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    We found 1 SBI Advantage Platinum Credit Card
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    SBI Advantage Platinum Credit Card is Rated as "Great!" by 26 Users
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    SBI Advantage Platinum Credit Card

    Overview:

    SBI Advantage Platinum Credit Card holders can enjoy the best of what life has to offer, through the exclusive benefits on the card that they have access to. This premium credit card backs your affluent lifestyle in tandem with all your needs such as travel, dining, domestic and international shopping, and much more.

    Benefits of SBI Advantage Platinum Credit Card:

    • 'True Lifestyle' benefits: Enjoy lifestyle privileges through the SBI Advantage Platinum Credit card. These include:

      • Earn 5 times more reward points up on using your SBI Advantage Platinum Credit card for spends in departmental stores, restaurants, etc.
      • Enjoy the opportunity to earn astounding cashback by earning 10 cash points per Rs.100 spent in restaurants, departmental stores, international outlets, etc.
      • Gain access to more than 200 golf courses worldwide.
    • 'True Lounge Access' : get free membership in the Priority Pass Program through which you can gain entry to over 600 international airport lounges .
    • 'True Value' benefits: Avail the following True Value benefits associated to your SBI Advantage Platinum Credit Card -

      • Apparel Voucher which is worth at least Rs.3000, as welcome gift.
      • Get rewards on purchases made, such as - one-way flight ticket from IndiGo free of cost or Apparel vouchers with a value of Rs.3000 by using Rs. 4 lakh - Rs. 5 lakh credit on your SBI Advantage Platinum Credit Card, annually.
    • True Transparency benefit: The card assures you transparency in terms of fees and charges. Such as the fact that membership to the priority pass program is free of cost. However, a usage fee of $27 is to be paid for the use of a Priority Pass member lounge.

    Features of SBI Advantage Platinum Credit Card:

    • Enjoy an interest free credit period for maximum 50 days and extended credit facility at an interest rate of just 2.25% per month.
    • Cash withdrawal facility from Visa/Mastercard ATMs across the world is enabled with no cap on the withdrawal limit.
    • If you have a fixed deposit account in any bank under the State Bank group, you can easily get approval for an SBI Advantage Platinum Credit Card.
    • Get e-statements in your mail which is password protected, as well as SMS alerts on your registered mobile number. This will enable you to track your transactions efficiently.
    • Net Banking facility is available.
    • Avail a fuel surcharge waiver of 2.5% for cash transactions ranging from Rs. 500 to Rs.4000 at fuel stations across India.
    • Bill Pay facility is provided to a SBI Advantage Platinum Credit Cardholder, free of cost.
    • Flexipay facility is also available on this credit card, wherein any purchase can be converted to easily payable installments.
    • At a comparatively low interest rate, you can make Balance Transfers to your SBI Advantage Platinum Credit Card.
    • This credit card is accepted worldwide and is hence a perfect companion to the regular traveller.
    • The Bank offers emergency card replacement services to the SBI Advantage Platinum Credit Cardholder, especially while he/she is travelling abroad.

    Fees and Charges:

    Joining FeeRs. 2,999 (one time)
    Annual FeeRs. 2,999
    Add-on Card chargesNil
    Interest free period20 - 50 days
    Finance chargesMaximum 2.25% per month from the date of transaction
    Minimum amount due 5% of the outstanding amount + GST + EMI on loans (if any)
    Cash AdvanceMaximum cash advance provided on the card is 80% of the overall credit limit
    Cash advance fee in international ATMs3% of the withdrawal amount or minimum Rs.300/-
    Cheque PickupRs. 90
    Chargeslip RetrievalRs. 225

    Eligibility and Documentation:

    An individual's eligibility depends on his/her income and employment. Any individual who has a fixed deposit account with banks associated to the State Bank Group can easily avail this credit card.

    One of the main documents that have to be submitted at the time of application is your PAN Card. Other documents that can be submitted as Identity Proof includes - Voter's ID card, Aadhaar Card, Driver's License, Passport, etc.

    SBI Advantage Platinum Credit Card FAQs:

    1. What is the credit facility available on SBI Advantage Platinum Credit Card?

      SBI Advantage Platinum Credit Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

    2. How can I book railway tickets online using my SBI Advantage Platinum Credit Card?

      All you need to do is:

      • Register on irctc website free of cost
      • Log-in to your account
      • Book tickets by following the instructions given on the website
      • At the payment gateway, make the payment through your SBI Credit Card
    3. What is the maximum fuel surcharge waiver permitted on this card?

      Maximum surcharge waiver that is offered on the SBI Advantage Platinum Credit Card is Rs 250 for each statement cycle, applicable on a single credit card account.

    4. How can I use the Easy Bill Pay Facility?

      In order to use the Easy Bill Pay Facility you can either:

      • Submit a standing instruction with the Bank to make monthly payments on your; or
      • Contact the SBI Card Helpline and place a request to process immediate payments.

    SBI Advantage Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      It was a very fast process with State Bank of India. I got the credit card within three days and it was smooth as well. I have not used much of its features yet. But yes, I am happy with the credit limit. It is good. There are annual charges of Rs.499.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Charges can be reduced"
      0.5 4.0/5 "Great!"
      The credit limit is good at State Bank of India. It is a simply save card. There are charges taken for the card. I was told that is a paper less process and the documents was collected physically. The paper work was taken on time and at one go. Overall it was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "High charges"
      0.5 4.0/5 "Great!"
      The charges are very high at State Bank of India. There are hidden charges as well and they have a lot of terms and conditions too. It should be more customer friendly. The credit limit is good and there are no hassles in the process. They need to work on the charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      State Bank of India is overall good for the savings account. The customer services and response is good at the bank. There are proper net banking facilities and there are no issues in banking with them. There are no charges taken for the banking features. In all no issues.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got the SBI SIMPLY SAVE CREDIT CARD for more than 2 years. The customer support is good with the SBI credit card department. The rate of interest and the charges are average with the State bank of India. I am satisfied with the credit limit value. I am happy using the SBI SIMPLY SAVE CREDIT CARD .
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Comfortable card"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI with a limit of 70000. I have not checked for the reward points and cash back with the card.I did some shopping using the card. There is an annual charge of 499 is applicable. I am comfortable with net banking an d mobile banking.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Experience is good"
      0.5 4.0/5 "Great!"
      It is a simply click credit card with State Bank of India. There are no issues in the process. I got the card on time and there are charges of Rs. 500 on a annual basis. I am yet to get the AGV worth 500 from SBI. The credit limit is good and in all no hassles.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good. Can do better in the limit"
      0.5 4.0/5 "Great!"
      Everything was fine with SBI simply save credit card. The process was good. But they have given me a very low credit limit. My salary is of 45K and I was given a limit of 38K. This is my first credit card. I hope they enhance it soon. There are offers of Cash back and rewards are there is a emi facility too. There is a annual fee of 599, if I spend 40K in a year, it will be waive off. I purchased a Wallet insurance of 1600. The benefit of this insurance is, if i am traveling and by chance I lost the card, they would provide funds for me. Or if my card is misused they would return back my money.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI with a limit of 50000. I am totally satisfied with the limit. There is an annual charge of 2500 , and if i do a purchase more than 1 lakh then it will be waived off. Reward points and cash back is there with the card. Mobile banking is more comfortable.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Charges can be reduced"
      0.5 4.0/5 "Great!"
      State Bank of India is good overall and the experience is also fine. I have taken a simply save credit card. I also received the card on time. I got a decent credit limit. It is of one lakh. There is a annual fee of Rs.499. There could be more offers provided.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good. Can do better on charges"
      0.5 3.5/5 "Pretty good"
      It was a easy process with State Bank of India. They have sent me the simply save credit card on time. The rewards are good on movie and dining. The points can also be redeem online. It is a chargeable card on a annual basis and the limit is very good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit limit value is good with the SBI PLATINUM ADVANTAGE CARD, I use this card for the past 8 months. The customer support service is good with the State bank of India service. The rate of interest and the charges are average with the SBI PLATINUM ADVANTAGE CARD.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 4.0/5 "Great!"
      The State bank of India customer service is good and the SBI SIMPLY SAVE CARD is good to use and very easy to redeem the reward points and other benefits. The credit limit value is high with this SIMPLY SAVE CARD and I am satisfied with it. I would say it is a excellent card to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Reward points is less"
      0.5 2.5/5 "Just OK"
      I hold a Simply save credit card with SBI with a limit of 52000. And i am using this card for the past 4 years. The reward points they are providing is very less. We can convert those rewards points to cash. Regarding the annual charge i am not sure. I am comfortable with both the application.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Features are good"
      0.5 4.5/5 "Excellent!"
      SBI has offered me a simply save credit card and the process is good and on time as well. The customer services are good. There are good reward points and cash back deals when compared to the other banks. I also got 2k points which can be converted to 500rs. The limit is good and it is a chargeable credit card. A fee of 499.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      Everything is good and on time with State Bank of India. I have taken a simply save credit card. The credit limit is fine and it is a chargeable card. There are rewards and cash back offers on the card. The only draw back is they work from 8 to 8 and if I need to call the customer care at night. They are not available.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "SBI credit card"
      0.5 3.0/5 "Satisfactory"
      I hold a Central credit card with SBI with a limit of 54000. i am satisfied with the limit . I am not sure about the reward points and cash back with the card.Got the card just 1 month back.The customer service and response with the card is good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "IRCTC card with SBI"
      0.5 5.0/5 "Blown Away!"
      I hold a IRCTC credit card with SBI with a limit of 2.45 lakhs. I could not able to add the loyalty number to the SBI app. The app is having some issue and once it is updated the reward points will be shown. I have not received any cash back. There is an annual charge of 499+tax will be included.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The service was good with the state bank of India in regards to my credit card disbursement. They took around 10 to 15 days of time to disburse the SBI SIMPLY SAVE CARD. The credit limit value is low with this SBI SIMPLY SAVE CARD , they haven't approved the expected the credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit limit value which SBI has offered in regards to my credit card was average , the expected limit was not approved, however I am satisfied with the credit limit value, I have got the IRCTC SBI PLATINUM CARD within 15days of times. The customer support service is good with the SBI.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
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