Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SBI Corporate Central Travel Account Credit Card

    SBI Corporate Central Travel Account Credit Card is a corporate credit card which has been primarily designed to streamline all kind of travel expenses and requirements of an air-travel under one roof. It provides the user an extended credit period of 20-50 days without charging an interest fee. SBI Central Travel Account cardholders can not only streamline travel expenses and corporate reimbursements, but they can also enjoy the privileges of dedicated customer care, integrated expense management, and centralised payment facility.

    Features and Benefits of SBI Corporate Central Travel Account Credit Card

    Better visibility and control SBI Corporate Central Travel Account Credit Card combines all air travel expenses in a centrally billed account.
    Maximize Travel Expense Visibility Subscribing to the idea of “One Bill, One Payment”, SBI Corporate Central Travel Account Credit Card merges all travel expenses into one billing account.
    Spend Category Control SBI Corporate Central Travel Account Credit Card helps a cardholder restrict the card usage for daily, monthly, or weekly expenses on select merchant categories.
    Customised User Defined Fields With SBI Corporate Central Travel Account customers can also request to customise their data file using 8 ‘user-defined fields’.
    Gain Efficiency and Savings Organisations can easily manage the reimbursement processes of its employees’ travel expenses using SBI Corporate Central Travel Account Credit Card
    Streamline reconciliation SBI Corporate Central Travel Account Credit Card integrates Visa IntelliLink with expense management systems thereby centralising transaction as well as reimbursement processes.
    Dedicated Customer Support SBI Corporate Central Travel Account Credit Cardholders get access to a dedicated service desk to address their queries and complaints on a top priority basis.
    Interest-Free Credit Period An interest-free period of 20-50 days is given by the bank for the card.
    No Joining Fee and Annual Fee SBI Corporate Central Travel Account Credit Card is a lifetime free card.

    SBI Corporate Central Travel Account Credit Card: Fees and Charges

    Type of Charge Amount
    Joining Fee Nil
    Annual Fee Nil
    Free credit period Nil
    Emergency card replacement Free
    Interest-free credit period 20 days to 50 days (This facility is available only on the purchase goods and merchandises and only when outstanding balance of previous month is fully paid)
    Cash advance limit Variable
    Cash advance charges
    • SBI ATMs or other ATMs - Up to 2.5% of the total withdrawal amount
    • Domestic ATMs - Rs.300 per transaction or whichever amount is higher
    • International ATMs - Rs.300 or up to 3% of withdrawal amount, whichever is higher, per transaction
    Foreign currency transaction conversion markup 3.5%
    Rewards redemption fee Up to Rs.99
    Late payment charges
    • Total amount due from Rs.0 - Rs.200 - NIL
    • Total amount due more than Rs.200 & up to Rs.500 - Rs.100
    • Total amount due more than Rs.500 & up to Rs.1000 - Rs.400
    • Total amount due more than Rs.1000 & up to Rs.10,000 - Rs.500
    • Total amount due more than Rs.10,000 - Rs.750
    Penalty for invalid cheque or cheque bounce 2% of cheque amount where the minimum amount is Rs.350 and the maximum amount is Rs.500
    Charge slip retrieval fee Rs.225 per charge slip
    OTC cash payment fees Rs.100 + GST
    Finance charges Up to 3.35% per month amounting to 40.2% per annum from the date of withdrawal

    Surcharges and Surcharge Waivers

    Railway tickets:
    • Tickets from railway counters – Rs.30 + 2.5% of transaction amount
    • Tickets from irctc.co.in – 1.8% of transaction amount + GST
    Petrol & all products/services Rs.10 or 1% of the transaction value (whichever is higher)
    Surcharge Waivers
    • Signature & Platinum Cards – 1% surcharge waiver for single transaction spends between Rs.500 and Rs.4000 (excluding GST + other charges)
    • All other cards - 1% for single transaction spends between Rs.500 and Rs.3,000 (excluding GST + other charges)
    Maximum Surcharge Waiver
    • Signature & Platinum Cards – Rs.250 per statement cycle per credit card account
    • All other cards – Rs.100 per credit card account

    SBI Corporate Central Travel Account Credit Card Eligibility Criteria

    Since SBI Corporate Central Travel Account Credit Card is a corporate card, the eligibility is based on the volume of the organisation as per the financial statement submitted at the time of application.

    Documents Required

    • Passport
    • PAN card
    • Aadhar Card
    • Voter’s ID Card
    • Driving License

    SBI Corporate Central Travel Account Credit Card FAQs

    1. Does the SBI Corporate Central Travel Account Credit Card offer any surcharge waiver for fuel transactions?

      SBI Corporate Central Travel Account Credit Cardholders can get a maximum waiver of 1% for single transaction spends when they purchase fuel and other related products and services for an amount ranging between Rs.500 and Rs.4000. The maximum surcharge waiver permitted for a single credit card account per cycle is Rs.250. The surcharge waiver excludes GST and other applicable charges.

    2. What is the order of payment settlements for an SBI Corporate Central Travel Account Credit Card?

      For SBI Corporate Central Travel Account Credit Card, payments made for a cardholder account will be settled in the order of:

      • Minimum amount due
      • All applicable taxes
      • EMI on loan plans
      • Fees and other charges
      • Interest charges
      • Balance transfer outstanding
      • Purchase outstanding
      • Cash advance
    3. What are the applicable taxes charged on all the Fees, Interest & Charges?

      Applicable taxes charged on all the fees, Interest, and Charges on the SBI Corporate Central Travel Account Credit Card include:

      • Service tax (ST) - 14%
      • Swachh Bharat Cess (SBC) - 0.5%
      • Krishi Kalyan Cess (KKC) - 0.5%
    4. What does Finance charge on SBI Corporate Central Travel Account Credit Card mean?

      The finance charge is subject to changes, and calculation of the fee is based on the cardholder’s usage and payment patterns.

    5. What should I do in case my SBI Corporate Central Travel Account Credit Card is stolen or lost?

      To prevent any fraudulent usage, customers should immediately contact the SBI Corporate Central Travel Account Credit Card dedicated service desk and report the loss of card to block the card account instantly.

      For further assistance, customers can call SBI credit card customer care at 39020202 (using STD code as a prefix) or 18601801290.

      

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