Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
With the Kotak IndiGo Ka-ching 6E Rewards Credit Card, you get a lot of travel benefits, especially when you book IndiGo tickets. You earn reward points every time you swipe the card for spends like dining, grocery, and entertainment. The joining fee of the credit card is Rs.700.
Welcome benefits:
Travel benefits:
| Reward Type | Percentage |
|---|---|
| Reward points you earn when you book IndiGo tickets | 3% |
Reward points you earn on spends made at partner merchant outlets/websites. These include the following categories:
|
2% |
| Reward points earned on spends made on other categories | 1% |
| Particulars | Fee | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Joining fee | Rs.700 | ||||||||
| Annual fee | Rs.700 | ||||||||
| Add-on credit card | NIL | ||||||||
| Interest on outstanding balance | 3.50% (42%- Annualised) | ||||||||
| Minimum Amount Due (MAD) | This amount will be decided by the bank and can be either:
|
||||||||
Fee for:
|
Rs.300 | ||||||||
| Late payment charge |
|
||||||||
| Overlimit fee | Rs.500 | ||||||||
| Charge for a bounced cheque | Rs.500 | ||||||||
| Foreign currency mark-up | 3.5% | ||||||||
| Railway booking surcharge |
|
||||||||
| Fee for cash payment at a Kotak Mahindra Bank branch | Rs.100 | ||||||||
| Processing fee for an outstation cheque | Waived | ||||||||
| Fee for reissue/replacement of credit card | Rs.100 per reissue | ||||||||
| Charge-slip request | Waived | ||||||||
| Machine surcharge at Kotak Mahindra Bank ATMs | Waived | ||||||||
| Charge for balance enquiry at non-parent bank ATMs | Waived | ||||||||
| Request for a duplicate statement | Waived | ||||||||
| Web pay service fee | Waived |
To avail the benefits of the Accor stay voucher, you have to book a minimum of 1 night and a maximum 3 nights with any hotel which is a part of Accor.
Yes, the Kotak IndiGo Ka-ching 6E Rewards Credit Card does offer fuel surcharge benefits. You can call the bank's customer care at 18602662666 to get more details.
No, there is no spend-based annual fee waiver for the credit card.
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