Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL Bank Platinum Shopgain SuperCard

    The Platinum Shopgain SuperCard by RBL Bank is a shopping credit card specifically curated to offer benefits on all utility bill payments and other expenses. Apart from this, the credit card also offers benefits across other categories such as entertainment and travel. The RBL Bank Platinum Shopgain SuperCard comes with an annual fee of Rs.1,499 and a finance charge of 3.99% per month.

    Key Highlights of RBL Bank Platinum Shopgain SuperCard

    • A welcome benefit of 6,000 reward points on paying the joining fee.
    • 25x reward points on every Rs.100 spent on utility bill payments.
    • 1+1 offer on movie tickets from BookMyShow.
    • 4 complimentary visits to domestic airport lounges.

    Features and Benefits of RBL Bank Platinum Shopgain SuperCard

    Welcome Benefit
    • 6,000 reward points on payment of joining fee and a minimum spend of Rs.2,000 within 30 days of issuance.
    Supercard benefits
    • You can convert your available cash limit into a personal loan for 90 days at no interest.
    • Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date at no interest for a maximum period of 50 days.
    • Processing fee of 2.5% of the amount subject to a minimum amount of Rs.500.
    Reward points
    • 25 reward points on every Rs.100 spent on utility bills up to 500 reward points per month.
    • 1 reward point on every Rs.100 spent on other expenses.
    Entertainment Benefits
    • 1+1 offer on movie ticket purchases on BookMyShow.
    • A maximum value of Rs.200 per month.
    Travel Benefits
    • 4 complimentary visits to domestic airport lounges per quarter.
    Emergency Advance
    • Cash limit can be converted into a personal loan for 3 months at no interest.
    Set Pin instantly
    • You can instantly set your 4-digit PIN by downloading the RBL mobile app or give a missed call on 7045 906 905 or SMS MyCard to 5607011.
    • You can visit the official website of RBL, and under ‘Online Services’, click on ‘Set your Credit Card PIN’.
    Manage your card anytime
    • You can use the net banking or mobile banking services to manage your card anytime, anywhere.

    Other value services offered by RBL Platinum Shopgain SuperCard

    Avail cash on card Avail pre-approved loan without having to block the credit limit of your card. Pay back the loan in easy installments with the advantage of multiple tenure options.
    Buy now, pay later You can avail the Split n Pay program where you can convert spend of Rs.3,000 and above into monthly EMIs and pay them back at lower interest rates.
    Transfer balance Transfer your outstanding amount on your other credit card to your Platinum Shopgain SuperCard and clear them at lower interest rates.
    Xpress Cash Get instant loan within your credit limit to meet any cash requirements.
    Cash advance Fulfill your short-term cash requirements by availing this feature and enjoy a credit free period of up to 50 days.
    Contactless transactions Use the tap and pay feature to make purchases for up to Rs.5,000 where the card never leaves your hand.
    Hassle-free payments Pay your bill in a hassle-free manner through various online channels.
    Global acceptance This card is accepted globally.
    Safe and secure
    • The card comes with PIN-based-EMV chip which provides an extra layer of security. Your online transactions require One Time Password (OTP) to make transactions safe and secure.
    • You are offered ‘Zero Fraud Liability’ in case you misplace your card.
    24x7 customer service Call the number +91 22 7119 0900 or send a mail to supercardservice@rblbank.com in case of any query.

    RBL Bank Platinum Shopgain SuperCard Limit

    The credit limit on the RBL Bank Platinum Shopgain SuperCard is assigned at the discretion of the bank. RBL Bank takes many factors into consideration before assigning the credit limit for the RBL credit card. Some of these factors include the credit score of the applicant, credit utilisation ratio along with the repayment habits of past dues.

    RBL Bank Platinum Shopgain SuperCard Limit Fees and Charges

    Type of Charge Amount
    Joining fee Rs.1,499
    Annual fee Rs.1,499
    Over limit penalty Rs.600
    Cash advance transaction fee 2.5% of the cash amount (minimum of Rs.500)
    Finance charge Up to 3.99% per month
    Add-on card fee Nil
    Card replacement fee Nil
    Charge slip retrieval fee Rs.100
    Duplicate statement fee Nil
    Cheque return Rs.500
    Cash payment at branches Rs.250 per deposit
    Fuel transaction fee 1% surcharge
    Rewards redemption fee Rs.99
    Surcharge on Railway tickets As per IRCTC
    Foreign currency transaction 3.50%
    Reward Redemption Fees Rs.99

    How do the benefits add up

    Value Prop Value (in Rs)
    Welcome reward points: 6,000 reward points (No welcome rewards will be given to First Year Free cards) 1,500
    1+1 on BookMyShow (up to 200 per month) twice a month 4,800
    Milestone: Zomato Pro-Voucher/Amazon Prime Voucher - on spends of Rs.2 lakh annually 1,000
    Spend Based Waiver: Spend Rs.1.5 lakh in a year and get waiver of next year annual fee 1,500
    Milestone: 10,000 reward points on spends of Rs.3 lakh and above 2,500
    Milestone: Additional 10,000 reward points on spends of Rs.4 lakh and above 2,500
    25 Reward Points for every Rs.100 spent on payment of utility bills and up to 500 Reward Points p.m. 1,500
    4 Complimentary domestic lounge access 6,000
    1 Reward point for every Rs. 100 spent 125
    Total benefits p.a. 21,425

    FAQs on RBL Bank Platinum Shopgain SuperCard

    1. Is there an annual fee waiver on the RBL Bank Platinum Shopgain SuperCard?

      Yes, there is a waiver on the annual fee of the RBl Bank Platinum Shopgain SuperCard. The credit card comes with an annual fee of Rs.1,499. However, for annual spends pf Rs.1,50,000 in a year, the annual fee will be waived for the next year.

    2. What is the welcome benefit of the RBL Bank Platinum Shopgain SuperCard?

      On paying the joining fee and on spending Rs.2,000 within the first 30 days of card issuance, you will receive 6,000 reward points.

    3. Will I receive complimentary movie tickets every month?

      Yes, under the entertainment benefits of the credit card, you will receive an offer of 1+1 on movie tickets twice every month.

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