RBL Bank Nova Credit Card

RBL Bank introduced two premium credit cards and one of those is the RBL Bank NOVA Credit Card. It is a luxury card offering accelerated travel rewards, airport lounge access, low forex markup, and complimentary golf rounds for affluent lifestyle seekers. 

What is a Nova Credit Card? 

The NOVA Credit Card is crafted as a premium metal card; it reflects sophistication and modern luxury. The privileges and advanced benefits are curated thoughtfully; and the card goes beyond conventional offerings. It delivers a perfect blend of elegance, innovation, and premium lifestyle advantages for those who meet the eligibility criteria.

Features and Benefits of Nova Credit Card

The significant features and key benefits of RBL Nova credit card are mentioned below:

  • Offers gift card worth Rs.12,500 from Taj Experiences or Luxe Gift Card.
  • Offers 12 international airport lounge access.
  • Offers four domestic airport lounge access.
  • The card also offers four complimentary guest visits outside India.
  • On spending Rs.3 lakh or more in a calendar quarter, the card offers gift card worth Rs.10,000 of Taj Experiences, Luxe Gift Card, MakeMyTrip, TATA CLiQ LUXURY, and MARRIOTT BONVoY.
  • Cardholders can enjoy four golf rounds and 12 complimentary golf lessons per year.
  • Offers first two add-on cards at zero cost.

Reward Points

The reward points offered on various online and offline transactions using this RBL Nova credit card are mentioned below:

  • For every Rs.200 spent on flight and hotel bookings, the card offers 12 reward points.
  • For every Rs.200 spent on purchases anywhere, the card offers four reward points.
  • One reward point is equivalent to Rs.1.

Note: Reward point is not applicable for transactions, such as insurance, utilities, fuel, quasi-cash, real estate or rental, government services, cash, EMI, wallet or service provider, etc.

Fees and Charges of Nova Credit Card 

The fees and charges of RBL Nova Credit card are mentioned in the table below:

Fees and charges

Amount

Joining fee

Rs.12,500 plus GST (Goods and Services Tax)

Annual fee

Rs.12,500 plus GST

Add-on card fee

Joining fee: Nill for first two cards, Beyond two: one-time fee of Rs.3000 per card

Forex

2%

Cash Payment at RBL Bank Branches

Rs.100

Duplicate Statement Fee

Nil

Overlimit fee

Nil

Late payment fee

12.50% of the total outstanding amount

How to Apply for Nova Credit Card?

To apply for RBL Nova credit card, follow the below-mentioned steps:

  • Visit the official website of RBL Bank.
  • Navigate to the credit card section.
  • Select RBL Nova credit card.
  • Click on ‘Express Your Interest’
  • Add the required details
  • Complete the KYC (Know Your Customer) verification.
  • The card will be issued by the bank after eligibility check and document verification.

FAQs on Nova Credit Card

  1. What rewards can I earn with the RBL Bank NOVA Credit Card?

    Cardholders can earn accelerated reward points on travel and lifestyle spends. They will earn 12 and four reward points for every Rs.200 spent on flight and hotel bookings, and other purchases, respectively. 

  2. Does the RBL Bank NOVA Credit Card offer airport lounge access?

    Yes, the RBL Bank NOVA Credit Card provides complimentary airport lounge access at select domestic and international airports. 

  3. What are the key lifestyle benefits of the RBL Bank NOVA Credit Card?

    Key benefits include travel rewards, low forex markup on international transactions, complimentary golf rounds, add-on card benefits, and exclusive lifestyle privileges for premium cardholders. 

  4. Does the RBL Bank NOVA Credit Card charge a forex markup fee?

    Yes, the RBL Bank NOVA Credit Card offers a comparatively low forex markup fee of 2%. 

  5. How can I apply for the RBL Bank NOVA Credit Card?

    You can apply for the RBL Bank NOVA Credit Card online through the official RBL Bank website or by visiting a nearby RBL Bank branch. 

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