RBL Bank Patanjali Swarn Credit Card

RBL Bank’s Patanjali Swarn Credit Card comes with several benefits such as domestic lounge access, welcome rewards, and cashback for spends at Patanjali Stores. The card can be linked to UPI apps for payments. 

The process to apply for the RBL Bank Patanjali Swarn Credit Card is simple and can be completed online. You can use the credit card to avail benefits on BookMyShow movie tickets. If you spend Rs.1,000 within the first 30 days from the date the card has been issued, 6,000 Reward Points will be provided.

Features and Benefits of the RBL Bank Patanjali Swarn Credit Card

The main features and benefits of the RBL Bank Patanjali Swarn Credit Card are given in the table below: 

Category 

Features 

Welcome Benefit 

6,000 reward points will be provided if you spend Rs.1,000 and above within 30 days from the date the card was issued. 

Domestic Lounge Access 

In year, domestic lounge access is provided for free for four times (one every quarter) 

Fuel Surcharge 

1% surcharge waiver on transactions between Rs.500 and Rs.4,000 (maximum of Rs.200 every month). 

Milestone Benefits 

  1. If you spend Rs.3 lakh in a year, including spending at least Rs.12,000 at Patanjali website/stores, a Rs.1,500 Patanjali Voucher will be provided.
  2. If you spend Rs.5 lakh in a year, including spending at least Rs.15,000 at Patanjali website/stores, 4 nights/5 days stay at a Patanjali Wellness Centre will be provided. 

Cashback 

A 10% cashback is offered at Patanjali offline and online stores if you spend at least Rs.500. The maximum cashback that is provided in a month is Rs.750. 

Rewards Program 

1 reward point is offered for every Rs.100 that is spent at offline and online stores. 

BookMyShow 

Buy 1 ticket and get 1 ticket for free (maximum of Rs.200) once a month on the weekends. 

How to Apply for the RBL Bank Patanjali Swarn Credit Card Online?

Given below is the process to apply for the RBL Bank Patanjali Swarn Credit Card online: 

  1. Visit hhttps://www.rblbank.com/personal-banking/cards/credit-cards/rbl-bank-patanjali-swarn-credit-card/?tabName=product-benefits. 
  1. Click on ‘Apply Now’. 
  1. Next, enter your name, gender, date of birth, mobile number, email ID, city, and captcha.  
  1. Agree to the terms and conditions and click on ‘Get OTP’. 
  1. Next, enter the OTP that is sent to the registered mobile number. 
  1. Enter the pincode, residence address, sector, source of income, net monthly income, and PAN details. 
  1. Agree to the terms and conditions and click on ‘Submit’. 

A RBL Bank employee will contact you to process the request. 

Fees and Charges

The different fees and charges that are levied are mentioned in the table below: 

Category 

Charges 

Joining Fee 

Rs.1,499 plus GST 

Annual Fee 

Rs.1,499 plus GST 

Finance Charges 

Up to 47.88% per annum (up to 3.99% per month) 

Late Payment Fees 

12.5% of the total amount that is outstanding (minimum is Rs.5 and maximum is Rs.1,300) 

Overlimit 

Nil 

FAQs on RBL Bank Patanjali Swarn Credit Card

  • Does RBL Bank offer complimentary international access on the Patanjali Swarn Credit Card?

    No, RBL Bank does not offer complimentary international lounge access on the Patanjali Swarn Credit Card. 

  • Who should I contact in case of any grievances regarding the Patanjali Swarn Credit Card?

    You can send an email to cardservices@rbl.bank.in in case of any grievances regarding the Patanjali Swarn Credit Card. 

  • What is the Reward Redemption Fee on the Patanjali Swarn Credit Card?

    Rs.99 plus GST is the Reward Redemption Fee on the Patanjali Swarn Credit Card. 

  • Can I link the Patanjali Swarn Credit Card to the Google Pay app?

    Yes, the Patanjali Swarn Credit Card can be linked to the Google Pay app. 

  • Is there any way for the renewal fee to be waived off on the Patanjali Swarn Credit Card?

    No, there is no way for the renewal fee to be waived off on the Patanjali Swarn Credit Card. 

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