Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Advantage Platinum Credit Card
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    1st Year Fee
    Rewards
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    2,999
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    SBI Advantage Platinum Credit Card is Rated as "Great!" by 12 Users

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    SBI Advantage Platinum Credit Card

    Overview:

    SBI Advantage Platinum Credit Card holders can enjoy the best of what life has to offer, through the exclusive benefits on the card that they have access to. This premium credit card backs your affluent lifestyle in tandem with all your needs such as travel, dining, domestic and international shopping, and much more.

    Benefits of SBI Advantage Platinum Credit Card:

    • 'True Lifestyle' benefits: Enjoy lifestyle privileges through the SBI Advantage Platinum Credit card. These include:

      • Earn 5 times more reward points up on using your SBI Advantage Platinum Credit card for spends in departmental stores, restaurants, etc.
      • Enjoy the opportunity to earn astounding cashback by earning 10 cash points per Rs.100 spent in restaurants, departmental stores, international outlets, etc.
      • Gain access to more than 200 golf courses worldwide.
    • 'True Lounge Access' : get free membership in the Priority Pass Program through which you can gain entry to over 600 international airport lounges .
    • 'True Value' benefits: Avail the following True Value benefits associated to your SBI Advantage Platinum Credit Card -

      • Apparel Voucher which is worth at least Rs.3000, as welcome gift.
      • Get rewards on purchases made, such as - one-way flight ticket from IndiGo free of cost or Apparel vouchers with a value of Rs.3000 by using Rs. 4 lakh - Rs. 5 lakh credit on your SBI Advantage Platinum Credit Card, annually.
    • True Transparency benefit: The card assures you transparency in terms of fees and charges. Such as the fact that membership to the priority pass program is free of cost. However, a usage fee of $27 is to be paid for the use of a Priority Pass member lounge.

    Features of SBI Advantage Platinum Credit Card:

    • Enjoy an interest free credit period for maximum 50 days and extended credit facility at an interest rate of just 2.25% per month.
    • Cash withdrawal facility from Visa/Mastercard ATMs across the world is enabled with no cap on the withdrawal limit.
    • If you have a fixed deposit account in any bank under the State Bank group, you can easily get approval for an SBI Advantage Platinum Credit Card.
    • Get e-statements in your mail which is password protected, as well as SMS alerts on your registered mobile number. This will enable you to track your transactions efficiently.
    • Net Banking facility is available.
    • Avail a fuel surcharge waiver of 2.5% for cash transactions ranging from Rs. 500 to Rs.4000 at fuel stations across India.
    • Bill Pay facility is provided to a SBI Advantage Platinum Credit Cardholder, free of cost.
    • Flexipay facility is also available on this credit card, wherein any purchase can be converted to easily payable installments.
    • At a comparatively low interest rate, you can make Balance Transfers to your SBI Advantage Platinum Credit Card.
    • This credit card is accepted worldwide and is hence a perfect companion to the regular traveller.
    • The Bank offers emergency card replacement services to the SBI Advantage Platinum Credit Cardholder, especially while he/she is travelling abroad.

    Fees and Charges:

    Joining FeeRs. 2,999 (one time)
    Annual FeeRs. 2,999
    Add-on Card chargesNil
    Interest free period20 - 50 days
    Finance chargesMaximum 2.25% per month from the date of transaction
    Minimum amount due 5% of the outstanding amount + GST + EMI on loans (if any)
    Cash AdvanceMaximum cash advance provided on the card is 80% of the overall credit limit
    Cash advance fee in international ATMs3% of the withdrawal amount or minimum Rs.300/-
    Cheque PickupRs. 90
    Chargeslip RetrievalRs. 225

    Eligibility and Documentation:

    An individual's eligibility depends on his/her income and employment. Any individual who has a fixed deposit account with banks associated to the State Bank Group can easily avail this credit card.

    One of the main documents that have to be submitted at the time of application is your PAN Card. Other documents that can be submitted as Identity Proof includes - Voter's ID card, Aadhaar Card, Driver's License, Passport, etc.

    SBI Advantage Platinum Credit Card FAQs:

    1. What is the credit facility available on SBI Advantage Platinum Credit Card?

      SBI Advantage Platinum Credit Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

    2. How can I book railway tickets online using my SBI Advantage Platinum Credit Card?

      All you need to do is:

      • Register on irctc website free of cost
      • Log-in to your account
      • Book tickets by following the instructions given on the website
      • At the payment gateway, make the payment through your SBI Credit Card
    3. What is the maximum fuel surcharge waiver permitted on this card?

      Maximum surcharge waiver that is offered on the SBI Advantage Platinum Credit Card is Rs 250 for each statement cycle, applicable on a single credit card account.

    4. How can I use the Easy Bill Pay Facility?

      In order to use the Easy Bill Pay Facility you can either:

      • Submit a standing instruction with the Bank to make monthly payments on your; or
      • Contact the SBI Card Helpline and place a request to process immediate payments.

    SBI Advantage Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "They sold me discount card"
      0.5 4.0/5 "Great!"
      The experience with SBI has been pretty decent. The whole process of getting the card was very simple. The credit limit offered to me also is pretty high. Only issue with them was that they sold me a Discount card for Rs.7800, stating it to be a compulsory thing to get.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using with sbi simply save credit card for a long time the customer service was very good they offered me a credit limit of 86k which was comfortable for me I generally uses my sbi simply save credit card for shopping and mercantile purpose also the offers are good with sbi it was totally a good experience with sbi on my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Looking for better Offer"
      0.5 4.0/5 "Great!"
      SBI service is good but I should get the Amazon voucher of Rs. 500, when I called them they told will receive it after a year. But it was not updated in their system. I chosen SBI simply click card because I believe that card reward points are good but I didn't use it. But the credit limit is far below than other credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a best experience with sbi for my credit card service the customer service was the best when compared to others in the market they offered me a credit limit of 29k which was comfortable for me. All the relevant documents were collected from my door step it was a good service that I received from SBI for my credit card service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was my luxury credit card that I hold with sbi the offers are good with sbi luxury card the credit limit they offered me was good when compared to others in the market it was a good experience on my sbi luxury card till now I dont find any difficulty with sbi credit card services till date.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with SBI Bank. They offered me Simply Click credit card. The credit limit was good. The reward points and cash back offers are good with SBI. I haven't received the recent statement for the transaction what I have done.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Wonderfull service"
      0.5 5.0/5 "Blown Away!"
      The service provided by sbi credit card was good, also it was a good response that I received from the customer service team, they fixed the issues and they given good confirmations regarding the emi queries and good solutions for the issue lot good suggestions for the queries which was good with sbi service ,I appreciate their service even through email it was a wonderful experience with dealing with them,.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the SBI and am using it from the last two years of time. I would like to say that the customer service is good one with the SBI credit card and its so good too. Credit limit value is fine one for me with them.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card of state bank of India.The limit on the card is 27,000 not happy with the limit given to me because i have been using the card for two years still they have not increased the limit.I pay an annual fees of Rs 500.The card type is IRCTC and I often use this card for ticket booking.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Customer care should be improved"
      0.5 5.0/5 "Blown Away!"
      I am not getting any proper service from SBI, their helpline is not reachable for the credit card queries. SBI is providing reward points and cash back for all transaction, but the credit limit is nominal Rs. 50,000 I would upgrade the future.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      I am having the SBI credit card and the customer service is good only. I would like to say that the response and other things are good one with the SBI credit card and the credit limit value is good one too. I am happy with the SBI credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I hold a visa platinum with State bank of India. My current limit is 50000. I was expected more limit. the pin number with SBI is not working. I have raised up a complaint.The annual charge is 1499. they did not even sent me the statement for last month.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good Support"
      0.5 4.0/5 "Great!"
      I got a good Credit Limit with SBI Credit Card and the process for getting the card was also pretty easy. The Reward points in this Bank is also pretty good. I get to do my repayment through Online itself. Altogether the experience with them has been good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good Rewards"
      0.5 5.0/5 "Blown Away!"
      The experience with SBI credit card has been a good one. The card has good value for the money you spent. I have been given a good credit limit and the Reward point of 800 for the 3 months usage is a pretty good one. The customer service offered by the Bank also has been a good one until date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Convinient for Shopping"
      0.5 4.0/5 "Great!"
      The overall experience with SBI Platnium is pretty satisfying. The Card is pretty convenient for shopping and all. The repayment option are done using online. The Card has good credit limit too, other than that they have good customer service too.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a simply save credit card. The credit limit was not completely happy because I had expected above 1L but they have offered 91K. I have no idea about the offers. They didn't provide a customer care number it was not easy to reach the customer support. SBI app is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The state bank of India credit card was good and they have disbursed my credit card within 1 week and 10 days of time. The customer support gave good response in regards to my credit card application, they started giving me calls saying to get the credit card protection, which need to be avoided . I am satisfied with the credit limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The credit card features are good with State Bank of India too. There is a decent credit limit and when ever I approach the bank, they are responsive and there are no issues while using the card. The charges are normal and in all it is a good experience.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      I have been using this Card for the past Three Months and the experience with them has been good. They have given me a Credit Limit of Rs.50000. I have been making the repayment using the cheque as of now. I don't think the offers in card is not that much as of now.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I got the credit card with State bank of India within 10days of time . The customer support gave good response in regards to my credit card application. The rate of interest and the charges are nominal with this card. I am satisfied with the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
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