Mr. Sharma enjoys great discounts on dining with his Credit Card. What about you? Get A Card
SBI Advantage Gold Credit Card is a unique secured credit card scheme offered by State Bank of India, which has global acceptance and multifarious uses and privileges. It can be used in any merchant outlet, ATM or for online shopping where Visa/Mastercard is accepted. If you have a fixed deposit with SBI, you can easily get this exclusive credit card.
Benefits of SBI Advantage Gold Credit Card:
SBI Advantage Gold Credit Card is accepted around the globe and makes your purchases and other transactions while abroad, a hassle-free process.
Enjoy flexible credit facility on this card. You can customize repayment schedules for your outstanding dues.
You can withdraw cash using this credit card, not just in SBI ATMs in India but also in any ATM that accepts Visa/ Mastercard, in India and abroad.
You can also book your railway tickets online on irctc.com by using this card. This also contributes to more reward points, surcharge on tickets purchased and discounts if applicable, etc.
What is the Cash Advance Fees in International ATMs?
Cash Advance Fees in International ATMs is 3% of the amount withdrawn or 300/-, whichever is highest.
What is the fee levied for late payment?
Rs.200 - Rs.500
Rs.500 - Rs.1000
Rs.1000 - Rs.10,000
Can my SBI Advantage Gold Credit Card be replaced? If so what is the amount charged?
Yes, your SBI Advantage Gold Credit Card can be replaced by contacting the customer helpline and placing a request or by placing a request at the nearest SBI branch. The fee charged for credit card replacement is Rs. 100. If you need an emergency card replacement while abroad, you can contact the emergency customer care helpline and the cost of replacement will amount up to at least $175.
What is the surcharge applicable on purchase of railway tickets using this credit card?
For purchase of a railway ticket at the railway counter, the surcharge applicable is Rs. 30 + 2.5% of transaction amount and if you purchase the railway tickets online from irctc.com, the surcharge applicable is 1.8% of transaction amount with service charge.
What is the order of payment settlement?
The payment settlement will be made in the following order:
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More than 4 years, i am holding the credit card from SBI. I am having a SBI platinum card. My credit limit is sufficient for me. They are charging me a yearly fee of Rs. 500. I'm happy about the SBI bank services. I have been using the SBI card for making payment for the other credit cards.
I have State Bank Of India credit card which was applied through Bank directly .I am using this credit card for the past 2 to 3 years .This was a chargeable and the credit limit was good ,I have got a clear picture about the card process and there was no difficulties faced so far .I am very much satisfied with the service .
I am having State Bank Of India credit card which was applied through Bank .I am using this credit card for more than 10 years .The credit limit was good and this was a free card .There are very good cash back offers and reward points as well .I have not faced any difficulties so far and i am totally satisfied with the service .
From SBI I have taken elite card it has good balance transfer, flexi pay and attractive feature. Twice I converted the amount into emi with the rate of interest of 15% per annum and the payment gateway is very friendly, once I make the payment the amount is reflecting immediately.
SBI gave me a credit limit of 80K which is very convenient for me to use it for shopping, purchase, etc. I have Simply Save Pro for past 3 years. They are not charging me annual fee, if spend about 30K otherwise need to pay Rs.500. The payment mode is net banking which is easier.
In SBI, i am having a IRCTC Platinum credit card. I am getting the EMI benefits and petrol sur charges waiver. Security features must be enhanced. I get some cashback offers also. Its easy to hack the card while I'm doing a purchase on malls.Over all good experience.
SBI Prime card i have got recently anyway its a premium card. I have not used the card much. I bought the card for making the utility bill because its gives 20 points for every Rs. 100 i spent. They have a a catalog where i can purchase by using those points hence i get 5% returns based on my purchase.
I have a SBI Air India platinum and they have offered me a good bonus points and good credit limit also. The offers on the miles stone based. If i spent Rs. 5 lakhs i get so much bonus and they are increasing the credit limit on a regular basis. In Air India, i get a miles bonus program and i get 13 bonus.
I have State Bank Of India credit card which was applied through Bank directly.I am using this credit card for the past 1 month and the credit limit was good and there was no drawbacks faced so far ,The agent gave all the relevant details about the card process.I am really satisfied with the card service.
SBI Charges are low. I get the gift voucher from SBI card but i have not used the same. I hold a Air Indian SBI Platinum credit card. I can able to use my rewards points and i can able to convert my purchase into EMI. I got the credit limit of Rs. 1.30 lakhs.
The rate of interest is very good for personal loan and home loan. I have SBI Simply Save card for last one year. This card works everywhere without any issue. If I shop to the maximum limit then annual fee will be waived off and also they don't charge annually for salary account holder.
Was this review helpful?
SANDEEP KUMAR ARYA
, new delhi
Reviewed on Sep 16, 2019
I have State Bank Of India credit card which was taken through Bank directly .I am using this credit card for the almost 10 years ,This was a free card ,The credit limit was pretty comfortable and i am getting good reward points as well as cash back offers .I have not faced any difficulties so far .I am very much comfortable on the usage of this card.
2 years ago, i have started using the card. I'm happy with the service provided by them. The card is accessible in all the place without any hassles. I have received the credit limit of Rs. 2.17 lakhs. I have a FBB style card with me and i have not gone through the benefits till now.
SBI is good card to go. SBI card is allow me to convert my multiple transaction into EMI. I can simply logon to the website for EMI conversion. Its a hassle free card to use. Their interest rates and EMI conversion charges also nominal. More than 2 years i use the card hence they have increased the limit also.
I am having State Bank Of India credit card which was directly taken through Bank .I am using this credit card for more than 2 years ,I have got all the details about the card process.The credit limit was good and it was upto 565,000, I have not faced any difficulties on submitting the documents ..I am totally satisfied on using this card.
I am holding SBI prime credit card where the limit of the card is good, EMI options are available but rate of interest was high, I am using this card from last three years, card has charges of Rs. 2000 but if we purchase for certain amount then the annual fee is waived off.
Almost one year I am using SBI bharth petroleum card, its gives very good fuel surcharge upto Rs.500. But this card has higher rate of interest for emi conversation, last time when I converted Rs.30,000 into 24 months, they charged me around Rs.670 per month and they do have transactions charges around Rs.2000.
I am holding SBI credit card where the limit of the card is good, EMI options are available and rate of interest was nominal, I am using this card from last 4 months and it is a life time free credit card. I am using for shopping and restaurants purposes.
Using the state bank of India credit card for past 1 month. They have provided me a variant of simplysave card and I'm not sure about the benefits provide by this card. I got the limit of Rs. 50000 and there is no annual fee for this card. There is no joining benefit. Purchased the card without any particular reason. Customer care of SBI is okay.
SBI credit card is good and am having Simply Save Master card for almost 6months. The credit limit is average. I have tried EMI conversion and the charges are reasonable but the procedure is difficult. I need to call the customer care to convert the payments into EMI where as in other banks, it can be done through online app.