Paytm HDFC Bank Digital Credit Card

1. Cashpoints Benefit: Earn 2% cashpoints on eligible transactions made through the Paytm application, with a cap of 250 cashpoints in one calendar month. Get 2% cashpoints on selected transactions made through Swiggy or Uber, with a cap of 250 cashpoints every month. For all other retail transactions, you earn 1% cashpoints, with a cap of 500 cashpoints in one calendar month. 

1. Interest-free Credit Period: Enjoy an interest-free credit period of up to 50 days with the Paytm HDFC Bank Digital credit card. 

1. Revolving Credit: HDFC Bank offers its customers a revolving credit facility at a nominal fee. 

1. Zero-cost liability: HDFC Bank also offers its customers complete protection against fraudulent transactions with zero liability to the cardholder. Do note that in such cases, the loss or theft of the card should be reported within 24 hours. This ensures your money stays safe even in case of misuse. 

1. Fee Waiver based on Spendings: The first-year fee is waived on completing transactions worth Rs.1000 within the first 40 days of the card issuance. The renewal fee is waived if you spend Rs.25,000 or more within a calendar year. 

1. Contactless Payment Feature: This credit card is enabled with contactless technology. 

1. Fuel Surcharge Waiver: With this credit card, you get a waiver of 1% on fuel surcharges up to Rs.250 in one statement cycle for transactions worth between Rs.400 and Rs.5000.

Documents Required to Apply for Paytm HDFC Bank Digital Club Credit Card

The documents required to apply for the Paytm HDFC Bank Digital credit card are as listed below: 

Proof of Identity: 

1. Aadhaar Card 

1. Passport 

1. PAN Card 

1. Any other government-issued ID 

Proof of Address: 

1. Aadhaar Card 

1. PAN Card 

1. Utility Bills or other valid address documents 

Proof of Income:

1. Salary Slips (last 3 months) 

1. Recent Bank Statements 

1. Form 16 

1. ITR 

Photographs

1. Multiple recent passport-sized photographs 

Note: The documents mentioned above are standard requirements. You may be required to submit additional documents to get the credit card. 

Fees and Charges for Paytm HDFC Bank Digital Credit Card

The fees and charges for the Paytm HDFC Bank Digital credit card are as listed below: 

Credit cards make payments easy for all expenses online and offline while offering various benefits

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