SBI MILES Credit Card

The following are the benefits of SBI MILES credit card:

1. Welcome Gift: Upon enrollment, members receive a substantial welcome gift of 1,500 Travel Credits, serving as an initial catalyst for their travel aspirations.
2. Miles Rewards: Members earn Travel Credits at an impressive rate, accumulating 2 Travel Credits for every Rs.200 spent on travel and 1 Travel Credit for every Rs.200 spent on other categories. These credits can be flexibly converted into Air Miles, Hotel Points, Travel Bookings, or chosen from a diverse selection of Catalogue Products, empowering members with versatile redemption options.
3. Milestone Benefits: Progressing further, members unlock milestone benefits that amplify the value of their card usage. These benefits include additional Domestic Lounge visits with every spend of Rs.1 Lakh, earning a substantial 5,000 Bonus Travel Credits on annual spends of Rs.5 Lakh, and enjoying an annual fee reversal on spends of ₹6 Lakh in a membership year, rewarding members for their ongoing loyalty and engagement.
4. International Travel Privileges: For international travellers, SBI MILES credit card offers exclusive privileges such as a complimentary Priority Pass Membership with access to a vast network of over 1000 International Airport Lounges worldwide. This elite membership ensures members enjoy a premium travel experience, characterized by comfort and convenience.
5. Domestic Travel Privileges: Domestic travellers are not overlooked, as the SBI MILES credit card provides 4 complimentary Domestic Airport Lounge visits annually, with a maximum of 2 visits per quarter. This feature ensures that members experience the same level of comfort and relaxation during their domestic travels as they do internationally.
6. Other Travel Benefits: Beyond lounge access, members benefit from additional perks such as a low Foreign Currency Mark-up Charge of 3.00% on international usage, mitigating the financial burden of overseas transactions.
7. Priority Pass Membership: Complimentary Membership: Cardholders enjoy complimentary Priority Pass Membership for the first two years. There are no complimentary visits included for SBI Card MILES. However, the Priority Pass Membership fees are waived for the initial two cardholder membership years. The standard membership of the Priority Pass Program is provided only to the primary cardholder of SBI Card MILES.
8. Fuel Surcharge Waiver: Cardholders benefit from a 1% Fuel Surcharge waiver for each transaction ranging between Rs.500 and Rs.4,000. The maximum Surcharge waiver allowed is Rs. 250 per statement cycle, per credit card account.

Features of SBI MILES Credit Crad

The features of SBI MILES credit card are discussed below:

1. Contactless Advantage: With SBI MILES credit card, everyday purchases become convenient with Contactless payments. Simply tap the card at a secure reader to complete transactions.
2. Security Features: Enjoy enhanced security during Contactless transactions, as the card never leaves your hand. The risk of card loss and fraud due to skimming is significantly reduced, ensuring peace of mind for cardholders.

1. Worldwide Acceptance: SBI MILES credit card can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India.
2. Payment Flexibility: Cardholders can make payments at any outlet that accepts MasterCard/RuPay, offering convenience and flexibility wherever they go.
3. Add-on Cardholders: You can empower their family members by providing them with add-on cards. These cards can be issued to parents, spouse, children, or siblings above the age of 18, extending the benefits of the SBI MILES credit card to their loved ones.
4. Cash Access Across the World: Global Cash Access: Enjoy the convenience of cash withdrawals from over 1 million ATMs across the globe, providing easy access to funds wherever cardholders travel.
5. Flexipay: With Flexipay, cardholders can convert transactions into easy monthly installments. Transactions of Rs. 2,500 or more are eligible for Flexipay conversion, allowing cardholders to manage their expenses more effectively.
6. Easy Bill Pay Facility: Utility Bill Payments: Cardholders can conveniently pay their electricity, telephone, mobile, and other utility bills using the Easy Bill Pay facility available on the SBI Card Elite, providing a hassle-free bill payment experience.
7. Safe and Secure: The chip and pin enabled SBI MILES credit card offers enhanced security against counterfeiting and skimming, ensuring peace of mind for cardholders during transactions.
8. Balance Transfer on EMI: Cost-saving Option: Cardholders can save money on credit card dues by transferring the outstanding balance of other banks’ credit cards to their SBI Card ELITE. They can avail of a lower rate of interest and payback in EMIs, offering a cost-effective solution to manage their finances.

Fees and Charges of SBI MILES Credit Card

The following table describes the travel credit conversion rates of the SBI MILES credit card:

The fees and charges of SBI MILES credit card are given in the table below:

How to Apply for SBI MILES credit card

To apply for an SBI MILES credit card, follow these simple steps:

1. Step 1: Visit the SBI Website or click on the following link https://www.sbicard.com/sprint/Miles
2. Step 2: Select SBI Card MILES. Once on the website, browse through the range of credit cards offered by SBI. Look for the SBI MILES credit card option among the available card options. You can typically find this under the ‘Credit Cards’ section or by using the search feature on the website.
3. Step 3: After selecting the SBI Card MILES, locate the ‘Apply Now’ button. Click on this button to initiate the application process.
4. Step 4: Provide Personal Details. As part of the application process, you will be required to provide personal details such as your full name, mobile number, city of residence, PAN (Permanent Account Number), and date of birth. Ensure that all information provided is accurate and up to date.
5. Step 5: Enter Professional Details. Proceed to enter your professional details, including your occupation, designation, and the name of your employer or company.
6. Step 6: Complete KYC Details. Finally, complete the application by providing KYC (Know Your Customer) details, including your residential address and pin code. Double-check the information provided to ensure accuracy.
7. Step 7: Once you have entered all the necessary details, review the application carefully to verify the accuracy of the information provided. After confirming everything is correct, submit the application.
8. Step 8: Upon submission, your application will be processed by SBI. You will receive confirmation regarding the status of your application via email or SMS. If approved, you can expect to receive your SBI MILES credit card at the address provided during the application process.

Document Required for SBI MILES Credit card

To apply for an SBI MILES credit card, you typically need the following documents:

Proof of Identity (Any one of the following):

1. Aadhaar Card
2. Passport
3. Voter ID Card
4. Driving License
5. PAN Card

Proof of Address (Any one of the following):

1. Aadhaar Card
2. Passport
3. Voter ID Card
4. Utility Bill (Electricity, Water, Gas, Telephone) not more than 2 months old
5. Bank Statement with Address

Proof of Income (Any one of the following):

1. Salary Slip (for Salaried Individuals)
2. Income Tax Returns
3. Form 16
4. Bank Statements (for Self-Employed Individuals)

Passport-sized Photographs: Typically, you'll need to provide a few recent passport-sized photographs.

KYC Documents: This may include self-attested copies of PAN card, Aadhaar card, and any other relevant documents as per the bank's requirements for Know Your Customer (KYC) compliance.

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