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  • SBI Corporate Central Travel Account Credit Card

    Fees & Charges

    Promised Interest Rate

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    SBI Corporate Central Travel Account Credit Card

    SBI Corporate Central Travel Account Credit Card is a corporate credit card which has been primarily designed to streamline all kind of travel expenses and requirements of an air-travel under one roof. It provides the user an extended credit period of 20-50 days without charging an interest fee. SBI Central Travel Account cardholders can not only streamline travel expenses and corporate reimbursements, but they can also enjoy the privileges of dedicated customer care, integrated expense management, and centralised payment facility.

    Features and Benefits of the SBI Corporate Central Travel Account Credit Card

    SBI offers a host of features that help a cardholder manage travel expenses efficiently. These include:

    Better visibility and control

    SBI Corporate Central Travel Account Credit Card combines all air travel expenses in a centrally billed account. From job candidates, consultants to infrequent travellers and people travelling in large groups, the total travel expense incurred is charged into a single billing account which is easy to keep a tab on and can be managed effortlessly.

    Maximize Travel Expense Visibility

    Subscribing to the idea of “One Bill, One Payment”, SBI Corporate Central Travel Account Credit Card merges all travel expenses into one billing account. Individuals can not only access their summary of travel costs and booking virtually but also analyse the spending pattern anytime, anywhere. This improved expense visibility helps travellers ensure that the expenditure complies with travel policy of the company and take necessary actions if required.

    Spend Category Control

    Since the spending data is consolidated into one account, customers have the facility to control their travel expenditures as and when required. SBI Corporate Central Travel Account Credit Card helps a cardholder restrict the card usage for daily, monthly, or weekly expenses on select merchant categories.

    Customised User Defined Fields

    With SBI Corporate Central Travel Account customers can also request to customise their data file using 8 ‘user-defined fields’. This feature is additionally available along with the existing expense data.

    Gain Efficiency and Savings

    Organisations can easily manage the reimbursement processes of its employees’ travel expenses using SBI Corporate Central Travel Account Credit Card. Therefore, Central Travel cardholders always have the leverage to control travel expenses more efficiently without issuing multiple cards or having to pay out of their own pockets.

    Streamline reconciliation

    SBI Corporate Central Travel Account Credit Card integrates Visa IntelliLink with expense management systems thereby centralising transaction as well as reimbursement processes.

    Dedicated Customer Support

    SBI Corporate Central Travel Account Credit Cardholders get access to a dedicated service desk to address their queries and complaints on a top priority basis.

    Interest-Free Credit Period

    An interest-free period of 20-50 days is a great incentive that individuals with an SBI Corporate Central Travel Account Credit Card enjoy.

    Also, the extended payment duration of up to 50 days to pay the travel expenses is convenient to maximise savings.

    No Joining Fee and Annual Fee

    SBI Corporate Central Travel Account Credit Card is a lifetime free card. So, cardholders do not have to pay any money as the joining fee and annual fee.

    SBI Corporate Central Travel Account Credit Card: Fees and Charges

    Joining Fee Nil
    Annual Fee Nil
    Free credit period Nil
    Emergency card replacement Free
    Interest-free credit period 20 days to 50 days (This facility is available only on the purchase goods and merchandises and only when outstanding balance of previous month is fully paid)
    Cash advance limit Variable
    Cash advance charges SBI ATMs or other ATMs – Up to 2.5% of the total withdrawal amount Domestic ATMs – Rs.300 per transaction or whichever amount is higher International ATMs – Rs.300 or up to 3% of withdrawal amount, whichever is higher, per transaction
    Foreign currency transaction conversion markup 3.5%
    Rewards redemption fee Up to Rs.99
    Late payment charges Total amount due from Rs.0 - Rs.200 – NIL Total amount due more than Rs.200 & up to Rs.500 – Rs.100 Total amount due more than Rs.500 & up to Rs.1000 – Rs.400 Total amount due more than Rs.1000 & up to Rs.10,000 – Rs.500 Total amount due more than Rs.10,000 – Rs.750
    Penalty for invalid cheque or cheque bounce 2% of cheque amount where the minimum amount is Rs.350 and the maximum amount is Rs.500
    Charge slip retrieval fee Rs.225 per charge slip
    OTC cash payment fees Rs.100 + GST
    Finance charges Up to 3.35% per month amounting to 40.2% per annum from the date of withdrawal

    Surcharges and Surcharge Waivers

    Railway tickets – Tickets from railway counters – Rs.30 + 2.5% of transaction amount Tickets from irctc.co.in – 1.8% of transaction amount + GST
    Petrol & all products/services Rs.10 or 1% of the transaction value (whichever is higher)
    Surcharge Waivers Signature & Platinum Cards – 1% surcharge waiver for single transaction spends between Rs.500 and Rs.4000 (excluding GST + other charges) All other cards - 1% for single transaction spends between Rs.500 and Rs.3,000 (excluding GST + other charges)
    Maximum Surcharge Waiver Signature & Platinum Cards – Rs.250 per statement cycle per credit card account All other cards – Rs.100 per credit card account

    Documents Required to Apply for SBI Corporate Central Travel Account Credit Card:

    1. Passport
    2. PAN card
    3. Aadhar Card
    4. Voter’s ID Card
    5. Driving License

    Eligibility:

    Since SBI Corporate Central Travel Account Credit Card is a corporate card, the eligibility is based on the volume of the organisation as per the financial statement submitted at the time of application.

    SBI Corporate Central Travel Account Credit Card FAQs:

    1. Does the SBI Corporate Central Travel Account Credit Card offer any surcharge waiver for fuel transactions?
    2. SBI Corporate Central Travel Account Credit Cardholders can get a maximum waiver of 1% for single transaction spends when they purchase fuel and other related products and services for an amount ranging between Rs.500 and Rs.4000. The maximum surcharge waiver permitted for a single credit card account per cycle is Rs.250. The surcharge waiver excludes GST and other applicable charges.

    3. What is the order of payment settlements for an SBI Corporate Central Travel Account Credit Card?
    4. For SBI Corporate Central Travel Account Credit Card, payments made for a cardholder account will be settled in the order of –

      • Minimum amount due
      • All applicable taxes
      • EMI on loan plans
      • Fees and other charges
      • Interest charges
      • Balance transfer outstanding
      • Purchase outstanding
      • Cash advance
    5. What are the applicable taxes charged on all the Fees, Interest & Charges?
    6. Applicable taxes charged on all the fees, Interest, and Charges on the SBI Corporate Central Travel Account Credit Card include –

      • Service tax (ST) – 14%
      • Swachh Bharat Cess (SBC) – 0.5%
      • Krishi Kalyan Cess (KKC) – 0.5%
    7. What does Finance charge on SBI Corporate Central Travel Account Credit Card mean?
    8. The finance charge is subject to changes, and calculation of the fee is based on the cardholder’s usage and payment patterns.

    9. What should I do in case my SBI Corporate Central Travel Account Credit Card is stolen or lost?
    10. To prevent any fraudulent usage, customers should immediately contact the SBI Corporate Central Travel Account Credit Card dedicated service desk and report the loss of card to block the card account instantly.

      For further assistance, customers can call 24-hours SBI Card helpline at 39020202 (using STD code as a prefix) or 18601801290.

    SBI Corporate Central Travel Account Credit Card Reviews

    • review Credit Card
      "POOR SERVICE"
      0.5 1.0/5 "Really Bad"
      I am not satisfied with the services of the STATE BANK OF INDIA customer service. I have previously used this card and i have closed this card because the customer service is not responsive. It is the not user friendly card to use but the limit is good with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • review Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from last 2 years, there was no annual fee charged at the time of getting this credit card. Offers are very good in SBI credit card. The credit limit is fine in this credit card and i make my payments using net banking services.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 10, 2018
    • review Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using SBI credit card for long time, there service is very compulsivity , there customer service team is not up to the mark, they dont resolve my issue , and they have charged me annual fee in this card, and there is no waived off option available . And even credit limit they have given me is too low, i am not happy with the credit limit which was offered to me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 10, 2018
    • review Credit Card
      "Card with Benefits."
      0.5 5.0/5 "Blown Away!"
      I hold a SBI credit card and i am using since long. I am happy with the limit given to me . It is satisfactory for me and also whenever i had to purchase things on Amazon i prefer SBI Credit card , the reason for that is the discount options and the cash back offers SBI provides.
      Was this review helpful? 0
      , surat
      Reviewed on Dec 09, 2018
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      STATE BANK OF INDIA credit card i am using it from past few years as the card is user friendly to access. They haev offered with the good offers with this card as the card i am using it for the multiple purpose. The credit card is user friendly to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 08, 2018
    • review Credit Card
      "GOOD CARD TO USE"
      0.5 5.0/5 "Blown Away!"
      I am not getting any of the offers with the credit card where i am using it from the STATE BANK OF INDIA but the credit limit also the service is very good with this card. I have been using it from past 1.5 years. I have faced with none of the issues with this card.
      Was this review helpful? 0
      , guwahati
      Reviewed on Dec 08, 2018
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The features are good with this card as they provide the flexible pay for the bulk amount of usage with the credit card of STATE BANK OF INDIA. The option of converting the EMI is very good and with the simple procedure. The rate of interest is nominal.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 07, 2018
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The best feature of this STATE BANK OF INDIA credit card is that they are providing with the good rewards points with this credit card added on that 5% cash backs on electronics purchase. It is a good card with the satisfactory credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 04, 2018
    • review Credit Card
      "BEST PORTAL TO USE"
      0.5 5.0/5 "Blown Away!"
      I am holding the credit card with the STATE BANK OF INDIA where they are providing with the good offers with this card which is satisfactory. The credit limit is sufficient with this card added on that the service is very good with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 02, 2018
    • review Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using the STATE BANK OF INDIA credit card with this bank from past nine months where the customer service is god also i am satisfied with the service of this card. The credit limit is satisfactory and it is very good. I am satisfied with this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 01, 2018
    • review Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have recently started using this credit card of STATE BANK OF INDIA where the credit limit is satisfactory also added on that i have not used much with this credit card. The process is also good to get the card. I am getting god offers with this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 01, 2018
    • review Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am having a credit card with SBI from more than 4-5 years, i did not check for any offers on this credit card so far. I am happy with the credit limit in this credit card and there was no annual fee charged. All my transactions are hassle free in this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 30, 2018
    • review Credit Card
      "Looking for better credit limit"
      0.5 4.0/5 "Great!"
      I hold a Simply click credit card with SBI from last 1 year, there was no annual fee charged for this credit card. I have sent a mail in order to increase my credit limit but they did not increase. Offers like reward points are good in this card and the value is also good.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 30, 2018
    • review Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from last 1 year, i am not aware of any offers on this credit card so far. There was no annual fee charged for this credit card and i am happy with the credit limit provided by this credit card. Credit card services are average in SBI.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 30, 2018
    • review Credit Card
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I am happy by using the credit card with the STATE BANK OF INDIA and the credit limit is sufficient in this credit card. There is a EMI conversion option in this card which is easy and simple process. I am getting good offers from this credit card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 30, 2018
    • review Credit Card
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I have been using the credit card with the STATE BANK OF INDIA from past one year where the credit limit is satisfactory from this card also it is a user friendly card to use. There is no option to convert into EMI with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 28, 2018
    • review Credit Card
      "DECENT CARD TO USE"
      0.5 4.0/5 "Great!"
      It is a good card with the good application where i have taken my credit card with the STATE BANK OF INDIA and i am availing the service of the online banking it is easy also it is user friendly portal to access. I am using it from past 2-3 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 28, 2018
    • review Credit Card
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I am holding the platinum credit card with the STATE BANK OF INDIA but i don't like this credit card so i have taken this card. There are no available offers with this card but the credit limit is good with the EMI option. The service is good from the customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 27, 2018
    • review Credit Card
      "AVERAGE SERVICE"
      0.5 3.0/5 "Satisfactory"
      I am getting the good offers from the big bazaar outlets as 10% also they have provided the satisfactory amount of credit limit from this credit card which is one lakh. The customer service is very good with this bank. The process is very simple to take the STATE BANK OF INDIA.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 27, 2018
    • review Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am having a credit card with SBI from last 3 years, there was no annual fee charged for this credit card. Offers like reward points are good and the conversion value is also good. Credit limit is fine in this credit card and all my transactions are hassle free in this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 26, 2018
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