Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Advantage Platinum Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    2,999
    Response Time Within 30 minutes
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    SBI Advantage Platinum Credit Card is Rated as "Great!" by 1 Users

    Fees & Charges

    Promised Interest Rate

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    Overview:

    SBI Advantage Platinum Credit Card holders can enjoy the best of what life has to offer, through the exclusive benefits on the card that they have access to. This premium credit card backs your affluent lifestyle in tandem with all your needs such as travel, dining, domestic and international shopping, and much more.

    Benefits of SBI Advantage Platinum Credit Card:

    • “True Lifestyle” benefits: Enjoy lifestyle privileges through the SBI Advantage Platinum Credit card. These include:

      • Earn 5 times more reward points up on using your SBI Advantage Platinum Credit card for spends in departmental stores, restaurants, etc.
      • Enjoy the opportunity to earn astounding cashback by earning 10 cash points per Rs.100 spent in restaurants, departmental stores, international outlets, etc.
      • Gain access to more than 200 golf courses worldwide.
    • “True Lounge Access” : get free membership in the Priority Pass Program through which you can gain entry to over 600 international airport lounges .
    • “True Value” benefits: Avail the following True Value benefits associated to your SBI Advantage Platinum Credit Card -

      • Apparel Voucher which is worth at least Rs.3000, as welcome gift.
      • Get rewards on purchases made, such as - one-way flight ticket from IndiGo free of cost or Apparel vouchers with a value of Rs.3000 by using Rs. 4 lakh - Rs. 5 lakh credit on your SBI Advantage Platinum Credit Card, annually.
    • True Transparency benefit: The card assures you transparency in terms of fees and charges. Such as the fact that membership to the priority pass program is free of cost. However, a usage fee of $27 is to be paid for the use of a Priority Pass member lounge.

    Features of SBI Advantage Platinum Credit Card:

    • Enjoy an interest free credit period for maximum 50 days and extended credit facility at an interest rate of just 2.25% per month.
    • Cash withdrawal facility from Visa/Mastercard ATMs across the world is enabled with no cap on the withdrawal limit.
    • If you have a fixed deposit account in any bank under the State Bank group, you can easily get approval for an SBI Advantage Platinum Credit Card.
    • Get e-statements in your mail which is password protected, as well as SMS alerts on your registered mobile number. This will enable you to track your transactions efficiently.
    • Net Banking facility is available.
    • Avail a fuel surcharge waiver of 2.5% for cash transactions ranging from Rs. 500 to Rs.4000 at fuel stations across India.
    • Bill Pay facility is provided to a SBI Advantage Platinum Credit Cardholder, free of cost.
    • Flexipay facility is also available on this credit card, wherein any purchase can be converted to easily payable installments.
    • At a comparatively low interest rate, you can make Balance Transfers to your SBI Advantage Platinum Credit Card.
    • This credit card is accepted worldwide and is hence a perfect companion to the regular traveller.
    • The Bank offers emergency card replacement services to the SBI Advantage Platinum Credit Cardholder, especially while he/she is travelling abroad.

    Fees and Charges:

    Joining FeeRs. 2,999 (one time)
    Annual FeeRs. 2,999
    Add-on Card chargesNil
    Interest free period20 - 50 days
    Finance chargesMaximum 2.25% per month from the date of transaction
    Minimum amount due 5% of the outstanding amount + GST + EMI on loans (if any)
    Cash AdvanceMaximum cash advance provided on the card is 80% of the overall credit limit
    Cash advance fee in international ATMs3% of the withdrawal amount or minimum Rs.300/-
    Cheque PickupRs. 90
    Chargeslip RetrievalRs. 225

    Eligibility and Documentation:

    An individual’s eligibility depends on his/her income and employment. Any individual who has a fixed deposit account with banks associated to the State Bank Group can easily avail this credit card.

    One of the main documents that have to be submitted at the time of application is your PAN Card. Other documents that can be submitted as Identity Proof includes - Voter’s ID card, Aadhaar Card, Driver’s License, Passport, etc.

    SBI Advantage Platinum Credit Card FAQs:

    1. What is the credit facility available on SBI Advantage Platinum Credit Card?

      SBI Advantage Platinum Credit Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

    2. How can I book railway tickets online using my SBI Advantage Platinum Credit Card?

      All you need to do is:

      • Register on irctc website free of cost
      • Log-in to your account
      • Book tickets by following the instructions given on the website
      • At the payment gateway, make the payment through your SBI Credit Card
    3. What is the maximum fuel surcharge waiver permitted on this card?

      Maximum surcharge waiver that is offered on the SBI Advantage Platinum Credit Card is Rs 250 for each statement cycle, applicable on a single credit card account.

    4. How can I use the Easy Bill Pay Facility?

      In order to use the Easy Bill Pay Facility you can either:

      • Submit a standing instruction with the Bank to make monthly payments on your; or
      • Contact the SBI Card Helpline and place a request to process immediate payments.
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  • SBI Advantage Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      SBI has offered me a credit card as well and I am satisfied with the deals I get on my card. There are no charges and the offers that I get online is really good. There are cash back offers and the rewards are also satisfactory. The credit limit is also up to the mark.
      Was this review helpful? 0
      , guntur
      Reviewed on Jul 25, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I am having SBI credit card from the last six to seven months of time. Response is fine one for me till now. Customer service aspects are also good one with them till now . Credit limit value is not really a good one with them. Payment modes are flexible one with the SBI credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 24, 2017
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      SBI is excellent on the credit card offers. They have offered me a life time free card and the credit limit is about a lakh and more. The best I prefer about the card is the balance transfer option, it is convenient and useful to me. I get a lot of deals online for this bank.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
    • SBI Cards Credit Card
      "High on charges after GST"
      0.5 3.0/5 "Satisfactory"
      SBI has been charging me a lot after GST and I am no more interested to use the credit card any more. The offers are there on the card and the bank has offered me a credit limit which I am satisfied about too. The charge is the main thing that matters.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 23, 2017
    • SBI Cards Credit Card
      "Very good services & offers"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a gold credit card. The speciality about the card is there are no annual charges and the next is the rewards. The points I earn on the transactions can be redeemed online for shopping. The customer services are good and I am very much comfortable with the billing too.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 23, 2017
    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I availed credit card from State bank of India. The bank offered chargeable card along with the good credit limit. Even I am getting reward points and cash back offers on my card. There was no issues with the bank for the card which I hold. Overall service is good.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • SBI Cards Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      I hold chargeable credit card with State bank of India. The annual fee is around 499 I believe. I am happy with the credit limit offered by the bank. Also they are giving reward points and cash back offers on my card. So it is very much comfortable to use.
      Was this review helpful? 1
      , bhopal
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      SBI credit card has all kind of benefits, good to get an card which is helpful and highly beneficial. SBI credit card is high in reward points, the credit limit they have offered is very best 1.5 lakhs and its chargeable card of 500 and the card is really good for all kinds of needs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Convenient Credit Card"
      0.5 4.0/5 "Great!"
      I have IRCTC credit card from SBI, I didn't get any offers from them in term of reward points or cash backs. But the Credit limit offered by them is very much satisfactory. SBI IVR system is not upto the mark, I can't reach the executives immediately to resolve my queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      For the past one year, I am using SBI cards. The one I hold with SBI is a life time free card. The credit limit is pretty good and I do not have any issues with the bank for the credit card. I am more comfortable with the card and the services are pretty good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      State bank of India offered life time free credit card. I do have savings account with the same bank. The bank is good in customer service and response. I am more comfortable with the bank and I do not have any problem with the bank for the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "The best on credit card"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a Master Credit card and I paid a joining fee of 499. There are annual charges of 499 as well. But I get a lot of cash back offers. If I spend Rs. 1000 online for shopping, I would get back a10% as cash back. There is a cash back on groceries too. For every 100 spent, I would get 4 points and I can redeem those points to pay my bill. The credit limit is good and there are other benefits like a loan on card, balance transfer and the EMI options too.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      State bank of India offered a life time free credit card for me. I already holding savings account with the bank. The credit limit is quite good and I do not have any issues with the bank for the credit card. I am getting reward points and cash back offers on the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am holding a SBI platinum credit card for more than a year. The customer service and the response was good with SBI. This card has good benefits, but I never utilized the benefits. The rate of interest is high when compared with others. I am not happy about the credit limit, still they can increase the credit limit in future. I am happy to use this platinum card with SBI.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "King in collecting interest rate"
      0.5 1.0/5 "Really Bad"
      I was offered a credit limit of Rs.79,000 on my SBI credit card its pretty good to use, but I am not fine with their service. If I have any queries related to the credit card I have to call their customer service, even if I call them I dont get any kind of response from them either. Interest rate was also very high for all transactions and they won't give clear information about the charges too.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "They should reduce the annual charges"
      0.5 4.0/5 "Great!"
      SBI given good credit limit with flexi pay option. I could convert the purchase amount into an EMI and also with balance transfer option. Other than that SBI giving good reward points for all transaction, One draw back on my SBI credit card, they are charging around 35% per annum as the interest rate on the outstanding principle amount.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am having platinum card with Sbi for past 2 years. This card is used to purchases, grocery and fuel purposes. I am happy with the credit limit with this platinum card. The customer service and the response is good. The rate of interest with this card is average. I am satisfied to use this platinum card of SBI.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      The credit card at SBI bank has a good network as I can use the card everywhere. I have not had any issues till date. The offers are excellent on the card and I am also happy with the credit card limit. I have just opted this card ans since Iam a TATA employee they have offered me this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I was given a simple save card by State Bank of India. They provide good offers and they are awesome in terms of customer service. The response is really good from the bank whenever I reach them the credit limit they have offered is 50000 rupees and annual charge of this card is 500/-
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 09, 2017
    • SBI Cards Credit Card
      "Very Good service"
      0.5 4.0/5 "Great!"
      I am satisfied with the overall service with the State bank of India Credit card i am using this service for about a year now and I get normal benefits and reward points, the credit limit they have offered is 48000 rupees and its a life time free card
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 09, 2017
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