Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The RBL Bank Platinum LifeEasy SuperCard provides value for money through benefits on everyday purchases ranging from fuel to travel and groceries. Not only do you get vouchers as rewards for achieving milestone spends, but you also get savings on travel through Uber and Ola as well as on fuel through cashback offers. The card allows you to convert your cash limit into a personal loan as well as unlimited cash withdrawals up to your credit limit without any interest up to your billing date. Domestic airport lounge access and movie tickets are also part of the various rewards offered by this RBL Bank credit card.
| Welcome Benefits |
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| Fuel Benefits |
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| Cashback Benefits |
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| Spend-based Benefits |
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| Easy Cash |
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| Emergency Advance |
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| Set pin instantly | You can set the PIN for your card instantly either through the net banking, mobile banking channel, by simply giving a miscall to 7045 906 905, or by sending an SMS by typing MyCard to 7045 906 905. |
| Avail cash on card | Get a pre-approved loan without having to block the credit limit of your card. Payback the loan in easy instalments with the advantage of multiple tenure options. |
| Buy now, pay later | You can apply for the Split n Pay program where you can convert purchases of Rs.3,000 and above into monthly EMIs and pay them back at lower interest rates. |
| Transfer balance | You can avail the option of transferring your outstanding amount on your other credit card to your ShopDaily SuperCard and clear them at a lower interest rate. |
| Xpress Cash | Get instant loan within your credit limit in case of any cash requirement. |
| Cash advance | Fulfill your short-term cash needs by availing this feature and enjoy a credit free period of up to 50 days. |
| Contactless transactions | Use the tap and pay feature to make contactless purchases for up to Rs.5,000 where the card never leaves your hand. |
| Hassle-free payments | Pay your bill in a safe and secure manner through various online channels available. |
| Global acceptance | This card is accepted all over the world. |
| Safe and secure |
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The credit limit of the RBL Bank Platinum LifeEasy SuperCard will be assigned at the discretion of the bank. RBL Bank will be considering many factors to assign the limit for the card such as the credit utilisation ratio, the credit score of the applicant and the repayment habits of past dues.
| Type of Charge | Amount |
|---|---|
| Joining fee | Rs.1,999 |
| Finance charge | Up to 3.99% per month |
| Annual fee | Rs.1,999 |
| Cash advance transaction fee | 2.5% of the cash amount (minimum of Rs.500) |
| Over limit penalty | Rs.600 |
| Add-on card fee | Nil |
| Cash payment at branches | Rs.250 per deposit |
| Charge slip retrieval fee | Rs.100 |
| Card replacement fee | Nil |
| Surcharge on Railway tickets | As per IRCTC |
| Duplicate statement fee | Nil |
| Cheque return | Rs.500 |
| Fuel transaction fee | 1% surcharge |
| Rewards redemption fee | Rs.99 |
| Credit Score | Having a good credit score can increase your chances to be eligible for the card. |
| Nationality | The applicant must be a citizen of India. |
| Employment status | The primary applicant must be self-employed or salaried. |
| Age | He or she must be at least 18 years old. |
| Address Proof | Identity Proof | Income Proof |
|---|---|---|
| Voter ID | Passport | IT Returns |
| Driving License | Ration Card | Form 16 |
| Aadhaar Card | Voter ID | Salary Slip |
| - | Aadhaar Card | - |
Yes, there is a processing fee of 2.5% will be charged for the cash advance facility. The minimum amount for the cash advance will be Rs.500.
The maximum fuel surcharge waiver on the RBL Bank Platinum LifeEasy SuperCard is Rs.150 per month.
Yes, you can make contactless payment using SuperCard while shopping. You can tap the card and make contactless payment up to Rs.5000* (subject to change) at a time.
The SuperCard comes with a unique ‘InControl’ security feature that allows you to control your card usage through an app.
Yes, you can easily convert all your spends of Rs.2,500 and more on the RBL Bank BankBazaar SaveMax Credit Card into EMIs.
The cash withdrawn with SuperCard is interest-free up to 50 post days. However, you will be charged a processing fee of 2.5%, minimum Rs.500 for availing this service.
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