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Karnataka Bank collaborated with State Bank of India to launch two new co-branded credit cards, ‘Karnataka Bank SBI Platinum Credit Card’ and ‘Karnataka Bank Simply Save SBI Card’. The Karnataka Bank SBI Platinum Credit Card, which is exclusively developed for elite customers.
Designed around the lifestyle and spending patterns of premium class, the co-branded card comes with a bunch of features, rewards, travel offers, complimentary memberships, dining offers and lot more.
|Access to golf courses across the globe||With the premium card, card holders get access to more than 300 golf courses across the world. They will also get 30% discount on the green fee.|
|Cash withdrawal||Cash can be withdrawn from more than 1 million Visa-powered ATMs across the globe|
|Fuel surcharge waiver||Surcharge on fuel which is typically 1% on the bill will be waived for transactions above Rs.500 and up to Rs.4,000. The maximum surcharge waiver is, however, limited to Rs.250 per month or statement cycle.|
|Auto bill pay||The card comes with an easy bill pay facility, which enables users to provide standing instructions to the bank to make bill payments such as telephone, electricity, insurance premiums automatically every month.|
|Convert dues into EMIs||With Flexipay option customers can convert their credit card bills into easy EMIs or equated monthly instalments. The option is available within 30 days of purchase and can be activated by calling SBI helpline at 1860 180 1290.|
|Transfer balance from other credit cards||Outstanding dues on other credit cards can be transferred to Karnataka Bank SBI Platinum Credit Card through the ‘Balance Transfer on EMI’ facility. Customers can enjoy low interest rates and repay the dues in EMIs. The feature can be availed through SBI internet banking.|
|Manage online||By registering the card in SBI net banking account, card holders can manage their cards online. They can check their monthly statements, available credit, outstanding dues, request for change in address and similar service by registering their card online.|
|Easy money facility||The feature allows the card holders to get a draft or cheque against their cash limit delivered to their registered address.|
|Emergency card replacement||Card replacement service is available across the globe and can be available by contacting 24x7 helpline numbers.|
|Acceptable across the world||Powered by VISA, the credit card is accepted in over 2 million outlets across the globe and in more than 2.5 lakh stores in India|
|Add-on cards||Users can share their card with their family by applying for add-on cards. The card holder’s parents, spouse, siblings and children above 18 years of age are eligible to apply for an add-on Platinum credit card.|
|Bonus spend rewards||For annual spends of Rs.4 lakh and Rs.5 lakh, an e-gift voucher worth Rs.3,000 from selected brands will be provided.|
|Welcome and anniversary gift||Card holders will receive a welcome gift – an e-Gift voucher worth Rs.3,000, after paying the annual fee. They will also receive an anniversary gift, if the minimum spend in the previous year is Rs.2 lakh and when the annual fee is paid.|
|Travel and car rental benefits||
|Lounge access in airports:||The card also offers complimentary membership to the priority pass programme which provides access to over 1,000 airport lounges across the world.|
|Annual and renewal fees||
|Extended credit charges||
|Cash advance and fee||
|Late Payment Fee||
|Fee Type||Fee (Rs.)|
|Cheque pickup fee||Rs.90|
|Statement retrieval fee||Rs.100 per statement (more than 2 months old)|
|Charge slip retrieval fee||Rs.225 per charge slip|
|Card replacement charge||Rs.100|
|Rewards redemption fee||Up to Rs.99|
|Payment dishonour fee||2% of the payment amount|
|Cash payment fee||Rs.100|
|Emergency replacement in abroad||Nil|
|Over limit fee||2.5% of the over limit amount (min. Rs.500)|
|Foreign currency transaction fee||3.5% conversion mark-up|
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