Kotak Air Credit Card

Earn accelerated Air Miles on travel bookings.

• 3 Air Miles for every Rs.100 spent on flight and hotel bookings through Kotak Unbox.

Everyday Rewards

Earn rewards on your regular spending.

• Unlimited 1 Air Mile for every Rs.100 spent on all other eligible purchases.

Bonus Air Miles

Receive bonus rewards as a new and existing cardholder.

• 1,000 Bonus Air Miles upon card issuance.
• 1,000 Bonus Air Miles every card anniversary as a renewal benefit.

Airport Lounge Access

Enjoy a comfortable airport experience with complimentary lounge access.

• 4 Complimentary Domestic Airport Lounge Visits annually.
• Lounge access is available upon achieving Rs.60,000 or more in spends during the previous quarter.
• Maximum 2 lounge visits per calendar quarter.
• Simply present your Kotak Air Credit Card at participating airport lounges.
• Enjoy complimentary refreshments, Wi-Fi, and comfortable seating.

Fuel Surcharge Waiver

Save on fuel expenses across India.

• 1% Fuel Surcharge Waiver on fuel transactions.
• Applicable on transactions between Rs.500 and Rs.5,000.
• Maximum waiver of Rs.3,500 per anniversary year.
• Valid at petrol pumps across India.
• The waiver is applied automatically, with no separate activation required.

Flexible Air Miles Redemption

Redeem your Air Miles for travel and lifestyle rewards.

• Redeem Air Miles for flight bookings, hotel bookings, and instant vouchers.
• Transfer Air Miles to partner airline and hotel loyalty programmes through Kotak Unbox.

Fees and Charges 

The different fees and charges that are levied are mentioned in the table below: 

Eligibility Criteria for Kotak Air Credit Card

Applicants must meet the following eligibility requirements to apply for the Kotak Air Credit Card.

• Age: 21 to 65 years.
• Citizenship: Indian citizen or resident of India.
• Income: Regular and verifiable income (salary, business income, etc.).
• Credit History: Good credit score and repayment history.
• Existing Banking Relationship: Existing Kotak Bank customers may have a higher chance of approval, though it is not mandatory.
• KYC Compliance: Completion of the required Know Your Customer (KYC) documentation.

How to Activate Kotak Air Credit Card Using the Kotak Mobile App

Follow these steps to generate your credit card PIN through the Kotak Mobile Banking App.

1. Log in to the Kotak Mobile Banking App.
2. Navigate to Wallet or Credit Cards.
3. Select Card Controls.
4. Click Generate Card PIN.
5. Set your new PIN and complete the authentication process.

How to Earn Air Miles

Earn Air Miles on travel bookings as well as your everyday spending.

Air Miles Redemption Options

Redeem your accumulated Air Miles for travel bookings, vouchers, or transfers to partner loyalty programmes.

Redemption Highlights

Air Miles Validity

• Air Miles remain valid for 3 years from the date of accrual.

Flexible Redemption

• Redeem Air Miles conveniently through the Kotak Unbox platform.

Best Redemption Value

• Flight and hotel bookings offer the best redemption value at 1 Air Mile = Rs.1.

Partner Transfers

• Transfer Air Miles to participating airline and hotel loyalty programmes based on the applicable conversion ratios.

Partial Redemption

• Use Air Miles to pay a portion of your booking and pay the remaining amount using your credit card or other available payment methods.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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