Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Max SBI Card SELECT

    The Max SBI Card SELECT is a co-partnered shopping credit card with the State Bank of India and Max offering a wide range of benefits and features across different categories. Along with the shopping benefits, the card also offers milestone benefits, fuel surcharge benefits and more. The Max SBI Card SELECT comes with a joining fee of Rs.1,499 and an annual fee of Rs.1,499 along with a finance charge of 3.35%.

    Key Highlights of the Max SBI Card SELECT

    • 6,000 bonus reward points on payment of the joining fee.
    • 10X reward points on retail expenses at Landmark Stores.
    • 1% fuel surcharge waiver.
    • Spend-based rewards.

    Features and Benefits of the Max SBI Card SELECT

    Reward Point Benefits
    • On every retail spend of Rs.100 at Landmark Stores, get 10 reward points.
    • For every Rs.100 spent on other expenses, get 2 reward points.
    Welcome Benefits
    • Get 6,000 reward points on paying the annual fee.
    Spend-Based Benefits
    • On spending Rs.3 lakh in a year, get 12,000 reward points as a bonus.
    Cashback Benefits
    • Avail a cashback of Rs.100 on your first ATM cash withdrawal.
    Fuel Benefits
    • 1% fuel surcharge to be waived on all transactions.

    Max SBI Card SELECT Credit Limit

    The credit limit for the Max SBI Card SELECT is given by the bank. The State Bank of India will assign a credit limit based on factors such as your credit score, your credit utilisation ratio and your repayment habits.

    Max SBI Card SELECT Fees and Charges

    Type of Fee Charge
    Joining fee Rs.1,499
    Annual fee Rs.1,499
    Finance charges 3.35%
    Cash advance limit Up to 80% of the credit limit
    Minimum amount due 5% of the total outstanding amount (minimum of Rs.300)
    Free credit period 20 – 50 days
    Cash advance fee 2.5% of the transaction amount (subjected to a minimum of Rs.300)
    Late payment fee If the total amount due is between:
    • 0 and Rs.500 - Nil
    • Rs.500 and Rs.1,000 – Rs.400
    • Rs.1,001 and Rs.10,000 – Rs.750
    • Above Rs.10,000 – Rs.950
    Cheque fee Rs.100
    Overlimit fee 2.5% of the amount subject to a minimum of Rs.500.
    Card replacement fee Rs.100
    Rewards redemption fee Rs.99
    Foreign currency mark-up 3.5%

    Eligibility Criteria for Max SBI Card SELECT

    Nationality The applicant must be a citizen of India or a non-resident Indian.
    Employment status He or she must be either salaried or self-employed and have a steady income source.
    Age He or she must be at least 18 years old.
    Credit Score The applicant with a good CIBIL score will be eligible for the card.

    Documents Required for the Max SBI Card SELECT

    Income Proof Proof of Address Identity Proof
    Salary Slip Passport Voter ID
    Form 16 Ration Card Driving License
    IT Returns Voter ID Aadhaar Card
    - Aadhaar Card -

    Max SBI Card SELECT FAQs

    1. What is the maximum credit limit of the Max SBI Card SELECT?

      The maximum credit limit of the Max SBI Card SELECT will be assigned at the discretion of the State Bank of India.

    2. Does the Max SBI Card SELECT offer accelerated reward points?

      Yes, the Max SBI Card SELECT offers 10x reward points on every Rs.100 spent at online or retail Landmark stores which includes stores such as Max, Lifestyle, Home Centre, etc.

    3. Is there an annual fee reversal or waiver for the Max SBI Card SELECT?

      No, there is no annual fee waiver for the Max SBI Card SELECT.

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