Bank of India RuPay Platinum Credit Card

1. Offers interest-free credit on purchases of up to 51 days. 

1. The limit for ATM cash withdrawal is up to Rs.15,000 per day. 

1. Cash advance facility available up to 50% of your total credit limit. 

1. Flexible spending limits can be set for add-on cardholders. 

1. The due date for bill payment is on or before the 5th of the following month, making it ideal for salaried individuals.

Benefits of Bank of India RuPay Platinum Credit Card

The Bank of India RuPay Platinum Credit Card offers a host of benefits to the cardholders which are mentioned below: 

1. Enjoy exclusive merchant offers on POS and e-commerce transactions through RuPay. 

1. Offers insurance cover up to Rs.2 lakh for personal accidents and permanent disability. 

1. Offers access to concierge services 24x7 that include hotel bookings, travel assistance, and consultancy support. 

1. On POS and e-commerce purchases, the card offers 2X loyalty reward points (excluding restricted categories). 

1. To unlock and manage all complimentary and discounted benefits, register once on the RuPay Platinum portal. 

Eligibility Criteria for Bank of India RuPay Platinum Credit Card

The individual must fulfil the required eligibility criteria for the Bank of India RuPay Platinum Credit Card that are given below: 

1. Individuals must be of a minimum age of 18 years. 

1. Must have a regular source of income verified through ITR (Income Tax Return). 

1. Applicants must have a good credit score. 

1. Card is issued to the following entity: 

1. Salaried employee of the Bank or other firms 

1. Private Ltd. Company 

1. Partnership Firms 

1. Public Ltd. Company

Charges Applicable on Bank of India RuPay Platinum Credit Card

The fees and charges applicable for Bank of India RuPay Platinum Credit Card are mentioned in the table below: 

How to Activate Bank of India RuPay Platinum Credit Card?

The Bank of India RuPay Platinum Credit Card can be activated through various channels and as per Reserve Bank of India (RBI) guidelines it must be activated within 30 days of card issuance. Various activation channels are mentioned below: 

IVR or toll-free

1. Dial IVR Number (022 4042 6006) or Toll-Free number (1800220088) 

1. Press 1 for English or Press 2 for Hindi 

1. Press 2 for Activation of New Card 

1. Enter 16-digit full card number 

1. Press ‘#’ 

1. Enter date of card expiry in MMYY format. 

1. Enter OTP (One Time Password) sent to registered mobile number to activate the card. 

Bank website

1. Visit official bank website.

1. Register and Login with the customer ID of the credit card and password. 

1. Navigate to the “Requests” tab. 

1. Click on “Card Activation” 

1. Select the Card Number 

1. To activate the credit card, enter the OTP sent to register mobile number. 

Omni Neo Mobile Banking App

1. Log into the App with your credentials.  

1. Visit the “My Cards” section. 

1. Click on the credit card appearing in the windowpane to select it. 

1. Click on “Activate the card” option. 

1. The credit card will be activated after OTP-based authentication.

How to Generate PIN for Bank of India RuPay Platinum Credit Card?

The PIN for Bank of India RuPay Platinum Credit Card can be generated through various channels and the steps to do so are mentioned below: 

IVR or toll-free number

1. Dial IVR number (022 4042 6006) or Toll-free number (1800220088) 

1. Press ‘1’ or ‘2’ for English or Hindi, respectively. 

1. Press ‘4’ if you are an existing cardholder 

1. Enter your card number 

1. To generate OTP, press ‘2’ 

1. Enter OTP sent to registered mobile number 

1. Press ‘1’ for other queries 

1. Press 1 to generate Card PIN 

1. Enter OTP sent to registered mobile number 

1. Enter 4-digit PIN  

1. Enter ‘#’ 

1. Re-enter 4-digit PIN followed by ‘#’ to complete the process of PIN generation. 

Mobile Banking app

1. Login Mobile Banking App with your credentials 

1. Navigate to the “Card Services” menu and then to the ‘Credit Card Services’. 

1. Select the active card for which PIN to be generated 

1. Select “Generate PIN” option 

1. Enter OTP sent to registered mobile number 

1. Enter 4 digit PIN and re-enter it to complete the PIN generation procedure. 

BOI Credit Control app

1. Log into the app with your credentials. 

1. Select the card for which PIN is generated. 

1. Select “Change Green PIN” option. 

1. Enter OTP sent to registered mobile no. 

1. Enter 4 digit PIN and re-enter it to generate the PIN. 

Bank’s website

1. Visit official bank website.

1. Log into the website using customer ID and password 

1. Click on “Green PIN” under “Requests” tab 

1. Select Card Number 

1. Enter OTP sent to registered mobile number 

1. Enter 4-digit PIN and re-enter it to complete the PIN generation process.

How to Set Limit for Bank of India RuPay Platinum Credit Card?

The limit for Bank of India RuPay Platinum Credit Card can be set through various channels. The process of setting limit through various channels are mentioned below: 

Bank website

1. Visit  official bank website.

1. Log into the website using customer ID and password. 

1. Click on “Channel Configuration” under “Requests” tab. 

1. Select Card Number 

1. As per your requirement, enable POS/ATM/ECOM/NFC transaction flag and set the Limit. 

1. Click on submit to save the changes to update the limits successfully. 

Omni Neo Mobile Banking app

1. Log into the App using your credentials. 

1. Go to the “My Cards” section. 

1. Click on the card displayed on the windowpane. 

1. Select the “Set Limits and Channels” option. 

1. As per your requirement, enable POS/ATM/ECOM/NFC transaction flag and set the Limit. 

1. Click on submit to save the changes and update the limits successfully. 

Credit Card Control app

1. Log into the app with your credentials. 

1. Select the card for which Channels and Limits are required to be set. 

1. As per your requirement, enable POS/ATM/ECOM/NFC transaction flag and set the Limit  

1. Click on submit to save the changes and the limits get updated successfully.

IVR or toll-free number

1. Dial IVR number (022 4042 6006) or Toll-free number (1800220088). 

1. Press ‘1’ or ‘2’ for English or Hindi, respectively. 

1. If you are an existing cardholder, press ‘4’. 

1. Enter your card number 

1. To generate OTP, press ‘2’. 

1. Enter OTP sent to registered mobile number. 

1. Press 1 for other queries. 

1. As per your requirement, enable POS/ATM/ECOM/NFC transaction flag and set the Limit. 

1. Enter OTP sent to registered mobile number to update the limit successfully. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>