Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Platinum Shopgain SuperCard by RBL Bank is a shopping credit card specifically curated to offer benefits on all utility bill payments and other expenses. Apart from this, the credit card also offers benefits across other categories such as entertainment and travel. The RBL Bank Platinum Shopgain SuperCard comes with an annual fee of Rs.1,499 and a finance charge of 3.99% per month.
| Welcome Benefit |
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| Reward points |
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| Entertainment Benefits |
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| Travel Benefits |
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| Emergency Advance |
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| Easy Cash |
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The credit limit on the RBL Bank Platinum Shopgain SuperCard is assigned at the discretion of the bank. RBL Bank takes many factors into consideration before assigning the credit limit for the RBL credit card. Some of these factors include the credit score of the applicant, credit utilisation ratio along with the repayment habits of past dues.
| Type of Charge | Amount |
|---|---|
| Joining fee | Rs.1,499 |
| Annual fee | Rs.1,499 |
| Over limit penalty | Rs.600 |
| Cash advance transaction fee | 2.5% of the cash amount (minimum of Rs.500) |
| Finance charge | Up to 3.99% per month |
| Add-on card fee | Nil |
| Card replacement fee | Nil |
| Charge slip retrieval fee | Rs.100 |
| Duplicate statement fee | Nil |
| Cheque return | Rs.500 |
| Cash payment at branches | Rs.250 per deposit |
| Fuel transaction fee | 1% surcharge |
| Rewards redemption fee | Rs.99 |
| Surcharge on Railway tickets | As per IRCTC |
| Age | The applicant must be at least 18 years old. |
| Credit Score | Having a good credit score can increase your chances to be eligible for the card. |
| Employment status | He or she must be salaried or self-employed. |
| Nationality | The primary applicant must be a citizen of India. |
| Income Proof | Identity Proof | Proof of Address |
|---|---|---|
| IT Returns | Voter ID | Passport |
| Form 16 | Driving License | Ration Card |
| Salary Slip | Aadhaar Card | Voter ID |
| Salary Slip | - | Aadhaar Card |
Yes, there is a waiver on the annual fee of the RBl Bank Platinum Shopgain SuperCard. The credit card comes with an annual fee of Rs.1,499. However, for annual spends pf Rs.1,50,000 in a year, the annual fee will be waived for the next year.
On paying the joining fee and on spending Rs.2,000 within the first 30 days of card issuance, you will receive 6,000 reward points.
Yes, under the entertainment benefits of the credit card, you will receive an offer of 1+1 on movie tickets twice every month.
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