KIWI Credit Card
The Kiwi Credit Card is a lifetime-free virtual RuPay card, issued with Axis Bank, for UPI scan-and-pay payments and cashback on every transaction. It has no joining or annual fee, and you can start using it right after quick onboarding and verification in the Kiwi app. Cashback rates and other benefits are covered below.
Features of Kiwi Credit Card
The features of Kiwi Credit Card are given below:
- Make payments with your virtual credit card without a minimum amount to spend:
- You can make payments using Kiwi on all UPI apps.
- Receive the credit card at no charge. In other words, the credit card is free for a lifetime.
- Use your card right away with simple onboarding and verification.
- Every transaction will earn you a flat 1.5% cashback, rising up to 5% with the Kiwi Neon membership when you use your scan and pay card. You can claim your cashback at any time, and it instantly credits your bank account.
- Split any payment into three interest-free instalments using Kiwi's No-Cost EMI feature, with no extra interest charged.
How to Avail Kiwi Credit Card
- The first step will be to download the Kiwi: Rupay Credit Card on UPI app on your mobile phone.
- Click on ‘Login’ and provide your registered mobile number.
- You will receive a one-time password (OTP) on your mobile number. Enter the OTP.
- Post that you will get a waitlist ID.
- Once you have logged in, you can then apply for a virtual Kiwi Credit Card.
How to Use Kiwi Credit Card
Simply scan the QR code, and your credit card account pays the amount. You earn cashback and rewards based on what you spend. You can easily manage your credit card account by logging in to the Kiwi app and pay your outstanding bill instantly in a hassle-free manner.
Rewards for Kiwi Credit Card
- Earn a flat 1.5% cashback for every payment done by scanning and paying the amount using the credit card.
- Upgrade to the Kiwi Neon membership to earn up to 5% cashback on eligible transactions.
- Access exclusive discounts on popular brands through gift card offers available on the Kiwi app.
Reasons to Use Kiwi Credit Card
The reasons why you can avail the Kiwi Credit Card are:
- Avail instant cashback on scanning and paying.
- It is the first credit card to enable direct UPI payment through scanning.
- The card is free for a lifetime and no extra charges have been levied.
Kiwi Credit Card Customer Support
You can reach Kiwi's support team using the details below.
- Email: service@gokiwi.in
- WhatsApp: 8147039992
- Registered office address: No.1505, 2nd & 3rd Floor, Olsen Spaces, 19th Main Road, HSR Layout, Bangalore South, Bangalore - 560102
Summary
The Kiwi Credit Card is a lifetime-free virtual RuPay card that lets you make UPI payments and earn cashback on every scan-and-pay transaction, with no joining or annual charges. It is issued in partnership with Axis Bank and is managed entirely through the Kiwi app, from onboarding to bill payment. Apply through the Kiwi app to start using a virtual credit card on UPI without any card fees.
FAQs on Kiwi Credit Card
1. What is the Kiwi Credit Card?
The Kiwi Credit Card is a lifetime-free virtual credit card that lets you make UPI payments through the Kiwi app. It is issued in partnership with Axis Bank and works on the RuPay network.
2.Does the Kiwi Credit Card have any joining or annual fee?
No, the Kiwi Credit Card is free for a lifetime with no joining or annual fee. There are no hidden charges for using the card.
3.Is there a minimum amount I need to spend to use the Kiwi Credit Card?
No, you can make payments with your Kiwi Credit Card without any minimum spend requirement. This applies across all UPI apps that support the card.
4.How do I apply for the Kiwi Credit Card?
You can apply for the Kiwi Credit Card by downloading the Kiwi app, logging in with your registered mobile number, and verifying the OTP sent to you. Once verified, you can complete the onboarding steps in the app to apply for the virtual card.
5.How long does it take to get the Kiwi Credit Card?
The Kiwi Credit Card offers instant access once you complete simple onboarding and verification in the Kiwi app. You do not need to wait for a physical card, since it is issued as a virtual card.
6.How do I use my Kiwi Credit Card to make payments?
You can use the Kiwi Credit Card by scanning a UPI QR code at the time of payment, and the amount is billed to your credit card account. You can track your spending and repay your bill from the Kiwi app.
7.What rewards can I earn with the Kiwi Credit Card?
The Kiwi Credit Card offers cashback on scan-and-pay transactions made using the card, at the rate outlined in the Rewards section above. Reward rates and membership tiers may be revised by Kiwi from time to time.
8.Is the Kiwi Credit Card app available on both Android and iOS?
Yes, the Kiwi app is available for Android users on the Google Play Store and for Apple users on the App Store. You can download it from either platform to apply for and manage your Kiwi Credit Card.
9.Is the Kiwi app certified by NPCI?
Yes, the Kiwi app is certified by the National Payments Corporation of India (NPCI). This certification supports its use for UPI-based credit card payments.
10.Can I set a spending limit on my Kiwi Credit Card?
Yes, you can set a limit on the amount you wish to spend using your Kiwi Credit Card directly through the Kiwi app. This lets you control your monthly spending on the card.
11.Can I block my Kiwi Credit Card if needed?
Yes, you can block your Kiwi Credit Card at any time by logging into the Kiwi app. This lets you secure your card quickly if it is lost or misused.
12.Are transactions made using the Kiwi Credit Card safe?
Yes, transactions made using the Kiwi Credit Card are safe and secure, since they run on the UPI and RuPay networks. The Kiwi app also lets you set spend limits and block the card for added security.
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Credit Card Eligibility
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