RBL Bank introduced two premium credit cards and one of those is the RBL Bank NOVA Credit Card. It is a luxury card offering accelerated travel rewards, airport lounge access, low forex markup, and complimentary golf rounds for affluent lifestyle seekers.
The NOVA Credit Card is crafted as a premium metal card; it reflects sophistication and modern luxury. The privileges and advanced benefits are curated thoughtfully; and the card goes beyond conventional offerings. It delivers a perfect blend of elegance, innovation, and premium lifestyle advantages for those who meet the eligibility criteria.
The significant features and key benefits of RBL Nova credit card are mentioned below:
The reward points offered on various online and offline transactions using this RBL Nova credit card are mentioned below:
Note: Reward point is not applicable for transactions, such as insurance, utilities, fuel, quasi-cash, real estate or rental, government services, cash, EMI, wallet or service provider, etc.
The fees and charges of RBL Nova Credit card are mentioned in the table below:
Fees and charges | Amount |
Joining fee | Rs.12,500 plus GST (Goods and Services Tax) |
Annual fee | Rs.12,500 plus GST |
Add-on card fee | Joining fee: Nill for first two cards, Beyond two: one-time fee of Rs.3000 per card |
Forex | 2% |
Cash Payment at RBL Bank Branches | Rs.100 |
Duplicate Statement Fee | Nil |
Overlimit fee | Nil |
Late payment fee | 12.50% of the total outstanding amount |
To apply for RBL Nova credit card, follow the below-mentioned steps:

Cardholders can earn accelerated reward points on travel and lifestyle spends. They will earn 12 and four reward points for every Rs.200 spent on flight and hotel bookings, and other purchases, respectively.
Yes, the RBL Bank NOVA Credit Card provides complimentary airport lounge access at select domestic and international airports.
Key benefits include travel rewards, low forex markup on international transactions, complimentary golf rounds, add-on card benefits, and exclusive lifestyle privileges for premium cardholders.
Yes, the RBL Bank NOVA Credit Card offers a comparatively low forex markup fee of 2%.
You can apply for the RBL Bank NOVA Credit Card online through the official RBL Bank website or by visiting a nearby RBL Bank branch.

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