PNB EMT RuPay Platinum Credit Card

Punjab National Bank, one of India’s leading public sector banks has joined hands with EaseMyTrip to launch a co-branded credit card, PNB EMT RuPay Platinum credit card. With a joining fee of Rs.2000, the card offers multiple benefits and rewards along with an annual fee waiver facility on spending Rs.1 lakh in a year. The card offers discounts on flight and hotel books and ensures financial assistance during times of medical emergency by proving insurance coverage on accidental death and personal total disability. Read on to learn more about the features and benefits of PNB EMT RuPay Platinum credit card.

Updated On - 13 Sep 2025

Features of PNB EMT RuPay Platinum Credit Card

The following are some of the key features of PNB EMT RuPay Platinum credit card:

  1. This is a RuPay Platinum card
  2. The maximum and minimum credit card limit are Rs.5 lakh and Rs.50,000, respectively
  3. Does not charges joining fee for add-on card
  4. Offers complimentary lounge accesses and insurance coverage
  5. The card also facilitates zero liability protection for lost or stolen cards
PNB EaseMyTrip Credit Card

Benefits of PNB EMT RuPay Platinum Credit Card

The following are some of the significant benefits of PNB EMT RuPay Platinum credit card:

  1. Welcome benefit of 3000 reward points will be offered to the cardholders
  2. Voucher worth Rs.3000 will also be offered as welcome benefit that include flight, hotel, and holidays worth Rs.500, Rs.1000, and Rs.1,500, respectively
  3. Offers 10% discount on domestic flight bookings (up to Rs.1000) and international flight bookings (up to Rs.500) at no minimum value
  4. On domestic and international hotel booking, cardholders can avail themselves of 20% discount which is up to Rs.5000 and Rs.10,000, respectively, at no minimum value
  5. At a minimum value of Rs.500, customers can avail themselves of flat Rs.125 off on bus bookings using this card
  6. in case of accidental death or personal total disability, the cardholders are provided with insurance coverage of Rs.2 lakh
  7. The card offers fuel surcharge waiver of 1.00% on transacting between Rs.500 to Rs.400 for a minimum and maximum amount of Rs.12.50 and Rs.250 per billing cycle

Notes: Discounts can be availed by the cardholders only for a maximum of four monthly transactions.

Other Details About PNB EMT RuPay Platinum Credit Card

Here are some of the additional details about PNB EMT RuPay Platinum credit card:

  1. On your first transaction, cardholders can avail themselves of 300 reward points
  2. Offers fuel surcharge waiver
  3. Cardholders offer international and domestic airport lounge access

Fees and Charges

Here are details regarding the fees and charges of PNB EMT RuPay Platinum credit card:

Spend Based Waiver

On spending of Rs.1 lakh annual spend will be waived off

Interest Rate

2.95%

Joining Fee

Rs.2000

Renewal fee

Nil

Add-on card renewal fee

Nil

Fuel Surcharge

From transactions between Rs.500 and Rs.4000 fuel surcharge waiver of 1.00%

Rewards Redemption Fee

NA

Cash Advance Charges

2.00%

Foreign Currency Markup

3.50%

Add-on Card Fee

Nil

Eligibility Criteria

The following are the required eligibility criteria to apply for PNB EMT RuPay Platinum Credit Card:

  1. Should be Indian citizen or non-Resident citizen
  2. Applicant should be 18 years of age
  3. Applicant should have a steady income source
  4. The applicant must have a good credit score

FAQs on PNB EMT RuPay Platinum Credit Card

  • Can I get any discount on flight bookings using my PNB EMT RuPay Platinum Card?

    Yes, PNB EMT RuPay Platinum credit card offers discounts on flight bookings up to 10% off on domestic and international flights. The cardholders can also avail themselves of discounts of 20% and 125% on hotel bookings, both domestic and international, and bus bookings under certain conditions, respectively.

  • What are the benefits that I can avail after receiving my PNB EMT RuPay Platinum credit card?

    There is wide range of benefits of using the PNB EMT RuPay Platinum credit card, such as no renewal fee, spend based annual fee waiver, discounts on flight and hotel bookings, complimentary lounge access on domestic and international flights, etc. The card also offers welcome benefits of 300 reward points on first transaction and Rs.3000 as voucher for travel, holiday, and flight bookings.

  • Do I need to pay any additional fee for applying for an PNB EMT RuPay Platinum add-on credit card?

    No, you need not pay any additional joining fee for add-on card of PNB EMT RuPay Platinum credit card for your family member.

  • What is the minimum and maximum credit limit for PNB EMT RuPay Platinum credit card?

    The minimum and maximum credit limit for PNB EMT RuPay Platinum credit card is Rs.50,000 and Rs.5 lakh, respectively.

  • Can I get fuel surcharge waiver on a transaction of Rs.2,500 using PNB EMT RuPay Platinum credit card?

    Yes, you will get fuel surcharge waiver of 1.00% on your transaction of Rs.2,500 using your PNB EMT RuPay Platinum credit card, as waiver can be availed on transactions between Rs.400 to Rs.4000 using this card at all fuel stations in India.

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