SBI Advantage Gold Credit Card is a unique secured credit card scheme offered by State Bank of India, which has global acceptance and multifarious uses and privileges. It can be used in any merchant outlet, ATM or for online shopping where Visa/Mastercard is accepted. If you have a SBI fixed deposit, you can easily get this exclusive credit card.
|Type of Fee||Amount|
|Joining Fee||Rs. 299|
|Annual Fee||Rs. 299|
|Finance Charges on Extended Credit||Upto 2.25% per month|
|Free Credit Period for Cash Advance||Nil|
|Cash Advance Fees in SBI ATMs /Other Domestic ATMs||2.5% of the amount withdrawn or a minimum amount of Rs. 300/- (whichever is highest)|
|Cheque Pickup||Rs. 90|
Cash Advance Fees in International ATMs is 3% of the amount withdrawn or 300/-, whichever is highest.
|Rs.200 - Rs.500||Rs. 100|
|Rs.500 - Rs.1000||Rs. 200|
|Rs.1000 - Rs.10,000||Rs.500|
|> Rs.10,000||Rs. 750|
Yes, your SBI Advantage Gold Credit Card can be replaced by contacting the SBI customer care helpline and placing a request or by placing a request at the nearest SBI branch. The fee charged for credit card replacement is Rs. 100. If you need an emergency card replacement while abroad, you can contact the emergency customer care helpline and the cost of replacement will amount up to at least $175.
For purchase of a railway ticket at the railway counter, the surcharge applicable is Rs. 30 + 2.5% of transaction amount and if you purchase the railway tickets online from irctc.com, the surcharge applicable is 1.8% of transaction amount with service charge.
The payment settlement will be made in the following order:
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