PNB Patanjali RuPay Select Credit Card

In collaboration with the National Payments Corporation of India (NPCI), Punjab National Bank (PNB) and Patanjali Ayurved Limited (PAL) have introduced co-branded contactless credit cards. These co-branded credit cards are available on NCPI's RuPay Platform in two variants: PNB RuPay Platinum and PNB RuPay Select.

PNB Patanjali RuPay Select Card – Features and Benefits

The PNB Patanjali RuPay Select card offers a wide range of attractive cash backs, reward points, and exclusive privileges.

Given below are the features and benefits offered by the PNB Patanjali RuPay Select card:

• The joining fee is Rs.500 while the annual fee is Rs.750.
• PNB Genie mobile app for card management.
• No annual fee if you use the credit card at least once a quarter.
• The credit limit is Rs.50,000 to Rs.10 lakh.
• Get 2X reward points on retail products.
• For your first use, earn 300+ reward points.
• Get access to domestic as well as international lounge programs.
• Enjoy more than 300 merchant offers.
• Get 2% cashback on transactions more than Rs.2,500 subject to a maximum of Rs.50 per transaction across all Patanjali stores.
• Patanjali Swadeshi Samridhi Card users will get an additional cashback of 5-7% on recharges done by their PNB Patanjali RuPay Select cards.
• Get insurance coverage worth Rs.10 lakh for accidental death and personal total disability.
• Auto-debit, EMI, and add-on card facilities are available.

Eligibility Criteria for PNB Patanjali RuPay Select Card

The following conditions have to be met to apply for the PNB Patanjali RuPay Select card:

• You should be aged between 21 years and 70 years.
• You should either be salaried or a self-employed professional.
• Your annual income must be a minimum of Rs.5 lakh.

Documents Required for PNB Patanjali RuPay Select Card

The following documents are required to apply for a PNB Patanjali RuPay Select card:

• Application form
• Address proof
• Identity proof
• Income proof
• PAN card
• Passport size photographs

FAQs on PNB Patanjali RuPay Select Credit Card

1. What is the joining fee of the PNB Patanjali RuPay Select card?

   The PNB Patanjali RuPay Select card comes with a joining fee of Rs.500.

2. What is the credit limit offered on the PNB Patanjali RuPay Select card?

   The PNB Patanjali RuPay Select card offers a credit limit of Rs.50,000 to Rs.10 lakh.

3. Does the PNB Patanjali RuPay Select card offer insurance cover?

   Yes. The PNB Patanjali RuPay Select card offers insurance coverage worth Rs.10 lakh for accidental death and personal total disability.

4. What is the annual fee of the PNB Patanjali RuPay Select card?

   The annual fee of the PNB Patanjali RuPay Select card is Rs.750. However, this fee is waived off if you use your card at least once every quarter.