RBL Bank’s Patanjali Swarn Credit Card comes with several benefits such as domestic lounge access, welcome rewards, and cashback for spends at Patanjali Stores. The card can be linked to UPI apps for payments.
The process to apply for the RBL Bank Patanjali Swarn Credit Card is simple and can be completed online. You can use the credit card to avail benefits on BookMyShow movie tickets. If you spend Rs.1,000 within the first 30 days from the date the card has been issued, 6,000 Reward Points will be provided.
The main features and benefits of the RBL Bank Patanjali Swarn Credit Card are given in the table below:
Category | Features |
Welcome Benefit | 6,000 reward points will be provided if you spend Rs.1,000 and above within 30 days from the date the card was issued. |
Domestic Lounge Access | In year, domestic lounge access is provided for free for four times (one every quarter) |
Fuel Surcharge | 1% surcharge waiver on transactions between Rs.500 and Rs.4,000 (maximum of Rs.200 every month). |
Milestone Benefits |
|
Cashback | A 10% cashback is offered at Patanjali offline and online stores if you spend at least Rs.500. The maximum cashback that is provided in a month is Rs.750. |
Rewards Program | 1 reward point is offered for every Rs.100 that is spent at offline and online stores. |
BookMyShow | Buy 1 ticket and get 1 ticket for free (maximum of Rs.200) once a month on the weekends. |
Given below is the process to apply for the RBL Bank Patanjali Swarn Credit Card online:
A RBL Bank employee will contact you to process the request.
The different fees and charges that are levied are mentioned in the table below:
Category | Charges |
Joining Fee | Rs.1,499 plus GST |
Annual Fee | Rs.1,499 plus GST |
Finance Charges | Up to 47.88% per annum (up to 3.99% per month) |
Late Payment Fees | 12.5% of the total amount that is outstanding (minimum is Rs.5 and maximum is Rs.1,300) |
Overlimit | Nil |
No, RBL Bank does not offer complimentary international lounge access on the Patanjali Swarn Credit Card.
You can send an email to cardservices@rbl.bank.in in case of any grievances regarding the Patanjali Swarn Credit Card.
Rs.99 plus GST is the Reward Redemption Fee on the Patanjali Swarn Credit Card.
Yes, the Patanjali Swarn Credit Card can be linked to the Google Pay app.
No, there is no way for the renewal fee to be waived off on the Patanjali Swarn Credit Card.

Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.