The Max SBI Card SELECT is a State Bank of India and Max co-branded retail credit card that offers a variety of incentives and features across many categories. The card includes milestone incentives, fuel surcharge advantages, and more in addition to shopping perks. The Max SBI Card SELECT has a Rs.1,499 (plus GST) joining fee and a Rs.1,499 (plus GST) annual cost, as well as a 3.35 percent finance charge.
|Reward Point Benefits||
The credit limit for the Max SBI Card SELECT is given by the bank. The State Bank of India will assign a credit limit based on factors such as your credit score, your credit utilisation ratio and your repayment habits.
|Type of Fee||Charge|
|Joining fee||Rs.1,499 plus GST|
|Annual fee||Rs.1,499 plus GST|
|Cash advance limit||Up to 80% of the credit limit|
|Minimum amount due||5% of the total outstanding amount (minimum of Rs.300)|
|Free credit period||20 – 50 days|
|Cash advance fee||2.5% of the transaction amount (subjected to a minimum of Rs.300)|
|Late payment fee||If the total amount due is between:
|Overlimit fee||2.5% of the amount subject to a minimum of Rs.600 plus taxes.|
|Card replacement fee||Rs.100|
|Rewards redemption fee||Rs.99|
|Foreign currency mark-up||3.5%|
|Nationality||The applicant must be a citizen of India or a non-resident Indian.|
|Employment status||He or she must be either salaried or self-employed and have a steady income source.|
|Age||He or she must be at least 18 years old.|
|Credit Score||The applicant with a good CIBIL score will be eligible for the card.|
|Income Proof||Proof of Address||Identity Proof|
|Salary Slip||Passport||Voter ID|
|Form 16||Ration Card||Driving License|
|IT Returns||Voter ID||Aadhaar Card|
The maximum credit limit of the Max SBI Card SELECT will be assigned at the discretion of the State Bank of India.
Yes, the Max SBI Card SELECT offers 10 reward points on every Rs.100 spent at online or retail Landmark stores which includes stores such as Max, Lifestyle, Home Centre, etc.
No, there is no annual fee waiver for the Max SBI Card SELECT.
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