Paytm HDFC Credit Card

1. Fuel Surcharge Waiver: Get a fuel surcharge waiver of 1% on all fuel purchases of Rs.400 and above. This is capped at Rs.250 per statement cycle.
2. Spend-Based Fee Waiver: Your monthly fee will be waived if you spend Rs.5,000 on retail purchases in a month.
3. Add-on Card Benefit: Get up to four complimentary add-on cards for your family members.
4. Zero Liability Benefit: The card has zero lost card liability, which means that if you lose your card, you have no liability for any unauthorized purchases made with the card.
5. Interest-Free Credit: Enjoy an interest-free credit period for up to 50 days.

1. Convenient Utility Bill Payments: Pay your utility bills conveniently and on time by registering your credit card with SmartPay, a utility bill payment service offered by HDFC Bank.

Features and Benefits of Paytm HDFC Bank Select Credit Card 

The features and benefits offered on the Paytm HDFC Select Credit Card are as follows: 

1. Welcome Benefit: Enjoy complimentary Paytm First membership, a premium rewards and loyalty program, as a welcome benefit. You will be entitled to a wide range of privileges and benefits from partner companies. You must make a minimum transaction of Rs.100 to be eligible for this benefit. 
2. Dining Offers: Enjoy discounts of up to 20% on partner restaurants through Dineout. 

1. Milestone Benefit: Get Rs.500 in gift vouchers if you spend Rs.50,000 on non-EMI and non-rental purchases in a quarter.  You can select from various categories such as shopping, food delivery, health and wellness, entertainment, etc.  
2. Cashback: Get 5% cashback on all Paytm purchases, which includes Malls, Movies, and the Mini app. Get 2% cashback on all Paytm transactions and 1% cashback on retail purchases. It should be noted that EMI transactions, wallet reloads, and fuel transactions are not eligible for cashback. 
3. Fuel Surcharge Waiver: Get a fuel surcharge waiver of 1% on all fuel purchases of Rs.400 and above. This is capped at Rs.500 per statement cycle. 
4. Spend-Based Fee Waiver: The annual membership fee will be waived if you spend Rs.50,000 on non-EMI purchases within the first 90 days.  
5. Renewal Benefit: The annual renewal fee will be waived if you spend Rs.1.5 lakh on non-EMI purchases within a year.  

1. Add-on Card Benefit: Get up to four complimentary add-on cards for your family members.  
2. Zero Liability Benefit: The card has zero lost card liability, which means that if you lose your card, you have no liability for any unauthorized purchases made with the card. 
3. Interest-Free Credit: Enjoy an interest-free credit period for up to 50 days.  
4. Convenient Utility Bill Payments: Pay your utility bills conveniently and on time by registering your credit card with SmartPay, a utility bill payment service offered by HDFC Bank. 
5. Complimentary Lounge Access: Enjoy eight complimentary airport lounge visits in a year.  

Fees and Charges for Paytm HDFC Credit Card  

The fees and charges associated with the Paytm HDFC Credit Card are mentioned in the table below: 

How to Apply for Paytm HDFC Credit Card 

You can apply for the Paytm HDFC Credit Card both online and offline. For an offline application, visit the nearest HDFC Bank branch with all the required documents. The steps to apply for the Paytm HDFC Credit Card online are as follows: 

Step 1: Visit the official website of HDFC Bank. 

Step 2: Under the ‘Pay’ section, click on ‘Credit Cards.’ 

Step 3: A new page will open where all of the HDFC Bank credit cards are organised into different sections. 

Step 4: Choose the 'Paytm HDFC Bank Credit Card' from the 'Lifestyle' section and click 'Apply Now.' 

Step 5: Enter all the requested details and proceed with the next steps.  

Documents Required for Paytm HDFC Credit Card  

To apply for the Paytm HDFC Credit Card, you need to show the following documents during video KYC: 

1. A blank paper where you are required to sign 
2. Original PAN card 

Please keep in mind that if there is a discrepancy, an HDFC Bank representative will contact you asking for more address proof documents. The following documents are acceptable: 

1. Proof of Aadhaar possession/ e-Aadhaar printout which is no older than 30 days/e-KYC (Biometric/OTP based) 
2. Voter ID 

1. Job card from NREGA duly signed by a state government official 
2. Valid passport 
3. Valid driving licence 
4. Letter from the National Population Register with name and address information