Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Advantage Platinum Credit Card
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    SBI Advantage Platinum Credit Card is Rated as "Great!" by 2 Users

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    SBI Advantage Platinum Credit Card

    Overview:

    SBI Advantage Platinum Credit Card holders can enjoy the best of what life has to offer, through the exclusive benefits on the card that they have access to. This premium credit card backs your affluent lifestyle in tandem with all your needs such as travel, dining, domestic and international shopping, and much more.

    Benefits of SBI Advantage Platinum Credit Card:

    • 'True Lifestyle' benefits: Enjoy lifestyle privileges through the SBI Advantage Platinum Credit card. These include:

      • Earn 5 times more reward points up on using your SBI Advantage Platinum Credit card for spends in departmental stores, restaurants, etc.
      • Enjoy the opportunity to earn astounding cashback by earning 10 cash points per Rs.100 spent in restaurants, departmental stores, international outlets, etc.
      • Gain access to more than 200 golf courses worldwide.
    • 'True Lounge Access' : get free membership in the Priority Pass Program through which you can gain entry to over 600 international airport lounges .
    • 'True Value' benefits: Avail the following True Value benefits associated to your SBI Advantage Platinum Credit Card -

      • Apparel Voucher which is worth at least Rs.3000, as welcome gift.
      • Get rewards on purchases made, such as - one-way flight ticket from IndiGo free of cost or Apparel vouchers with a value of Rs.3000 by using Rs. 4 lakh - Rs. 5 lakh credit on your SBI Advantage Platinum Credit Card, annually.
    • True Transparency benefit: The card assures you transparency in terms of fees and charges. Such as the fact that membership to the priority pass program is free of cost. However, a usage fee of $27 is to be paid for the use of a Priority Pass member lounge.

    Features of SBI Advantage Platinum Credit Card:

    • Enjoy an interest free credit period for maximum 50 days and extended credit facility at an interest rate of just 2.25% per month.
    • Cash withdrawal facility from Visa/Mastercard ATMs across the world is enabled with no cap on the withdrawal limit.
    • If you have a fixed deposit account in any bank under the State Bank group, you can easily get approval for an SBI Advantage Platinum Credit Card.
    • Get e-statements in your mail which is password protected, as well as SMS alerts on your registered mobile number. This will enable you to track your transactions efficiently.
    • Net Banking facility is available.
    • Avail a fuel surcharge waiver of 2.5% for cash transactions ranging from Rs. 500 to Rs.4000 at fuel stations across India.
    • Bill Pay facility is provided to a SBI Advantage Platinum Credit Cardholder, free of cost.
    • Flexipay facility is also available on this credit card, wherein any purchase can be converted to easily payable installments.
    • At a comparatively low interest rate, you can make Balance Transfers to your SBI Advantage Platinum Credit Card.
    • This credit card is accepted worldwide and is hence a perfect companion to the regular traveller.
    • The Bank offers emergency card replacement services to the SBI Advantage Platinum Credit Cardholder, especially while he/she is travelling abroad.

    Fees and Charges:

    Joining FeeRs. 2,999 (one time)
    Annual FeeRs. 2,999
    Add-on Card chargesNil
    Interest free period20 - 50 days
    Finance chargesMaximum 2.25% per month from the date of transaction
    Minimum amount due 5% of the outstanding amount + GST + EMI on loans (if any)
    Cash AdvanceMaximum cash advance provided on the card is 80% of the overall credit limit
    Cash advance fee in international ATMs3% of the withdrawal amount or minimum Rs.300/-
    Cheque PickupRs. 90
    Chargeslip RetrievalRs. 225

    Eligibility and Documentation:

    An individual's eligibility depends on his/her income and employment. Any individual who has a fixed deposit account with banks associated to the State Bank Group can easily avail this credit card.

    One of the main documents that have to be submitted at the time of application is your PAN Card. Other documents that can be submitted as Identity Proof includes - Voter's ID card, Aadhaar Card, Driver's License, Passport, etc.

    SBI Advantage Platinum Credit Card FAQs:

    1. What is the credit facility available on SBI Advantage Platinum Credit Card?

      SBI Advantage Platinum Credit Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

    2. How can I book railway tickets online using my SBI Advantage Platinum Credit Card?

      All you need to do is:

      • Register on irctc website free of cost
      • Log-in to your account
      • Book tickets by following the instructions given on the website
      • At the payment gateway, make the payment through your SBI Credit Card
    3. What is the maximum fuel surcharge waiver permitted on this card?

      Maximum surcharge waiver that is offered on the SBI Advantage Platinum Credit Card is Rs 250 for each statement cycle, applicable on a single credit card account.

    4. How can I use the Easy Bill Pay Facility?

      In order to use the Easy Bill Pay Facility you can either:

      • Submit a standing instruction with the Bank to make monthly payments on your; or
      • Contact the SBI Card Helpline and place a request to process immediate payments.
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  • SBI Advantage Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good credit card"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is very useful, the reason being I am getting very good loan options also i am getting very good rate of interest . I can convert the purchase in to EMI i am not sure about the charges they had taken some processing fee too. Through MOBILE app i can place the request for EMI.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is also perfect in the credit cards services. The offers are good and there are a lot of cash back deals. The rewards are also useful as the points can be redeemed. The portal is very convenient to make my payment. The limit is to my satisfaction.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "So far so good"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card and I have not used it much. To what ever I have used the card there has not been any hassles. The charges are normal and the credit limit is also good. The statements are also clear and I am comfortable with the billing cycle.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "Very Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have started using the SBI prime credit card very recently. I use this card for shopping, bill payments, dinning, air ticket booking and for other usages. The reward points cash back offers and other offers are available with this card.I am satisfied with the credit limit. I pay the annual fee of Rs.3000.
      Was this review helpful? 0
      , panaji
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Though limit is low its manageble"
      0.5 4.0/5 "Great!"
      SBI credit card is a very good one, the limit is low but its fine. Anyways I am not looking out for a higher limit. I am holding this SBI CARD for about one year. Name of the SBI CREDIT CARD is FBB style up card . I used to get some special discounts at big bazaar nor any other bazaar.
      Was this review helpful? 0
      , siliguri
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      SBI gave me amazon voucher worth Rs.500 as complimentary offers and for every purchase around 120 rupees they give me 10 reward points. I am using this credit card around 3 to 4 months its good. But still I didn't redeem the points, however I am satisfied with their offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and though it is a public sector bank. They provide good services and the response is always on time. There are proper deals and the reward points are good. They could be redeemable on shopping and other needs.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from the last 1.5 years of time. Service aspects are good one and the credit limit value is up 30000 Rupees, also their response is good one with them and I have faced some difficulties but it used to get resolved on immediately.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I got a Air India SBI platinum credit card for past 5years. The customer service is good with State Bank of India credit card department. The rate of interest is nominal with the SBI Air India card. I am happy with the credit limit. I pay the annual fee of Rs.1500
      Was this review helpful? 0
      , imphal
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Satisfactory "
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI. I am satisfied with the services and the statements are on time for me. The online banking is good and there are no charges taken for the card. The limit is also good and the bank is clear in the process and there are no hidden charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "My SBI CARD"
      0.5 3.0/5 "Satisfactory"
      I was initially confirmed by SBI that there would be cash back however later availing the card I realized that there is no such offer. What ever cash back I earned till date can be adjusted online stores. I am holding this SBI credit card for about 6 months and it is much better than HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Average "
      0.5 3.0/5 "Satisfactory"
      It is a average experience with SBI as well. I hold a credit card the bank is slow in the response and services. They are not up to the mark on the offers and the credit limit. They need to work on their banking overall. They could provide better deals.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Worst"
      0.5 4.0/5 "Great!"
      I am here to express my dissatisfaction which I had on my SBI credit card when I approached the bank for making the payment. The response provided by them was not good. I had an option to make the cash payment at the counter for which I had to stand in the que for a long time and make the payment. Even for making the cheque payment I had to stand in the line which I hate the most.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      For more than a year I hold the FBB SBI style up credit card. I am happy with the credit limit. I got the credit limit of Rs.60,000. The benefits like rewards points cash back offers and other benefits are available with this card. I pay the annual fee of Rs.500.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is simply superb. I hold an account with SBI for many years. Name of the SBI credit card is IRCTC I do get good offers and benefits from this card. I do earn good reward points on this card. I normally accumulate good rewards points and this can be adjusted against gift voucher and no charges for the same.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Its Convenient"
      0.5 5.0/5 "Blown Away!"
      I have platinum master card from SBI, they are providing good reward points and cash back in many e commerce website. I am happy with their credit limit its really sufficient. I am holding SBI credit card for past six months I didn't get any complimentary offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Unhappy with the services "
      0.5 2.0/5 "Expected more"
      State Bank of India has not been up to the mark even on the credit card services. There is no proper response when I contact them and there are no offers at all on my card. The credit limit is also not satisfactory and I would not want to recommend them to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good to hold"
      0.5 4.0/5 "Great!"
      SBI taking Rs.3000 as an annual fee but to get waiver I should do more than Rs. 2 lakhs rupees of transaction . Credit limit is good in SBI. It is not that much great they upgrade it. Payment gate is very userfriendly and easy to make the monthly dues.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Convenient for shopping"
      0.5 4.0/5 "Great!"
      SBI Response is good in email support, but thier telecommunication is not good. Because their SBI customer care executives are not available after 8 pm. They should be reachable anytime. In term of offers SBI is good, their charges are also reasonable for credit card.
      Was this review helpful? 0
      , indore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      EMI conversion process is very easy when it comes to SBI. I had contacted their toll free number and my request was taken care off, they took around 10 to 12 hours of time to process my request. No processing fee was charged for the EMI conversion. Name of the SBI card is ELITE Credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
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