Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card earn reward points when swipe the card for dining, grocery, and entertainment. You get travel and lounge benefits with the credit card. The joining fee of the card is Rs.2,500.
Welcome benefits:
Travel benefits:
You can redeem the reward points you earn via www.goindigo.in
| Reward Type | Percentage |
|---|---|
| Rewards on IndiGo Spends | 6% |
|
3% |
| Rewards on Other Category spends | 2% |
| Particulars | Fee |
|---|---|
| Joining Fees |
|
| Annual Fees |
|
| Condition for waiver of Annual Fees - First Year | NA |
| Condition for waiver of Annual Fees - Second Year | NA |
| Addon card Fees | NA |
| Interest Charges on outstanding Balances | 3.50% (Annualized 42%) |
| Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) | MAD can be 5% or 10% of TAD as decided by the Bank |
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof | Rs.300 |
| Late Payment Charges (LPC) |
|
| Over Limit Charge | Rs.500 |
| Cheque Bounce Charges | Rs.500 |
| Foreign Currency Mark Up | 3.5% |
| Railway Booking Surcharge | 1.8% or 2.5% |
| Fuel Surcharge | Applicable |
| Fee for Cash payment at Bank | Rs.100 |
| Outstation Cheque Processing Fee | Waived |
| Reissue/ Replacement Card (per reissue) | Rs.100 |
| Charge Slip Request | Waived |
| Machine Surcharge at ATMs | Waived |
| Balance Enquiry Charges at Non-Parent Bank ATM | Waived |
| Duplicate Statement Request | Waived |
| Web Pay Service Fee | Waived |
The fee for credit card replacement is Rs.100.
You get a free meal and fast baggage assistance.
You earn 6% reward points on IndiGo spends.
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