With the Kotak Solitaire Credit Card, how many add-on credit cards can I get?

You get up to three add-on credit cards with the Kotak Solitaire Credit Card. Do note that the add-on cardholder should be a minimum of 18 years of age. .

How much will I be charged for ATM cash withdrawal?

You will be charged a fee of 1% on ATM cash withdrawals. .

Will I be charged any fee for the redemption of air miles?

No, you will not be charged for the redemption of air miles. .

Within how many days will the air miles earned reflect in my account?

It would take around five working days for the air miles earned to reflect in your account. .

Will I be charged any forex markup fee on international transactions using this credit card?

No, the forex markup fee on international transactions using the Kotak Solitaire credit card is zero. .

Kotak Solitaire Credit Card

The Kotak Solitaire Credit Card offered by the Kotak Mahindra Bank is a premium offering and is an invite-only credit card. This credit card is designed for customers who travel frequently and comes with benefits like air miles on travel bookings, unlimited airport lounge access, offers on luxury stays and much more. Read on to know more about the Kotak Mahindra Solitaire Credit Card.

Updated On - 10 Oct 2025

Features and Benefits of the Kotak Solitaire Credit Card

The below-listed are the features and benefits of the Kotak Solitaire Credit Card:

Earn Air Miles: The Kotak Solitaire credit card offers 10 air miles for every Rs.100 spent on travel bookings using Kotak Unbox.

Lounge Access: With this credit card, you get unlimited lounge access across the globe on primary as well as add-on cards.

Stay Offers: On booking luxury stays at ITC, Alaya, or Elivaas using this credit card, you get the third night free or 50% off on the second night.

Conversion option: You get the option to convert your air miles into travel miles to your preferred airline/hotel programme. Do note that 1 air mile is equivalent to Re.1.

Rewards: For every Rs. 100 spent on other purchases, you earn 3 air mile.

No Forex Markup Fee: This credit card also offers zero forex markup fees on all transactions internationally.

Minimum cash withdrawal charges: This credit card charges just 1% on cash withdrawal and offers zero interest till payment due date.

Waiver on Fuel Surcharge: With this credit card, you get a fuel surcharge waiver of 1% on all petrol pumps across India on transactions worth Rs. 400 up to Rs. 7,500.

Design: The Kotak Solitaire credit card is a premium offering and is designed in metal for a distinct aesthetic and feel.

Fees and Charges for the Kotak Solitaire Credit Card

The below-listed are the fees and charges of the Kotak Solitaire Credit Card:

Parameter	Fees and Charges
Joining Fee	Nil
Annual Fee	Nil (Do note that you will be charged a fee Rs.25,000 if you are downgraded from Kotak Solitaire Program)
Interest charges on outstanding balances	3.5% per month
Add on card fees	Nil
Foreign currency Mark Up	Nil
Fee for cash payment at Bank	Nil
Reissue/ Replacement Card	Nil
Over Limit Charges	Nil
ATM Cash withdrawal	1% of advance amount
Late payment charges	Outstanding balance more than 500 up to Rs.5,000: Rs.500Outstanding balance more than Rs.5,000 up to Rs.10,000: Rs.600Outstanding balance more than Rs.10,000 up to Rs.25,000: Rs.800Outstanding balance more than Rs.25,000 up to Rs.50,000: Rs.1000Outstanding balance more than 50,000: Rs.1200

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>

FAQs

With the Kotak Solitaire Credit Card, how many add-on credit cards can I get?
You get up to three add-on credit cards with the Kotak Solitaire Credit Card. Do note that the add-on cardholder should be a minimum of 18 years of age.
How much will I be charged for ATM cash withdrawal?
You will be charged a fee of 1% on ATM cash withdrawals.
Will I be charged any fee for the redemption of air miles?
No, you will not be charged for the redemption of air miles.
Within how many days will the air miles earned reflect in my account?
It would take around five working days for the air miles earned to reflect in your account.
Will I be charged any forex markup fee on international transactions using this credit card?
No, the forex markup fee on international transactions using the Kotak Solitaire credit card is zero.

Types of Credit Card

Credit Card by Banks

Articles on Credit Card

Credit Card Customer Care

Credit Card Bill Payment

Credit Card Eligibility

Disclaimer

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.