KVB SBI Card ELITE

1. Global Acceptance: Use your card at over 24 million international merchant outlets, including more than 3.25 lakh stores within India, for wide accessibility. 

1. Flexipay Facility: Convert transactions of Rs.2,500 or more into affordable monthly EMIs within 30 days of purchase, helping you manage large spends more efficiently. 

1. Easy Bill Payments: Make utility bill payments directly through the card using SBI Card’s Easy Bill Pay platform, saving time and effort every month. 

1. Cash Advance Facility: Access cash whenever required using the Cash on the Go feature, available at over 1 million ATMs worldwide. 

1. Balance Transfer Option: Transfer outstanding balances from other credit cards to your KVB SBI Card ELITE at lower interest rates, helping you save on finance charges. 

1. Add-on Cards: Apply for up to three complimentary add-on cards for your immediate family members over the age of 18, all sharing your primary credit limit.

Benefits of the Karur Vysya Bank SBI Card ELITE

The benefits of the Karur Vysya Bank SBI Card ELITE credit card are mentioned below:  

1. Welcome Gift: Receive an e-gift voucher worth Rs.5,000 as a welcome reward upon payment of the annual fee, redeemable at leading partner brands such as Pantaloons, Shoppers Stop, Yatra, Bata, and more. 

1. Reward Points on Spending: Earn 5X reward points for every Rs.100 spent on dining, department stores, and grocery purchases, and 2 points per Rs.100 on all other retail transactions (excluding fuel). 

1. Milestone Rewards: Get up to 50,000 bonus reward points every year by reaching key spending milestones of Rs.3 lakh and Rs.4 lakh, encouraging regular card usage. 

1. Movie Benefits: Avail Buy 1 Get 1 free movie tickets through (up to Rs.250 off per ticket, twice a month), making weekends more enjoyable. 

1. Airport Lounge Access: Gain complimentary membership to domestic airport lounges across major cities in India, adding comfort and luxury to your travel experience. 

1. Fuel Surcharge Waiver: Get a 1% waiver on fuel surcharge at petrol pumps across India for transactions between Rs.500 and Rs.4,000, up to Rs.250 per billing cycle. 

1. Exclusive Concierge Services: Avail 24x7 concierge assistance for travel bookings, gift delivery, and dining reservations, adding convenience to your lifestyle. 

1. Global Travel Benefits: The card comes equipped with international usage capabilities, making it ideal for frequent travellers seeking premium features abroad.

Eligibility Criteria for KVB SBI Card ELITE

For one to apply for the KVB SBI Card ELITE, there are some eligibility criteria to be met. These are to guarantee the card is issued to people who have a good credit history and stable income. 

1. The applicant should be a resident of India. 

1. The age limit is 21 years for salaried candidates and 65 years for self-employed applicants. 

1. There should be a stable monthly income. 

1. Good credit history (at least 750) is advisable to enhance chances of approval. 

1. Applicants should not have defaulted on any loan or credit payment in the past.

Documents to Apply for KVB SBI Card ELITE

Applicants must provide the following documents with their application for verification and approval: 

Identity Proof:

1. PAN Card
2. Aadhaar Card
3. Passport
4. Driving License, or Voter ID. 

Address Proof:

1. Aadhaar Card
2. Electricity or Telephone Bill
3. Passport, or Rental Agreement

Income Proof:

1. For salaried people: Recent salary slips or Form 16.   
2. For self-employed people: Latest Income Tax Returns (ITR) with computation. 

Photographs:

Recent passport-sized photographs. 

Bank Statement:Can be demanded as evidence of regular income and banking activity. 

Note: It is recommended to have the original and photocopies of these documents handy while applying for the credit card.

How to apply for KVB SBI Card ELITE Credit Card

It is an easy process to apply for the KVB SBI Card ELITE and can be accomplished either online or offline, based on your choice and convenience.  

Online Application Process

If you would like to apply for the KVB SBI Card ELITE from the convenience of your home or office, you can go through the steps outlined below to apply online: 

1. Step 1: Start by logging into the official SBI Card website: www.sbicard.com. 

1. Step 2: Go to the Credit Cards section and scroll through the available card products until you find KVB SBI Card ELITE. 

1. Step 3: Click on the ‘Apply Now’ button given alongside the description of the card. 

1. Step 4: You will be redirected to a secure application form. Fill in all the required personal details, including name, contact number, and email address. 

1. Step 5: Proceed to enter your employment and income information to help the issuer assess your eligibility. 

1. Step 6: Upload digital copies of the necessary documents for identity verification (such as PAN or Aadhaar), address proof, and income proof (salary slips or ITRs, depending on your employment type). 

1. Step 7: Once you have filled in all fields and uploaded documents, submit your application form. 

1. Step 8: After that, your application will be processed by the SBI Card team. You may be called or emailed for a verification process where your details are confirmed, and the approval process is initiated. 

Offline Application Process

For applicants who do not want to apply online or prefer a face-to-face interaction, the offline application process is just as available: 

1. Step 1: Go to the nearest Karur Vysya Bank branch. Bring the original and photocopies of the required documents. 

1. Step 2: Ask the customer service representative or authorised officer for the KVB SBI Card ELITE application form. 

1. Step 3: Fill in the application form carefully with correct personal, employment, and financial information. 

1. Step 4: Affix self-attested photocopies of your supporting documents, including proof of address, income, identity and a recent passport size photograph. 

1. Step 5: Give the filled form and documents to the bank representative. 

1. Step 6: The bank will transmit your application to the SBI Card processing team for additional verification and approval. You may be contacted along the way, if needed, for further verification.

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