RBL Bank Platinum Shopgain SuperCard

Welcome Benefit

6,000 reward points on payment of joining fee and a minimum spend of Rs.2,000 within 30 days of issuance.

Supercard benefits

You can convert your available cash limit into a personal loan for 90 days at no interest.Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date at no interest for a maximum period of 50 days.Processing fee of 2.5% of the amount subject to a minimum amount of Rs.500.

Reward points

25 reward points on every Rs.100 spent on utility bills up to 500 reward points per month.1 reward point on every Rs.100 spent on other expenses.

Entertainment Benefits

1+1 offer on movie ticket purchases on BookMyShow.A maximum value of Rs.200 per month.

Travel Benefits

4 complimentary visits to domestic airport lounges per quarter.

Emergency Advance

Cash limit can be converted into a personal loan for 3 months at no interest.

Set Pin instantly

You can instantly set your 4-digit PIN by downloading the RBL mobile app or give a missed call on 7045 906 905 or SMS MyCard to 5607011.You can visit the official website of RBL, and under ‘Online Services’, click on ‘Set your Credit Card PIN’.

Manage your card anytime

You can use the net banking or mobile banking services to manage your card anytime, anywhere.

Avail cash on card

Avail pre-approved loan without having to block the credit limit of your card. Pay back the loan in easy installments with the advantage of multiple tenure options.

Buy now, pay later

You can avail the Split n Pay program where you can convert spend of Rs.3,000 and above into monthly EMIs and pay them back at lower interest rates.

Transfer balance

Transfer your outstanding amount on your other credit card to your Platinum Shopgain SuperCard and clear them at lower interest rates.

Xpress Cash

Get instant loan within your credit limit to meet any cash requirements.

Cash advance

Fulfill your short-term cash requirements by availing this feature and enjoy a credit free period of up to 50 days.

Contactless transactions

Use the tap and pay feature to make purchases for up to Rs.5,000 where the card never leaves your hand.

Hassle-free payments

Pay your bill in a hassle-free manner through various online channels.

Global acceptance

This card is accepted globally.

Safe and secure

The card comes with PIN-based-EMV chip which provides an extra layer of security. Your online transactions require One Time Password (OTP) to make transactions safe and secure.You are offered ‘Zero Fraud Liability’ in case you misplace your card.

24x7 customer service

Call the number +91 22 7119 0900 or send a mail to supercardservice@rblbank.com in case of any query.

Joining fee

Rs.1,499

Annual fee

Rs.1,499

Over limit penalty

Rs.600

Cash advance transaction fee

2.5% of the cash amount (minimum of Rs.500)

Finance charge

Up to 3.99% per month

Add-on card fee

Nil

Card replacement fee

Nil

Charge slip retrieval fee

Rs.100

Duplicate statement fee

Nil

Cheque return

Rs.500

Cash payment at branches

Rs.250 per deposit

Fuel transaction fee

1% surcharge

Rewards redemption fee

Rs.99

Surcharge on Railway tickets

As per IRCTC

Foreign currency transaction

3.50%

Reward Redemption Fees

Rs.99

Welcome reward points: 6,000 reward points (No welcome rewards will be given to First Year Free cards)

1,500

1+1 on BookMyShow (up to 200 per month) twice a month

4,800

Milestone: Zomato Pro-Voucher/Amazon Prime Voucher - on spends of Rs.2 lakh annually

1,000

Spend Based Waiver: Spend Rs.1.5 lakh in a year and get waiver of next year annual fee

1,500

Milestone: 10,000 reward points on spends of Rs.3 lakh and above

2,500

Milestone: Additional 10,000 reward points on spends of Rs.4 lakh and above

2,500

25 Reward Points for every Rs.100 spent on payment of utility bills and up to 500 Reward Points p.m.

1,500

4 Complimentary domestic lounge access

6,000

1 Reward point for every Rs. 100 spent

125

Total benefits p.a.

21,425