PhonePe HDFC Bank UNO Credit Card

Welcome Benefits for PhonePe HDFC Bank UNO Credit Card

Additional features 

1. Utility bill payment 

1. Zero cost liability for lost card 

1. 20 to 50 days of interest-free period 

Fees and Charges of PhonePe HDFC Bank UNO Credit Card

The fees and charges applicable to PhonePe HDFC Bank UNO credit card are given in the table below: 

Fee Waivers for PhonePe HDFC Bank UNO Credit Card

How Do I Redeem my Reward Points?

Customers can redeem reward points in two main ways: 

1. As cashback against outstanding credit card balance. 

1. For bookings or purchases on HDFC SmartBuy (flights, hotels), Airmiles, or Product Catalogue. 

Redemption Value: 

1. 1 Reward Point = Rs.1, when redeemed as cashback. 

1. 1 Reward Point = Rs.0.30, when used on Airmiles, SmartBuy, or Product Catalogue. 

Notes: 

1. Cashback redemption directly reduces the statement balance. 

1. To redeem for cashback, a minimum of 500 Reward Points is required. 

1. For cashback redemptions, no redemption fee is charged. 

1. If reward points are not redeemed, then they expire one year after accumulation. 

Services on PhonePe HDFC Bank UNO Credit Card

The following is the list of services that can be managed by logging into the official HDFC bank website: 

1. Blocking your card 

1. Set PIN for card usage 

1. Set daily limit, international or domestic usage limit, online spend limit, etc. 

1. Requesting credit card statement 

1. Converting transaction or outstanding amount into EMI 

1. Reward point redemption 

1. Automates utility bill payment 

1. Issue of new card 

1. Requesting hotlisting of credit card 

1. Provides offers on credit card

How to Activate PhonePe HDFC Bank UNO Credit Card?

You need to activate your PhonePe HDFC Bank UNO credit card within 37 days and if not activated your card gets closed as per regulation. Here are the activation modes of the card: 

1.  IVR (Interactive Voice Response): Customer can call IVR number 1860 266 0333, provide the card number, validate through OTP and set the card PIN to activate the card. 

1. Net banking: Log into the netbanking  account, visit the ‘Cards’ section, select ‘Change PIN’ option and set the preferred PIN for card activation. 

How to Link my PhonePe HDFC Bank UNO Credit Card to UPI?

To start using your credit card on PhonePe, you need to set both the Card PIN and UPI PIN. Follow these steps: 

1. Open the PhonePe app and navigate to Manage Payments. 

1. Select ‘View all’ and then ‘Manage Card’. 

1. Tap on ‘Set PIN’ under ‘Card Management’ – a 3-step setup will appear. 

1. Click Set PIN next to Step 01and you will be redirected to the HDFC Bank page. 

1. Under Manage Card, select Set PIN. 

1. Fill in the required details to set your Card PIN. 

1. After setting the Card PIN, tap ‘Proceed to Link’ at the bottom of the PhonePe screen. 

1. Enter your card details, such as last 6 digits, CVV, and expiry date. 

1. Follow the steps to create your UPI PIN. 

Your card is ready to use on PhonePe once both the PINs are set. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

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