Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Platinum Shopdaily SuperCard from RBL Bank in collaboration with an established Indian financial services company is a credit card which is curated to fit the lifestyle of the cardholder. This credit card offers not only attractive benefits in the lifestyle category, it also offers higher monthly savings and cashback benefits on all purchases. The RBL Bank Platinum Shopdaily SuperCard comes with an annual fee of Rs.499 and a finance charge of up to 3.99% per month.
| Supercard Benefits |
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| Welcome Benefits |
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| Cashback Benefits |
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| Spend-based Benefits |
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| Annual fee Waiver |
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| Easy to own |
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| Set pin instantly | You can set the PIN for your card instantly either through the net banking, mobile banking channel, by simply giving a miscall to 7045 906 905, or by sending an SMS by typing MyCard to 7045 906 905. |
| Avail cash on card | Get a pre-approved loan without having to block the credit limit of your card. Pay back the loan in easy installments with the advantage of multiple tenure options. |
| Buy now, pay later | You can apply for the Split n Pay program where you can convert purchases of Rs.3,000 and above into monthly EMIs and pay them back at lower interest rates. |
| Transfer balance | You can avail the option of transferring your outstanding amount on your other credit card to your ShopDaily SuperCard and clear them at a lower interest rate. |
| Xpress Cash | Get instant loan within your credit limit in case of any cash requirement. |
| Cash advance | Fulfill your short-term cash needs by availing this feature and enjoy a credit free period of up to 50 days. |
| Contactless transactions | Use the tap and pay feature to make contactless purchases for up to Rs.5,000 where the card never leaves your hand. |
| Hassle-free payments | Pay your bill in a safe and secure manner through various online channels available. |
| Global acceptance | This card is accepted all over the world. |
| Safe and secure |
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| 24x7 customer service | Call the number +91 22 7119 0900 or send an email to supercardservice@rblbank.com in case of any query. |
The credit limit of the RBL Bank Platinum Shopdaily SuperCard will be assigned by the bank. RBL Bank takes several factors into consideration to assign the limit such as the credit score of the applicant, the credit utilisation ratio and repayment habits of past dues.
| Type of Charge | Amount |
|---|---|
| Joining fee | Rs.499 |
| Annual fee | Rs.499 |
| Finance charge | Up to 3.99% per month |
| Over limit penalty | Rs.600 |
| Cash advance transaction fee | 2.5% of the cash amount (minimum of Rs.500) |
| Cash payment at branches | Rs.250 per deposit |
| Add-on card fee | Nil |
| Charge slip retrieval fee | Rs.100 |
| Surcharge on Railway tickets | As per IRCTC |
| Card replacement fee | Nil |
| Duplicate statement fee | Nil |
| Rewards redemption fee | Rs.99 |
| Cheque return | Rs.500 |
| Fuel transaction fee | 1% surcharge |
| Benefits | Value (In Rs.) |
|---|---|
| Welcome Gift Voucher worth Rs.500 on spending Rs.2,000 within 30 days of issuance of the card and payment of annual fees (No welcome rewards will be given to First Year Free cards) | 500 |
| 5% cashback on grocery spend (up to Rs.250 per month) | 3,000 |
| Spend Milestone: Cashback of Rs.1,000 on every spends of Rs.1 lakh annually | 1,000 |
| Spend Based Waiver: Spend Rs.50,000 annually and get waiver of next year annual fee | 500 |
| Total benefits per annum | 5,000 and above |
Yes, on spending Rs.50,000 in a year, the annual fee of Rs.499 will be waived.
Yes, there is a balance transfer facility on the RBL Bank Platinum ShopDaily SuperCard.
The joining fee for RBL Bank Platinum ShopDaily SuperCard is Rs. 499.
The cash withdrawn is interest-free for up to 50 days. However, you will need to pay a 2.5% processing fee.
Yes, you can make contactless payment using SuperCard while shopping. You can tap the card and make contactless payment up to Rs.5000* (subject to change) at a time.
There is no joining fee for the RBL Bank BankBazaar SaveMax Credit Card.
The SuperCard comes with a unique ‘InControl’ security feature that allows you to control your card usage through an app.
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