Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Maruti Suzuki and HDFC have come together to offer an excellent credit card with an embedded microchip called Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card. This card offers several exciting benefits and features to HDFC and Nexa customers.
You can avail Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card if:
| Details | Charges |
|---|---|
| Foreign currency transactions | Up to 3.5% |
| Interest free days | Upto 50 days |
| Outstation cheque processing fee | Rs.25 for cheque value upto Rs.5, 000 and Rs.50 for cheque value above Rs.5, 000. |
| Minimum repayment fee | 5% on minimum of Rs.200 |
| Duplicate card | Rs.100 |
| Cash advance | 40% of credit limit |
| Fuel surcharge | Fuel charges is capped at Rs.500 per billing cycle for transactions between Rs.400 to Rs.5000. |
| Annual renewal fee | Rs.1000 |
| Additional card | Lifetime free up to 3 cards. |
| Revolving credit fee | When card is issued, the initial interest rate is 3.40% per month and 40.8% per year. Based on spends, payback and utilisation, this interest rate is subjected to change. The maximum interest rate for default payments is 3.5% monthly and 42% annually. |
| Balance transfer charges | 2% of balance transferred amount or Rs.250 whichever is greater. |
| Overlimit charges | 2.5% of the overlimit amount which is subjected to Rs.500 minimum amount. |
| Cash processing fee | Rs.100 for all payments made by depositing in HDFC bank or ATM. |
| Rewards redemption fee | RS.75 for each redemption request. |
| Railway ticket surcharge | Rs.30 + 2.5% of the transaction amount. |
| Statement Balance | Fees |
|---|---|
| Less than Rs.100 | Nil |
| Rs.100 - Rs. 500 | Rs.100 |
| Rs.501 - Rs.5,000 | Rs.400 |
| Rs.5,001 to Rs.10,000 | Rs.500 |
| Rs.10,001 to Rs.20,000 | Rs.700 |
Visit HDFC official website, for more information on Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card.
Welcome and renewal reward points of 100 reward points each is applicable upon realization of the annual membership fee.
Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card comes with a magnetic strip. This encrypted chip comes with enhanced security and protects the card against fraudulent transactions.
Yes. Wherever MasterCard is accepted, you can use Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card.
Yes. Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card can be used online.
Please call HDFC Credit Card customer service to report a stolen or lost Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card. You can also report a stolen card through HDFC net banking.
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