What are the tenure options offered on PNB credit card EMI?

The tenure options offered on PNB credit card EMI are 3, 6, 9, 12, 18, 24, and 36 months.

What is the processing fee to avail PNB credit card EMI?

The processing fee to avail PNB credit card EMI is 2% of the transaction amount or Rs.200, whichever is more, plus applicable GST.

Where can I find the PNB credit card EMI application?

You can download the PNB credit card EMI application from the official website of PNB.

What are the prepayment charges for PNB credit card EMI?

The prepayment charge for PNB credit card EMI is 3% of the outstanding amount.

Can I place an EMI conversion request online?

Yes, you can place an EMI conversion request by sending an email from your registered email address to creditcardpnb@pnb.co.in.

What is the minimum transaction amount to avail PNB credit card EMI?

The minimum transaction amount to avail PNB credit card EMI is Rs.2,500.

Punjab National Bank Credit Card EMI

Punjab National Bank (PNB) offers the 'Easy Pay Plan' which enables its customers to convert their purchases into equated monthly instalments (EMIs) and repay them over a period of 3 to 36 months. Read on to learn about the features, fees, and other important details about the Easy Pay Plan.

Features of PNB Credit Card EMI

The features of PNB credit card EMI are as follows:

To avail the Easy Pay Plan, you need to make a single retail transaction of Rs.2,500 and above with your PNB Global credit cards.
Convert several transactions into Easy Pay Plan every billing cycle up to the maximum allowable amount.
Requests for the facility must be made within 30 days of the transaction's or payment's due date.
The processing fee is 2% of the transaction amount or Rs.200, whichever is more, plus applicable GST.
The repayment plan is mentioned in the table below:

Tenure	Amount of Spends	Instalment Amount
3 months	10,000	39 (inclusive of finance charges)
6 months	10,000	,756 (inclusive of finance charges)
9 months	10,000	,196 (inclusive of finance charges)
12 months	10,000	17 (inclusive of finance charges)
18 months	10,000	38 (inclusive of finance charges)
24 months	10,000	99 (inclusive of finance charges)
36 months	10,000	62 (inclusive of finance charges)

Fees and Charges for PNB Credit Card EMI

The fees and charges associated with PNB credit card EMI are mentioned in the table below:

Type of Fee	Amount
Processing Fee	2% the transaction amount or Rs.200 whichever is more plus GST
Prepayment Charges	3% the outstanding amount
Finance Charges	18% p.a. (1.5% p.m.)

How to Avail PNB Credit Card EMI

Here are the ways you can avail the PNB credit card EMI facility:

You can contact PNB bank's customer service to request an EMI conversion.
You can also submit a request by sending an email from your registered email address tocreditcardpnb@pnb.co.in.
Alternately, you can download the Easy Pay Plan Application form from the official website of PNB and send it to: Punjab National Bank, Credit Card Processing Centre, 11th Floor, Atma Ram House, 1 Tolstoy Marg, New Delhi-110001

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>

FAQs on PNB Credit Card EMI

What are the tenure options offered on PNB credit card EMI?
The tenure options offered on PNB credit card EMI are 3, 6, 9, 12, 18, 24, and 36 months.
What is the processing fee to avail PNB credit card EMI?
The processing fee to avail PNB credit card EMI is 2% of the transaction amount or Rs.200, whichever is more, plus applicable GST.
Where can I find the PNB credit card EMI application?
You can download the PNB credit card EMI application from the official website of PNB.
What are the prepayment charges for PNB credit card EMI?
The prepayment charge for PNB credit card EMI is 3% of the outstanding amount.
Can I place an EMI conversion request online?
Yes, you can place an EMI conversion request by sending an email from your registered email address to creditcardpnb@pnb.co.in.
What is the minimum transaction amount to avail PNB credit card EMI?
The minimum transaction amount to avail PNB credit card EMI is Rs.2,500.

Types of Credit Card

Credit Card by Banks

Articles on Credit Card

Credit Card Customer Care

Credit Card Bill Payment

Credit Card Eligibility

Disclaimer

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.