The Karur Vysya Bank SBI Card PRIME has premium lifestyle benefits, travel benefits, reward points, fuel surcharge waivers, and contactless technology for a frictionless payment experience.
The Karur Vysya Bank SBI Card PRIME is another premium lifestyle credit card. It is for Karur Vysya Bank cardholders with rewards, travel benefits, and savings. If you are shopping, dining, travelling, or spending on everyday expenses, the Karur Vysya Bank SBI Card PRIME will reward you with points. With add-ons like this, global acceptance and a fully integrated rewards program, this card is right for you if you value convenience and good value for money.
The following are the major advantages of using the Karur Vysya Bank SBI Card PRIME Credit Card:
To be eligible to apply for the Karur Vysya Bank SBI Card PRIME, applicants must satisfy the following requirements:
Note: The Bank has the right to perform additional checks for the application, including but not limited to verification of income and internal risk profiling covering income stability, level of debt, existing credit exposure, and repayment history.
The following documents need to be submitted when you apply for the Karur Vysya Bank SBI Card PRIME credit card:
Table listing the fees and charges associated with the Karur Vysya Bank SBI Card PRIME:
Fee/Charge | Details |
Joining Fee | Rs.2,999 + taxes (one-time) |
Renewal Fee | Rs.2,999 + taxes (waived on Rs.3 lakh annual spend) |
Finance Charges | Up to 3.5% per month (42% p.a.) |
Late Payment Charges | - Rs.0 if due amount is up to Rs.500 - Rs.400 if Rs.501–1,000 - Rs.750 if Rs.1,001–10,000 - Rs.950 if Rs.10,001–25,000 - Rs.1,100 if Rs.25,001–50,000 - Rs.1,300 if above Rs.50,000 |
Cash Advance Fee | 2.5% of the amount (minimum Rs.500) |
Overlimit Fee | 2.5% of overlimit amount (minimum Rs.600) |
Foreign Currency Markup | 3.5% on international transactions |
Reward Redemption Fee | Rs.99 per request |
Card Replacement Fee | Rs.100 |
You can also apply for the Karur Vysya Bank SBI Card PRIME in the offline or online mode:

You can check your available credit or cash limit through the SBI Card mobile app, SBI Card website, or SMS. Your credit limit is also indicated on the monthly credit card statement.
Yes. You can request an upgrade or downgrade of your card, depending upon your usage, payment behaviour and credit profile. This can be done through the SBI Card website or customer care.
Yes. You can set spending limits and restrict/enable transaction types (for example: online, ATM with card, contactless etc) using the SBI Card app or net banking. This is an added layer of security for your card.
Yes. Eligible purchases over a certain minimum amount can be converted to easy EMI with flexible tenures at the time of purchase and later also via the SBI Card app or through the SBI Card website.
You will earn 2 points per Rs.100 on regular spending and 10 points when you spend on dining and groceries. 1 reward point is worth up to Rs.0.25. You can redeem your points for travel, vouchers, merchandise, recharges, and more through the SBI Card portal and app.
While not explicitly stated, premium cards such as these may have cover for accidental air death, lost card liability and other insurance while travelling. Refer to the card’s welcome kit or speak with customer care for detailed coverage limits.
No, currently all SBI credit cards (including Karur Vysya Bank SBI Card PRIME) do not support UPI for direct payment use. You can use UPI based payment apps like Google Pay, PhonePe or Paytm to send a payment via credit card.
Block your card via the SBI Card app, website or customer care. You will not be liable for any unauthorised transactions that took place after you reported the lost card to SBI Card. SBI Card has emergency card replacement support in select locations.
Yes, you can request a time change to your billing cycle by contacting the user care team of SBI Card. Changes are granted at the discretion of the card provider and are subject to internal controls. You can only change the time of your billing cycle once within a given period of time.
Yes, the card allows for up to 50 days of credit on purchases as interest free if full payment of previous month debits is made. Interest free credit does not apply to cash withdrawals and EMIs.

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