KIWI Credit Card

You can apply for a virtual credit card from your Kiwi Credit Card and use it to make UPI payments in a safe and seamless manner. Kiwi is a financial company which has tied up with Axis Bank, Rupay, and UPI to provide this service to its customers.

Updated On - 18 Sep 2025

Features of Kiwi Credit Card

The features of Kiwi Credit Card are given below:

  1. Make payments with your virtual credit card without a minimum amount to spend:
  1. You can make payments using Kiwi on all UPI apps.
  2. Receive the credit card at no charge. In other words, the credit card is free for a lifetime.
  3. Use your card right away with simple onboarding and verification.
  4. Every transaction will earn you 2x Assured cashbacks when you use your scan and pay card. You can claim your cashback at any time, and it instantly credits your bank account.

How to Avail Kiwi Credit Card

  1. The first step will be to download the Kiwi: Rupay Credit Card on UPI app on your mobile phone.
  2. Click on ‘Login’ and provide your registered mobile number.
  3. You will receive a one-time password (OTP) on your mobile number. Enter the OTP.
  4. Post that you will get a waitlist ID.
  5. Once you have logged in, you can then apply for a virtual Kiwi Credit Card.

How to Use Kiwi Credit Card

Simply scan the QR code, and your credit card account pays the amount. You earn cashback and rewards based on what you spend. You can easily manage your credit card account by logging in to the Kiwi app and pay your outstanding bill instantly in a hassle-free manner.

Rewards for Kiwi Credit Card 

  1. Earn 2X cashback for every payment done by scanning and paying the amount using the credit card
  2. For every Rs.50 spent, earn 2 reward points. 

Reasons to Use Kiwi Credit Card 

The reasons why you can avail the Kiwi Credit Card are: 

  1. Avail instant cashback on scanning and paying. 
  1. It is the first credit card to enable direct UPI payment through scanning. 
  2. The card is free for a lifetime and no extra charges have been levied.

FAQs on Kiwi Credit Card

  • Can I set my credit card limit on the Kiwi app?

    Yes, you can set a limit on the amount you wish to spend using your Kiwi Credit Card through the Kiwi app.

  • Is the Kiwi app currently available only on Google Play Store?

    Yes, the Kiwi app is currently available only on Google Play Store now. The Kiwi app is also available for Apple users and can be downloaded through the App Store.

  • Is Kiwi app certified by NPCI?

    Yes, Kiwi app is certified by NPCI.

  • How can I send my queries related to the Kiwi Credit Card through mail?

     You can send your queries to the email ID service@gokiwi.in.

  • What is the Kiwi office address?

    The office address of Kiwi is Ground Floor, UrbanVault 1608, 7th Cross Opp BMTC Bus Depot, Sector-1, Agrahra Village, HSR Layout, Bengaluru, Karnataka 560102.

  • Can I contact a Kiwi customer representative through WhatsApp?

    Yes, you can send your queries to WhatsApp number 8147039992.

  • Can I get my Kiwi Credit Card blocked?

    Yes, you can log in to the Kiwi app where you can get your Kiwi Credit Card blocked.

  • Will any transaction made using the Kiwi credit card be safe?

    Yes, any transaction made using the Kiwi Credit Card will be safe and secure.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.