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    We found 1 SBI Advantage Platinum Credit Card
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    SBI Advantage Platinum Credit Card is Rated as "Great!" by 34 Users

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    SBI Advantage Platinum Credit Card

    Overview:

    SBI Advantage Platinum Credit Card holders can enjoy the best of what life has to offer, through the exclusive benefits on the card that they have access to. This premium credit card backs your affluent lifestyle in tandem with all your needs such as travel, dining, domestic and international shopping, and much more.

    Benefits of SBI Advantage Platinum Credit Card:

    • 'True Lifestyle' benefits: Enjoy lifestyle privileges through the SBI Advantage Platinum Credit card. These include:

      • Earn 5 times more reward points up on using your SBI Advantage Platinum Credit card for spends in departmental stores, restaurants, etc.
      • Enjoy the opportunity to earn astounding cashback by earning 10 cash points per Rs.100 spent in restaurants, departmental stores, international outlets, etc.
      • Gain access to more than 200 golf courses worldwide.
    • 'True Lounge Access' : get free membership in the Priority Pass Program through which you can gain entry to over 600 international airport lounges .
    • 'True Value' benefits: Avail the following True Value benefits associated to your SBI Advantage Platinum Credit Card -

      • Apparel Voucher which is worth at least Rs.3000, as welcome gift.
      • Get rewards on purchases made, such as - one-way flight ticket from IndiGo free of cost or Apparel vouchers with a value of Rs.3000 by using Rs. 4 lakh - Rs. 5 lakh credit on your SBI Advantage Platinum Credit Card, annually.
    • True Transparency benefit: The card assures you transparency in terms of fees and charges. Such as the fact that membership to the priority pass program is free of cost. However, a usage fee of $27 is to be paid for the use of a Priority Pass member lounge.

    Features of SBI Advantage Platinum Credit Card:

    • Enjoy an interest free credit period for maximum 50 days and extended credit facility at an interest rate of just 2.25% per month.
    • Cash withdrawal facility from Visa/Mastercard ATMs across the world is enabled with no cap on the withdrawal limit.
    • If you have a fixed deposit account in any bank under the State Bank group, you can easily get approval for an SBI Advantage Platinum Credit Card.
    • Get e-statements in your mail which is password protected, as well as SMS alerts on your registered mobile number. This will enable you to track your transactions efficiently.
    • Net Banking facility is available.
    • Avail a fuel surcharge waiver of 2.5% for cash transactions ranging from Rs. 500 to Rs.4000 at fuel stations across India.
    • Bill Pay facility is provided to a SBI Advantage Platinum Credit Cardholder, free of cost.
    • Flexipay facility is also available on this credit card, wherein any purchase can be converted to easily payable installments.
    • At a comparatively low interest rate, you can make Balance Transfers to your SBI Advantage Platinum Credit Card.
    • This credit card is accepted worldwide and is hence a perfect companion to the regular traveller.
    • The Bank offers emergency card replacement services to the SBI Advantage Platinum Credit Cardholder, especially while he/she is travelling abroad.

    Fees and Charges:

    Joining FeeRs. 2,999 (one time)
    Annual FeeRs. 2,999
    Add-on Card chargesNil
    Interest free period20 - 50 days
    Finance chargesMaximum 2.25% per month from the date of transaction
    Minimum amount due 5% of the outstanding amount + GST + EMI on loans (if any)
    Cash AdvanceMaximum cash advance provided on the card is 80% of the overall credit limit
    Cash advance fee in international ATMs3% of the withdrawal amount or minimum Rs.300/-
    Cheque PickupRs. 90
    Chargeslip RetrievalRs. 225

    Eligibility and Documentation:

    An individual's eligibility depends on his/her income and employment. Any individual who has a fixed deposit account with banks associated to the State Bank Group can easily avail this credit card.

    One of the main documents that have to be submitted at the time of application is your PAN Card. Other documents that can be submitted as Identity Proof includes - Voter's ID card, Aadhaar Card, Driver's License, Passport, etc.

    SBI Advantage Platinum Credit Card FAQs:

    1. What is the credit facility available on SBI Advantage Platinum Credit Card?

      SBI Advantage Platinum Credit Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

    2. How can I book railway tickets online using my SBI Advantage Platinum Credit Card?

      All you need to do is:

      • Register on irctc website free of cost
      • Log-in to your account
      • Book tickets by following the instructions given on the website
      • At the payment gateway, make the payment through your SBI Credit Card
    3. What is the maximum fuel surcharge waiver permitted on this card?

      Maximum surcharge waiver that is offered on the SBI Advantage Platinum Credit Card is Rs 250 for each statement cycle, applicable on a single credit card account.

    4. How can I use the Easy Bill Pay Facility?

      In order to use the Easy Bill Pay Facility you can either:

      • Submit a standing instruction with the Bank to make monthly payments on your; or
      • Contact the SBI Card Helpline and place a request to process immediate payments.

    SBI Advantage Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a SBI simply save credit card from last 3 years, i am satisfied with the credit limit in this credit card. If i spend Rs 75000 in a year, my annual fee of Rs 499 will be waived off. Offers like reward points are good in this card and i get this offer on shopping and petrol.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with SBI cards and the experience was good, i am satisfied with the credit limit and i paid an annual fee of Rs 500 for this credit card. I use this card for multipurpose but i did not find any offers on this card. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most public sector bank State bank of India. I am not satisfied by their credit limit which is Rs, 59,000/-, but i expected around 69,000/-. The customer support is good and well responsive. I can say it is very easy to use the card online and offline transactions too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "SBI credit card"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI and the limit which i have with the card is satisfied,Reward points and cash back is there with the card on purchases. I have redeemed the reward points. I have done EMI conversion.They do charge an annual fee of rs 750 on this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides best services on credit card when compared to other credit cards. Offers like reward points are good in this card and it is easily redeemable. Annual fee will be waived off based on the number of transactions done. I am not satisfied with the credit limit in this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "SBI elite card"
      0.5 4.0/5 "Great!"
      I hold an SBI Elite platinum credit card were i am satisfied with my limit. They do have balance transfer option but i have not yet used. I have done EMI conversion with no cost EMI. The annual charges is 5000 and i get 3 movie tickets on every fort night and gift vouchers.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      The credit card service of SBI is very good, they charged an annual fee of Rs 499 which had to be paid every year for this card. I am happy with the credit limit in this credit card and this credit card is a lifetime free card. I am not interested in offers and net banking is easy to make bill payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "charges for everything"
      0.5 3.0/5 "Satisfactory"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. My annual fee for my card is very high and the late payment charges are also very high by comparing with other credit card charges. When i tried to contact the customer care i always faced a long hold.
      Was this review helpful? 0
      , faridabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. The product name of my credit card is IRCTC Platinum sbi credit card. I am totally satisfied by their credit limit which is Rs.15,000/- which is very low. Whenever i booked train tickets by using the irctc website, they will provide cashback. The customer support is good and well responsive.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The state bank of India credit card service is good . I have got the Sbi simply Click credit card within 15 days of time. The customer support service and the response is good with the State bank of India. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I hold a Tata credit card with State Bank of India. The customer services and response is good. I get a lot of benefits on the card and there are good offers too. The credit limit is good and there are no issues while using the card. The statements are clear.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Holding the Sbi FBB style up credit card for more than a year. The customer support service is good with the State bank and they give good service to the customers. The credit limit value is good with this FBB style up credit card and I am satisfied using it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 4.0/5 "Great!"
      I use the SBI gold credit card for more than 9 years. The credit limit value is average with this card and still I am satisfied with it. The customer service and the response is good with the State bank of India and they give better response to the customers ,. The benefits are good with the SBI gold credit card and I am satisfied using it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 19, 2018
    • SBI Cards Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a credit card and there are good deals on the card. The services and response is good. It is a life time free card and the offers are also satisfactory. I can use my card all over and the transactions are smooth and easy and I get notified on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 19, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I use the IRCTC platinum Sbi credit card for the first time and I have got this card around a year ago. The customer support service and the response is good with the State bank of India. The credit limit value is low with this card and it would be good if they can increase the credit limit value in future.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have an SBI credit card and i hold a good limit with them. I get good reward points and cash back on the card. Its a life time free card. There is options for EMI and balance transfer but i have not tried using any of these. I have redeemed my reward points. The mobile banking with them is comfortable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Looking for better credit limit"
      0.5 2.0/5 "Expected more"
      I have my credit card approved with SBI and the experience was good, i paid an annual fee of Rs 499 for this credit card and they gave a credit limit of Rs 17000 in this credit card which is less. I use this card for multipurpose and i did not find any offers so far. Customer service was good and they collected documents on time. The process was quite long and it took 1 month to receive the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 4.5/5 "Excellent!"
      The credit card services of SBI is very good, i did not find any transaction issues in this card. I am using this card from last 2 years and there is no annual fee charged for this card. I am satisfied with the credit limit and payment options are convenient for me to make bill payments.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      The state bank of India credit card service is average and I hold the SBI SIMPLY CLICK CARD for the past 7 months. The credit limit value is average with this SBI SIMPLY CLICK CARD and i am satisfied with the credit limit, the customer support service and the response is average with the SBI.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The state bank delivered the credit card within 15 days of time. The customer support service is average with the SBI. The credit limit value is good with the SBI SIMPLY SAVE CARD and I am satisfied with it. I would say State bank gave me good service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
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