Max SBI Card SELECT

1. Regular Rewards on all Other Retail Spends: Cardholders will earn two reward points for every Rs.100 spent on all other retail expenses other than fuel. This guarantees the cardholder will continue to earn points on our general spending. 

1. Welcome and Renewal Bonus: After payment of the joining fee, cardholders receive 6,000 bonus reward points if the joining fee is paid on time. The same is repeated at renewal time effectively providing sizeable value against the annual fees. 

1. Tiered Milestone Reward Program: The card has a milestone reward program which enables cardholders to earn bonus points based on their annual spending. As the cardholder's spending increases, they at some point unlock additional slab of rewarded points making the card more rewarding for those whose total expenses are higher. 

1. Fuel Surcharge Waiver: A one percent waiver on the fuel surcharge is presented for fuel transactions totaling Rs.500 to Rs.3,000. The waiver can be taken advantage of no more than Rs.100 at a time and applies to anyone who fuels up regularly uses their credit card.  

1. Cash back Reward Redemption Options: Reward points on the card can now be redeemed directly in-cache now that you can earn Landmark vouchers. You can also convert rewards points into Landmark Rewards points and redeem those points for future shopping from associated retail chains.  

1. Flexipay Option: Large purchases over Rs.2,500 can now be converted into monthly instalments using the Flexipay option, allowing large purchases to not hit the finances as a single large expense.  

1. EMI/cash advance option: In addition to the regular Flexipay option, the card is also able to be used in an EMI option for some transactions and also includes a cheque's cash advance option in more specific examples of needed further financial flexibility. 

1. Tap n Go Transactions: The card is completely enabled for the tap and go transaction, so with the tap at the terminal, you may complete your transaction quickly and securely.  

1. International Acceptance: The card as a credit card is now accepted globally for transactions, making it great for international purchases when you are traveling or purchasing online.

Benefits of Max SBI Card SELECT

The advantages of the Max SBI Card SELECT credit card are as follows:  

1. Extra Value at Landmark Stores: If you shop regularly at Max, Lifestyle or Home Centre, 10 reward points per Rs.100 spent is considerably better value compared to universal/general-purpose fellow cards.  

1. Cash back and Movie offers: If you are a frequent diner, or movie-goer, the accelerated reward rate makes the card represent good value overall and especially useful for leisurely spending.  

1. Milestone Rewards: The milestone rewards program on the card encourages additional spending for higher spenders as it has additional bonus miles which provides a level of extra excitement and forward impetus as spending increases.  

1. Savings on Fuel: Fuel is not a rewards issuance category, but the no surcharge makes for modest monthly savings on fuel bills, especially if you own a car or two-wheeler and purchase fuel regularly.  

1. Rewards for Welcome and Renew: For 6,000 bonus points given both at join and renew, you get back your annual fee in reward points alone. This provides upfront, visible value, and rewards to the user.  

1. Easy Redemption Options: The ability to redeem the points made at billing or to convert them into Landmark rewards makes a very easy to understand points system that is beneficial for regular shoppers. 

1. Flexible Spending with EMIs: Flexipay and EMI options allow cardholders to break larger transactions into smaller payments, making budgeting and affordability easier.   

1. Secure and Quick Payments: The advantage of contactless payment for speed and reducing password entry for smaller transactional amounts improves ease of use and hygiene.   

1. Global Usage: International acceptance implies that the card is good for travel whether business or leisure, and useful when shopping online from global platforms.  

1. Extensive Network and Trusted Brand: Backed by SBI Card and Landmark Group, it is a guarantee of service reliability and a functioning support ecosystem.

Eligibility Criteria and Documents required for Max SBI Card SELECT

To apply for the Max SBI Card, SELECT credit card, you must meet the following eligibility requirements:

1. Age: Applicant must be at least 21 years old and not older than 70 years. 

1. Nationality: Must be a resident Indian with a valid Indian address. 

1. Income: A stable income source is required. The figures are not always disclosed.  

1. Employment Type: Both salaried and self-employed individuals are eligible to apply. 

1. Credit Score: A good credit score (typically 750 or above) is recommended to improve chances of approval. 

1. Documentation: Applicants must provide valid proof of identity, address, and income during the application process. 

Note: Final eligibility is subject to SBI Card's internal credit assessment and policies.

Fees and Charges of Max SBI Card SELECT

The following are the fees and charges associated with Max SBI Card SELECT:  

How to Apply for Max SBI Card SELECT

To apply for the Max SBI Card SELECT credit card, there are two options available:  

Online Application

1. Step 1: Visit the official SBI Card website. 

1. Step 2: Navigate to Max SBI Card SELECT page. 

1. Step 3: Click the button ‘Apply Now’.  

1. Step 4: Provide basic details such as your name, contact, PAN, and income.  

1. Step 5: Upload documents for verification.  

1. Step 6: Submit the application and wait for the approval status message over SMS or email.  

 Offline Application

1. Step 1: Visit the nearest SBI branch or authorized credit card sales/business kiosk. 

1. Step 2: Request the application form for Max SBI Card SELECT. 

1. Step 3: Submit the form with photocopies of PAN card, identity/address proof, and income proof.  

1. Step 4: Wait for verification and processing. 

1. Step 5:Processing time is generally over five to seven working days depending upon document verification and eligibility. 

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