Kotak Ka-ching 6E XL Reward Credit Card

The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card allows you to earn reward points when you use the card for dining, grocery, and entertainment purchases. Additionally, the card offers travel and lounge benefits. This credit card has a joining fee of Rs. 2,500.

Key Highlights of the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

  1. Welcome Ticket: Receive a welcome ticket worth Rs. 3,000.
  1. 6E Prime Add-ons: Enjoy 6E Prime benefits valued at Rs. 1,099, which include priority check-in, seat selection, a complimentary meal, and assistance.
  1. Lounge Access: Benefit from eight complimentary lounge accesses per year, with up to two visits per quarter.

Features and Benefits of the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

  1. You can receive a welcome ticket valued at Rs. 3,000.
  2. You can enjoy 6E Prime add-ons worth Rs. 1,099, including priority check-in, seat selection, a complimentary meal, and assistance.
  3. You can benefit from eight complimentary lounge accesses per year, with a maximum of two per quarter.
  4. Earn a complimentary IndiGo air ticket by completing three transactions per month for the first three months. This ticket can be redeemed for the base fare when booking via the IndiGo website or mobile app in Indian Rupees only.
  5. The complimentary ticket will be credited to your IndiGo membership account within 30 days of meeting the eligibility requirements.
  6. The welcome benefits are provided only upon payment of the joining fee and will not be available if the fee is waived.

6E Rewards for Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

  1. The annual fee is Rs. 1,500 as part of a launch offer.
  2. The welcome benefits are available only after the annual fee is paid and are valid for six months from the date of issuance.
  3. A complimentary IndiGo air ticket can be redeemed toward the base fare after completing three transactions each month for the first three calendar months. The ticket can be redeemed for bookings made in Indian Rupees on the IndiGo website or mobile app.
  4. The 6E Rewards are earned on every Rs. 100 spent but do not apply to IndiGo group, corporate, SME, or agent bookings.
  5. The 6E Rewards will not be earned when loading prepaid payment instruments.
  6. You can enjoy complimentary domestic airport lounge access twice per quarter at select airports.
  7. The 6E Rewards earned with the Kotak IndiGo 6E Rewards Credit Card are valid for 24 months from issuance. Campaign-specific Bonus 6E Rewards are valid for six months from issuance.
  8. To view and redeem your 6E Rewards points, please visit the IndiGo 6E Rewards website.

Redemption of Points Earned on Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

You can redeem the reward points you earn via www.goindigo.in

Reward Type

Percentage

Rewards on IndiGo Spends

6%

  1. Rewards on Merchant Spends
  2. Dining
  3. Grocery
  4. Entertainment

3%

Rewards on Other Category spends

2%

Eligibility Criteria to Apply for the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

  1. The primary cardholder has to be between 21 years and 65 years.
  2. The add-on cardholder has to be more than 18 years old.
  3. You have to be a resident of India.

Fees and Charges of the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

Particulars

Amount or Details

Joining Fee

Rs. 2,500(Rs. 1,500 as introductory fee)

Annual Fee

Rs. 2,500(Rs. 1,500 as introductory fee)

Waiver Condition - First Year

NA

Waiver Condition - Second Year

NA

Add-on Card Fee

NA

Interest Charges on Outstanding Balances

3.50% (Annualized 42%)

Minimum Amount Due (MAD)

5% or 10% of TAD, as decided by the Bank

ATM Cash Withdrawal, Draft, Fund Transfer and Cash Advance (per Rs. 10,000 or part thereof)

Rs. 300

Late Payment Charges (LPC)

Rs. 100 for balance ≤ Rs. 500Rs. 500 for balance Rs. 500.01 - Rs. 10,000Rs. 700 for balance > Rs. 10,000

Over Limit Charge

Rs. 500

Cheque Bounce Charges

Rs. 500

Foreign Currency Mark-Up

3.5%

Railway Booking Surcharge

Applicable

Fuel Surcharge

Applicable

Fee for Cash Payment at Bank

Rs. 100

Outstation Cheque Processing Fee

Waived

Reissue Card or Replacement Card (per issuance)

Rs. 100

Charge Slip Request

Waived

Machine Surcharge at ATMs

Waived

Balance Enquiry Charges at Non-Parent Bank ATM

Waived

Duplicate Statement Request

Waived

Web Pay Service Fee

Waived

Please Note: GST or Applicable taxes will be charged as per the rates approved in the Finance Act each year on all interest, fees, and other charges levied on your Credit Card.

FAQs on Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

  • What is the fee for credit card replacement?

    The fee for credit card replacement is Rs.100.

  • What are the in-flight benefits I get with the credit card?

    You get a free meal and fast baggage assistance.

  • How much reward points do I earn on IndiGo spends?

    You earn 6% reward points on IndiGo spends.

  • What are the 6E Prime add-ons included with this card?

    Enjoy 6E Prime add-ons worth Rs. 1,099, which include priority check-in, seat selection, a complimentary meal, and assistance.

  • How many lounge accesses are provided per year?

    You receive eight complimentary lounge accesses per year, with a maximum of two per quarter.

  • When will the complimentary IndiGo ticket be credited to my account?

    The complimentary ticket will be credited to your IndiGo membership account within 30 days after meeting the eligibility requirements.

  • How long are the 6E Rewards valid?

    6E Rewards earned with the Kotak IndiGo 6E Rewards Credit Card are valid for 24 months from the date of issuance. Campaign-specific Bonus 6E Rewards are valid for six months from the date of issuance. To view and redeem your 6E Rewards points, visit the IndiGo 6E Rewards website.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.