Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SBI Corporate Central Travel Account Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    SBI Corporate Central Travel Account Credit Card

    SBI Corporate Central Travel Account Credit Card is a corporate credit card which has been primarily designed to streamline all kind of travel expenses and requirements of an air-travel under one roof. It provides the user an extended credit period of 20-50 days without charging an interest fee. SBI Central Travel Account cardholders can not only streamline travel expenses and corporate reimbursements, but they can also enjoy the privileges of dedicated customer care, integrated expense management, and centralised payment facility.

    Features and Benefits of the SBI Corporate Central Travel Account Credit Card

    SBI offers a host of features that help a cardholder manage travel expenses efficiently. These include:

    Better visibility and control

    SBI Corporate Central Travel Account Credit Card combines all air travel expenses in a centrally billed account. From job candidates, consultants to infrequent travellers and people travelling in large groups, the total travel expense incurred is charged into a single billing account which is easy to keep a tab on and can be managed effortlessly.

    Maximize Travel Expense Visibility

    Subscribing to the idea of “One Bill, One Payment”, SBI Corporate Central Travel Account Credit Card merges all travel expenses into one billing account. Individuals can not only access their summary of travel costs and booking virtually but also analyse the spending pattern anytime, anywhere. This improved expense visibility helps travellers ensure that the expenditure complies with travel policy of the company and take necessary actions if required.

    Spend Category Control

    Since the spending data is consolidated into one account, customers have the facility to control their travel expenditures as and when required. SBI Corporate Central Travel Account Credit Card helps a cardholder restrict the card usage for daily, monthly, or weekly expenses on select merchant categories.

    Customised User Defined Fields

    With SBI Corporate Central Travel Account customers can also request to customise their data file using 8 ‘user-defined fields’. This feature is additionally available along with the existing expense data.

    Gain Efficiency and Savings

    Organisations can easily manage the reimbursement processes of its employees’ travel expenses using SBI Corporate Central Travel Account Credit Card. Therefore, Central Travel cardholders always have the leverage to control travel expenses more efficiently without issuing multiple cards or having to pay out of their own pockets.

    Streamline reconciliation

    SBI Corporate Central Travel Account Credit Card integrates Visa IntelliLink with expense management systems thereby centralising transaction as well as reimbursement processes.

    Dedicated Customer Support

    SBI Corporate Central Travel Account Credit Cardholders get access to a dedicated service desk to address their queries and complaints on a top priority basis.

    Interest-Free Credit Period

    An interest-free period of 20-50 days is a great incentive that individuals with an SBI Corporate Central Travel Account Credit Card enjoy.

    Also, the extended payment duration of up to 50 days to pay the travel expenses is convenient to maximise savings.

    No Joining Fee and Annual Fee

    SBI Corporate Central Travel Account Credit Card is a lifetime free card. So, cardholders do not have to pay any money as the joining fee and annual fee.

    SBI Corporate Central Travel Account Credit Card: Fees and Charges

    Joining Fee Nil
    Annual Fee Nil
    Free credit period Nil
    Emergency card replacement Free
    Interest-free credit period 20 days to 50 days (This facility is available only on the purchase goods and merchandises and only when outstanding balance of previous month is fully paid)
    Cash advance limit Variable
    Cash advance charges SBI ATMs or other ATMs – Up to 2.5% of the total withdrawal amount Domestic ATMs – Rs.300 per transaction or whichever amount is higher International ATMs – Rs.300 or up to 3% of withdrawal amount, whichever is higher, per transaction
    Foreign currency transaction conversion markup 3.5%
    Rewards redemption fee Up to Rs.99
    Late payment charges Total amount due from Rs.0 - Rs.200 – NIL Total amount due more than Rs.200 & up to Rs.500 – Rs.100 Total amount due more than Rs.500 & up to Rs.1000 – Rs.400 Total amount due more than Rs.1000 & up to Rs.10,000 – Rs.500 Total amount due more than Rs.10,000 – Rs.750
    Penalty for invalid cheque or cheque bounce 2% of cheque amount where the minimum amount is Rs.350 and the maximum amount is Rs.500
    Charge slip retrieval fee Rs.225 per charge slip
    OTC cash payment fees Rs.100 + GST
    Finance charges Up to 3.35% per month amounting to 40.2% per annum from the date of withdrawal

    Surcharges and Surcharge Waivers

    Railway tickets – Tickets from railway counters – Rs.30 + 2.5% of transaction amount Tickets from irctc.co.in – 1.8% of transaction amount + GST
    Petrol & all products/services Rs.10 or 1% of the transaction value (whichever is higher)
    Surcharge Waivers Signature & Platinum Cards – 1% surcharge waiver for single transaction spends between Rs.500 and Rs.4000 (excluding GST + other charges) All other cards - 1% for single transaction spends between Rs.500 and Rs.3,000 (excluding GST + other charges)
    Maximum Surcharge Waiver Signature & Platinum Cards – Rs.250 per statement cycle per credit card account All other cards – Rs.100 per credit card account

    Documents Required to Apply for SBI Corporate Central Travel Account Credit Card:

    1. Passport
    2. PAN card
    3. Aadhar Card
    4. Voter’s ID Card
    5. Driving License

    Eligibility:

    Since SBI Corporate Central Travel Account Credit Card is a corporate card, the eligibility is based on the volume of the organisation as per the financial statement submitted at the time of application.

    SBI Corporate Central Travel Account Credit Card FAQs:

    1. Does the SBI Corporate Central Travel Account Credit Card offer any surcharge waiver for fuel transactions?
    2. SBI Corporate Central Travel Account Credit Cardholders can get a maximum waiver of 1% for single transaction spends when they purchase fuel and other related products and services for an amount ranging between Rs.500 and Rs.4000. The maximum surcharge waiver permitted for a single credit card account per cycle is Rs.250. The surcharge waiver excludes GST and other applicable charges.

    3. What is the order of payment settlements for an SBI Corporate Central Travel Account Credit Card?
    4. For SBI Corporate Central Travel Account Credit Card, payments made for a cardholder account will be settled in the order of –

      • Minimum amount due
      • All applicable taxes
      • EMI on loan plans
      • Fees and other charges
      • Interest charges
      • Balance transfer outstanding
      • Purchase outstanding
      • Cash advance
    5. What are the applicable taxes charged on all the Fees, Interest & Charges?
    6. Applicable taxes charged on all the fees, Interest, and Charges on the SBI Corporate Central Travel Account Credit Card include –

      • Service tax (ST) – 14%
      • Swachh Bharat Cess (SBC) – 0.5%
      • Krishi Kalyan Cess (KKC) – 0.5%
    7. What does Finance charge on SBI Corporate Central Travel Account Credit Card mean?
    8. The finance charge is subject to changes, and calculation of the fee is based on the cardholder’s usage and payment patterns.

    9. What should I do in case my SBI Corporate Central Travel Account Credit Card is stolen or lost?
    10. To prevent any fraudulent usage, customers should immediately contact the SBI Corporate Central Travel Account Credit Card dedicated service desk and report the loss of card to block the card account instantly.

      For further assistance, customers can call 24-hours SBI Card helpline at 39020202 (using STD code as a prefix) or 18601801290.

    SBI Corporate Central Travel Account Credit Card Reviews

    • review Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have applied with State Bank Of India Credit Card . The credit limit is good and i have got credit limit is upto 80000.There was good cashback offers and reward points as well The agent clearly explained the process of Credit Card I have not yet faced any difficulties .The agent came and collected the documents and i gave my finger prints then only i got the credit card .The Overall service is Good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • review Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am using this State Bank Of India Credit card for the past 3years.The name of the card is platinum card.There are cash back offers and rewards points also .The credit limit is good .I got Credit Limit upto 25000only .I have not faced any issues in using this card till now ,The Overall Service is good .
      Was this review helpful? 0
      , udaipur
      Reviewed on Mar 18, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit limit with the STATE BANKOF INDIA credit card is very lower than the other card what i hold but the best feature with this card is there is a option of money transfer with this card. The offers are good with this card also there is a EMI option.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 18, 2019
    • review Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Iam using this State Bank Of India Credit card for the past 3 years. The name of the card is SBI Titanium .Iam getting cashback offers and reward points but not used any points till now since statying in rural area reward points are not used.Since have salary account got State Bank Of India Credit Card.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Mar 18, 2019
    • review Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I have been using this credit card for the last ten years or above that, the services has been quite good. There has been a good credit limit with this card and it has some annual charges of 500 as well. Depending up on the need and offers with the card i have been using it for all purposes.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 15, 2019
    • review Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      SBI provides very good services on credit card when compared to other credit cards. I am using this credit card from last 1.5 years and there was annual fee charged for this credit card. Offers like cash backs are reward points are very good in this card. Credit limit is sufficient in SBI.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 15, 2019
    • review Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for State Bank Of India Credit Card Since have salary account got this credit card , I am using this card for the past 8 months.The credit limit is good ,The credit limit is upto 54000.There are cashback offers only for fuels and reward point also there for shopping and hotels .The Overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 15, 2019
    • review Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using SBI Credit card for the past 5years .The credit limit is good .I got Credit limit upto 3.5 lakhs. There was cashback offers and reward points as well .I have applied the SBI Credit Card through SBI bank .The Overall service is good and satisfactoty .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 15, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I have been holsing the credit card with the STATE BANK OF INDIA and they have offered with the satisfactory credit limit with this card added on that it has the very good offers which is satisfactory with this card. There is a EMI conversion option with this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 15, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      the credit limit with the card where i am holding it with the STATE BANK OF INDIA is very good and also i am getting the satisfactory credit limit along with that it is the free card and they offer the EMI option but not availed yet with this credit card
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 13, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The credit limit is satisfactory with the credit card where i am using the credit card with the STATE BANK OF INDIA also the rate of interest was nominal. They have provided with goo and sufficient offers with this credit card. The customer service is good.
      Was this review helpful? 2
      , mumbai
      Reviewed on Mar 04, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am facing no issues with the credit card of STATE BANK OF INDIA, they provide with satisfactory credit limit also the card is user friendly to access. The card has good offers like online purchase, rewards points, cash backs with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 04, 2019
    • review Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am happy with the services of STATE BANK OF INDIA . The offers were good with this card such as on online portal in amazon , flipkart and even while booking the flight ticket . I am holding this card for more than 1 year . There is no delay in getting the card .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 02, 2019
    • review Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a credit card with SBI from long time. I did not face any issues on this credit card so far. Credit limit is sufficient in this credit card and there was no annual fee charged. Offers are very good in this credit card and it is useful.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card with the STATE BANK OF INDIA with no issues with this card. I have faced with no issues with this credit card. The credit limit is satisfactory with this credit card added on that there is a EMI conversion option with this card.
      Was this review helpful? 0
      , guwahati
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the credit card with the STATE BANK OF INDIA since from last 6 months with this credit card. I have faced with no issue with this card also they have offered with the good credit limit with this card. I get the offers like rewards points, cash backs with this card.
      Was this review helpful? 0
      , madurai
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit card with the STATE BANK OF INDIA is very good also they are providing with the good offers along with that they are offering with the satisfactory credit l limit with this card. It is a user friendly card to access. The service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The credit limit is very good with the credit cartd what i am holding with the STATE BANK OF INDIA. They provide the rate of interest which is higher with this credit card. The credit limit is good and they are with good service. The card is user friendly to use.
      Was this review helpful? 0
      , madurai
      Reviewed on Mar 01, 2019
    • review Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I have taken the credit card with the STATE BANK OF INDIA and it is a good card to use. They have provided the credit limit which is satisfactory with this card added on that the card has good offers. They provide the EMI conversion option with this card.
      Was this review helpful? 0
      , madurai
      Reviewed on Feb 28, 2019
    • review Credit Card
      "EXCELLENT"
      0.5 4.0/5 "Great!"
      STATE BANK OF INDIA credit card i am holding it from last few years i have faced with no issues with this credit card added on that they have given the good offers with this card like cash backs, rewards points which is satisfactory with this card.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 28, 2019
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