travel Bookings
3. One Travel Credit = Rs. 0.25 for Shop & Smile Catalogue

Milestone Benefits

1. Get an additional domestic lounge visit with every Rs.1 lakh spent.
2. Earn 10,000 Bonus Travel Credits on annual spends of Rs.8 lakh.
3. Annual fee waiver on reaching Rs.10 lakh spends in a membership year.
4. Lounge access details and redemption via Lounge Key link.
5. One complimentary domestic lounge visit over and above complimentary visit on spending Rs.1 lakh. 
6. Maximum of 12 additional lounge visits based on spend milestones.

International Travel Privileges

1. Complimentary Priority Pass Membership worth US Dollars 99, granting access to 1,000+ international airport lounges.
2. Four complimentary international lounge visits per year (maximum two per quarter).
3. Priority Pass membership is free for the first two years; additional visits cost UD Dollars 27 + taxes.

Domestic Travel Privileges

1. Enjoy eight complimentary domestic airport lounge visits annually (maximum two per quarter).

Insurance Coverage

1. Up to six flight cancellations per year, with a limit of Rs. 3,500 per cancellation.
2. Lost card liability coverage up to Rs. 1 lakh.
3. Air accident cover up to Rs. 1 crore.
4. Loss of check-in baggage up to Rs. 72,000.
5. Baggage delay compensation of Rs. 7,500.
6. Travel document loss coverage up to Rs. 12,500.
7. Baggage damage covers up to Rs. 5,000.

Other Travel Benefits

1. Low forex markup fee of 2.50% on international transactions.
2. 1% fuel surcharge waiver at all petrol pumps in India (GST and other charges applicable).
3. Maximum fuel surcharge waiver of Rs. 250 per month per statement cycle.

SBI Credit Card Miles Elite

1. One-time Annual Fee: Rs. 4,999 + GST
2. Renewal Fee (per year): Rs. 4,999 + GST
3. Add-on Card Fee: No charges

Welcome Gift

1. Receive 5,000 Travel Credits as a welcome benefit.
2. On spending Rs.1 lakh within 60 days of card issuance, the travel credits will be credited.
3. The travel credits will be credited only after paying the joining fee.  

Miles Rewards

1. Earn six Travel Credits for every Rs. 200 spent on travel.
2. Earn two Travel Credits for every Rs. 200 spent on other purchases.
3. Redeem Travel Credits for Air Miles, Hotel Points, Travel Bookings, or a variety of catalogue products.

Conversion rates:

1. One Travel Credit = Rs. 1 for Air Miles or Hotel Points
2. One Travel Credit = Rs. 0.50 for Travel Bookings
3. One Travel Credit = Rs. 0.25 for Shop & Smile Catalogue

Milestone Benefits

1. Enjoy one additional Domestic Lounge visit for every Rs. 1 lakh spent.
2. Get 20,000 Bonus Travel Credits on annual spending of Rs. 12 lakh.
3. Annual Fee waiver on reaching Rs. 15 lakh spends in a membership year.
4. A voucher code for lounge access will be sent via SMS and email within 120 days of eligibility.
5. One complimentary domestic lounge visit over and above complimentary visit on spending Rs.1 lakh.
6. A maximum of 15 additional lounge visits will be offered in the membership year based on spend milestones.  

International Travel Privileges

1. Complimentary Priority Pass Membership worth US Dollars 99, providing access to 1,000+ International Airport Lounges worldwide.
2. Six complimentary International Lounge visits per year (maximum two per quarter).
3. Priority Pass is free for the first two years, with additional visits charged at US Dollars 27 + taxes.
4. To obtain the Priority Pass, call 18605001290 or 39020202 (prefix with local STD code).
5. Priority Pass Program is eligible for primary cardholders only. 

Domestic Travel Privileges

1. Enjoy eight complimentary Domestic Airport Lounge visits annually (maximum two per quarter).

Insurance Coverage

1. Flight cancellation cover: Up to 6 cancellations per year, each capped at Rs. 3,500.
2. Lost card liability: Up to Rs. 1 lakh.
3. Air Accident Cover: Rs. 1 crore.
4. Baggage loss cover: Up to Rs. 72,000.
5. Baggage delay cover: Rs. 7,500.
6. Loss of travel documents: Rs. 12,500.
7. Baggage damage cover: Rs. 5,000.

Additional Travel Benefits

1. Low Foreign Currency Mark-up: Only 1.99% on international transactions.
2. 1% Fuel Surcharge Waiver at all petrol pumps across India (excluding GST and other charges).
3. Maximum surcharge waiver of Rs. 500 per month, per statement cycle.

SBI Credit Card Miles

1. One-time Annual Fee: Rs. 1,499 + GST
2. Renewal Fee (per year): Rs. 1,499 + GST
3. Add-on Card Fee: Nil

Welcome Gift

1. Receive 1,500 Travel Credits as a welcome benefit.
2. Travel Credits will be credited upon spending Rs. 30,000 within 60 days of card issuance.
3. Credits will also be awarded upon payment of the joining fee.

Miles Rewards

1. Earn two Travel Credits for every Rs. 200 spent on travel.
2. Earn one Travel Credit for every Rs. 200 spent on all other purchases.
3. Redeem Travel Credits for Air Miles, Hotel Points, Travel Bookings, or Catalogue Products:
4. One Travel Credit = Rs. 1 for Air Miles or Hotel Points
5. One Travel Credit = Rs. 0.50 for Travel Bookings
6. One Travel Credit = Rs. 0.25 for Shop & Smile Catalogue Products

Milestone Benefits

1. Get an extra Domestic Lounge visit for every Rs. 1 lakh spent.
2. Earn 5,000 Bonus Travel Credits on annual spending of Rs. 5 lakh.
3. Enjoy an Annual Fee waiver upon spending Rs. 6 lakh in a membership year.
4. Eligible customers will receive a Voucher Code via SMS and Email within 120 days. The code must be redeemed via Lounge Key.
5. For every Rs. 1 lakh spent, cardholders receive one complimentary Domestic Lounge visit in addition to regular visits.
6. Complimentary Domestic Lounge visits are applicable to both the Primary Cardholder and a Guest (capped at eight visits per year).

International Travel Privileges

1. Complimentary Priority Pass Membership worth US Dollars 99, providing access to 1,000+ International Airport Lounges worldwide.
2. Available only for Primary Cardholders and valid for two years.
3. Additional visits beyond the complimentary limit will be charged at US Dollars 27 + applicable taxes.
4. To receive your Priority Pass, call 18605001290 or 39020202 (with local STD code).

Domestic Travel Privileges

1. Enjoy four complimentary Domestic Airport Lounge visits per year (maximum two visits per quarter).

Other Travel Benefits

1. Low Foreign Currency Mark-up Fee of 3.00% on international transactions.
2. 1% Fuel Surcharge Waiver across all petrol pumps in India (exclusive of GST).
3. Maximum fuel surcharge waiver of Rs. 250 per statement cycle.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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