The Lifestyle Home Centre SBI Card is a shopping credit card and is curated specifically for the people who indulge in online or in-store shopping. This co-branded credit card with Landmark Stores comes with a renewal fee and a joining fee of Rs.499 along with a finance charge of 3.50% per month.
|Reward Point Benefits||
The credit limit for the Lifestyle Home Center SBI Card is assigned by the bank depending on various factors which include your credit score, your credit utilisation ratio, and your repayment habits of past and ongoing debts.
|Type of Fee||Charge|
|Cash advance fee||3.50% of the transaction amount (subjected to a minimum of Rs.300)|
|Card replacement fee||Rs.100|
|Late payment fee||If the total amount due is between:
|Cash advance fee||2.5% of the transaction amount (subjected to a minimum of Rs.500)|
|Minimum amount due||5% of the total outstanding amount (minimum of Rs.200)|
|Cash advance limit||Up to 80% of the credit limit|
|Foreign currency mark-up||3.5%|
|Overlimit fee||2.5% of the amount subject to a minimum of Rs.600.|
|Free credit period||20 – 50 days|
|Rewards redemption fee||Rs.99|
You can redeem the reward points accumulated on the credit card by logging in to your net banking account and selecting the option of ‘redeem rewards’. Once done, select your card and category on the rewards catalogue and choose the rewards you wish to purchase.
The annual fee of the Lifestyle HC SBI Card is Rs.499.
The finance charges of the Lifestyle HC SBI Card is 3.50% per month.
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