Loan on RBL Credit Card

RBL Bank has introduced a special facility in conjunction with its credit cards called the RBL credit card loan to help you meet your financial obligations. With an RBL credit card, you can avail of loans with minimal documentation. An RBL credit card loan comes with a hassle-free process and flexible tenure options.

Updated On - 05 Sep 2025
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Features and Benefits of RBL Credit Card Loan

The features and benefits of an RBL credit card loan are as follows:

  1. Loans against RBL credit cards are processed quickly.
  2. No excessive documentation is required.
  3. Loans can be repaid in flexible EMIs.
  4. The interest rate on RBL Bank credit card loans is variable yet reasonable.

Eligibility Criteria for RBL Credit Card Loan

You must fulfil the following conditions to apply for an RBL credit card loan:

  1. You must ensure that you don't have any outstanding debts on any credit card payments or loans.
  2. You must have a strong credit history.
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How to Apply for RBL Credit Card Loan

You can avail of a loan against your RBL credit card offline as well as online.

Steps to Apply for an RBL Credit Card Loan online

You can apply for an RBL credit card loan through internet banking by following these steps:

  1. Step 1: Log in to your internet banking account and navigate to the credit card section.
  2. Step 2: Choose the option for an instant loan.
  3. Step 3: Provide the required details and press the 'submit' button.
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Apply for an RBL Credit Card Loan offline

If you wish to apply for an RBL credit card loan, you should reach out to RBL bank's customer care by dialling 022-71190900. A customer service representative from the bank will contact you to assist you with the loan process. You may also ask the customer service representative any queries related to the interest rate, loan repayment, etc.

RBL Credit Card Loan Repayment Process

If you choose to repay your loan in EMIs, the instalment amount will reflect in each cycle of your credit card account statement, for the duration of the loan repayment tenure. In addition to the principal sum, you will also have to pay interest. You will be notified about the interest rate at the time the loan is issued.

RBL Bank ETMONEY LoanPass

RBL Bank offers a facility known as the RBL Bank ETMONEY LoanPass that allows you to obtain a loan anytime you need it. The money is transferred instantly to your bank account via the ETMONEY app. You may use the card to apply for several loans and pay interest solely on the amount borrowed. RBL Bank ETMONEY LoanPass comes with flexible EMI payment structures so that you can repay the loan amount at your convenience.

FAQs on RBL Credit Card Loan

  • Can I obtain a loan against my RBL credit card?

    Yes. You can avail of loans against your RBL credit card.

  • How can I apply for an RBL credit card loan?

    You can apply for an RBL credit card loan through internet banking or by contacting the bank's customer care.

  • What is RBL Bank ETMONEY LoanPass?

    With RBL Bank ETMONEY LoanPass, you can avail of loans instantly.

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