Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Advantage Platinum Credit Card
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    SBI Advantage Platinum Credit Card is Rated as "Excellent!" by 52 Users

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    SBI Advantage Platinum Credit Card

    Overview:

    SBI Advantage Platinum Credit Card holders can enjoy the best of what life has to offer, through the exclusive benefits on the card that they have access to. This premium credit card backs your affluent lifestyle in tandem with all your needs such as travel, dining, domestic and international shopping, and much more.

    Benefits of SBI Advantage Platinum Credit Card:

    • 'True Lifestyle' benefits: Enjoy lifestyle privileges through the SBI Advantage Platinum Credit card. These include:

      • Earn 5 times more reward points up on using your SBI Advantage Platinum Credit card for spends in departmental stores, restaurants, etc.
      • Enjoy the opportunity to earn astounding cashback by earning 10 cash points per Rs.100 spent in restaurants, departmental stores, international outlets, etc.
      • Gain access to more than 200 golf courses worldwide.
    • 'True Lounge Access' : get free membership in the Priority Pass Program through which you can gain entry to over 600 international airport lounges .
    • 'True Value' benefits: Avail the following True Value benefits associated to your SBI Advantage Platinum Credit Card -

      • Apparel Voucher which is worth at least Rs.3000, as welcome gift.
      • Get rewards on purchases made, such as - one-way flight ticket from IndiGo free of cost or Apparel vouchers with a value of Rs.3000 by using Rs. 4 lakh - Rs. 5 lakh credit on your SBI Advantage Platinum Credit Card, annually.
    • True Transparency benefit: The card assures you transparency in terms of fees and charges. Such as the fact that membership to the priority pass program is free of cost. However, a usage fee of $27 is to be paid for the use of a Priority Pass member lounge.

    Features of SBI Advantage Platinum Credit Card:

    • Enjoy an interest free credit period for maximum 50 days and extended credit facility at an interest rate of just 2.25% per month.
    • Cash withdrawal facility from Visa/Mastercard ATMs across the world is enabled with no cap on the withdrawal limit.
    • If you have a fixed deposit account in any bank under the State Bank group, you can easily get approval for an SBI Advantage Platinum Credit Card.
    • Get e-statements in your mail which is password protected, as well as SMS alerts on your registered mobile number. This will enable you to track your transactions efficiently.
    • Net Banking facility is available.
    • Avail a fuel surcharge waiver of 2.5% for cash transactions ranging from Rs. 500 to Rs.4000 at fuel stations across India.
    • Bill Pay facility is provided to a SBI Advantage Platinum Credit Cardholder, free of cost.
    • Flexipay facility is also available on this credit card, wherein any purchase can be converted to easily payable installments.
    • At a comparatively low interest rate, you can make Balance Transfers to your SBI Advantage Platinum Credit Card.
    • This credit card is accepted worldwide and is hence a perfect companion to the regular traveller.
    • The Bank offers emergency card replacement services to the SBI Advantage Platinum Credit Cardholder, especially while he/she is travelling abroad.

    Fees and Charges:

    Joining FeeRs. 2,999 (one time)
    Annual FeeRs. 2,999
    Add-on Card chargesNil
    Interest free period20 - 50 days
    Finance chargesMaximum 2.25% per month from the date of transaction
    Minimum amount due 5% of the outstanding amount + GST + EMI on loans (if any)
    Cash AdvanceMaximum cash advance provided on the card is 80% of the overall credit limit
    Cash advance fee in international ATMs3% of the withdrawal amount or minimum Rs.300/-
    Cheque PickupRs. 90
    Chargeslip RetrievalRs. 225

    Eligibility and Documentation:

    An individual's eligibility depends on his/her income and employment. Any individual who has a fixed deposit account with banks associated to the State Bank Group can easily avail this credit card.

    One of the main documents that have to be submitted at the time of application is your PAN Card. Other documents that can be submitted as Identity Proof includes - Voter's ID card, Aadhaar Card, Driver's License, Passport, etc.

    SBI Advantage Platinum Credit Card FAQs:

    1. What is the credit facility available on SBI Advantage Platinum Credit Card?

      SBI Advantage Platinum Credit Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

    2. How can I book railway tickets online using my SBI Advantage Platinum Credit Card?

      All you need to do is:

      • Register on irctc website free of cost
      • Log-in to your account
      • Book tickets by following the instructions given on the website
      • At the payment gateway, make the payment through your SBI Credit Card
    3. What is the maximum fuel surcharge waiver permitted on this card?

      Maximum surcharge waiver that is offered on the SBI Advantage Platinum Credit Card is Rs 250 for each statement cycle, applicable on a single credit card account.

    4. How can I use the Easy Bill Pay Facility?

      In order to use the Easy Bill Pay Facility you can either:

      • Submit a standing instruction with the Bank to make monthly payments on your; or
      • Contact the SBI Card Helpline and place a request to process immediate payments.

    SBI Advantage Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Very fine card"
      0.5 5.0/5 "Blown Away!"
      They will charge Rs. 2500 as annual fee. I have purchased this SBI credit card long back before like 1.5 years. They have offered me a credit limit of Rs. 1.12 lakhs. I'm not much interested about the offers provided by SBI card. Still i have not experienced of their EMI conversion facility so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 29, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      SBI interest rates are good and they given me a free credit card. They charging 3.5% as interest rate. I have taken this credit card for 12 years before. I never spoke with the customer care service so far. They given provided a credit limit of Rs. 53000
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 29, 2018
    • SBI Cards Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I'm using this SBI credit card about 6 months before. I have to pay the annual fee is Rs.500. There is a rewards points however cashback are offers not available. The customer care service is really good. They given me credit limit of Rs. 50000 and I'm very much satisfied about it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 21, 2018
    • SBI Cards Credit Card
      "Need to improve the policies"
      0.5 4.0/5 "Great!"
      I have closed this card already. I have asked for the credit card enhancement but they have rejected the same. Their is no proper response from the SBI customer care service. They have some terms and policies to enhance the credit limit. I never skipped the payment not even a one time
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 05, 2018
    • SBI Cards Credit Card
      "SBI service is quick. "
      0.5 4.0/5 "Great!"
      It got delayed to get a credit card from SBI for that they did not give proper response also. The service charges are high. Actually they are charging Rs. 900 for payment delay and late fee charges. If payment bounce, then they will charge in double. I'm using this credit card for past 6 months. They have offered me a gift voucher. There are some offers keep on coming in my mail but i never checked about those mails. They have offered me a credit limit of Rs. 26000 and satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 30, 2018
    • SBI Cards Credit Card
      "Very Good Card"
      0.5 5.0/5 "Blown Away!"
      The SBI is a very Good card. Their is a annual fee but it will get waived off if i use this card for 25000. I have used this card for 10 years. I have not even spend a single penny for this. Interest on EMI is there. There is a cashback offers also available. I will surely recommend this card to others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 19, 2018
    • SBI Cards Credit Card
      "Average Card"
      0.5 5.0/5 "Blown Away!"
      Their is no service charges for this SBI Visa platinum Credit card. I'm not aware of the benefits and features in this card. They have offered me a credit limit of Rs. 25000 which is very less. Nothing is best in this card. I have a got card 5 years back.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 28, 2018
    • SBI Cards Credit Card
      "Good App in SBI Credit Card"
      0.5 5.0/5 "Blown Away!"
      SBI Credit card has separate app to check all our transaction. Credit limit and cash withdrawal limit is good. Their is no network issue in POS machines whenever i swipe the card. Overall. I'm happy about the SBI credit card. Surely i will recommend this card to everyone.
      Was this review helpful? 0
      , chennai
      Reviewed on May 28, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I hold the Sbi simply save credit card for the past 2 years. The credit card service is quite good from the State bank of India. The credit limit value is better with this Sbi simply save credit card and I am happy with it. I pay the annual fee of Rs,3000 to this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 16, 2018
    • SBI Cards Credit Card
      "Good Card for Shopping"
      0.5 5.0/5 "Blown Away!"
      It is Good card to use. It is the best card among all the cards. I have been receiving reward points while buying online purchases and filling fuel. My credit card limit is 17000. I'm not satisfied with the credit limit which is not satisfactory. When i contact the customer service, they told me they will increase after six months but till now it is not happened.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 06, 2018
    • SBI Cards Credit Card
      "Interest Rates are High in SBI."
      0.5 3.5/5 "Pretty good"
      In SBI, they are charging Rs. 500 for late payment for 1 day also. I have been using this card for 10 months. They offered me a credit limit of Rs. 11000 which is very less. They did not increase the credit limit so far. Their collection executive doing the fraudulent activity to sell the card So, I have purchased a card through the bank directly. There are not offering any cash back offers so far. I have not claimed my redeemed points yet. I have to purchase a redeemed points only the shops which they have tied up with.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 06, 2018
    • SBI Cards Credit Card
      "Good Card from SBI"
      0.5 5.0/5 "Blown Away!"
      SBI has separate App exclusively for Credit cards. It is very useful. If you are using SBI Credit Card often, ten they will waive off your Annual charges. You can pay electricity bills through SBI Credit card. I have been using this SBI Credit card for 5 years. Moreover, SBI is offer is very less in Amazon and Snapdeal. They have to tie up online purchase and discounts.SBI Credit Card Accessible to everywhere in India.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 03, 2018
    • SBI Cards Credit Card
      "Need to Improve "
      0.5 4.0/5 "Great!"
      SBI Advantage Platinum Credit card charing Rs. 499 for annual charges. Charges are high when we Compared to other banks. Many banks are offering free credit card but Since being a reputed Government Bank still these people are charging. Customer service is good
      Was this review helpful? 0
      , mumbai
      Reviewed on May 03, 2018
    • SBI Cards Credit Card
      "SBI Credit card is average to use"
      0.5 4.0/5 "Great!"
      I have been using this SBI Platinum card for more than 1 year. Overall banking experience is so good. Bank Employees is doing good job. Many ATMs are available nearby my place. I dont have experience any in online banking.so far. They are charging for NEFT and RTG Transactions.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 02, 2018
    • SBI Cards Credit Card
      "SBI Service has to Improve"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI Platinum Credit card for 6 months. SBI is always good. EMI option is available in SBI however, EMI Interest rate 22% which is quite high in online purchase. I have not yet redeemed my review points. Performance is good. They are charging some amount for converting into EMI which is not acceptable.
      Was this review helpful? 0
      , chennai
      Reviewed on May 02, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I have got the Sbi advantage platinum credit card around 3 years ago. The customer support service and the response is average with the state bank and they are not increasing the credit limit value because from the beginning, still I have got the same credit limit value with this Sbi advantage platinum credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 02, 2018
    • SBI Cards Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      Got the Sbi advantage platinum credit card around 6 months ago. The customer support service and the response is average with the State bank of India. The credit limit value is good with this Sbi advantage platinum credit card and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 30, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have the Sbi platinum advantage credit card for more than 4 years. The customer support service is good wit the State bank of India. The credit limit value is good with this card and I am satisfied with it. There is no annual fee to this Sbi platinum advantage credit card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 23, 2018
    • SBI Cards Credit Card
      "Better service"
      0.5 4.0/5 "Great!"
      Around 6 months I have started using the SBI advantage platinum credit card, the customer support service and the response was good with the state bank of India. The SBI mobile application doesn't have the updates, they are not sending the statements on time . They need to be transparent in their service part.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 16, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The rate of interest and the charges are high with the Sbi advanatage platinum credit card, when compared using the other credit cards. I use this card for the past 6 months. The credit limit value is average with this card and I am not satisfied with it. The customer support service need to be improved with the SBI.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 10, 2018
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