RBL Bank Platinum LifeEasy SuperCard

The RBL Bank Platinum LifeEasy SuperCard provides value for money through benefits on everyday purchases ranging from fuel to travel and groceries. Not only do you get vouchers as rewards for achieving milestone spends, but you also get savings on travel through Uber and Ola as well as on fuel through cashback offers. The card allows you to convert your cash limit into a personal loan as well as unlimited cash withdrawals up to your credit limit without any interest up to your billing date. Domestic airport lounge access and movie tickets are also part of the various rewards offered by this RBL Bank credit card.

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Key Highlights of the RBL Bank Platinum LifeEasy SuperCard

  1. Get a voucher worth Rs.2,000 on paying the joining fee.
  2. Fuel surcharge waiver of 1%.
  3. 10% cashback on fuel transactions.
  4. 5% cashback on grocery spends.

Features and Benefits of RBL Bank Platinum LifeEasy SuperCard

Welcome Benefits

Get a voucher of Rs.2,000 on payment of the joining fee and spending Rs.2,000 during the first month.

Fuel Benefits

Avail fuel surcharge waiver of Rs.150 every month.

Cashback Benefits

10% cashback on Ola/Uber expenses.10% cashbak on fuel purchases.5% cashback on grocery spends.

Spend-based Benefits

On spending Rs.1 lakh in a year, get a cashback of Rs.1,000.Avail an annual fee waiver on spending Rs.2 lakh in the first year.

Easy Cash

Unlimited interest-free withdrawal of your cash limit from all ATMs in India.

Emergency Advance

Your available cash limit can be converted into a personal loan with a tenure of 3 months at no interest rate.

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Other Value Services Offered by RBL SuperCard

Set pin instantly

You can set the PIN for your card instantly either through the net banking, mobile banking channel, by simply giving a miscall to 7045 906 905, or by sending an SMS by typing MyCard to 7045 906 905.

Avail cash on card

Get a pre-approved loan without having to block the credit limit of your card. Payback the loan in easy instalments with the advantage of multiple tenure options.

Buy now, pay later

You can apply for the Split n Pay program where you can convert purchases of Rs.3,000 and above into monthly EMIs and pay them back at lower interest rates.

Transfer balance

You can avail the option of transferring your outstanding amount on your other credit card to your ShopDaily SuperCard and clear them at a lower interest rate.

Xpress Cash

Get instant loan within your credit limit in case of any cash requirement.

Cash advance

Fulfill your short-term cash needs by availing this feature and enjoy a credit free period of up to 50 days.

Contactless transactions

Use the tap and pay feature to make contactless purchases for up to Rs.5,000 where the card never leaves your hand.

Hassle-free payments

Pay your bill in a safe and secure manner through various online channels available.

Global acceptance

This card is accepted all over the world.

Safe and secure

The card comes with PIN-based-EMV chip which offers an extra layer of security. Your online transactions require One Time Password (OTP) to make transactions safe and secure.You are offered ‘Zero Fraud Liability’ in case you misplace your card.

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RBL Bank Platinum LifeEasy SuperCard Limit

The credit limit of the RBL Bank Platinum LifeEasy SuperCard will be assigned at the discretion of the bank. RBL Bank will be considering many factors to assign the limit for the card such as the credit utilisation ratio, the credit score of the applicant and the repayment habits of past dues.

RBL Bank Platinum LifeEasy SuperCard Fees and Charges

Type of Charge

Amount

Joining fee

Rs.1,999

Finance charge

Up to 3.99% per month

Annual fee

Rs.1,999

Cash advance transaction fee

2.5% of the cash amount (minimum of Rs.500)

Over limit penalty

Rs.600

Add-on card fee

Nil

Cash payment at branches

Rs.250 per deposit

Charge slip retrieval fee

Rs.100

Card replacement fee

Nil

Surcharge on Railway tickets

As per IRCTC

Duplicate statement fee

Nil

Cheque return

Rs.500

Fuel transaction fee

1% surcharge

Rewards redemption fee

Rs.99

Eligibility Criteria for RBL Bank Platinum LifeEasy SuperCard

Credit Score

Having a good credit score can increase your chances to be eligible for the card.

Nationality

The applicant must be a citizen of India.

Employment status

The primary applicant must be self-employed or salaried.

Age

He or she must be at least 18 years old.

Documents Required for RBL Bank Platinum LifeEasy SuperCard

Address Proof

Identity Proof

Income Proof

Voter ID

Passport

IT Returns

Driving License

Ration Card

Form 16

Aadhaar Card

Voter ID

Salary Slip

-

Aadhaar Card

-

FAQs on RBL Bank Platinum LifeEasy SuperCard

  • Is there a processing fee for the cash advance facility?

    Yes, there is a processing fee of 2.5% will be charged for the cash advance facility. The minimum amount for the cash advance will be Rs.500.

  • What is the maximum fuel surcharge waiver on the RBL Bank Platinum LifeEasy SuperCard?

    The maximum fuel surcharge waiver on the RBL Bank Platinum LifeEasy SuperCard is Rs.150 per month.

  • Can I make contactless payment using SuperCard while shopping?

    Yes, you can make contactless payment using SuperCard while shopping. You can tap the card and make contactless payment up to Rs.5000* (subject to change) at a time.

  • How can I keep my SuperCard safe from fraud?

    The SuperCard comes with a unique ‘InControl’ security feature that allows you to control your card usage through an app.

  • Can I convert my RBL Bank BankBazaar SaveMax Credit Card spends into EMIs?

    Yes, you can easily convert all your spends of Rs.2,500 and more on the RBL Bank BankBazaar SaveMax Credit Card into EMIs.

  • Will I be charged any interest on withdrawing cash with RBL Bank Platinum LifeEasy SuperCard?

    The cash withdrawn with SuperCard is interest-free up to 50 post days. However, you will be charged a processing fee of 2.5%, minimum Rs.500 for availing this service.

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