RBL Bank Patanjali Vishisht Credit Card

The Patanjali Vishisht Credit Card offered by RBL Bank provides 10% cashback if any purchases are made at Patanjali stores. The card can be linked on UPI. You can apply for the Patanjali Vishisht Credit Card online and the process is simple. 

The joining fee and annual fee are Rs.499. However, if you spend Rs.1.5 lakh in a year, the annual fee will be waived. The card comes with several fuel surcharge waiver, milestone, cashback, and reward points benefits. The Reward Redemption Fee that will be levied is Rs.99 plus GST.

Features and Benefits of the RBL Bank Patanjali Vishisht Credit Card

The main features and benefits of the RBL Bank Patanjali Vishisht Credit Card are mentioned in the table below:

Category 

Features 

Welcome Benefit 

2,000 reward points will be provided if you spend Rs.500 and above within 30 days from the date the card was issued. 

Fuel Surcharge 

1% surcharge waiver on transactions between Rs.500 and Rs.4,000 (maximum of Rs.150 every month). 

Milestone Benefits 

No annual fee needs to be paid if you spend Rs.1.5 lakh in a year.If you spend Rs.2.5 lakh in a year, including spending at least Rs.12,000 at Patanjali website/stores, a Rs.500 Patanjali Voucher will be provided.If you spend Rs.4 lakh in a year, including spending at least Rs.15,000 at Patanjali website/stores, 2 nights/3 days stay at a Patanjali Wellness Centre will be provided. 

Cashback 

A 10% cashback is offered at Patanjali offline and online stores if you spend at least Rs.500. The maximum cashback that is provided in a month is Rs.500. 

Rewards Program 

1 reward point is offered for every Rs.100 that is spent at offline and online stores. 

How to Apply for the RBL Bank Patanjali Vishisht Credit Card?

The process to apply for the RBL Bank Patanjali Vishisht Credit Card is mentioned below: 

  1. Visit https://www.rblbank.com/personal-banking/cards/credit-cards/rbl-bank-patanjali-vishisht-credit-card/?tabName=product-benefits. 
  1. Click on ‘Apply Now’. 
  1. Next, enter your name, gender, date of birth, mobile number, email ID, city, and captcha.  
  1. Agree to the terms and conditions and click on ‘Get OTP’. 
  1. Next, enter the OTP that is sent to the registered mobile number. 
  1. Enter the pincode, residence address, sector, source of income, net monthly income, and PAN details. 
  1. Agree to the terms and conditions and click on ‘Submit’. 

A RBL Bank employee will contact you to process the request. 

Fees and Charges

The different fees and charges that are levied are mentioned in the table below:

Category 

Charges 

Joining Fee 

Rs.499 

Annual Fee 

Rs.499 (waived if Rs.1.5 lakh is spent in a year) 

Finance Charges 

Up to 47.88% per annum (up to 3.99% per month) 

Late Payment Fees 

12.5% of the total amount that is outstanding (minimum is Rs.5 and maximum is Rs.1,300) 

Overlimit 

Nil 

FAQs on RBL Bank Patanjali Vishisht Credit Card

  • Can I apply for the RBL Bank Patanjali Vishisht Credit Card online?

    Yes, you can apply for the RBL Bank Patanjali Vishisht Credit Card online. 

  • How much should I spend in a year for the annual fee to be waived?

    You should spend Rs.1.5 lakh in a year for the annual fee to be waived. 

  • Does RBL Bank offer complimentary international or domestic lounge access on the Patanjali Vishisht Credit Card?

    No, RBL Bank does not offer complimentary international or domestic lounge access on the Patanjali Vishisht Credit Card. 

  • Can I link the Patanjali Vishisht Credit Card to UPI?

    Yes, the Patanjali Vishisht Credit Card can be linked to UPI. 

  • Who should I contact in case of any grievances?

    You can send an email to cardservices@rbl.bank.in in case of any grievances. 

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